Affinity Plus Federal Credit Union

In the vibrant college town of Mankato, Affinity Plus at 114 Centennial Student Union is your welcoming financial partner committed to supporting your goals. Whether you’re looking for one of the best auto loans to get on the road or seeking low mortgage rates to finance or refinance your dream home, this branch offers personalized solutions tailored to fit your unique lifestyle. Open Monday through Friday from 9 a.m. to 5 p.m., managing your finances here is both convenient and straightforward.
Affinity Plus Mankato serves over 273,000 members with more than $4.2 billion in assets, providing a wide range of services including personal checking and savings accounts, credit cards with rewarding perks, and business banking options like merchant services and loans. Need quick cash? An on-site ATM is available for easy withdrawals and balance checks, though there’s no drive-thru service at this location. With online and mobile banking options, you can manage your money anytime, anywhere.
Ready to explore competitive vehicle financing or secure a mortgage that fits your needs? Visit Affinity Plus Mankato today or call 507-345-1360 to discover how local service can empower your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Home Equity
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Solar Loan
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Equity
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Solar Loan
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Equity
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Solar Loan
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Equity Line of Credit (HELOC)
Variable-Rate
6.75 % - 6.971 %
10 Yrs
$100,000
90 %
Home Improvement
5-Year Fixed-Rate
7.24 % - 7.655 %
5 Yrs
$70,000
Home Improvement
8-Year Fixed-Rate
7.74 % - 8.013 %
8 Yrs
$70,000
Home Improvement
10-Year Fixed-Rate
8.24 % - 8.468 %
10 Yrs
$70,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
FIXED
8-Year Fixed-Rate, Conventional
5.5 %
5.868 %
8.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
10-Year Fixed-Rate, Conventional
5.625 %
5.926 %
10.0 Yrs
CONVENTIONAL
FIXED
12-Year Fixed-Rate, Conventional
5.75 %
6.008 %
12.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed-Rate, Conventional
6.0 %
6.215 %
15.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
CONVENTIONAL
FIXED
30-Year 97% Purchase Fixed-Rate, Conventional
6.875 %
7.01 %
30.0 Yrs
JUMBO
FIXED
30-Year Jumbo Fixed-Rate
6.625 %
6.685 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder loan
6 %
0.5 - 1.5 Yrs
$1,000
Solar loan
8.24 - 9.74 %
5 - 15 Yrs
$20,000
Bicycle loan
8.49 - 8.99 %
1 - 3 Yrs
Homeowner personal loan
9.99 - 10.99 %
6 Yrs
$20,000
Holiday loan
10.24 %
0.8 Yrs
$2,500
Homeowner debt consolidation
10.74 %
5 Yrs
$20,000
Personal unsecured
11.24 - 12.24 %
3 - 5 Yrs
Personal line of credit
14.99 %
10 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinance
6.24 % - 7.24 %
5 Yrs - 15 Yrs
Student Loan Refinance
8 % - 9 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
NEW AUTO (2024–2025)
4.74 %
3 Yrs
Auto
NEW AUTO (2024–2025)
4.74 %
4 Yrs
Auto
NEW AUTO (2024–2025)
4.99 %
5 Yrs
Auto
NEW AUTO (2024–2025)
5.24 %
6 Yrs
Auto
NEW AUTO (2024–2025)
5.74 %
7 Yrs

Introduction

Welcome to Affinity Plus, your trusted partner in financial well-being, located at 114 Centennial Student Un, Mankato, MN 56001. Since our establishment in 1934, we have been committed to serving our community with integrity and care. With a membership of over 273,913, we strive to create a welcoming environment where each member feels valued. At Affinity Plus, we pride ourselves on our robust financial health, boasting total assets of $4,228,683,848 and total deposits reaching $305,507,608. Our net worth stands strong at $373,830,407, ensuring that your money is secure with us. We offer a wide range of services designed to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, or mortgages, we've got you covered. Our dedicated team of 608 employees is led by CEO Dave Larson and Board President Robyn Cousin, who are both passionate about helping you achieve your financial goals. You can count on us for personalized service and expert guidance every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 114 Centennial Student Un, Mankato, MN 56001-6049. Join us at Affinity Plus today! Feel free to reach out by calling 507-345-1360 or visit our website at www.affinityplus.org for more information. Let's build a brighter financial future together!

Branch History & Mission

Community Focus

While members can visit us at 114 Centennial Student Un for personalized assistance during our operating hours from Monday to Friday between 9 AM and 5 PM, official correspondence should be sent to 114 Centennial Student Un, Mankato, MN 56001-6049 if needed. We take pride in being accessible to everyone; with ATM availability at our branch and a commitment to ADA compliance ensuring that all members can comfortably access our services. Our drive-thru service is not available at this location; however, we remain dedicated to making your experience as smooth as possible within our lobby hours. We invite you to reach out via phone at 507-345-1360 for any inquiries or assistance you may need.

Join Us!

As we look toward the future, we invite you to become part of the Affinity Plus family. Experience firsthand the benefits of joining a credit union that truly cares about your financial well-being and community involvement. Together, let's build a brighter future for Mankato and beyond! Visit us online at Affinity Plus or explore membership options here.

Mission Statement

At Affinity Plus, our mission is simple yet powerful: to enhance the lives of our members through exceptional service and meaningful financial solutions. We aim to create positive impacts not only through banking but also by actively participating in local initiatives that uplift our community. Whether it's supporting local events or offering financial education programs, we believe in giving back. We provide a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. In today's fast-paced world, we've also made significant strides in digital advancements by offering online banking and mobile payment options for added convenience.

