Affinity Plus Federal Credit Union

Located in the vibrant University Avenue neighborhood, Affinity Plus at 2520 University Ave SE in Minneapolis is your community-focused credit union dedicated to helping you achieve your financial goals. Whether you’re looking for one of the best auto loans to drive your dream vehicle or seeking low mortgage rates to buy or refinance your home, this branch offers personalized solutions tailored just for you. With convenient lobby hours Monday through Friday from 9 a.m. to 5 p.m. and Saturdays until 1 p.m., plus an extended drive-thru open weekdays from 8 a.m. to 6 p.m., managing your finances fits seamlessly into your busy schedule.
At Affinity Plus Minneapolis, members enjoy a wide range of services including personal checking and savings accounts, credit cards with rewards, and business banking options like merchant services and business loans. Need quick cash? The on-site ATM and drive-thru banking make deposits and withdrawals simple and hassle-free. Backed by over $4.2 billion in assets and serving more than 273,000 members, Affinity Plus combines financial strength with friendly local service.
Ready to explore competitive vehicle financing or find mortgage solutions designed for you? Visit Affinity Plus Minneapolis today or call 651-312-9800 to discover how they can help you take charge of your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Home Equity
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Solar Loan
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Equity
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Solar Loan
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Equity
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Solar Loan
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Equity Line of Credit (HELOC)
Variable-Rate
6.75 % - 6.971 %
10 Yrs
$100,000
90 %
Home Improvement
5-Year Fixed-Rate
7.24 % - 7.655 %
5 Yrs
$70,000
Home Improvement
8-Year Fixed-Rate
7.74 % - 8.013 %
8 Yrs
$70,000
Home Improvement
10-Year Fixed-Rate
8.24 % - 8.468 %
10 Yrs
$70,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
FIXED
8-Year Fixed-Rate, Conventional
5.5 %
5.868 %
8.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
10-Year Fixed-Rate, Conventional
5.625 %
5.926 %
10.0 Yrs
CONVENTIONAL
FIXED
12-Year Fixed-Rate, Conventional
5.75 %
6.008 %
12.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed-Rate, Conventional
6.0 %
6.215 %
15.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
CONVENTIONAL
FIXED
30-Year 97% Purchase Fixed-Rate, Conventional
6.875 %
7.01 %
30.0 Yrs
JUMBO
FIXED
30-Year Jumbo Fixed-Rate
6.625 %
6.685 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder loan
6 %
0.5 - 1.5 Yrs
$1,000
Solar loan
8.24 - 9.74 %
5 - 15 Yrs
$20,000
Bicycle loan
8.49 - 8.99 %
1 - 3 Yrs
Homeowner personal loan
9.99 - 10.99 %
6 Yrs
$20,000
Holiday loan
10.24 %
0.8 Yrs
$2,500
Homeowner debt consolidation
10.74 %
5 Yrs
$20,000
Personal unsecured
11.24 - 12.24 %
3 - 5 Yrs
Personal line of credit
14.99 %
10 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinance
6.24 % - 7.24 %
5 Yrs - 15 Yrs
Student Loan Refinance
8 % - 9 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
NEW AUTO (2024–2025)
4.74 %
3 Yrs
Auto
NEW AUTO (2024–2025)
4.74 %
4 Yrs
Auto
NEW AUTO (2024–2025)
4.99 %
5 Yrs
Auto
NEW AUTO (2024–2025)
5.24 %
6 Yrs
Auto
NEW AUTO (2024–2025)
5.74 %
7 Yrs

