Affinity Plus Federal Credit Union

In the heart of Mankato, Affinity Plus at 1600 Madison Ave Ste 101A is your welcoming neighborhood credit union dedicated to helping you achieve financial well-being. Whether you're looking for competitive auto loans to drive home your dream vehicle or seeking low mortgage rates to purchase or refinance your home, this branch offers personalized solutions tailored to your unique goals. With convenient lobby and drive-thru hours Monday through Thursday from 9 a.m. to 5 p.m., Fridays until 5:30 p.m., and Saturdays from 10 a.m. to 1 p.m., managing your finances fits seamlessly into your busy lifestyle.
At Affinity Plus Mankato, members enjoy a full suite of services including personal checking and savings accounts designed for everyday convenience, credit cards with rewarding perks, and business banking options such as merchant services and business loans. The on-site ATM and drive-thru banking make cash withdrawals, deposits, and simple transactions quick and hassle-free. Supported by over 273,000 members and $4.2 billion in assets, Affinity Plus combines financial strength with friendly local service.
Ready to explore top-tier vehicle financing or personalized mortgage solutions? Visit Affinity Plus Mankato today or call 651-291-3700 to discover how community-focused banking can empower your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Home Equity
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Solar Loan
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Equity
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Solar Loan
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Equity
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Solar Loan
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Equity Line of Credit (HELOC)
Variable-Rate
6.75 % - 6.971 %
10 Yrs
$100,000
90 %
Home Improvement
5-Year Fixed-Rate
7.24 % - 7.655 %
5 Yrs
$70,000
Home Improvement
8-Year Fixed-Rate
7.74 % - 8.013 %
8 Yrs
$70,000
Home Improvement
10-Year Fixed-Rate
8.24 % - 8.468 %
10 Yrs
$70,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
FIXED
8-Year Fixed-Rate, Conventional
5.5 %
5.868 %
8.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
10-Year Fixed-Rate, Conventional
5.625 %
5.926 %
10.0 Yrs
CONVENTIONAL
FIXED
12-Year Fixed-Rate, Conventional
5.75 %
6.008 %
12.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed-Rate, Conventional
6.0 %
6.215 %
15.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
CONVENTIONAL
FIXED
30-Year 97% Purchase Fixed-Rate, Conventional
6.875 %
7.01 %
30.0 Yrs
JUMBO
FIXED
30-Year Jumbo Fixed-Rate
6.625 %
6.685 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder loan
6 %
0.5 - 1.5 Yrs
$1,000
Solar loan
8.24 - 9.74 %
5 - 15 Yrs
$20,000
Bicycle loan
8.49 - 8.99 %
1 - 3 Yrs
Homeowner personal loan
9.99 - 10.99 %
6 Yrs
$20,000
Holiday loan
10.24 %
0.8 Yrs
$2,500
Homeowner debt consolidation
10.74 %
5 Yrs
$20,000
Personal unsecured
11.24 - 12.24 %
3 - 5 Yrs
Personal line of credit
14.99 %
10 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinance
6.24 % - 7.24 %
5 Yrs - 15 Yrs
Student Loan Refinance
8 % - 9 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
NEW AUTO (2024–2025)
4.74 %
3 Yrs
Auto
NEW AUTO (2024–2025)
4.74 %
4 Yrs
Auto
NEW AUTO (2024–2025)
4.99 %
5 Yrs
Auto
NEW AUTO (2024–2025)
5.24 %
6 Yrs
Auto
NEW AUTO (2024–2025)
5.74 %
7 Yrs

