Affinity Plus Federal Credit Union

In the close-knit community of Hastings, Affinity Plus at 1731 N Frontage Rd is your trusted partner for achieving financial success. Whether you're ready to secure one of the best auto loans to get behind the wheel of your dream vehicle or exploring low mortgage rates to make homeownership a reality, this branch offers personalized solutions designed with your goals in mind. With convenient lobby and drive-thru hours Monday through Friday from 9 a.m. to 5 p.m., plus Saturday mornings until noon, managing your finances fits seamlessly into your busy life.
At Affinity Plus Hastings, members enjoy a full range of services including personal checking and savings accounts, credit cards with rewards, and business banking options such as merchant services and business loans. The branch features an on-site ATM and drive-thru banking for hassle-free withdrawals, deposits, and balance checks. Backed by over $4.2 billion in assets and serving nearly 274,000 members, Affinity Plus combines financial strength with local service you can count on.
Ready to explore competitive vehicle financing or find mortgage refinancing tailored just for you? Visit Affinity Plus Hastings today or call 651-438-8878 to discover how community-focused banking can empower your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Home Equity
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Solar Loan
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Equity
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Solar Loan
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Equity
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Solar Loan
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Equity Line of Credit (HELOC)
Variable-Rate
6.75 % - 6.971 %
10 Yrs
$100,000
90 %
Home Improvement
5-Year Fixed-Rate
7.24 % - 7.655 %
5 Yrs
$70,000
Home Improvement
8-Year Fixed-Rate
7.74 % - 8.013 %
8 Yrs
$70,000
Home Improvement
10-Year Fixed-Rate
8.24 % - 8.468 %
10 Yrs
$70,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
FIXED
8-Year Fixed-Rate, Conventional
5.5 %
5.868 %
8.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
10-Year Fixed-Rate, Conventional
5.625 %
5.926 %
10.0 Yrs
CONVENTIONAL
FIXED
12-Year Fixed-Rate, Conventional
5.75 %
6.008 %
12.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed-Rate, Conventional
6.0 %
6.215 %
15.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
CONVENTIONAL
FIXED
30-Year 97% Purchase Fixed-Rate, Conventional
6.875 %
7.01 %
30.0 Yrs
JUMBO
FIXED
30-Year Jumbo Fixed-Rate
6.625 %
6.685 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder loan
6 %
0.5 - 1.5 Yrs
$1,000
Solar loan
8.24 - 9.74 %
5 - 15 Yrs
$20,000
Bicycle loan
8.49 - 8.99 %
1 - 3 Yrs
Homeowner personal loan
9.99 - 10.99 %
6 Yrs
$20,000
Holiday loan
10.24 %
0.8 Yrs
$2,500
Homeowner debt consolidation
10.74 %
5 Yrs
$20,000
Personal unsecured
11.24 - 12.24 %
3 - 5 Yrs
Personal line of credit
14.99 %
10 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinance
6.24 % - 7.24 %
5 Yrs - 15 Yrs
Student Loan Refinance
8 % - 9 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
NEW AUTO (2024–2025)
4.74 %
3 Yrs
Auto
NEW AUTO (2024–2025)
4.74 %
4 Yrs
Auto
NEW AUTO (2024–2025)
4.99 %
5 Yrs
Auto
NEW AUTO (2024–2025)
5.24 %
6 Yrs
Auto
NEW AUTO (2024–2025)
5.74 %
7 Yrs

Introduction

Welcome to Affinity Plus, your trusted financial partner in Hastings, MN! Located at 1731 N Frontage Rd, we have been serving our community since 1934, providing a range of personal and business banking services tailored to meet the needs of our 273,913 members. With total assets exceeding $4.22 billion, we pride ourselves on our commitment to member satisfaction and community support. At Affinity Plus, we understand that financial well-being is about more than just numbers. It's about building relationships and creating a supportive environment for all our members. Our dedicated team, led by CEO Dave Larson and Board President Robyn Cousin, works tirelessly to ensure you receive personalized service that fits your unique financial journey. While you can visit us at our Hastings branch for face-to-face assistance, please note that official correspondence should be sent to the same address: 1731 N Frontage Rd, Hastings, MN 55033. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered. With total deposits around $305 million and net worth standing at $373 million, we are financially stable and ready to help you achieve your goals. Our robust offerings include not just personal banking but also business services like merchant solutions and business loans. We are here for you whether you need help with mortgages, debt consolidation, or everyday transactions. We even offer modern conveniences like online and mobile banking for added flexibility. If you're interested in joining our community or learning more about how we can help you manage your finances effectively, don't hesitate to reach out! Call us at 651-438-8878 today or explore more on our website at Affinity Plus. Let's embark on this financial journey together!

