Low Mortgage Rates & Auto Loans | Affinity Plus Richfield MN Credit Union

Introduction

Welcome to Affinity Plus, your trusted partner in financial growth and community connection located at 7610 Lyndale Ave S, Richfield, MN 55423. Established in 1934, we have built a strong foundation over the years, now serving a vibrant community of 273,913 members. Our commitment goes beyond just banking; we strive to enhance the lives of our members and contribute positively to the neighborhoods we serve. At Affinity Plus, we understand that managing finances is not always easy. That's why our dedicated team, led by CEO Dave Larson and Board President Robyn Cousin, is here to support you every step of the way. With a staff of 608 employees, we are equipped to provide personalized service tailored to your unique needs. Our credit union boasts impressive financial strength, with total assets of $4,228,683,848 and total deposits reaching $305,507,608. We take pride in our responsible lending practices as evidenced by our 208,512 loans and leases, helping our members achieve their dreams whether it's buying a home or financing a new car. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 7610 Lyndale Ave S, Suite 800, Richfield, MN 55423. At Affinity Plus, we're more than just numbers; we're about building lasting relationships. Our dedication to member satisfaction is reflected in our robust net worth of $373,830,407 and cash reserves of $23,753,500, ensuring that your money is safe and sound with us. Join us today! Whether you're looking for personal banking services like checking accounts or auto loans, or business banking solutions including merchant services and business loans we're here for you. For any questions or assistance, feel free to call us at 800-322-7228 during our lobby hours from Monday to Friday between 9 AM and 4 PM. Explore how Affinity Plus can help you thrive financially while making a meaningful impact in your community! Visit us online at Affinity Plus for more information on membership and services.

Branch History & Mission

At Affinity Plus, we take pride in our rich history and commitment to serving the community in Richfield, MN. Since our opening in 1934, we have dedicated ourselves to empowering individuals and families through financial education and resources. Over the years, we've grown alongside our members, evolving from a small cooperative into a trusted financial partner with over 273,000 members and total assets reaching an impressive $4.2 billion. Located at 7610 Lyndale Ave S in Richfield, our branch is conveniently situated near local landmarks, making it easy for you to visit us. Our mission is simple yet profound: to enhance the lives of our members by providing exceptional financial services while fostering a spirit of community support. We believe that when our members succeed, we all succeed. Our operating hours are Monday through Friday from 9 AM to 4 PM, allowing you to access our services at your convenience. While members can visit us at our Richfield address for banking needs, official correspondence should be sent to the same mailing address: 7610 Lyndale Ave S, Richfield, MN 55423. Affinity Plus is not just about transactions; it's about building lasting relationships. We offer a range of services tailored to meet the diverse needs of our members from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our modern digital tools ensure that you can manage your finances anytime and anywhere, with features such as online banking and mobile payments. We are proud to be ADA compliant and continually strive to improve accessibility for all members of our community. Our commitment extends beyond banking; we actively engage in community outreach efforts that aim to uplift those around us through various partnerships and initiatives. Join us at Affinity Plus where your financial goals matter! Experience firsthand how we blend expert service with genuine care for our members' well-being. If you're ready to become part of a credit union that values you as more than just a number, contact us today at 800-322-7228 or visit Affinity Plus for more information on how you can become a member. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

At our branch, accessibility is a priority. We have ample parking available right outside, along with features that ensure everyone can access our services comfortably. If you need assistance, our team is always ready to help. Our operating hours are Monday through Friday from 9 AM to 4 PM, making it easy for you to visit us during your lunch break or after work. Whether you're looking to open a new checking account, inquire about auto loans, or just have questions about your finances, our friendly staff is here to assist you.

Get in Touch!

If you have any questions or would like more information about our services before visiting, feel free to call us at 800-322-7228. We look forward to welcoming you into the Affinity Plus family! Come visit us today and see how we can help support your financial journey.

Services Tailored for You

We offer a variety of services including personal banking options like checking and savings accounts, as well as auto loans and mortgage refinancing. If you're interested in business banking or online services, we've got those covered too! You can also take advantage of our ATM services for quick cash withdrawals and balance checks yes, we have an ATM available for your convenience! While we don't have drive-thru banking at this location, we invite you to come inside where you'll receive personalized service tailored just for you. Should you need to send any official correspondence, please use our mailing address: 7610 Lyndale Ave S, Suite 800, Richfield, MN 55423.

