Affordable Vehicle Loans & Online Banking | Affinity Plus Moorhead MN Credit Union

Introduction

Welcome to Affinity Plus in Moorhead, where your financial well-being is our top priority! Located at 403 8th St S Ste B, Moorhead, MN 56560, we have been serving our community since 1934, building trust and relationships that last a lifetime. With over 273,913 members and $4.23 billion in total assets, we are proud to be a cornerstone of financial support for individuals and families throughout the region. At Affinity Plus, we understand that every member's needs are unique. That's why we offer a variety of services tailored just for you from checking and savings accounts to auto loans and mortgages. Whether you're looking to buy your first home or manage your day-to-day finances, our dedicated team is here to help. Under the leadership of CEO Dave Larson and Board President Robyn Cousin, we strive to create a welcoming environment where everyone feels valued. Our commitment goes beyond just banking; we're deeply invested in the communities we serve. With a robust net worth of $373,830,407 and total deposits amounting to $305,507,608, we ensure that your money is not only safe but also working hard for you. We pride ourselves on transparency and financial health our cash reserves stand at an impressive $23,753,500, allowing us to support our members effectively. While members can visit us at our Moorhead branch for all their banking needs, official correspondence should be sent to the same address. You can reach us at (218) 236-7093 during our lobby hours from Monday through Friday from 8:30 AM to 4:30 PM and Saturdays from 9 AM to 12 PM. Join us today as we continue our mission of empowering our members with financial tools and resources designed for success. Explore more about what we offer by visiting our website at affinityplus.org. Let's build a brighter financial future together!

Branch History & Mission

Join Us

As we look toward the future, we invite you to be a part of this journey with us at Affinity Plus. Experience firsthand how being a member can benefit you and your family join today! Visit us at Affinity Plus or call us at (218) 236-7093 for more information on membership and services. Together, let's build a brighter financial future!

Our Mission

At Affinity Plus, our mission is clear: to empower individuals and families by providing personalized financial solutions that foster economic growth and stability. We aim not just to offer services but to build lasting relationships with each member. This commitment drives everything we do whether it's through innovative digital advancements like online banking and mobile payments or traditional face-to-face interactions at our branch. While members can visit us at 403 8Th St S Ste B for all their banking needs, official correspondence should be sent to the same address as well. We offer convenient operating hours with lobby access from Monday to Friday from 8:30 a.m. to 4:30 p.m., and drive-thru service available until 5 p.m., making it easier for you to manage your finances on your schedule. As part of our commitment to accessibility, we ensure ADA compliance across all services offered at our location. Additionally, with ATM availability and drive-thru banking options, we work hard to provide flexibility for your banking needs.

Our Story

Affinity Plus has always been about more than just banking; it's about building relationships. From our humble beginnings, we have steadily expanded our services and offerings to meet the needs of our members. Today, we proudly manage total assets exceeding $4.2 billion, reflecting the trust and loyalty of our members. Our focus on personal banking includes checking and savings accounts, auto loans, mortgages, and much more. We are proud of our community-focused initiatives that make a real difference in the lives of those around us. We believe in giving back through partnerships with local organizations and actively participating in community outreach efforts. Every day, we strive to create an environment where everyone feels welcome and supported.

Branch Location & Accessibility

Convenient Access and Amenities

Our location offers ample parking, making it easy for you to drop by. We take pride in ensuring accessibility for all members, with ADA-compliant features including ramps for easy entry. Plus, our drive-thru service is available for quick transactions without leaving your car.

Operating Hours That Work For You

We understand that life can be busy! That's why our lobby is open Monday through Friday from 8:30 a.m. to 4:30 p.m., and on Saturdays from 9 a.m. to noon. Our drive-thru hours extend until 5 p.m. on weekdays, providing extra convenience for those on the go.

Services Tailored to Your Needs

At Affinity Plus, we offer a variety of banking services to cater to your needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our friendly staff is always ready to assist you with any questions or services you may require. We invite you to stop by or give us a call at 218-236-7093. Discover how Affinity Plus can help you achieve your financial goals today!

Member Eligibility

At Affinity Plus, we believe that everyone deserves the chance to be part of a caring community that supports your financial journey. Becoming a member is simple and welcoming! If you live, work, or attend school in the area, or have family ties with our current members, you're likely eligible to join us. We cherish diversity and aim to create an inclusive environment for all individuals, no matter where you are on your financial path. Joining Affinity Plus means accessing personalized services like checking and savings accounts, auto loans, and more all tailored to meet your needs. To learn more about the specific eligibility criteria, feel free to visit our detailed page at http://www.affinityplus.org/membership/become-a-member. If you're ready to take this exciting step or have any questions, don't hesitate to give us a call at (218) 236-7093. We're here for you!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services designed to simplify your payment processes. Whether you're running a retail shop or a service-based business, our tools help you accept payments seamlessly making it easier for your customers and boosting your sales potential. Ready to take your business to the next level? Visit us at 403 8Th St S Ste B Moorhead Mn 56560, Moorhead, MN, or give us a call at (218) 236-7093. Let's work together to build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options can help make that dream a reality. With competitive rates and flexible terms, financing your vehicle has never been simpler. Imagine driving off the lot in your new car with peace of mind knowing you've secured an excellent loan with us.