Branch History & Mission

Affinity Plus has been a cornerstone of the Hastings community since its founding in 1934. With a legacy spanning nearly nine decades, this credit union has grown alongside its members, adapting to their needs while remaining committed to its mission of providing exceptional financial services and support. Located at 1731 N Frontage Rd, Hastings, MN 55033, our branch is easily accessible for all residents and nearby businesses. Over the years, Affinity Plus has achieved significant milestones. Today, we proudly serve over 273,913 members and manage total assets exceeding $4.2 billion. Our commitment to fostering strong relationships with our members has helped us not only grow but also enrich the lives of those in our community. From personal banking options such as checking accounts and auto loans to business services like merchant solutions and commercial loans, we strive to meet a diverse range of financial needs. At the heart of Affinity Plus lies our mission: to empower our members with the tools they need for financial success while giving back to the communities we serve. We believe that when our members thrive, so does the community as a whole. This philosophy drives us to invest in local initiatives and partnerships that enhance the quality of life for everyone in Hastings and beyond. While members can visit us at 1731 N Frontage Rd, official correspondence should be sent to the same address as our mailing address. We offer convenient operating hours from Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM, ensuring that you have access when you need it most. Additionally, our branch features both ATM availability and drive-thru banking services for added convenience. As we look towards the future, Affinity Plus continues to embrace digital advancements while ensuring accessibility for all members, including ADA compliance initiatives. Our user-friendly online and mobile banking platforms make managing your finances simpler than ever. Join us at Affinity Plus in Hastings and become part of a community-focused organization dedicated to your financial well-being. Experience firsthand how we can help you achieve your goals while making a positive impact on our community. To learn more about membership eligibility or open an account today, please visit Affinity Plus or call us at 651-438-8878. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Parking

Our Hastings branch prioritizes accessibility for all members. The entrance features ADA-compliant ramps, ensuring everyone can easily access our services. Ample parking is available right outside, making it simple for you to stop by any time during our business hours.

Call to Action

We invite you to come by the Affinity Plus Hastings branch today! Feel free to give us a call at 651-438-8878 if you have any questions or need assistance before your visit. We look forward to welcoming you!

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours. Our lobby and drive-thru are open from 9 AM to 5 PM on weekdays and from 9 AM to 12 PM on Saturdays. This allows you to visit us at your convenience, whether you're running errands during the week or need assistance over the weekend.

Services Offered

At Affinity Plus Hastings, we provide a wide range of financial services tailored to meet your needs. From checking and savings accounts to personal loans and credit cards with rewards, we've got you covered. If you're looking into auto financing or refinancing your mortgage, our knowledgeable staff is ready to help guide you through the process smoothly. Additionally, we have an ATM on-site for quick cash withdrawals and balance checks, and our drive-thru service makes it easy to complete simple transactions without leaving your vehicle. While members can visit us at our branch location, official correspondence should be sent to the same address: 1731 N Frontage Rd, Hastings, MN 55033.

