Affinity Plus Federal Credit Union

Nestled in the heart of Grand Rapids, MN, Affinity Plus at 2120 SE 2nd Ave is your trusted local credit union dedicated to helping you achieve financial success. Whether you're ready to hit the road with one of their best auto loans or looking for competitive mortgage refinancing options, this branch offers personalized services designed to fit your unique needs. With convenient lobby hours Monday through Friday from 9 a.m. to 5 p.m., Saturdays until noon, and extended drive-thru access starting at 8 a.m., managing your finances has never been easier.
Affinity Plus Grand Rapids provides a full range of banking solutions including personal checking and savings accounts, credit cards with rewarding perks, and business banking services like merchant solutions and business loans. Need quick cash? The on-site ATM and efficient drive-thru banking make deposits and withdrawals simple and hassle-free. Supported by a strong parent credit union serving nearly 274,000 members with over $4.2 billion in assets, you can trust Affinity Plus for reliable financial guidance.
Ready to explore vehicle financing or secure your dream home with low mortgage rates? Visit Affinity Plus Grand Rapids today or call 218-326-3388 to discover how local service meets exceptional financial solutions!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Home Equity
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Solar Loan
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Equity
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Solar Loan
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Equity
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Solar Loan
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Equity Line of Credit (HELOC)
Variable-Rate
6.75 % - 6.971 %
10 Yrs
$100,000
90 %
Home Improvement
5-Year Fixed-Rate
7.24 % - 7.655 %
5 Yrs
$70,000
Home Improvement
8-Year Fixed-Rate
7.74 % - 8.013 %
8 Yrs
$70,000
Home Improvement
10-Year Fixed-Rate
8.24 % - 8.468 %
10 Yrs
$70,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
FIXED
8-Year Fixed-Rate, Conventional
5.5 %
5.868 %
8.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
10-Year Fixed-Rate, Conventional
5.625 %
5.926 %
10.0 Yrs
CONVENTIONAL
FIXED
12-Year Fixed-Rate, Conventional
5.75 %
6.008 %
12.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed-Rate, Conventional
6.0 %
6.215 %
15.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
CONVENTIONAL
FIXED
30-Year 97% Purchase Fixed-Rate, Conventional
6.875 %
7.01 %
30.0 Yrs
JUMBO
FIXED
30-Year Jumbo Fixed-Rate
6.625 %
6.685 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder loan
6 %
0.5 - 1.5 Yrs
$1,000
Solar loan
8.24 - 9.74 %
5 - 15 Yrs
$20,000
Bicycle loan
8.49 - 8.99 %
1 - 3 Yrs
Homeowner personal loan
9.99 - 10.99 %
6 Yrs
$20,000
Holiday loan
10.24 %
0.8 Yrs
$2,500
Homeowner debt consolidation
10.74 %
5 Yrs
$20,000
Personal unsecured
11.24 - 12.24 %
3 - 5 Yrs
Personal line of credit
14.99 %
10 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinance
6.24 % - 7.24 %
5 Yrs - 15 Yrs
Student Loan Refinance
8 % - 9 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
NEW AUTO (2024–2025)
4.74 %
3 Yrs
Auto
NEW AUTO (2024–2025)
4.74 %
4 Yrs
Auto
NEW AUTO (2024–2025)
4.99 %
5 Yrs
Auto
NEW AUTO (2024–2025)
5.24 %
6 Yrs
Auto
NEW AUTO (2024–2025)
5.74 %
7 Yrs

Introduction

At Affinity Plus, we believe in building strong relationships with our members and the communities we serve. Located at 2120 SE 2nd Ave, Grand Rapids, MN 55744, our branch has been a trusted financial partner since 1934. With a rich history and a commitment to putting our members first, we are proud to support over 273,913 members with personalized banking solutions tailored to their needs. While you can visit us at our Grand Rapids location for all your banking needs, please note that official correspondence should be directed to our mailing address: 2120 SE 2nd Ave, Grand Rapids, MN 55744-4296. With total assets exceeding $4.2 billion, we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our financial strength is reflected in our impressive figures: $305,507,608 in total deposits and a net worth of $373,830,407. We also have $23,753,500 cash on hand to ensure liquidity and support for our members. Under the guidance of our CEO Dave Larson and Board President Robyn Cousin, our dedicated team of 608 employees is here to assist you with every financial decision. Whether you're looking to finance a new vehicle or save for your future, we're committed to helping you achieve your financial goals. We invite you to experience the Affinity Plus difference. Visit us today or give us a call at 218-326-3388 to learn more about how we can serve you better!

