Affinity Plus Federal Credit Union

In the heart of Roseville, Affinity Plus at 2750 Snelling Ave N is your welcoming financial partner dedicated to helping you achieve your goals with personalized service. Whether you’re interested in securing some of the best auto loans available or exploring low mortgage rates to finance or refinance your home, this branch offers tailored solutions designed to fit your lifestyle. With lobby hours Monday through Friday from 9 a.m. to 5 p.m. and Saturdays until 1 p.m., plus extended drive-thru banking on weekdays and Saturdays, managing your finances is both convenient and hassle-free.
At Affinity Plus Roseville, members enjoy a full suite of services including personal checking and savings accounts, credit cards with rewarding perks, business banking options like merchant services and business loans, as well as quick access to cash through an on-site ATM and drive-thru. Backed by over $4.2 billion in assets and serving more than 273,000 members, this branch combines financial strength with friendly local care.
Ready to explore competitive vehicle financing or take advantage of personalized mortgage solutions? Visit Affinity Plus Roseville today or call 651-312-9690 to discover how community-focused banking can empower your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Home Equity
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Solar Loan
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Equity
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Solar Loan
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Equity
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Solar Loan
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Equity Line of Credit (HELOC)
Variable-Rate
6.75 % - 6.971 %
10 Yrs
$100,000
90 %
Home Improvement
5-Year Fixed-Rate
7.24 % - 7.655 %
5 Yrs
$70,000
Home Improvement
8-Year Fixed-Rate
7.74 % - 8.013 %
8 Yrs
$70,000
Home Improvement
10-Year Fixed-Rate
8.24 % - 8.468 %
10 Yrs
$70,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
FIXED
8-Year Fixed-Rate, Conventional
5.5 %
5.868 %
8.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
10-Year Fixed-Rate, Conventional
5.625 %
5.926 %
10.0 Yrs
CONVENTIONAL
FIXED
12-Year Fixed-Rate, Conventional
5.75 %
6.008 %
12.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed-Rate, Conventional
6.0 %
6.215 %
15.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
CONVENTIONAL
FIXED
30-Year 97% Purchase Fixed-Rate, Conventional
6.875 %
7.01 %
30.0 Yrs
JUMBO
FIXED
30-Year Jumbo Fixed-Rate
6.625 %
6.685 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder loan
6 %
0.5 - 1.5 Yrs
$1,000
Solar loan
8.24 - 9.74 %
5 - 15 Yrs
$20,000
Bicycle loan
8.49 - 8.99 %
1 - 3 Yrs
Homeowner personal loan
9.99 - 10.99 %
6 Yrs
$20,000
Holiday loan
10.24 %
0.8 Yrs
$2,500
Homeowner debt consolidation
10.74 %
5 Yrs
$20,000
Personal unsecured
11.24 - 12.24 %
3 - 5 Yrs
Personal line of credit
14.99 %
10 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinance
6.24 % - 7.24 %
5 Yrs - 15 Yrs
Student Loan Refinance
8 % - 9 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
NEW AUTO (2024–2025)
4.74 %
3 Yrs
Auto
NEW AUTO (2024–2025)
4.74 %
4 Yrs
Auto
NEW AUTO (2024–2025)
4.99 %
5 Yrs
Auto
NEW AUTO (2024–2025)
5.24 %
6 Yrs
Auto
NEW AUTO (2024–2025)
5.74 %
7 Yrs

Introduction

Welcome to Affinity Plus, your trusted partner in financial well-being since 1934. Located at 2750 Snelling Ave N, Roseville, MN 55113, our branch is dedicated to serving the community with a personal touch. With over 273,913 members benefiting from our services, we pride ourselves on being more than just a credit union; we are a community-focused institution that puts you first. At Affinity Plus, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, from checking and savings accounts to auto loans and mortgages. Our total assets now exceed $4.2 billion, reflecting our commitment to stability and growth for our members. We have also extended over 208,512 loans and leases, showcasing our dedication to helping you achieve your dreams. Led by CEO Dave Larson and Board President Robyn Cousin, our team of 608 employees is here to ensure that your experience with us is smooth and rewarding. Whether you're looking to open a new account or apply for a loan, you can count on us for friendly advice and expert support. While members can visit us at our Roseville location for all their banking needs, official correspondence should be sent to the same address: 2750 Snelling Ave N, Roseville, MN 55113-1732. Don't hesitate to reach out! You can contact us at 651-312-9690 or visit our website at Affinity Plus for more information. We invite you to explore all that Affinity Plus has to offer and discover how we can help you manage your finances effectively while building a brighter future together. Come by today!

