Best Auto Loans & Personal Banking | Affinity Plus Saint Paul MN Credit Union

Introduction

Welcome to Affinity Plus at our Saint Paul - Midway branch, located at 1315 University Ave W, Saint Paul, MN 55104. Since our establishment in 1934, we have been dedicated to providing our members with trustworthy financial services tailored to their needs. With a strong foundation built on community support and member-focused values, we proudly serve over 273,913 members who place their trust in us every day. At Affinity Plus, we understand that your financial goals matter. That's why we've grown to manage total assets of $4,228,683,848, and maintain robust deposits of $305,507,608. Our commitment is reflected in the range of services we offer from personal banking options like checking and savings accounts to auto loans and mortgages all designed with you in mind. Our leadership team is devoted to guiding our vision. Under the stewardship of CEO Dave Larson and Board President Robyn Cousin, we strive to ensure that every member feels valued and supported. We invite you to reach out or visit us; our friendly staff is here to help answer any questions you may have or assist you in opening an account. While members can visit us at our branch for in-person services, official correspondence should be sent to the same address: 1315 University Ave W, Saint Paul, MN 55104. If you prefer a more immediate form of communication, feel free to call us at 800-322-7228 during our lobby hours from Monday through Friday, 9 AM to 4 PM. Join us as we continue this journey together towards achieving your financial aspirations! For more information about what we offer, please visit our website at Affinity Plus.

Branch History & Mission

Welcome to Affinity Plus, where our roots run deep in the heart of Saint Paul, MN. Since opening our doors in 1934, we have been dedicated to serving our community with a commitment that has only grown stronger over the years. Located at 1315 University Ave W, our branch stands as a testament to the trust and support of over 273,000 members who have chosen us for their financial needs. At Affinity Plus, we believe in more than just banking; we believe in building relationships. Our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community. We aim to empower our members through personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to customer service is evident in every interaction you have with us. Over the decades, we've achieved remarkable milestones that reflect our growth and resilience. With total assets exceeding $4.2 billion, we continue to invest in advancements that enhance your banking experience. Whether it's through online and mobile banking options or convenient ATM access available right here at our branch, we strive to meet your needs effectively and efficiently. While members can visit us at 1315 University Ave W Saint Paul Mn 55104, official correspondence should be sent to 1315 University Ave W, Saint Paul, MN 55104 if it differs from our main location. Our operating hours are Monday through Friday from 9 AM to 4 PM, ensuring that we're available when you need us most. Beyond banking, we actively engage in community outreach initiatives that make a difference in the lives of those around us. By partnering with local organizations and supporting various charitable causes, we aim to uplift our community and create lasting impact. As you explore what Affinity Plus has to offer, we invite you to join our growing family. Experience firsthand how we put people before profits and work tirelessly for your financial well-being. Reach out today at (800) 322-7228 or visit us online at Affinity Plus to learn more about membership opportunities and how we can help you achieve your financial goals. Together, let's build a brighter future!

Branch Location & Accessibility

Contact Us

Have questions? Don't hesitate to reach out! You can give us a call at 800-322-7228. We are excited to welcome you into our branch and look forward to helping you achieve your financial goals. Remember, while you can visit us at 1315 University Ave W, any official correspondence should be sent to the same address. Come see us soon!

Convenient Access

At Affinity Plus, we prioritize accessibility for all our members. You'll find ample parking available right outside our doors, with features designed to accommodate everyone, including ADA-compliant ramps. If you need assistance, our friendly staff is always on hand to help.

Operating Hours

We know that life can be busy, which is why we're here for you Monday through Friday from 9 AM to 4 PM. Whether you're looking to open an account, discuss loan options, or simply ask questions about your finances, our team is ready to assist you during these hours.

Services Offered

While you're here, take advantage of our full range of services! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got solutions tailored just for you. Need cash? Our ATM is conveniently located on-site for quick withdrawals and balance checks.

Member Eligibility

At Affinity Plus, we believe that becoming a member means joining a community that genuinely cares about your financial well-being. If you're looking to become part of our family, eligibility is straightforward and welcoming. Generally, anyone who lives, works, worships, or attends school in the communities we serve can join. We also extend membership to family members of existing members, making it easy for you to share the benefits of being part of our supportive network. By joining Affinity Plus, you gain access to a range of financial products and services designed with your needs in mind, from personal loans to credit cards with rewards. To learn more about the specific eligibility criteria and ensure you have everything you need for a smooth application process, feel free to check out our detailed information at http://www.affinityplus.org/membership/become-a-member. When you're ready to take the next step toward membership or have any questions, give us a call at (800) 322-7228. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services simplify your payment processes. Imagine being able to accept payments seamlessly, whether in-store or online. This means more convenience for your customers and better cash flow for your business. Located at 1315 University Ave W Saint Paul Mn 55104, Saint Paul, MN, we're here to assist you with all your business banking needs. Call us at (800) 322-7228 or visit us online at Affinity Plus to learn more about how we can partner with you on your journey to success.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we provide robust business banking services, including merchant services and business loans. Your business deserves financial products that work as hard as you do. From managing cash flow to expanding your operations, we're committed to supporting local businesses in every way we can.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking solutions. With our user-friendly app, members can check balances, transfer funds, and even pay bills right from their smartphones. Additionally, our ATM services allow for easy cash withdrawals and balance checks whenever you need them. At Affinity Plus, we strive to create a welcoming environment where members feel valued. Our team is always ready to assist you at 800-322-7228 during lobby hours from Monday to Friday between 9 AM and 4 PM. In conclusion, whether you're exploring personal finance options or seeking business solutions, Affinity Plus has something for everyone. We invite you to visit us or check out more about our offerings on our website: Affinity Plus. Join us today and take control of your financial future!