Branch History & Mission

Welcome to Affinity Plus, a cornerstone of financial support and community growth in Grand Rapids, MN. Since opening our doors in 1934, we have proudly served our members, growing from humble beginnings into a thriving institution with over 273,913 members and total assets reaching $4,228,683,848. Located at 2120 Se 2Nd Ave Grand Rapids Mn 55744, our branch is easily accessible for those in the area. Whether you're near the local park or shopping district, you can find us ready to assist with your banking needs. While members can visit us at this address, official correspondence should be sent to our mailing address: 2120 SE 2nd Ave, Grand Rapids, MN 55744-4296. Our mission at Affinity Plus is simple yet powerful: to provide exceptional financial services while supporting the community we serve. We believe that banking should be personal, and our commitment to member satisfaction reflects this belief. From personal banking, including checking and savings accounts, to auto loans and mortgages, we aim to empower every member with the tools they need for financial success. Additionally, we offer resources for businesses through merchant services and business loans, ensuring that local entrepreneurs have the support they need to thrive. Over the years, we've embraced technological advancements to enhance your banking experience. Our digital offerings include online and mobile banking features that allow you to manage your finances anytime, anywhere. We also ensure accessibility by maintaining compliance with ADA standards so everyone can benefit from our services. Community involvement is at the heart of what we do. We actively seek partnerships with local organizations to support various outreach efforts aimed at strengthening our neighborhoods. Whether it's sponsoring local events or offering financial education workshops, we are dedicated to making a positive impact. As we continue to grow and evolve, we invite you to join us on this journey. Experience the benefits of being part of the Affinity Plus family where your financial well-being is our top priority. For more information or assistance, feel free to contact us at (218) 326-3388 during our operating hours: Lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM; Drive-thru service is available Monday through Friday from 8 AM to 5:30 PM and Saturday from 9 AM to 12 PM. Join us today and discover how Affinity Plus can help you achieve your financial goals!

Branch Location & Accessibility

Get in Touch

If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 218-326-3388. We're here to help you navigate your financial journey. Come visit us today at Affinity Plus in Grand Rapids we look forward to welcoming you!

Nearby Landmarks and Accessibility

Situated in the heart of Itasca County, our branch is just a short drive from popular local spots like the beautiful Mississippi River and the scenic Grand Rapids City Park. You'll appreciate our easy access with ample parking available right outside the entrance. We also have ADA-compliant features, ensuring that everyone can access our facilities without any hassle.

Operating Hours and Services

Our friendly staff is here to assist you during the following hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM for lobby services. If you're looking to use our drive-thru services, we're open Monday to Friday from 8 AM to 5:30 PM and Saturday from 9 AM to 12 PM. At Affinity Plus, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options for everyone. Our drive-thru banking allows for quick deposits and withdrawals, while our ATM ensures you have access to cash when you need it.

Member Eligibility

At Affinity Plus, we believe in creating a welcoming community where everyone can thrive. Joining us is straightforward and open to those who live, work, or attend school in the areas we serve. Whether you're looking for personal banking services or seeking financial guidance, becoming a member means you'll have access to a range of benefits tailored to your needs. For detailed eligibility criteria, feel free to visit our page at http://www.affinityplus.org/membership/become-a-member. Opening an account is just as easy! You can start your journey toward membership by giving us a call at (218) 326-3388 or visiting us at our branch located at 2120 Se 2Nd Ave Grand Rapids Mn 55744. We're here to help you every step of the way, ensuring that you feel supported as part of the Affinity Plus family.

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Beyond loans, our merchant services provide real-world benefits. Imagine being able to accept payments easily from your customers, whether they're using credit cards or mobile payments. Our tools are designed to simplify transactions so you can focus on what matters most growing your business. Visit us at 2120 Se 2Nd Ave Grand Rapids Mn 55744 in Grand Rapids, MN or call us at (218) 326-3388 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick cash? Our ATMs are available for easy withdrawals and balance checks whenever you need them. Plus, with drive-thru banking options for deposits and simple transactions, we prioritize making your banking experience as convenient as possible. At Affinity Plus, we believe that managing your finances should be straightforward and accessible. Our friendly staff is always ready to assist you with any questions or concerns at 218-326-3388 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Ready to explore how we can assist you today? Visit us at our branch in Grand Rapids or check out more information online at Affinity Plus. Your financial journey starts here!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing services can help make it happen. With competitive rates and flexible terms, we work with you to find a loan that suits your budget. Picture driving off in your dream car without worrying about high payments it's possible with our supportive financing options.

