Best Auto Loans & Personal Banking | Affinity Plus Virginia MN Credit Union

Introduction

Welcome to Affinity Plus, your trusted partner in financial well-being right here in Virginia, Minnesota! Nestled at 1460 S 12th Ave, we have proudly served our community since 1934. With a strong commitment to our members, we have grown to support over 273,913 individuals and families, ensuring that everyone has access to the financial services they need. At Affinity Plus, we understand that your financial journey is unique. That's why we offer a variety of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our goal is to empower you with the tools and resources you need to achieve your dreams. With total assets exceeding $4.2 billion and deposits reaching $305.5 million, our financial health reflects our dedication to serving our members effectively. Under the leadership of CEO Dave Larson and Board President Robyn Cousin, our team of 608 employees works tirelessly to create a welcoming environment where your needs come first. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to 1460 S. 12th Ave. W, Virginia, MN 55792 if different from our main address. Ready to experience exceptional service? Give us a call at 800-322-7228 or explore more about what we can do for you at Affinity Plus. Join us as we continue our mission of building better financial futures together!

Branch History & Mission

At Affinity Plus, we take pride in our rich history and unwavering commitment to the community. Established in 1934, our Virginia branch has grown alongside its members, evolving from a small credit union into a trusted financial partner for over 273,000 individuals. With total assets exceeding $4.2 billion, we continue to provide valuable services that empower our members to achieve their financial goals. Located at 1460 S 12th Ave, Virginia, MN 55792, our branch serves as a welcoming hub for financial services in the area. We understand the unique needs of our community and strive to offer personalized solutions that make a difference in people's lives. Our operating hours are Monday through Friday from 9 AM to 4 PM, ensuring that we are here when you need us most. The mission of Affinity Plus is simple yet profound: to enhance the financial well-being of our members while supporting the communities we serve. We believe that by providing accessible banking options and responsible lending practices, we can help families thrive financially. Our dedication extends beyond banking; we actively engage in community outreach efforts and partnerships that strengthen local initiatives. While members can visit us at 1460 S 12th Ave, official correspondence should be sent to 1460 S. 12th Ave. W, Virginia, MN 55792 if needed. We are proud to offer a range of services including personal banking accounts, auto loans, mortgages, and business banking solutions all designed with our members' needs in mind. In today's fast-paced world, we've embraced technology to enhance your banking experience. Our branch provides online and mobile banking options, ensuring that you can manage your finances conveniently from anywhere. We also have an ATM available for quick cash withdrawals and balance checks. As part of our mission, we focus on accessibility for all. Our facilities are ADA compliant, making it easy for everyone in the community to access our services comfortably. We invite you to join Affinity Plus and experience firsthand the benefits of being part of a member-focused credit union. Together, let's build a brighter financial future for you and your family. For more information or to become a member today, please call us at 800-322-7228 or visit our website at Affinity Plus.

Branch Location & Accessibility

Convenient Access and Parking

Our branch offers convenient parking options to ensure a smooth visit. Additionally, we take accessibility seriously; our facilities are ADA compliant, featuring ramps and designated parking spots for those who need them.

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 800-322-7228. We're here for you! Come visit us at Affinity Plus in Virginia where your financial well-being is our top priority.

Operating Hours

Affinity Plus is open Monday through Friday from 9 AM to 4 PM, making it easy for you to fit banking into your busy schedule. We are closed on Saturdays and Sundays, so plan your visits accordingly.

Services Offered

At Affinity Plus, we offer a range of services tailored just for you. From checking and savings accounts to mortgage loans and credit cards with rewards, our team is ready to assist you with all your banking needs. If you're in need of quick cash or want to manage your finances on-the-go, we also provide ATM services for withdrawals and balance checks.

Member Eligibility

Becoming a member of Affinity Plus is like joining a close-knit family where everyone looks out for one another. If you live, work, or go to school in the area, you're already on the right track! Our community is open to those who have ties to Virginia and surrounding regions, as well as their family members. We believe that everyone deserves access to friendly financial services and support. By choosing Affinity Plus, you'll enjoy personalized banking options tailored to your needs, from checking accounts to loans and everything in between. Ready to take the next step? Opening an account at Affinity Plus is straightforward and welcoming. Just visit us at 1460 S 12Th Ave Virginia Mn 55792 or give us a call at (800) 322-7228 for more information. You can also check out our detailed eligibility criteria at http://www.affinityplus.org/membership/become-a-member. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Alongside our loan offerings, we provide robust merchant services designed to simplify daily operations. Picture this: accepting payments seamlessly through multiple channels, allowing you to focus more on what you do best growing your business. Our services are here to ensure you can manage transactions easily and efficiently, so you can keep your customers happy. Located at 1460 S 12Th Ave Virginia Mn 55792 in Virginia, MN, we're ready to partner with you on your path to success. Contact us today at (800) 322-7228 to learn how we can support your business endeavors!