Business Banking

For entrepreneurs and small business owners, we offer robust Business Banking services including merchant services and business loans. We understand the challenges of running a business and strive to provide the financial tools necessary for growth and success.

Convenient Access Options

To ensure you have access when you need it most, we provide convenient options such as ATM & Cash Withdrawal Services along with basic drive-thru banking for simple transactions like deposits and withdrawals. Our ATM availability ensures you can get cash when you're on the go without hassle. Whether you're visiting us in person at our Moorhead branch or utilizing our online platforms, Affinity Plus is dedicated to making banking accessible and user-friendly. With lobby hours from Monday to Friday (8:30 a.m. - 4:30 p.m.) and drive-thru service available until 5 p.m., we prioritize your convenience. If you're ready to take charge of your finances or simply want more information about any of our offerings, feel free to reach out at 218-236-7093. At Affinity Plus in Moorhead, MN, we're here for all your financial needs!

Credit Cards with Rewards

We know that everyday purchases can add up quickly. That's why our Credit Cards with Rewards program allows you to earn points on every dollar spent. These rewards can be redeemed for travel, merchandise, or even cashback turning your spending into exciting opportunities.

Mortgage Loans & Refinancing

If homeownership is on your horizon or if you're considering refinancing your current mortgage, our Mortgage Loans & Refinancing services provide personalized assistance throughout the process. We guide you through each step, ensuring that you find a mortgage solution that fits both your budget and lifestyle.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking options include checking and savings accounts tailored to meet your individual needs. Whether you're saving for a special occasion or just want the convenience of easy access to your money, we have solutions that fit. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills from anywhere perfect for busy lifestyles.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses our way, and sometimes a little extra help is needed. Our Personal Loans & Debt Consolidation options offer flexible solutions to manage those surprises effectively. Whether it's consolidating existing debt or funding a major purchase, we're here to support you in achieving financial stability.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check balances, pay bills, and transfer funds whenever it suits you. Our secure system ensures that your information is protected while giving you real-time access to your account details. Plus, with features like electronic signature authorization, signing documents has never been simpler or safer. Want to go paperless? We provide e-statements for all members, making it easy to keep track of your financial activity without the clutter. Enjoy the benefits of instant access to your statements right from your device. Our mobile application takes convenience a step further. You can manage your accounts, make mobile payments, and even send money to friends through person-to-person transfers right from your smartphone. It's banking at your fingertips!

Security and Accessibility

We prioritize your safety with robust security measures in place across all our digital platforms. You can bank confidently knowing that we take every precaution to protect your personal information. With our easy-to-navigate online banking and mobile app, you'll find managing your finances straightforward and stress-free. From checking account balances to authorizing transactions with an electronic signature, everything is designed with you in mind. Join us at Affinity Plus and experience the freedom of modern banking. Your financial needs are just a click away!

Financial Strength

Commitment to Innovation

With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive: we have $53,938 in used auto loans and $3,625,652,728 in total loans and leases available for our members' diverse needs.

Growing Member Base

Our strength is also evident in our growing member base. With 662,042 total share accounts, more individuals trust us with their finances every day. We manage net shares (funds available for lending and investments) amounting to $1,104,453, which contributes to our ability to serve you effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 403 8Th St S Ste B Moorhead Mn 56560 or call (218) 236-7093 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our dedication to operational efficiency is reflected in our $13,276,811, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 595 full-time employees and 13 part-time employees who are always ready to assist you with their knowledge and commitment.

Secure Savings Options

Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options and Refinancing

If you're considering refinancing your existing loans or looking for eligibility options, our team is here to assist you. We can help you explore various programs that may suit your financial situation better than what you currently have. We pride ourselves on transparency and member satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how Affinity Plus can help you achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We provide competitive terms and flexible repayment plans to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand your business. We understand the challenges of running a business and are committed to providing tailored solutions that meet your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We guide you through each step of the process to ensure you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while maintaining control over your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, guaranteeing transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus remains on delivering unbiased results for users. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, which aids in making informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the platform's effectiveness and reliability. Take control of your borrowing options today! Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all loan offers are fair and transparent. Users can trust that they are comparing legitimate options rather than promotional listings.

AFFINITY PLUS FEDERAL CREDIT UNION - Moorhead, MN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Moorhead, MN (56560)

Introduction

Branch History & Mission

Join Us

Our Mission

Our Story

Branch Location & Accessibility

Convenient Access and Amenities

Operating Hours That Work For You

Services Tailored to Your Needs

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Easy

Tailored Loan Solutions

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access Options

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Commitment to Innovation

Growing Member Base

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Additional Options and Refinancing

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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