Our Journey

From humble beginnings, Affinity Plus has evolved into a trusted financial partner in Mankato and beyond. Over the years, we have embraced change and innovation while staying true to our core values of community support and member service. As we navigated through various economic landscapes, our focus remained on empowering individuals and families by providing them with the tools they need to achieve their financial goals. Our headquarters are situated in Saint Paul, MN, where we continue to strengthen our operations and outreach efforts. With total assets exceeding $4.2 billion, we have established ourselves as a stable and reliable institution that prioritizes member welfare above all else.

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind. We have ample parking available, ensuring that your visit is hassle-free. Plus, our facilities comply with ADA standards, featuring ramps and accessible entrances for all members.

Get in Touch

Have questions? Don't hesitate to give us a call at 507-345-1360. We invite you to visit us soon and experience the friendly service that makes Affinity Plus a trusted choice in the Mankato community!

Operating Hours

At Affinity Plus, we understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 5 PM. Whether you need to open a new account or have questions about loans and services, our friendly staff is here to help during these hours.

Services Offered

We offer a range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks.

Member Eligibility

At Affinity Plus, we believe that becoming a member means joining a warm and welcoming community dedicated to your financial well-being. If you're looking to enjoy personalized service and a range of financial products, membership might be just what you need! To qualify for membership at Affinity Plus, you typically need to live, work, or attend school in the area we serve. We also welcome family members of existing members, so it's easy to bring loved ones into our supportive environment. For more specific eligibility details, feel free to visit our website at http://www.affinityplus.org/membership/become-a-member. Once you're ready to take the next step, opening an account is straightforward! Just give us a call at (507) 345-1360, or stop by our branch located at 114 Centennial Student Un Mankato Mn 56001 during our convenient hours from 9 AM to 5 PM, Monday through Friday. We're here to help make your transition into membership as smooth as possible!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that can help streamline your payment processes. Imagine being able to accept payments seamlessly from your customers while managing your cash flow more effectively. Our services provide you with the tools needed to enhance customer satisfaction and keep your operations running smoothly. Located at 114 Centennial Student Un Mankato Mn 56001, Mankato, MN, we're here to empower your business. Call us at (507) 345-1360 or visit us today to discover how we can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards and Business Services

Additionally, we offer Credit Cards with Rewards, allowing you to earn benefits as you spend. Whether you're using it for everyday purchases or special occasions, you'll find our cards convenient and rewarding. For our business members, we provide essential services like Merchant Services & Business Loans. These tools are designed to help entrepreneurs thrive by streamlining operations and accessing capital when needed.

Digital Banking Made Easy

In today's fast-paced world, convenience is key. That's why at Affinity Plus, we prioritize digital banking features that allow you to manage your finances anytime, anywhere. With our Online & Mobile Banking, you can check balances, transfer money, and pay bills from the comfort of your home or on the go. We also offer easy access to ATMs for cash withdrawals and balance checks.

Get Started Today

If you're ready to explore how Affinity Plus can support your financial journey, don't hesitate to reach out! You can contact us at 507-345-1360 during our operating hours from Monday to Friday, 9 AM to 5 PM. Visit us at our Mankato branch or learn more about our services on our website here. Join us today and experience the difference of being part of a credit union that truly cares about its members' financial well-being!

Personal Banking

When it comes to personal banking, we offer various options tailored just for you. Our Checking & Savings Accounts make it easy to manage your everyday finances while helping you save for what matters most. Need financing for a new vehicle? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, ensuring you can hit the road without breaking the bank. Are you thinking about buying a home or refinancing your existing mortgage? Our Mortgage Loans & Refinancing services simplify the process so you can focus on finding the perfect place to call home. For those unexpected expenses or plans that require extra cash, our Personal Loans & Debt Consolidation options help you take control of your finances and get back on track.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit https://www.affinityplus.org to log in and manage your finances with ease. Check balances, transfer funds, and pay bills all from the comfort of your own home.

Mobile Banking Made Easy

Our mobile application brings banking right to your fingertips. With features like mobile payments, making purchases has never been simpler. Plus, if you want to send money to friends or family quickly, our person-to-person transfer option makes it easy and hassle-free.

Real-Time Account Management

Whether you're checking your balance or reviewing recent transactions, our user-friendly interface ensures that managing your accounts is straightforward. With just a few clicks, you'll have real-time access to all the information you need. At Affinity Plus, we are committed to providing accessible and efficient banking solutions that fit into your busy lifestyle. Join us today and experience the convenience of digital banking!

Secure Transactions

We prioritize your security. Our electronic signature authorization allows you to sign documents securely online, giving you peace of mind when handling important transactions. You can also sign up for e-statements to keep track of your account without the clutter of paper statements.

Financial Strength

Building Trust Through Growth

Total Share Accounts stand at 662,042, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,104,453, further emphasizing our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 114 Centennial Student Un Mankato Mn 56001 or call (507) 345-1360 to learn more about how we can help you achieve your financial goals.

Dedicated Team for Exceptional Service

We also take pride in having 595 full-time employees and 13 part-time employees who are always ready to assist you with knowledge and care. This dedicated team is an integral part of what makes Affinity Plus a reliable partner in your financial journey.

Member-Centric Savings Options

Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $13,526,864 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Our lending capacity is robust; with $53,938 in used auto loans and $3,625,652,728 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, our team is here to assist you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand your operations. We work closely with you to understand your business needs and offer solutions that can help you thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure that your path to homeownership is as smooth as possible. If you're considering refinancing your current mortgage, we can help you explore eligibility options tailored to your situation.

Summary

At Affinity Plus located at 114 Centennial Student Un Mankato Mn 56001, we're dedicated to providing personalized service and competitive loan products that fit your lifestyle. For more information or to discuss how we can support your financial journey, give us a call at 507-345-1360. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be part of your financial success story!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. This option is perfect for those looking for easy access to funds without the need for collateral.

Loan Aggregator

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