Member Eligibility

Joining the Affinity Plus community means becoming part of a supportive family that prioritizes your financial well-being. To become a member at Affinity Plus, you'll need to meet some friendly eligibility criteria. If you live, work, or go to school in Minnesota, or if you have a family member who is already a member, you're likely eligible! Being part of this cooperative not only gives you access to a wide range of financial services but also allows you to enjoy the benefits of lower fees and higher savings rates that come with being a credit union member. If you're ready to take the next step and open an account, it's simple! You can find all the details on how to get started by visiting our website at Affinity Plus Membership. For any questions, feel free to call us at (800) 322-7228. We're excited to welcome you to Affinity Plus, located at 7610 Lyndale Ave S Richfield Mn 55423!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide robust merchant services that make transactions easier for business owners. Imagine being able to accept payments seamlessly from customers both online and in-person. Our services help you streamline payment processing, so you can focus on what matters most growing your business. Located at 7610 Lyndale Ave S Richfield Mn 55423 in Richfield, MN, we're here to partner with you every step of the way. Contact us at (800) 322-7228 to learn how we can support your business ambitions today!

Comprehensive List Of Services

Accessibility and Support

At Affinity Plus in Richfield, we prioritize accessibility with basic ATM access that allows you to withdraw cash and check balances efficiently. If you ever have questions or need assistance, don't hesitate to reach out! You can contact us at 800-322-7228, where our friendly staff is ready to help. As part of our commitment to serving our community since 1934, we're proud to offer these comprehensive services that cater not only to individual members but also to local businesses. Ready to take the next step? Visit us at Affinity Plus today or explore more about becoming a member at our website. Your financial journey starts here!

Business Banking Services

If you're a business owner, you'll appreciate our business banking solutions. We offer merchant services and business loans designed to support your entrepreneurial journey. From setting up payment processing to securing funding for expansion, we're here to help your business thrive.

Digital Banking Features

In today's busy world, managing your finances should be easy. That's why we've invested in robust online and mobile banking options. You can access your accounts anytime, anywhere, allowing you to check balances, transfer funds, or pay bills with just a few taps on your smartphone. Plus, with ATM and cash withdrawal services available at our branch and beyond, accessing your money has never been simpler.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that offer flexibility and convenience. Imagine effortlessly managing your daily expenses while building your savings. With auto loans and vehicle financing, we can help you get behind the wheel of your dream car without breaking the bank. Need a place to call home? Our mortgage loans and refinancing options are here to assist you in finding the perfect fit for your budget. For those unexpected moments when funds are tight, our personal loans and debt consolidation services provide quick access to cash. And if you're looking for a credit card that rewards you for your purchases, check out our credit cards with rewards perfect for earning points on everyday spending.

Digital & Online Banking

Key Features

Our 24/7 online banking services let you check your balance, transfer funds, and pay bills whenever it suits you. Say goodbye to waiting in line; everything you need is right at your fingertips. If you're on the go, our mobile application makes it even simpler to manage your money while you're out and about. Need to send money to a friend? Our person-to-person transfer feature allows for quick and easy transactions without hassle. Plus, with electronic signature authorization available, signing documents is straightforward and secure no more printing or mailing required.

Security You Can Trust

At Affinity Plus, we prioritize your security. Our system is designed with advanced safety measures to protect your information while ensuring you have a smooth experience. You can also opt for e-statements, which not only help the environment but also keep your financial records organized and accessible.

Stay Connected

Whether you're using mobile payments for everyday purchases or managing multiple accounts from home, our digital banking services provide real-time account management that fits into your lifestyle. We believe in making banking not just easier, but also safer and more efficient. Join us at Affinity Plus today and take advantage of our comprehensive digital banking solutions that cater to all your financial needs!

Financial Strength

Commitment to Growth

With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $53,938 in used auto loans and $3,625,652,728 in total loans and leases, supporting our members' financial goals across various sectors. Our $13,276,811 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Community Trust

Total Share and Deposit Accounts stand at 662,042, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $1,104,453, further demonstrating our ability to support our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 7610 Lyndale Ave S Richfield Mn 55423 or call (800) 322-7228 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Resources

Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have the perfect loan solution for you. Plus, refinancing options are available if you're looking to lower your current payments or improve your loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and our team is here to offer support through tailored financing options. At Affinity Plus, we pride ourselves on being more than just a lender; we are your partner in financial success. If you're interested in exploring our loan products further or have questions about eligibility requirements, don't hesitate to contact us at (800) 322-7228. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that suit everyday spending needs while providing the convenience of easy payment management.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We believe that everyone deserves access to affordable housing solutions, which is why our mortgage specialists are ready to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can trust the information provided. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to stay informed about their choices. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of LendMesh as a trusted resource for consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent, giving you peace of mind as you explore your options.

AFFINITY PLUS FEDERAL CREDIT UNION - Richfield, MN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Richfield, MN (55423)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Features

Get in Touch!

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Accessibility and Support

Business Banking Services

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Key Features

Security You Can Trust

Stay Connected

Financial Strength

Commitment to Growth

Growing Community Trust

Member-Centric Resources

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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