Affinity Plus Federal Credit Union

In the heart of Lakeville, Affinity Plus at 17555 Kenwood Trail is more than just a credit union—it’s a community cornerstone where your financial goals come first. Whether you’re looking to drive away with one of the best auto loans or secure low mortgage rates tailored for Minnesota homeowners, this branch offers expert guidance and personalized solutions to fit your lifestyle. With convenient lobby hours Monday through Friday from 9 a.m. to 5 p.m. and Saturdays until noon, plus an extended drive-thru open until 6 p.m. on weekdays, managing your finances is easy and stress-free.
Members at Affinity Plus Lakeville enjoy comprehensive services including checking and savings accounts designed for everyday convenience, credit cards with rewarding perks, business banking options like merchant services and loans, plus quick access to cash through their onsite ATM and full-service drive-thru. Backed by over $4.2 billion in assets and serving nearly 274,000 members statewide, you can trust Affinity Plus for reliable financial strength and local service.
Ready to explore competitive vehicle financing or take advantage of personalized mortgage refinancing? Visit Affinity Plus Lakeville today at 17555 Kenwood Trail or call 651-312-9761 to discover how they put your financial future first!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Home Equity
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Solar Loan
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Equity
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Solar Loan
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Equity
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Solar Loan
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Equity Line of Credit (HELOC)
Variable-Rate
6.75 % - 6.971 %
10 Yrs
$100,000
90 %
Home Improvement
5-Year Fixed-Rate
7.24 % - 7.655 %
5 Yrs
$70,000
Home Improvement
8-Year Fixed-Rate
7.74 % - 8.013 %
8 Yrs
$70,000
Home Improvement
10-Year Fixed-Rate
8.24 % - 8.468 %
10 Yrs
$70,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
FIXED
8-Year Fixed-Rate, Conventional
5.5 %
5.868 %
8.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
10-Year Fixed-Rate, Conventional
5.625 %
5.926 %
10.0 Yrs
CONVENTIONAL
FIXED
12-Year Fixed-Rate, Conventional
5.75 %
6.008 %
12.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed-Rate, Conventional
6.0 %
6.215 %
15.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
CONVENTIONAL
FIXED
30-Year 97% Purchase Fixed-Rate, Conventional
6.875 %
7.01 %
30.0 Yrs
JUMBO
FIXED
30-Year Jumbo Fixed-Rate
6.625 %
6.685 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder loan
6 %
0.5 - 1.5 Yrs
$1,000
Solar loan
8.24 - 9.74 %
5 - 15 Yrs
$20,000
Bicycle loan
8.49 - 8.99 %
1 - 3 Yrs
Homeowner personal loan
9.99 - 10.99 %
6 Yrs
$20,000
Holiday loan
10.24 %
0.8 Yrs
$2,500
Homeowner debt consolidation
10.74 %
5 Yrs
$20,000
Personal unsecured
11.24 - 12.24 %
3 - 5 Yrs
Personal line of credit
14.99 %
10 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinance
6.24 % - 7.24 %
5 Yrs - 15 Yrs
Student Loan Refinance
8 % - 9 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
NEW AUTO (2024–2025)
4.74 %
3 Yrs
Auto
NEW AUTO (2024–2025)
4.74 %
4 Yrs
Auto
NEW AUTO (2024–2025)
4.99 %
5 Yrs
Auto
NEW AUTO (2024–2025)
5.24 %
6 Yrs
Auto
NEW AUTO (2024–2025)
5.74 %
7 Yrs

Introduction

Welcome to Affinity Plus in Lakeville, where your financial goals become our mission! Located at 17555 Kenwood Trl, Lakeville, MN 55044, we've been proudly serving our community since 1934. With a strong commitment to our 273,913 members, we prioritize your needs and strive to make banking simple and accessible. At Affinity Plus, our total assets exceed an impressive $4.22 billion, reflecting the trust placed in us by our members. We currently hold over $305 million in deposits, ensuring that your hard-earned money is safe and sound. Whether you're looking for personal banking services or business loans, we offer a wide array of options tailored just for you. With 208,512 loans and leases already extended, we are here to support your financial journey. Our dedicated team consists of 608 employees, all committed to providing exceptional service. Under the leadership of CEO Dave Larson and Board President Robyn Cousin, we foster a culture of care and community. We believe that each member's success contributes to the overall strength of our credit union. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 17555 Kenwood Trl, Lakeville, MN 55044-8360. Ready to take the next step in achieving your financial dreams? Contact us today at 651-312-9761 or explore more about our services on our website Affinity Plus. Your future starts here!

Branch History & Mission

Welcome to Affinity Plus in Lakeville, MN, where a rich history and a strong mission come together to serve our community. Since opening our doors in 1934, we have been dedicated to providing exceptional financial services while fostering a sense of belonging among our members. With a proud legacy spanning over eight decades, Affinity Plus has grown into a trusted financial partner for more than 273,000 members. Located at 17555 Kenwood Trl, our branch is nestled in the heart of Lakeville, just a stone's throw away from local parks and community centers that bring neighbors together. Our commitment to serving you extends beyond just banking; it's about building relationships within the community. While members can visit us at this address, official correspondence should be sent to our mailing address at 17555 Kenwood Trl, Lakeville, MN 55044-8360. Our mission is simple yet powerful: we strive to enhance the financial well-being of our members while supporting the communities we serve. We believe that when our members thrive, so does our community. This core belief drives us to provide a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets now exceed $4.2 billion, allowing us to support diverse financial needs with confidence. As technology evolves, so do we. Affinity Plus ensures that our services are accessible to everyone with user-friendly online and mobile banking options. We are committed to ADA compliance and have made significant advancements in digital banking making it easier for you to manage your finances on-the-go. Our operating hours reflect our dedication to convenience: we welcome you Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. For those who prefer face-to-face interactions, our drive-thru service is available during these hours as well. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations and participate in initiatives that uplift our neighborhoods. Whether it's sponsoring events or volunteering for local causes, we aim to make a meaningful impact. If you're looking for a credit union that values both your financial success and your community's growth, look no further than Affinity Plus in Lakeville. Join us today and experience firsthand the benefits of being part of a credit union that puts people first. Let's build a brighter future together!

Branch Location & Accessibility

Call to Action

Ready to experience personalized banking tailored just for you? We invite you to visit us at 17555 Kenwood Trl or give us a call at 651-312-9761. Our friendly team is eager to assist you with all your banking needs!

Nearby Landmarks and Accessibility

Our branch is situated near key local landmarks, making it simple to find us. If you're in the area, you might recognize our location just off Kenwood Trail, close to popular spots like the Lakeville Area Arts Center. Parking is plentiful and accessible, ensuring that your visit is as smooth as possible. Our facility meets ADA compliance standards, featuring ramps and other accessibility features for all our members.

Operating Hours and Services

We understand that life can be busy, so we offer flexible operating hours to meet your needs. Our lobby is open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 12 PM. Need a little more time? Our drive-thru service extends until 6 PM on weekdays for those quick transactions without leaving your car. At Affinity Plus, we provide a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, with ATM availability on-site, you can access cash whenever you need it.

Member Eligibility

Welcome to the community at Affinity Plus! We're excited to invite you to become a member and enjoy all the benefits that come with it. Joining us is simple and inclusive. If you live, work, or worship in our area, or if you have a family member who is already a member, you're likely eligible. We also welcome those who are part of certain organizations and associations there are many ways to qualify! For more specific details about eligibility, feel free to check out our resource at http://www.affinityplus.org/membership/become-a-member. Becoming a member of Affinity Plus means gaining access to personalized banking services designed with your needs in mind. Whether you're looking for checking accounts, loans, or financial advice, we're here to support you every step of the way. To get started on opening your account, simply reach out to us at (651) 312-9761 or visit us at 17555 Kenwood Trl Lakeville Mn 55044. We can't wait for you to join our friendly community!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine a busy retail shop on a Saturday morning. Customers are streaming in, eager to purchase their favorite items. With our merchant services, you can process transactions smoothly, accept various payment methods, and keep your customers happy. This not only enhances customer satisfaction but also boosts your sales potential. Located at 17555 Kenwood Trl Lakeville Mn 55044, Lakeville, MN, we're here to help your business thrive. Reach out to us at (651) 312-9761 to learn more about how we can support your financial needs today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs and businesses, our business banking services include merchant services and business loans tailored to support your growth. We're here to ensure you have the tools needed to thrive in today's marketplace.

Digital Banking Convenience

In today's fast-paced world, managing finances digitally is essential. With our online and mobile banking features, accessing your accounts is just a click away. You can make deposits, check balances, and pay bills anytime, anywhere all from your smartphone or computer. We also provide ATM services for quick cash withdrawals and basic transactions, ensuring you're never far from access when you need it.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but want convenience too, our drive-thru banking allows you to handle deposits and withdrawals with ease. Our branch features basic drive-thru banking for simple transactions as well as ATM access for quick cash needs. We invite you to experience all that Affinity Plus has to offer at our Lakeville location. If you have any questions or would like more information about how we can assist you with your financial goals, don't hesitate to call us at (651) 312-9761 or visit us online at https://www.affinityplus.org. Your journey towards better financial health starts here!

Loans and Credit Solutions

We understand that life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help ease financial burdens. Plus, our credit cards come with rewards that can benefit you every time you shop. Whether it's everyday purchases or larger investments, we've got the right solution for you.

Personal Banking

Whether you're just starting out or looking to manage your savings, our personal banking services have you covered. Open a checking or savings account that fits your lifestyle. For those looking to buy a new car, our auto loans and vehicle financing options provide competitive rates to help you hit the road without breaking the bank. If homeownership is on your mind, we offer mortgage loans and refinancing solutions that make buying or upgrading your home easier than ever.

Digital & Online Banking

Always Accessible

With 24/7 online banking services, you're never out of touch with your accounts. Need to check your balance at midnight? Go for it! Want to make a payment while waiting in line? No problem! Our platform ensures that managing your money is hassle-free and available whenever you need it. At Affinity Plus, we are committed to providing you with the tools and resources necessary for effective financial management. Experience the ease and convenience of digital banking today!

Security and User-Friendly Features

We know that security is top of mind when it comes to managing your money online. That's why Affinity Plus offers electronic signature authorization for added peace of mind. You can complete transactions securely without worrying about unauthorized access. Navigating our services is easy, thanks to our intuitive mobile application. Available for both iOS and Android devices, it brings all the features of online banking directly to your phone. And if you enjoy using mobile payments, you'll be glad to know that we support this feature too, making quick transactions simpler than ever.

Financial Strength

At Affinity Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to be part of a credit union that not only meets your needs but also stands strong in the face of economic challenges. That's why we are proud to share our financial strength with you. With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as well: we have $53,938 in used auto loans and $3,625,652,728 in total loans and leases. This robust lending capacity supports members' financial goals across various sectors. Our $13,526,864 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares (funds available for lending and investments) totaling $1,104,453, we have the resources necessary to invest back into our community. The trust you place in us is reflected in the total number of share accounts: 662,042, showcasing a strong and growing member base that believes in our mission. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 17555 Kenwood Trl Lakeville Mn 55044 or call (651) 312-9761 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget and lifestyle. Our team is ready to assist you through every step of the process.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $66,167,419 provide the capital needed to expand operations or invest in new projects. We work closely with local businesses to understand their needs and offer personalized solutions. At Affinity Plus in Lakeville (17555 Kenwood Trl Lakeville MN 55044), our dedicated staff is here to answer any questions you may have about our loan offerings. You can reach us at 651-312-9761 during our lobby hours (M-F 9am - 5pm; Sat 9am - 12pm) or visit our website at Affinity Plus for more information. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take your next financial step with confidence!

Credit Lines and Personal Loans

For those looking for additional flexibility, our total credit lines amount to $1,572,797,791. These lines can be useful for unexpected expenses or larger purchases. Additionally, we also offer unsecured credit card loans with a total value of $248,986,247, allowing you to manage your finances more effectively without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We can guide you through the eligibility requirements and help you find a plan that works for you.

Loan Aggregator

Benefits of Using LendMesh

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