Financial Flexibility with Personal Loans

Life can be unpredictable, which is why we offer personal loans and debt consolidation services. If you're facing unexpected expenses or looking to simplify your payments by consolidating debt, our personal loan options can provide the flexibility you need without added stress.

Home Ownership Support

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team will assist you every step of the way. We understand that owning a home is a significant milestone, and we're here to make it as smooth as possible.

Personal Banking Made Simple

For individuals seeking straightforward banking solutions, our personal banking services cover everything from checking and savings accounts to credit cards with rewards. Imagine opening a checking account that fits your lifestyle, allowing you to easily manage daily expenses and save for what matters most. If you're considering purchasing a vehicle, our auto loans and vehicle financing options offer competitive rates that can help you hit the road sooner than you think.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that put you in control. You can sign documents electronically with our electronic signature authorization, making processes quicker and hassle-free. Plus, with e-statements available, you'll receive your monthly statements right in your inbox no more waiting for the mail!

Mobile Banking Made Easy

For those on the go, our mobile application ensures you have everything you need right at your fingertips. Whether you're making mobile payments or sending money to friends through person-to-person transfers, it's all just a tap away. Managing your money has never been so convenient!

Security You Can Trust

Security is our top priority. All transactions are encrypted to keep your information safe, giving you peace of mind as you manage your finances from home or on the move. With these features and more, Affinity Plus makes it easy to stay connected to your accounts and manage your money effectively. Join us today and experience the convenience of modern banking!

Financial Strength

At Affinity Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic landscape, trust and reliability are essential. That's why we continually strive to maintain a strong financial position, ensuring we can serve you with confidence. Our current net worth of $373,830,407 reflects our robust financial health. This strength allows us to offer competitive rates, lower fees, and superior member services tailored to your needs. With a net worth ratio of 8.81%, we demonstrate a solid capital foundation that ensures we can continue providing loans and uninterrupted services even in uncertain times. We prioritize your savings with a total of $818,082,743 in share certificates and $949,625,409 in money market shares. These options provide secure pathways for your funds to grow while you enjoy stable returns. Unlike traditional banks, we focus on our members' needs first. With non-member deposits reaching $23,813,289, our commitment is clear: every resource is aimed at benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, our strong earnings reflect our operational efficiency. With $345,949,658 in undivided earnings, we reinvest these resources into innovative banking tools and enhanced security measures to serve you better. Our capacity for lending is equally impressive; with $53,938 in used auto loans and $3,625,652,728 in total loans and leases, we support your financial goals across various sectors. Our performance is further underscored by our net income of $13,276,811, which allows us to keep providing competitive products for our members. We are proud to employ 595 full-time employees and 13 part-time employees who are dedicated to assisting you with knowledgeable service. Finally, our total share accounts stand at 662,042, showcasing the growing base of members who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 1315 University Ave W Saint Paul Mn 55104 or call (800) 322-7228 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier than ever to drive away in the vehicle you want.

Commercial Loans

For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand your business. We are committed to supporting local businesses and entrepreneurs in their journey towards success. If you're interested in any of these loan products or want more information about refinancing options, feel free to reach out! You can call us at (800) 322-7228, or visit us at our branch located at 1315 University Ave W Saint Paul Mn 55104 in Saint Paul, MN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Credit Lines and Unsecured Loans

For those needing quick access to funds, our total credit lines amount to $1,572,797,791. This gives you the flexibility to manage unexpected expenses or large purchases without hassle. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We aim to support you at every step of the process, whether you're a first-time homebuyer or looking to refinance an existing mortgage.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can make decisions based solely on your needs. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, which helps you make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how effective and reliable this tool can be for anyone looking to secure a loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers every time you use the platform. By relying on verified sources, LendMesh guarantees that the information you see reflects the most current rates available.

AFFINITY PLUS FEDERAL CREDIT UNION - Saint Paul, MN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Saint Paul, MN (55104)

Introduction

Branch History & Mission

Branch Location & Accessibility

Contact Us

Convenient Access

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans That Fuel Growth

Merchant Services for Everyday Needs

Comprehensive List Of Services

Business Banking Solutions

Convenient Digital Banking Features

Financial Flexibility with Personal Loans

Home Ownership Support

Personal Banking Made Simple

Digital & Online Banking

Key Features

Mobile Banking Made Easy

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Customers Also Interested In: