Affinity Plus Federal Credit Union

In the welcoming city of New Hope, Affinity Plus at 4231 Winnetka Ave N is your trusted financial partner dedicated to supporting your journey toward financial well-being. Whether you're looking to secure one of the best auto loans to drive your dream vehicle or explore low mortgage rates to purchase or refinance your home, this branch offers personalized solutions tailored to your unique needs. Open Monday through Friday from 9 a.m. to 5 p.m. and Saturdays until 1 p.m., Affinity Plus makes banking easy and accessible with a convenient lobby and on-site ATM for quick cash withdrawals and balance checks.
Members at Affinity Plus New Hope enjoy a full range of services including personal checking and savings accounts, credit cards with rewarding perks, as well as business banking options like merchant services and business loans designed to support local entrepreneurs. Need personal loans or debt consolidation? This branch has you covered with flexible options that fit your budget. Backed by over $4.2 billion in assets and serving nearly 274,000 members, you can count on Affinity Plus for dependable financial guidance.
Ready to experience local service and explore competitive vehicle financing or mortgage solutions? Visit Affinity Plus New Hope today or call 651-291-3700 to discover how they can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Home Equity
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Solar Loan
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Equity
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Solar Loan
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Equity
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Solar Loan
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Equity Line of Credit (HELOC)
Variable-Rate
6.75 % - 6.971 %
10 Yrs
$100,000
90 %
Home Improvement
5-Year Fixed-Rate
7.24 % - 7.655 %
5 Yrs
$70,000
Home Improvement
8-Year Fixed-Rate
7.74 % - 8.013 %
8 Yrs
$70,000
Home Improvement
10-Year Fixed-Rate
8.24 % - 8.468 %
10 Yrs
$70,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
FIXED
8-Year Fixed-Rate, Conventional
5.5 %
5.868 %
8.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
10-Year Fixed-Rate, Conventional
5.625 %
5.926 %
10.0 Yrs
CONVENTIONAL
FIXED
12-Year Fixed-Rate, Conventional
5.75 %
6.008 %
12.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed-Rate, Conventional
6.0 %
6.215 %
15.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
CONVENTIONAL
FIXED
30-Year 97% Purchase Fixed-Rate, Conventional
6.875 %
7.01 %
30.0 Yrs
JUMBO
FIXED
30-Year Jumbo Fixed-Rate
6.625 %
6.685 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder loan
6 %
0.5 - 1.5 Yrs
$1,000
Solar loan
8.24 - 9.74 %
5 - 15 Yrs
$20,000
Bicycle loan
8.49 - 8.99 %
1 - 3 Yrs
Homeowner personal loan
9.99 - 10.99 %
6 Yrs
$20,000
Holiday loan
10.24 %
0.8 Yrs
$2,500
Homeowner debt consolidation
10.74 %
5 Yrs
$20,000
Personal unsecured
11.24 - 12.24 %
3 - 5 Yrs
Personal line of credit
14.99 %
10 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinance
6.24 % - 7.24 %
5 Yrs - 15 Yrs
Student Loan Refinance
8 % - 9 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
NEW AUTO (2024–2025)
4.74 %
3 Yrs
Auto
NEW AUTO (2024–2025)
4.74 %
4 Yrs
Auto
NEW AUTO (2024–2025)
4.99 %
5 Yrs
Auto
NEW AUTO (2024–2025)
5.24 %
6 Yrs
Auto
NEW AUTO (2024–2025)
5.74 %
7 Yrs

Introduction

Welcome to Affinity Plus, your trusted credit union located at 4231 Winnetka Ave N, New Hope, MN 55428. Since our establishment in 1934, we've been dedicated to serving our community and helping our members achieve their financial goals. With a solid membership base of over 273,913, we pride ourselves on being more than just a financial institution; we are a part of your journey. As you explore our services, you'll find that we manage an impressive $4,228,683,848 in total assets, ensuring that we have the resources to support your needs. Our commitment to you is reflected in our total deposits of $305,507,608 and a net worth of $373,830,407, showcasing our stability and reliability as your financial partner. Led by our dedicated CEO, Dave Larson, and Board President, Robyn Cousin, we work tirelessly to provide personalized banking solutions. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking services, we're here for you every step of the way. Our knowledgeable team of 608 employees is ready to assist you with any questions or concerns. While members can visit us at 4231 Winnetka Ave N, official correspondence should be sent to the same address. We invite you to connect with us by phone at 651-291-3700 or visit our website at Affinity Plus for more information about our offerings. Join us today and experience the difference that comes with being a member of Affinity Plus!

Branch History & Mission

Welcome to the story of Affinity Plus, a credit union that has proudly served the New Hope community since its founding in 1934. Over the years, we have grown from humble beginnings into a trusted financial partner for over 273,913 members, all while maintaining a strong commitment to our core values and mission. Located at 4231 Winnetka Ave N, New Hope, MN 55428, our branch is easily accessible to members. Just a stone's throw away from local landmarks, we aim to be not just a financial institution but also a cornerstone of the community. While members can visit us at this location for all their banking needs, official correspondence should be directed to the same address. Our mission is clear: we strive to provide exceptional financial services while supporting the communities we serve. This means offering personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. But it goes beyond just numbers; our goal is to empower members to achieve their financial dreams and enhance their quality of life. Since opening our doors nearly nine decades ago, Affinity Plus has experienced significant growth. Today, we proudly manage total assets exceeding $4.2 billion, reflecting our solid foundation and commitment to sound financial practices. Our evolution includes embracing digital advancements that enhance member experience such as mobile banking and online services while ensuring accessibility for everyone through ADA-compliant facilities. Community outreach is an integral part of our identity. We actively participate in local events and partner with organizations that share our vision of making New Hope a better place for all residents. By investing in educational programs and providing resources for financial literacy, we help foster a culture of informed decision-making among our members. As part of this vibrant community, we invite you to join us at Affinity Plus. Experience firsthand how we can support your financial journey. Reach out to us at 651-291-3700 or visit our website at affinityplus.org for more information on becoming a member today! Your future starts here with us in New Hope!

Branch Location & Accessibility

Accessibility Features

At Affinity Plus, we understand the importance of accessibility. Our branch is compliant with ADA standards and features ramps for easy entry. Ample parking is available right outside, so you can park with ease and access our services without any hassle.

Convenient Location

Our branch is conveniently situated near local landmarks that make it easy to find. Just a stone's throw away from popular spots, you can pop in on your way to work or while running errands. We strive to provide a welcoming environment where everyone feels at home.

Operating Hours

We're open during convenient hours to fit your busy schedule! Our lobby welcomes you Monday through Friday from 9 AM to 5 PM, and on Saturday from 9 AM to 1 PM. Whether you need personal banking assistance or want to inquire about loans and credit options, our dedicated team is here to assist you.

Services Offered

From checking and savings accounts to auto loans and mortgage refinancing, Affinity Plus offers a wide array of services tailored just for you. Need cash on the go? We have an ATM on-site for quick withdrawals and balance checks. While we currently do not offer drive-thru banking or shared service centers, we are committed to providing exceptional service inside our welcoming branch. While members can visit us at 4231 Winnetka Ave N, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 651-291-3700. We invite you to stop by soon and discover how Affinity Plus can support your financial journey!

Member Eligibility

At Affinity Plus, we believe that joining our community means becoming part of something special. If you're looking to become a member, you'll be pleased to know that the process is straightforward and welcoming. To qualify for membership at Affinity Plus, you simply need to live, work, worship, or attend school in the areas we serve. This includes residents of Hennepin County and surrounding regions. We also welcome family members of existing members! For more details on eligibility criteria, feel free to check out this link. Becoming a member opens up a world of benefits tailored just for you, including access to personal banking services, competitive loan rates, and a supportive team ready to assist you with your financial goals. If you're ready to take the next step, opening an account is easy! You can give us a call at (651) 291-3700 or visit us at our location: 4231 Winnetka Ave N New Hope Mn 55428. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine serving customers without the hassle of complicated payment setups. Our solutions ensure that you can accept payments easily, so you can focus more on what you do best running your business. Located at 4231 Winnetka Ave N New Hope Mn 55428 in New Hope, MN, our friendly team is ready to assist you. Call us at (651) 291-3700 or visit us today to discover how we can support your business ambitions!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that let you manage your accounts anytime, anywhere. With features like person-to-person payments and e-statements, keeping track of your finances has never been easier. Plus, if you ever need cash on the go, our ATM services are available for quick withdrawals and balance checks.

Business Banking Solutions

If you're a small business owner in New Hope, you'll find our business banking services invaluable. From merchant services that make transactions easier to business loans designed to help you grow, we stand by local businesses as they thrive. Our commitment extends beyond just offering products; we want to be your partner in success.

Financial Flexibility with Personal Loans

Life can throw curveballs, but our personal loans and debt consolidation services provide the financial flexibility you need. Whether it's planning a family vacation or handling unexpected medical bills, we're here to support you through it all. Plus, with credit cards that offer rewards, you can earn points on everyday purchases making every dollar count!

Personal Banking Made Simple

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking services cater to everyone. We offer various checking and savings accounts tailored to fit your lifestyle. For those moments when you need extra funds for a new car or unexpected expenses, our auto loans and vehicle financing options come with competitive rates and flexible terms. If buying a home is on your agenda, our mortgage loans and refinancing solutions can help turn that dream into reality.

Visit Us Today!

We invite you to visit us at our branch located at 4231 Winnetka Ave N New Hope Mn 55428 in New Hope or give us a call at (651) 291-3700 for more information about how our comprehensive services can benefit you. At Affinity Plus, we're not just about transactions; we're about building relationships that last a lifetime. Explore how we can help empower your financial journey today!

Digital & Online Banking

Key Features for You

Our online banking platform allows you to view balances, transfer funds, and pay bills with just a few clicks. If you're on the go, our mobile application makes it even easier to stay connected. You can enjoy features like mobile payments, which let you make purchases directly from your phone. Plus, with person-to-person transfers, sending money to friends or family is a breeze.

Manage Your Finances Effortlessly

Whether you need to check your account balance or make an urgent payment, our services are user-friendly and designed with you in mind. Real-time account management means you'll always know where you stand financially. Discover the ease of banking with us today! Visit https://www.affinityplus.org and take advantage of all the digital tools at your fingertips.

Security and Accessibility

Security is a top priority at Affinity Plus. We use electronic signature authorization for document signing, ensuring that your information is protected every step of the way. Additionally, e-statements are available for those who prefer digital records over paper, making it easier to keep track of your finances while being eco-friendly.

Financial Strength

Commitment to Growth

With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $53,938 in used auto loans and $3,625,652,728 in total loans and leases, we're here to support your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 662,042, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,104,453 reflect our ability to support your needs today while preparing for tomorrow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 4231 Winnetka Ave N New Hope Mn 55428 or call (651) 291-3700 to learn more about how we can help you achieve your financial goals.

Member-Focused Resources

Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $13,526,864 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process. We also provide refinancing options if you're looking to lower your monthly payments or consolidate existing loans.

Business Financing

For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand your enterprise. We understand that running a business comes with its own set of challenges and opportunities; let us support your vision with tailored loan solutions. At Affinity Plus located at 4231 Winnetka Ave N New Hope MN 55428, we're committed to empowering our members through financial education and personalized service. If you have questions or want to learn more about our loan offerings or refinancing options available to you, don't hesitate to reach out at 651-291-3700. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're excited to help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We prioritize making home financing accessible and straightforward for our members. If you're considering refinancing your current mortgage or exploring eligibility for first-time homebuyer programs, we are here to assist you every step of the way.

Unsecured Credit Cards

For those seeking flexible credit options, we also offer unsecured credit card loans with a total of $248,986,247 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can fit into any budget.

Loan Aggregator

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