Business Banking

For small business owners, we offer merchant services and business loans that help keep your operations running smoothly. Whether you're starting a new venture or expanding an existing one, our team is ready to assist with tailored solutions.

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards tailored just for you! From cash back on purchases to travel rewards, using our credit card means earning while you spend.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans provide the support you need to navigate the home-buying process smoothly. If you're already a homeowner, consider our refinancing options to lower your monthly payments or access equity for renovations. With us, you can turn your homeownership dreams into reality.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms. Check balances, pay bills, transfer funds, and even make person-to-person payments right from your smartphone or computer anytime, anywhere.

Personal Banking

Our personal banking options include checking and savings accounts that fit your lifestyle. Imagine having a checking account that provides easy online access, making it simple to manage your money from anywhere. We also offer savings accounts that help you grow your funds over time, whether you're saving for a special purchase or building an emergency fund.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are here to help when you need extra cash for those unforeseen moments. Additionally, if you're juggling multiple debts, our debt consolidation service can simplify your finances by combining them into one manageable payment.

Digital & Online Banking

Convenient Online Access

Our online banking platform is available 24/7 at https://www.affinityplus.org, allowing you to check balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. You can also set up electronic statements, so you never have to worry about missing important documents they're right in your inbox!

Enhanced Security Features

We prioritize your security in every service we offer. With advanced encryption and secure logins, you can feel confident that your information is protected while using our online and mobile banking services. At Affinity Plus, we aim to provide accessible and efficient banking solutions tailored to meet the needs of our members. Whether you're managing day-to-day transactions or planning for the future, our digital banking services are here to support you every step of the way. Join us today and experience banking designed for your lifestyle!

Mobile Banking on the Go

For those who prefer banking on their mobile devices, we have a fantastic mobile application that lets you take care of your finances wherever you are. Whether you want to make payments using our mobile payments feature or quickly check your account balance during your lunch break, everything is at your fingertips. Plus, with the option for electronic signature authorization, signing documents has never been easier.

Financial Strength

Growing Trust

The trust placed in us by our community is evident through our total share accounts of 662,042, showing a strong and growing member base that relies on us for their financial needs. Our net shares available for lending and investments stand at $1,104,453, ensuring that we can keep meeting your expectations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 2120 Se 2Nd Ave Grand Rapids Mn 55744 or call (218) 326-3388 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

Our commitment to you is reflected in our $345,949,658 in undivided earnings. This amount is reinvested into innovative banking tools, stronger lending options, and enhanced security measures designed to serve our members better. Additionally, with $53,938 in used auto loans and $3,625,652,728 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us. We have $818,082,743 in share certificates and $949,625,409 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $13,526,864 showcases our operational efficiency. This enables us to consistently offer competitive loan rates and solid financial products tailored for our members. We also take pride in having 595 full-time employees and 13 part-time employees ready to assist you with knowledgeable service.

Strong Financial Health

With a net worth of $373,830,407, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're interested in new or used vehicles.

Business Loans

For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand your business. We understand the challenges of running a business and are here to support your financial needs.

Credit Lines

If you're looking for more flexibility in managing your finances, our total credit lines amount to $1,572,797,791. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We work with you to find the right mortgage solution that fits your needs and budget.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available that may lower your monthly payments or help you pay off debt more quickly. Check our eligibility requirements at Affinity Plus Membership for more details. For inquiries about our loan products or to speak with one of our representatives directly, feel free to call us at 218-326-3388. You can visit us at our branch located at 2120 Se 2Nd Ave Grand Rapids MN 55744 during our lobby hours: Monday through Friday from 9 am - 5 pm and Saturday from 9 am - 12 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way toward reaching your financial goals!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. These cards can help you build your credit while providing access to funds when needed.

Loan Aggregator

Reliable Comparisons

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