Branch History & Mission

Join Us

We invite you to become part of the Affinity Plus family! Experience personalized service that puts your needs first and discover how we can help you on your financial journey. Feel free to call us at 651-312-9690 for more information or visit us online at Affinity Plus. Together, let's build a brighter future!

Our Journey

Affinity Plus started as a small initiative with a big vision: to provide accessible financial services that empower individuals and families. Over the years, we have evolved significantly while staying true to our core values. Our branch at 2750 Snelling Ave N is strategically positioned for easy access just a stone's throw from local landmarks like Roseville High School and the vibrant Roseville Shopping Center. This location has become a hub for financial education and personal service. As we expanded our offerings, we embraced digital advancements that allow members to manage their finances conveniently through online and mobile banking platforms. Our commitment to accessibility is further demonstrated by our ADA compliance initiatives and the availability of ATMs for cash withdrawals.

Our Mission

At Affinity Plus, our mission goes beyond just providing financial products; it's about making a meaningful impact in people's lives. We strive to enhance financial well-being by offering a wide range of services such as personal banking, auto loans, mortgages, and business banking solutions. We believe in fostering relationships that help our members achieve their dreams whether that's buying their first home or starting a new business. In addition to supporting your financial goals, we are deeply committed to community outreach. We partner with local organizations and participate in initiatives aimed at improving the quality of life in Roseville and surrounding areas. Together with our members, we work towards building a stronger community. While you can visit us at 2750 Snelling Ave N for all your banking needs during our lobby hours (Monday - Friday from 9 a.m. - 5 p.m., Saturday from 9 a.m. - 1 p.m.), official correspondence can be sent to our mailing address: 2750 Snelling Ave N, Roseville, MN 55113-1732.

Branch Location & Accessibility

Banking Services

At Affinity Plus, we offer a wide range of services tailored for everyone from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. If you need cash on the go, rest assured that we have an ATM available right at our branch for your convenience.

Convenient Location

Nestled near local landmarks, like the vibrant Roseville Parks and the popular Rosedale Center shopping mall, our location makes it easy for members to visit us. We understand that finding time for banking can be tricky, so we've made sure our branch is easy to get to and has ample parking available. For those who may need assistance, our facility is ADA-compliant, featuring ramps and accessible entrances.

Operating Hours

We know your time is valuable! That's why our lobby is open Monday through Friday from 9 a.m. to 5 p.m., and on Saturdays from 9 a.m. to 1 p.m. If you prefer drive-thru service, we've got you covered with hours from 8 a.m. to 6 p.m. on weekdays and 8 a.m. to 1 p.m. on Saturdays.

Reach Out Anytime

Have questions or need assistance? Our friendly team is just a phone call away at 651-312-9690. We invite you to stop by the Affinity Plus branch in Roseville today! Whether you're an existing member or considering joining us, we're here to help with all your banking needs.

Member Eligibility

At Affinity Plus, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying the many benefits we offer. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We welcome individuals from all walks of life and understand that financial needs can vary greatly. By choosing Affinity Plus, you'll gain access to personalized services like checking and savings accounts, loans tailored for your needs, and resources designed to help you thrive financially. Joining is simple! You can find more detailed eligibility requirements by visiting our website at http://www.affinityplus.org/membership/become-a-member. If you're ready to take the next step or have any questions, don't hesitate to call us at (651) 312-9690. We're excited to welcome you to our family at Affinity Plus, located at 2750 Snelling Ave N Roseville Mn 55113!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify daily transactions. Picture this: You run a local café. With our merchant services, accepting payments becomes smooth and efficient, allowing you to focus on what you do best serving great coffee and building relationships with your customers. If you're ready to take your business to the next level, visit us at 2750 Snelling Ave N Roseville Mn 55113 in Roseville, MN, or give us a call at (651) 312-9690. Let's work together to achieve your dreams!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? We offer reliable ATM services where you can withdraw funds or check balances effortlessly. If you prefer face-to-face interactions but are short on time, take advantage of our drive-thru banking, which allows for simple transactions like deposits and withdrawals without leaving your car.