Introduction

Welcome to Affinity Plus, your trusted financial partner located at 2520 University Ave SE, Minneapolis, MN 55414. Since our establishment in 1934, we have proudly served our community with a commitment to providing exceptional member services and fostering financial wellness. With a strong membership base of over 273,913 members, we strive to empower individuals and families through a variety of banking solutions tailored to meet their needs. At Affinity Plus, we are proud of our solid financial foundation, boasting total assets of $4,228,683,848 and total deposits amounting to $305,507,608. Our dedication to responsible lending is reflected in our total loans and leases of 208,512, ensuring that we provide accessible financing options for all members. Our net worth stands at an impressive $373,830,407, underlining our stability and reliability as a credit union. Under the leadership of our CEO Dave Larson and Board President Robyn Cousin, we prioritize building lasting relationships with our members while actively contributing to the local community. Our team of 608 employees is committed to making your banking experience seamless and enjoyable. For any inquiries or assistance, feel free to reach out at 651-312-9800. You can also visit us online at Affinity Plus for more information about our services, including personal banking options such as checking accounts, auto loans, mortgages, and credit cards with rewards. While members can visit us at 2520 University Ave SE, official correspondence should be sent to the same address. We invite you to stop by during our lobby hours from Monday to Friday 9 a.m. - 5 p.m., and Saturday 9 a.m. - 1 p.m., or use our drive-thru service during extended hours. Join us today and experience the difference that comes with being a part of the Affinity Plus family! Your financial journey starts here.

Branch History & Mission

Community Engagement

Our commitment extends beyond financial services; we actively engage in community outreach initiatives designed to make a difference in the lives of those around us. We partner with local organizations to support education and financial literacy programs that empower individuals to make informed decisions. We invite you to experience the difference at Affinity Plus. Whether you're looking for a new checking account or need assistance with loans or investments, our friendly staff is here to help you every step of the way. Join us today and discover how we can work together towards your financial success! For more information or to become a member, call us at (651) 312-9800 or visit our website at Affinity Plus. Together, let's build a brighter future!

Our Evolution

From its humble beginnings, Affinity Plus has continually adapted to meet the needs of its members. With each milestone reached, such as expanding service offerings and enhancing digital banking capabilities, the credit union has remained committed to its mission of delivering excellent customer service and fostering strong community ties. We understand that our members are not just numbers; they are our neighbors and friends.

Our Mission Statement

At Affinity Plus, our mission is clear: we strive to empower our members by providing innovative financial solutions while nurturing a sense of belonging within our community. We offer a variety of services including personal banking, auto loans, mortgage options, and business banking. Our approach combines accessibility with personalized attention whether you visit us at our branch or connect through online banking. While members can visit us at 2520 University Ave Se Minneapolis Mn 55414, official correspondence should be sent to 2520 University Ave SE, Minneapolis, MN 55414. We pride ourselves on being ADA compliant and ensuring that all members can access our services easily. Additionally, we offer an ATM for quick cash withdrawals and a drive-thru for your convenience.

Branch Location & Accessibility

Call Us Today!

We invite you to explore the full range of services we offer at Affinity Plus from checking and savings accounts to auto loans and mortgages all designed with your financial success in mind. If you have questions or need assistance, don't hesitate to call us at 651-312-9800. We look forward to welcoming you into our branch!

Convenient Access and Features

At Affinity Plus, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily visit us. You'll find ample parking available right outside the building, allowing for quick and convenient visits. If you prefer banking on the go, take advantage of our ATM services available on-site. We also offer drive-thru banking for those who want to complete simple transactions without leaving their vehicles. With our drive-thru open from 8 a.m. to 6 p.m. on weekdays and 9 a.m. to 1 p.m. on Saturdays, you have flexibility in your banking schedule.

Operating Hours

Our lobby is open Monday through Friday from 9 a.m. to 5 p.m., with Saturday hours from 9 a.m. to 1 p.m. This gives you plenty of opportunities to drop by when it's most convenient for you. While you can visit us at our physical location for all your banking needs ranging from personal accounts and loans to business services please note that official correspondence should be directed to our mailing address: 2520 University Ave SE, Minneapolis, MN 55414.

