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Home Equity Loans
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Mortgage Loans
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Personal Loans
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Introduction
Welcome to Affinity Plus, your trusted partner in financial well-being, located at 175 W Lafayette Frontage Rd, Saint Paul, MN 55107. Established in 1934, our commitment to supporting our community shines through our robust offerings and dedicated service. With a total membership of 273,913 individuals, we pride ourselves on being more than just a credit union; we are a community-driven organization focused on helping you achieve your financial goals. At Affinity Plus, we manage total assets of over $4.2 billion and maintain a strong net worth of $373,830,407, ensuring that we have the resources to serve you effectively. We offer a variety of services, including personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking options. With total loans exceeding 208,512, we're here to support your aspirations whether you're buying your first car or financing your dream home. Our CEO, Dave Larson, alongside Board President Robyn Cousin, leads our talented team of 608 employees who are committed to providing top-notch member service. We understand that each member's needs are unique; that's why we offer personalized solutions tailored just for you. Our friendly staff is ready to assist you with everything from simple transactions at our drive-thru to complex loan applications. While members can visit us at our branch location, official correspondence should be sent to the same address: 175 W Lafayette Frontage Rd, Saint Paul, MN 55107-1420. Have questions or need assistance? Don't hesitate to reach out! Call us at 651-312-9252 for friendly support. Join us today and experience the difference with Affinity Plus! Visit our website at affinityplus.org to learn more about how we can help you thrive financially. Your journey towards better banking starts here!
Branch History & Mission
Community Commitment
We believe in giving back to the communities we serve through various outreach programs and partnerships. Whether it's sponsoring local events or supporting educational initiatives, Affinity Plus is committed to making a positive impact right here in Saint Paul and surrounding areas. Additionally, we focus on digital advancements that make banking easier for you offering online banking, mobile payments, and even electronic signatures for seamless transactions. We ensure that our facilities are ADA compliant so that everyone can access our services comfortably.
Join Us
As we continue this journey together with you as part of the Affinity Plus family, we invite you to experience the benefits of membership firsthand. Join us today and discover how we can help you achieve your financial goals while being part of a supportive community. For more information or assistance, feel free to reach out at 651-312-9252 or visit us at Affinity Plus. Let's build a brighter financial future together!
Our Evolution
Since opening our doors nearly nine decades ago, we have seen significant milestones that have shaped who we are today. We started with a simple mission: to serve those often overlooked by traditional banking institutions. As we evolved, so did our services. Today, we offer a wide range of products from checking and savings accounts to auto loans and mortgages designed with our members' needs in mind. Our branch address places us conveniently near key landmarks in Saint Paul, making it easy for you to stop by during your day. While members can visit us at 175 W Lafayette Frontage Rd, official correspondence should be sent to our mailing address at 175 W Lafayette Frontage Rd, Saint Paul, MN 55107-1420.
Our Mission
At Affinity Plus, our mission goes beyond just providing financial services; it's about building relationships and fostering community support. We strive to empower our members through education and resources that promote financial literacy and well-being. With total assets exceeding $4.2 billion, we pride ourselves on being financially sound while remaining dedicated to enhancing the lives of those we serve. Our operating hours are designed to accommodate your busy schedule: Lobby hours are Monday through Friday from 9 a.m. to 5 p.m., with Saturday hours from 9 a.m. to 12 p.m. For added convenience, our drive-thru service operates Monday through Friday from 8 a.m. to 6 p.m., ensuring that your banking needs are met efficiently.
Branch Location & Accessibility
Call Us Anytime
If you have questions or want to learn more about our services like personal loans, auto financing, or online banking feel free to give us a call at 651-312-9252. We're here to help make your banking experience as smooth as possible. So why wait? Stop by Affinity Plus today and discover how we can support your financial journey!
Convenient Access and Amenities
At Affinity Plus, we understand that convenience is key. Our branch features ample parking for your visit, along with accessibility options to ensure everyone can enjoy our services comfortably. We are proud to be ADA compliant, making it easy for all members of our community to access our facilities. If you prefer banking on the go, we also have an ATM available right at our location, providing you with quick cash access whenever you need it. For those who love the ease of drive-thru service, we've got you covered! Our drive-thru banking is open Monday through Friday from 8 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 p.m., making it simple to manage your banking tasks without leaving your vehicle.
Operating Hours That Fit Your Schedule
We know that life gets busy, so we offer flexible operating hours designed to fit your schedule. Our lobby is open Monday through Friday from 9 a.m. to 5 p.m., and we're here on Saturday mornings until noon as well. This means you can pop in before work or swing by after lunch whatever suits you best! While you can visit us at our branch address for all your banking needs, please remember that official correspondence should be sent to our mailing address: 175 W Lafayette Frontage Rd, Saint Paul, MN 55107-1420.
Member Eligibility
At Affinity Plus, we believe that everyone deserves a chance to be part of a caring financial community. If you're looking to join us, becoming a member is simple and welcoming! To qualify, you generally need to live, work, worship, or attend school in the areas we serve, including the vibrant neighborhoods around 175 W Lafayette Frontage Rd Saint Paul Mn 55107. Each member brings unique strengths and stories that enrich our community. If you want more specifics on eligibility, feel free to check out our detailed criteria at http://www.affinityplus.org/membership/become-a-member. Once you find that you meet the eligibility requirements, opening an account is easy and straightforward. We're here to help guide you through every step of the process. You can reach us at (651) 312-9252 if you have any questions or need assistance. Join us today at Affinity Plus we can't wait to welcome you into our family!
Business Banking & Commercial Services
Merchant Services That Work
In addition to loans, we offer merchant services tailored for everyday transactions. Picture this: a busy Saturday at your local café where every second counts. With our merchant services, you can accept payments quickly and securely, ensuring a smooth experience for both you and your customers. Let us help you take your business to the next level. Visit us at 175 W Lafayette Frontage Rd Saint Paul Mn 55107, Saint Paul, MN, or give us a call at (651) 312-9252 to learn more about how we can assist you!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
ATM & Drive-Thru Services
Need cash on the go? Our ATM services provide quick access for withdrawals and balance checks whenever you need them. Plus, our drive-thru banking allows for simple transactions without leaving your vehicle perfect for those busy days! At Affinity Plus, we are committed to making banking easy and accessible for everyone in our community. Whether you're visiting us in person or using our digital tools, we're here to ensure your experience is smooth and supportive. Ready to explore all that we offer? Visit us today at 175 W Lafayette Frontage Rd Saint Paul Mn 55107 or check out our website at https://www.affinityplus.org for more information about becoming a member or opening an account. Your financial journey starts here!
Business Banking Services
For our members who run businesses, we have tailored solutions too! Our business banking services include merchant services and business loans that can help you grow your venture smoothly.
Convenient Online & Mobile Banking
We know that convenience is key in today's busy world. That's why Affinity Plus offers robust online and mobile banking features. You can easily access your accounts, transfer funds, pay bills, and even deposit checks right from your smartphone or computer. With features like person-to-person payments and e-statements, managing your money has never been easier.
Credit Card Options
Don't forget about our credit cards with rewards! They offer great benefits while helping you build credit perfect for everyday purchases or larger expenses.
Personal Banking Solutions
When it comes to personal banking, we offer flexible options that cater to your lifestyle. You can choose from various checking and savings accounts tailored for different needs. For instance, if you're planning to purchase a new vehicle, our auto loans and vehicle financing options can make that dream a reality with competitive rates and easy application processes. Looking to buy a home? Our mortgage loans and refinancing services provide you with choices that fit your budget and long-term plans. If unexpected expenses arise, our personal loans and debt consolidation services can help you manage your finances effectively.
Digital & Online Banking
Key Features
One of the standout features is our electronic signature authorization. This means you can sign documents digitally without needing to visit a branch, saving you time and hassle. We also offer e-statements for those who prefer paperless options check your statements online whenever you want! When it comes to payments, our mobile payments feature lets you make quick transactions using your smartphone. Want to send money to a friend? Our person-to-person transfer service makes it simple and secure. Security is paramount in all our digital services. We use advanced technology to keep your information safe while ensuring that everything is user-friendly. You can feel confident knowing that you're in control of your financial journey with Affinity Plus. With all these features combined, we aim to provide a banking experience that is not only efficient but also tailored to fit into your lifestyle. Explore all the ways we can help simplify your banking needs today!
Financial Strength
Growing Membership Trust
Total Share and Deposit Accounts: 662,042, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,104,453. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 175 W Lafayette Frontage Rd Saint Paul Mn 55107 or call (651) 312-9252 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Member-Focused Resources
Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our commitment to operational efficiency is reflected in our $13,526,864, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvestment in Your Future
With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $53,938 in used auto loans and $3,625,652,728 in total loans and leases, we support members' financial goals across various sectors.
Solid Financial Health
With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Services
We also offer personal loans for debt consolidation and other needs. If you're interested in refinancing any of these products or want to know more about eligibility options available to you, don't hesitate to reach out! You can contact us at 651-312-9252 or visit our website at Affinity Plus for more information. Our friendly staff is ready to assist you during lobby hours from Monday to Friday 9 a.m. - 5 p.m., and Saturday from 9 a.m. - 12 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams today!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can find the right financing for your needs.
Business Loans
For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your growth with tailored financing options.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is dedicated to finding the best solution for you.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to fit your lifestyle.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified sources guarantees fair and transparent offers for users. One key benefit of using LendMesh is Verified Data. All loan offers come from legitimate financial institutions, ensuring transparency in the options presented to users. Additionally, LendMesh features No Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This impartiality helps users receive only unbiased results when comparing their loan options. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature allows users to make informed decisions about their borrowing needs efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for the best rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.