Introduction

Welcome to Affinity Plus at our Mankato Community branch, located at 1600 Madison Ave Ste 101A, Mankato, MN 56001. Since our establishment in 1934, we have proudly served over 273,913 members, providing them with the financial tools and resources they need to thrive. Our commitment to the community is reflected in our robust assets totaling an impressive $4,228,683,848 and total deposits of $305,507,608. At Affinity Plus, we understand that banking is more than just transactions; it's about building relationships. Under the leadership of our dedicated CEO, Dave Larson, and Board President Robyn Cousin, we strive to create a welcoming environment where every member feels valued. With a team of 608 employees, we are here to assist you with personal banking services ranging from checking and savings accounts to auto loans and mortgage financing. While members can visit us at our branch for face-to-face service, please note that any official correspondence should be sent to our mailing address: 1600 Madison Ave Ste 101A, MANKATO, MN 56001-5470. We pride ourselves on having a healthy net worth of $373,830,407 and holding substantial cash in hand of $23,753,500, ensuring we can meet your financial needs effectively. Whether you're looking for loans or investment opportunities, we offer various options tailored to fit your lifestyle. Explore how we can help you reach your financial goals by visiting our website at Affinity Plus or giving us a call at 651-291-3700. Let's work together towards a brighter financial future!

Branch History & Mission

At Affinity Plus in Mankato, MN, we take pride in our long-standing legacy of serving our community since 1934. Established with the goal of providing accessible financial services to all, our branch has grown alongside the vibrant city of Mankato and its residents. Located at 1600 Madison Ave Ste 101A, we are conveniently situated near local landmarks that embody the spirit of our community. From humble beginnings, Affinity Plus has evolved into a trusted financial institution with over 273,000 members and total assets exceeding $4.2 billion. Our journey reflects not just growth in numbers but also a deep commitment to enriching lives through our services. We believe that banking should be about more than transactions; it's about building relationships and supporting each other in achieving financial goals. Our mission at Affinity Plus is clear: to empower our members by providing them with exceptional financial services while actively contributing to the well-being of our community. We offer a range of personal and business banking options, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and online banking solutions. Our innovative digital tools ensure that managing finances is easy and accessible for everyone. We understand the importance of accessibility, which is why our branch features both an ATM and drive-thru service for your convenience. Whether you prefer to bank in person or online, we are here to meet your needs. Our lobby hours are designed to accommodate busy schedules: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 10 AM to 1 PM. Community engagement is at the heart of what we do. Over the years, we have forged strong partnerships with local organizations to support initiatives that uplift our neighbors and enhance quality of life in Mankato. These efforts reflect our belief that together, we can make a positive impact. While members can visit us at 1600 Madison Ave Ste 101A, official correspondence should be sent to 1600 Madison Ave Ste 101A, MANKATO, MN 56001-5470 if different. We invite you to join us on this exciting journey! Experience firsthand how Affinity Plus can help you achieve your financial aspirations while being part of a community-focused institution. Visit us today or learn more at Affinity Plus.

Branch Location & Accessibility

Communication Made Easy

While you can visit us at the branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1600 Madison Ave Ste 101A, Mankato, MN 56001-5470. If you have any questions or need assistance before stopping by, feel free to give us a call at 651-291-3700.

Convenient Access

At Affinity Plus, we understand that your time is valuable. That's why our branch features both drive-thru banking and ATM availability, allowing you to handle your banking needs quickly without ever having to leave your car. If you prefer visiting us inside, you'll find our lobby inviting and accessible, equipped with ADA-compliant features to ensure everyone can bank comfortably.

Operating Hours

We're here for you during convenient hours: our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 10 AM to 1 PM. Whether you need help with personal banking, auto loans, or any of our other services, our dedicated team is ready to assist you within these hours.

Your Community Partner

Affinity Plus isn't just a credit union; we're a part of your community. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our knowledgeable staff is committed to helping you make the most of your financial journey. We invite you to come visit us soon! Stop by Affinity Plus in Mankato for friendly service and expert advice tailored just for you. Let's work together on achieving your financial goals!

Member Eligibility

At Affinity Plus, we believe that becoming a member is like joining a family that supports you through all of life's ups and downs. If you're interested in joining us at our Mankato location at 1600 Madison Ave Ste 101A Mankato Mn 56001, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the area. This means that whether you're a long-time local or new to the community, there's a place for you here. Joining our credit union not only gives you access to great financial services but also brings the benefits of being part of a community-focused organization where members come first. Getting started is easy! Simply visit our website for more detailed eligibility criteria at http://www.affinityplus.org/membership/become-a-member. You can also reach out to us directly at (651) 291-3700 if you have any questions or need assistance with the process. We're excited to welcome you into the Affinity Plus family and help you take control of your financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to handling payments, our merchant services make transactions easy and efficient. Whether you run a retail store or provide services, our solutions help streamline your payment processes, so you can focus on what matters most growing your business. With reliable support and tools at your disposal, managing cash flow becomes straightforward. Located at 1600 Madison Ave Ste 101A Mankato Mn 56001 in Mankato, MN, we're here to partner with you on your journey toward success. Reach out to us at (651) 291-3700 to learn how we can support your business needs today!