Our Lending Commitment

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes time to purchase a new vehicle, our auto loans and vehicle financing options are here to assist you. Picture yourself driving off in that car you've always wanted without breaking the bank. We offer competitive rates and flexible terms to ensure that your monthly payments fit comfortably within your budget.

Business Banking

If you're a small business owner, our business banking services are designed with you in mind. From merchant services that simplify transactions to business loans that fuel growth, we understand what it takes to run a successful venture and are here to support you every step of the way.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards are an excellent choice. Imagine earning points every time you shop or dine out, which can be redeemed for exciting rewards! It's just another way we strive to add value to your everyday life.

Easy Access & Convenience

At Affinity Plus, we also prioritize convenience through various digital banking features such as online banking and mobile applications. Need cash quickly? Use our ATM services for withdrawals and balance checks without any hassle. We invite you to explore all these services by visiting us at 1460 S 12Th Ave Virginia Mn 55792 or giving us a call at (800) 322-7228. At Affinity Plus, we're dedicated to helping our members achieve their financial goals with ease and confidence. Join us today!

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your existing mortgage, our mortgage loans provide solutions tailored just for you. Our team will work with you to find the best rate and terms, making the process as smooth as possible so that you can focus on what really matters making memories in your new home.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances effectively. Imagine having a reliable account where you can effortlessly deposit your paycheck and save for future goals. With easy online and mobile banking options, accessing your funds has never been simpler. You can check balances, transfer money, and even make payments from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you won't have to face them alone. Whether it's a medical bill or consolidating credit card debt into one manageable payment, we're here to help you regain control over your finances.

Digital & Online Banking

At Affinity Plus, we understand that your time is valuable. That's why our digital and online banking services are designed to provide you with convenience and security, allowing you to manage your finances from anywhere, at any time. With just a few clicks, you can access a range of services that make banking easier and more efficient. One of the standout features available at Affinity Plus is our online banking platform. You can explore all its capabilities by visiting https://www.affinityplus.org. Whether it's checking your balance, transferring funds, or viewing transaction history, everything is at your fingertips. Plus, our 24/7 online banking services ensure you can take care of your financial needs whenever it suits you best. For those who prefer managing their accounts on the go, our mobile application is here to help. It offers easy access to your accounts and includes features like mobile payments, making it simple to pay for purchases directly from your device. And if you need to send money to friends or family, our person-to-person transfers feature allows you to do so with ease. Security is always a top priority at Affinity Plus. You can enjoy peace of mind knowing that our electronic signature authorization makes signing documents quick and secure. We also offer e-statements, which not only help reduce paper clutter but also give you instant access to your account statements whenever needed. With all these services combined, managing your finances has never been easier or more secure. Join us at Affinity Plus and take advantage of our digital banking solutions tailored for your busy lifestyle!

Financial Strength

Commitment to Innovation

With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is reflected in the $53,938 available for used auto loans and $3,625,652,728 in total loans and leases, showing our commitment to supporting your financial goals.

Efficient Operations

Our operational efficiency is evident with a net income of $13,276,811, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

We're grateful for our growing member base, with 662,042 total share accounts that trust us with their finances. This trust enables us to maintain a strong community presence while providing essential services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 1460 S 12Th Ave Virginia Mn 55792 or call (800) 322-7228 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that your money is in safe hands. Our net worth ratio of 8.81% further demonstrates our capital strength, enabling us to provide loans and competitive savings rates even during uncertain economic times.

Loan Offering

Additional Services

If you're interested in refinancing options or checking eligibility criteria for any of our loan products, feel free to reach out. Our dedicated team is available at 800-322-7228 during regular business hours (Monday-Friday from 9 AM - 4 PM) to guide you through your options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 1460 S 12th Ave Virginia MN 55792, or check out our website at Affinity Plus for more information. We're here to help you take that next step toward financial wellness!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand. We recognize that running a business comes with its own set of challenges and opportunities; our team is here to support you with tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We offer competitive rates and terms designed to make your home-buying experience smooth and straightforward.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. These cards come with features that allow you to control your spending while benefiting from rewards.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources ensures fair and transparent offers for all users. Each loan comparison reflects accurate rates and terms, allowing you to make informed financial decisions without second-guessing.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you receive is reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that help you find the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare their choices. This feature helps in making quick decisions tailored to individual needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the positive experiences of those who have used the platform. If you're ready to streamline your loan search and discover competitive rates tailored to your needs, compare real-time loan offers today at LendMesh. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AFFINITY PLUS FEDERAL CREDIT UNION - Virginia, MN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Virginia, MN (55792)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Parking

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Our Lending Commitment

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Easy Access & Convenience

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Financial Strength

Commitment to Innovation

Efficient Operations

Growing Member Base

Secure Savings Options

Solid Financial Health

Loan Offering

Additional Services

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Key Benefits of Using LendMesh

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