Member Eligibility

At Affinity Plus, we believe that everyone deserves a place where they can feel at home, and becoming a member is the first step into our welcoming community. If you're living, working, or attending school in the Hastings area, or have family members who are already part of our credit union, you're likely eligible to join us! This means you'll not only gain access to personalized banking services but also enjoy a range of financial products designed to support your goals. For detailed eligibility criteria, check out this resource. Joining Affinity Plus is simple and straightforward. Just visit us at our branch located at 1731 N Frontage Rd Hastings Mn 55033, or give us a call at (651) 438-8878 for assistance. Our friendly team will guide you through the account opening process, helping you take advantage of all the benefits that come with membership. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services help streamline your payment processes. Imagine running your shop without the hassle of complicated transactions. Our services make it easy for you to accept payments, manage your sales, and keep track of your finances all while giving you more time to focus on what matters most: growing your business. Whether you're looking to expand or simply need better cash flow management, we are here to help you navigate every step of the way. Contact us today at (651) 438-8878 or visit us at 1731 N Frontage Rd Hastings Mn 55033 for personalized service tailored to your business needs.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Need a new car? Our auto loans offer competitive rates and flexible terms to help you drive away in the vehicle you want. We understand that buying a car is a big decision, so we're here to guide you through the financing process, making it as straightforward as possible.

Business Banking Services

For our business members, we provide comprehensive banking solutions including merchant services and business loans. Whether you're just starting out or looking to expand your established business, our team is ready to partner with you for success.

Convenient Access

We know that convenience matters. That's why our services include ATM access for quick cash withdrawals and balance checks anytime you need them. Additionally, our drive-thru banking allows for deposits and withdrawals without leaving your vehicle perfect for busy days! To explore these services further or if you have questions, don't hesitate to reach out at 651-438-8878. We're here to help! Join us today at Affinity Plus in Hastings and experience how easy banking can be. For more information about membership eligibility and what we offer, visit us at affinityplus.org.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can earn you points towards travel, cash back, or other exciting benefits. It's an excellent way to make your spending work for you while enjoying added perks!

Mortgage Loans and Refinancing

If you're thinking about buying a home or refinancing your current mortgage, we provide personalized mortgage solutions that fit your budget. Our knowledgeable staff will assist you in finding the right loan option while ensuring you understand every step of the process.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have personal banking options tailored for you. Our accounts come with easy online and mobile banking features, making it simple to manage your money from anywhere. Imagine being able to check your balance, transfer funds, or pay bills right from your phone it's all possible with our user-friendly digital tools.

Personal Loans and Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans that can help cover those costs or assist in consolidating debt into one manageable payment. Let us help you take control of your finances with options that work for you.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to access your accounts right from your smartphone. Whether you're out shopping or relaxing at home, you can make person-to-person transfers with just a few taps. Plus, if you're in a hurry, our mobile payments feature lets you make purchases quickly and securely. For those who prefer going paperless, we provide e-statements for easy access to your account information without the clutter. You can also take advantage of electronic signature authorization, making it simpler than ever to sign documents electronically. At Affinity Plus, we prioritize your security. Our online banking platform employs advanced security measures to protect your personal information and financial data. This way, you can feel confident while managing your accounts online. Experience the ease of real-time account management with our digital services today! For more information on how to get started with online banking or to explore our full range of offerings, visit us at https://www.affinityplus.org. Your financial journey just became much more straightforward with Affinity Plus!

Financial Strength

Member-Focused Savings

Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our operational efficiency is reflected in our $13,526,864, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinventing Your Banking Experience

With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is further demonstrated by our capacity to provide support across various sectors; we currently have $53,938 in used auto loans and $3,625,652,728 in total loans and leases.

Solid Foundation

With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Growth

Net Shares (Funds available for lending and investments): $1,104,453. Total Share and Deposit Accounts: 662,042, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 1731 N Frontage Rd Hastings Mn 55033 or call (651) 438-8878 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we can help finance your purchase.

Business Financing

For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand. We are here to support local businesses by offering tailored solutions that fit your unique requirements. If you're interested in exploring refinancing options or checking your eligibility for any of our products, please reach out. You can contact us at 651-438-8878 or visit us at our branch located at 1731 N Frontage Rd Hastings Mn 55033. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Affinity Plus, we strive to provide straightforward and effective financial solutions for all our members. Whatever your needs may be, we're here to help you take the next step toward achieving your financial goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, making it easier for you to secure the home you've always wanted.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $248,986,247 in loans helping members manage their finances effectively, our credit cards come with benefits that can assist you in building your credit while keeping your spending manageable.

Loan Aggregator

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