Member Eligibility

Joining the Affinity Plus community is an exciting step towards better financial well-being, and we're here to welcome you with open arms! Becoming a member at our branch located at 2520 University Ave Se, Minneapolis, MN 55414, is simple and inclusive. Whether you live in Minnesota or are employed by one of our partner organizations, you can qualify for membership. We believe that everyone deserves access to supportive financial services tailored to their needs. By becoming a member, you'll enjoy benefits like competitive rates on loans and savings, personalized service, and access to a variety of financial products designed just for you. To learn more about the specific eligibility criteria, we invite you to visit our website at http://www.affinityplus.org/membership/become-a-member. If you're ready to take the next step or have questions, feel free to call us at 651-312-9800. We're excited to help you start your journey with Affinity Plus!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a reliable partner for your payment processing needs. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From credit card processing to online payment solutions, we help streamline your operations so you can enhance customer experiences and boost sales. Visit us at 2520 University Ave Se Minneapolis Mn 55414 in Minneapolis, MN, or call us at (651) 312-9800 to learn more about how we can empower your business today!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our ATM facilities allow for hassle-free withdrawals and balance checks whenever you need them. Plus, our drive-thru service makes it simple to handle deposits and withdrawals without leaving your car. We invite you to explore all these services and more at Affinity Plus. For any questions or personalized assistance, please don't hesitate to reach out at (651) 312-9800. Visit us today at 2520 University Ave Se Minneapolis Mn 55414 in Minneapolis or check out our website at https://www.affinityplus.org for more information!

Business Banking Support

For entrepreneurs and business owners in Minneapolis, we provide tailored business banking solutions including merchant services and business loans. Our goal is to support local businesses by providing the tools necessary for growth and success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Affinity Plus, we offer robust online and mobile banking services so you can manage your finances anytime, anywhere. With features like person-to-person payments, mobile payments, and e-statements, banking has never been easier.

Credit Cards with Benefits

Our credit cards not only offer convenience but also come with rewards that add value to your everyday purchases. Whether it's cash back on groceries or travel points for your next adventure, we have options that suit various lifestyles.

Financing Your Dreams

If you're considering a new vehicle, our auto loans and vehicle financing options can help get you on the road quickly and affordably. With competitive rates and flexible terms, we aim to make car buying as stress-free as possible. Additionally, if you've been thinking about buying a home, our mortgage loans and refinancing services provide the support you need to navigate this significant investment.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. We offer straightforward options that help you manage your money effectively, whether you're saving for a new home or planning a special trip. Our accounts come with features that fit your lifestyle, making it easy to track spending and grow savings.

Simplifying Debt Management

Life can bring unexpected expenses, but we're here to help with personal loans and debt consolidation options that can ease your financial burden. Imagine being able to combine multiple payments into one manageable monthly payment our team is ready to assist you in finding the right solution.

Digital & Online Banking

Real-Time Account Management

Managing your money in real-time is now a reality with our comprehensive digital banking tools. Whether you're checking up on your spending habits or planning for future goals, everything you need is available right from the comfort of your own device. Join us at Affinity Plus to experience the freedom and control that comes with our digital banking services. With everything designed for ease of use and accessibility, you'll find that managing your finances has never been this straightforward!

Security and Ease of Use

Security is always a top priority for us. That's why our online services come equipped with robust security features to keep your information safe. You can feel confident knowing that your transactions are protected every step of the way. Additionally, our electronic signature authorization option makes it easy to complete documents quickly and securely from anywhere. If you prefer going paperless, we offer e-statements that allow you to receive your account statements digitally. This not only helps reduce clutter but also gives you quick access to your financial information whenever you need it.

Financial Strength

Commitment to Growth

With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $53,938 in used auto loans and $3,625,652,728 in total loans and leases.

Growing Membership

Total Share Accounts: 662,042, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,104,453. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 2520 University Ave Se Minneapolis Mn 55414 or call (651) 312-9800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Investments

Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $13,526,864 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can help make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand. We recognize that each business has unique challenges and opportunities; therefore, our team is here to guide you through financing options that best fit your entrepreneurial journey. If you're interested in refinancing any of these loan options or want more information about eligibility criteria, please check our website at Affinity Plus or visit us at our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent information so you can make informed decisions about your finances. Explore our loan offerings today and discover how Affinity Plus can help you reach your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We understand that purchasing a home is one of the most significant investments you'll make. That's why we provide clear information and competitive rates to help you along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. Whether you need to consolidate debt or cover unexpected expenses, our credit cards come with features designed to support your financial health.

Loan Aggregator

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