Comprehensive List Of Services

Additional Services

We understand that sometimes all you need is a simple transaction. Our drive-thru banking offers basic services such as deposits and withdrawals while keeping you comfortable in your vehicle. Additionally, our ATM availability ensures that cash is always within reach when you need it. At Affinity Plus in Mankato, we take pride in offering these comprehensive financial services that cater to every aspect of your life be it personal or professional. If you'd like to learn more about how we can assist you in achieving your financial goals, don't hesitate to reach out! Give us a call at 651-291-3700, visit us at our branch address listed above, or check out our website at Affinity Plus. We're here to help!

Business Banking Services

If you own a business or plan to start one, our business banking solutions are here to support your entrepreneurial journey. From merchant services that simplify transactions to tailored business loans, we aim to empower local businesses in Mankato.

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards can help you earn points on your everyday purchases. Whether it's cashback on groceries or travel rewards for that dream vacation, our credit card options are designed to suit various lifestyles.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With services like person-to-person payments and mobile payments, handling your finances has never been easier. You can also access ATMs for quick cash withdrawals and balance checks without any hassle.

Personal Banking Solutions

Managing your day-to-day finances should be straightforward and stress-free. That's why we offer an array of personal banking services including checking and savings accounts designed to help you reach your financial goals. If you're considering buying a new car or refinancing an existing one, our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. For those moments when life throws unexpected expenses your way, our personal loans provide quick access to funds, allowing you to consolidate debt or handle emergencies with ease. Plus, if you're planning on buying a home, our mortgage loans and refinancing services will guide you through the process smoothly.

Digital & Online Banking

Key Features

Our online banking platform provides an easy-to-navigate interface where you can check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you'll appreciate the freedom of managing your money from your computer or mobile device. Speaking of mobile devices, our dedicated mobile application makes it even simpler to handle your banking needs right in the palm of your hand. Want to send money to a friend? No problem! With our person-to-person transfer feature, you can quickly send funds without the hassle of checks or cash. Plus, if you prefer paperless statements, you'll be glad to know that e-statements are available for quick access and easy record-keeping.

Security and Ease of Use

We take security seriously at Affinity Plus. Our electronic signature authorization feature ensures that your transactions are safe and secure, giving you peace of mind as you manage your finances online. Our commitment to user-friendly services means that you won't need a degree in technology to navigate our systems; everything is designed for simplicity and ease-of-use. In today's fast-paced world, having reliable access to your accounts is crucial. At Affinity Plus, we are here to provide you with the tools you need for efficient financial management while keeping security at the forefront. Experience the convenience of digital banking with us today!

Financial Strength

Commitment to Growth

With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $53,938 in used auto loans and $3,625,652,728 in total loans and leases. Our $13,526,864 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts: 662,042, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,104,453 further illustrates our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 1600 Madison Ave Ste 101A Mankato Mn 56001 or call (651) 291-3700 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles to make your car-buying experience straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand. We offer tailored solutions designed to meet the specific needs of businesses at various stages. If you're considering refinancing or want to know more about eligibility options for any of these products, don't hesitate to reach out. Our team is ready to assist you in finding the right loan for your situation. You can contact us at 651-291-3700 or visit us at 1600 Madison Ave Ste 101A Mankato, MN 56001. For additional information on membership eligibility or to explore our services further, please check out our website at Affinity Plus. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We are committed to guiding you through the mortgage process with clear terms and dedicated support.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible unsecured credit card loans. With a total of $248,986,247 in unsecured credit card loans already assisting members, we aim to provide tools that help you budget and plan for your financial future effectively.

Loan Aggregator

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