Business Banking Services

For local entrepreneurs and business owners, Affinity Plus offers comprehensive business banking solutions. From essential merchant services that streamline transactions to tailored business loans that help fuel growth, we're committed to supporting the success of small businesses in our community.

Connect with Us

Ready to explore how we can assist you? Reach out to us at 651-312-9690 or visit us during lobby hours: Monday to Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 1 p.m. We invite you to experience the difference at Affinity Plus in Roseville where your financial well-being is our priority!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we have made sure our members can access their accounts easily through our robust online and mobile banking platforms. Manage your finances on-the-go with features like mobile payments, e-statements, and person-to-person transfers all designed for your convenience.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why we offer various checking and savings accounts designed for every lifestyle. Whether you're saving for a vacation, your first home, or just want a convenient place for everyday expenses, we have the right account for you. Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car, while our mortgage loans and refinancing services help turn your homeownership dreams into reality. If you find yourself facing unexpected expenses or debt challenges, our personal loans and debt consolidation options can provide the relief you need. Plus, with our credit cards that offer rewards, you can earn points on your purchases while enjoying financial flexibility.

Digital & Online Banking

Accessibility and Ease-of-Use

We know that life gets busy. That's why our digital banking tools are user-friendly and designed with you in mind. From setting up mobile payments for quick purchases to accessing real-time account updates through our app, managing your finances has never been more straightforward. At Affinity Plus, we're committed to providing accessible financial services that fit into your lifestyle. Join us today and experience the convenience of modern banking!

Key Features

Our online banking services provide you with 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer money with just a few clicks. Whether you're at home or on the go, managing your finances has never been easier. Plus, with our mobile application, you can access these services right from your smartphone. Security is our top priority. We offer electronic signature authorization, ensuring that your transactions are safe and protected. You can also choose to receive e-statements for quicker access to your account information without the hassle of paper statements. Need to send money to friends or family? Our person-to-person transfer feature makes it simple. With just a few taps on your device, you can send funds directly to their bank accounts no need for cash or checks!

Financial Strength

Conclusion

Total Share Accounts stand at 662,042, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 2750 Snelling Ave N Roseville Mn 55113 or call (651) 312-9690 to learn more about how we can help you achieve your financial goals.

Lending Capacity

With $53,938 in used auto loans and $3,625,652,728 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $13,526,864, which enables us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Investments

Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests over anything else; with non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better.

Our Committed Team

We also take pride in having 595 full-time employees and 13 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support when you need it most. Furthermore, with net shares (funds available for lending and investments) at $1,104,453, we are positioned well to meet your needs.

Our Financial Health

With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth underpins our ability to support your financial needs effectively. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This is essential for maintaining your trust as our valued member.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring that you find the perfect fit for your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand. Whether you're looking for equipment financing or working capital solutions, we have options designed specifically for businesses. We also understand that sometimes life changes require re-evaluation of your current loan situations. If you're considering refinancing or would like to explore eligibility options for any of our products, feel free to reach out. Our team is here to assist you in finding the best solutions tailored just for you. You can contact us at 651-312-9690 or visit us at 2750 Snelling Ave N Roseville Mn 55113. For more information on our services or how to become a member, please visit our website at Affinity Plus. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Credit Lines

For those who prefer flexibility in borrowing, our credit lines amounting to $1,572,797,791 provide an excellent option. This allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We help guide you through the process with clear information and support every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while maintaining control over your spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are receiving fair and transparent offers. One of the standout features of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every transaction. Additionally, there are no sponsored listings LendMesh does not prioritize lenders based on paid promotions. The goal is to provide users with unbiased results so they can make informed decisions. With real-time rate comparisons, users have access to up-to-date loan rates from multiple institutions. This feature helps individuals quickly identify the best options for their financial needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to make an informed choice about your next loan, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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