Affinity Plus Federal Credit Union

At the heart of Eagan’s welcoming community, Affinity Plus at 1642 Diffley Rd offers personalized financial solutions designed to help you thrive. Whether you're planning to drive home with one of the best auto loans around or looking to take advantage of low mortgage rates for your dream home, this branch provides expert guidance and competitive options tailored just for you. With convenient lobby hours Monday through Friday from 9:00 am to 5:00 pm and an extended drive-thru open from 8:00 am to 5:00 pm, managing your money is both easy and efficient.
Affinity Plus Eagan supports over 273,000 members with $4.2 billion in assets, delivering trusted personal banking services like checking and savings accounts alongside business banking solutions including merchant services and business loans. The on-site ATM and full-service drive-thru make everyday transactions quick and hassle-free, while online and mobile banking put your finances at your fingertips anytime.
Ready to explore top-tier vehicle financing or streamline your mortgage refinancing? Visit Affinity Plus in Eagan today or call 651-686-1040 to discover local service built around you!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Home Equity
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Solar Loan
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Equity
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Solar Loan
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Equity
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Solar Loan
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Equity Line of Credit (HELOC)
Variable-Rate
6.75 % - 6.971 %
10 Yrs
$100,000
90 %
Home Improvement
5-Year Fixed-Rate
7.24 % - 7.655 %
5 Yrs
$70,000
Home Improvement
8-Year Fixed-Rate
7.74 % - 8.013 %
8 Yrs
$70,000
Home Improvement
10-Year Fixed-Rate
8.24 % - 8.468 %
10 Yrs
$70,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
FIXED
8-Year Fixed-Rate, Conventional
5.5 %
5.868 %
8.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
10-Year Fixed-Rate, Conventional
5.625 %
5.926 %
10.0 Yrs
CONVENTIONAL
FIXED
12-Year Fixed-Rate, Conventional
5.75 %
6.008 %
12.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed-Rate, Conventional
6.0 %
6.215 %
15.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
CONVENTIONAL
FIXED
30-Year 97% Purchase Fixed-Rate, Conventional
6.875 %
7.01 %
30.0 Yrs
JUMBO
FIXED
30-Year Jumbo Fixed-Rate
6.625 %
6.685 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder loan
6 %
0.5 - 1.5 Yrs
$1,000
Solar loan
8.24 - 9.74 %
5 - 15 Yrs
$20,000
Bicycle loan
8.49 - 8.99 %
1 - 3 Yrs
Homeowner personal loan
9.99 - 10.99 %
6 Yrs
$20,000
Holiday loan
10.24 %
0.8 Yrs
$2,500
Homeowner debt consolidation
10.74 %
5 Yrs
$20,000
Personal unsecured
11.24 - 12.24 %
3 - 5 Yrs
Personal line of credit
14.99 %
10 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinance
6.24 % - 7.24 %
5 Yrs - 15 Yrs
Student Loan Refinance
8 % - 9 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
NEW AUTO (2024–2025)
4.74 %
3 Yrs
Auto
NEW AUTO (2024–2025)
4.74 %
4 Yrs
Auto
NEW AUTO (2024–2025)
4.99 %
5 Yrs
Auto
NEW AUTO (2024–2025)
5.24 %
6 Yrs
Auto
NEW AUTO (2024–2025)
5.74 %
7 Yrs

Introduction

Welcome to Affinity Plus, your trusted financial partner located at 1642 Diffley Rd, Eagan, MN 55122. Established in 1934, we take pride in serving our community with dedication and integrity. As of now, we proudly support over 273,913 members, helping them achieve their financial goals with a solid foundation of trust. At Affinity Plus, we understand that each member's needs are unique. With total assets exceeding $4.22 billion and total deposits amounting to $305.5 million, we have the resources to offer you a wide range of services tailored just for you. Whether you're looking for personal banking solutions, auto loans, or mortgage refinancing, our dedicated team is here to help. Led by our CEO, Dave Larson, and Board President, Robyn Cousin, our staff of 608 employees works tirelessly to ensure your experience with us is exceptional. We believe in building strong relationships within the community while providing reliable financial services. Our commitment is reflected in our robust financial standing, including a net worth of $373.8 million and cash on hand totaling $23.8 million. While members can visit us at our branch location, official correspondence should be sent to the same address: 1642 Diffley Rd, Eagan, MN 55122. For any inquiries or assistance, feel free to reach out to us at 651-686-1040. Join us at Affinity Plus where your financial wellness is our priority! Explore our offerings by visiting our website today or stop by for a chat about how we can support you on your financial journey.

Branch History & Mission

Community Engagement

Throughout our history, Affinity Plus has prioritized community outreach and partnerships. We believe in giving back and making a difference through local initiatives that support education, health, and wellness programs. By investing in our community, we not only strengthen ties but also help build a brighter future for everyone.

Join Us Today!

As we look toward the future, we invite you to become part of the Affinity Plus family. Experience firsthand how we can support your financial journey with tailored services designed just for you. Reach out to us at 651-686-1040 or visit our website at Affinity Plus to learn more about membership eligibility and open an account today!

Modern Banking Services

As we adapt to the needs of our members, we have embraced advancements in technology while maintaining a personal touch. Our drive-thru banking service makes transactions easy and convenient for those on the go. Additionally, we offer ATM access for quick cash withdrawals and balance checks.

Our Mission

Our mission is clear: to enhance the financial well-being of our members while positively impacting our community. We are committed to offering a range of services, from personal banking solutions like checking and savings accounts to auto loans and mortgages. We strive to create an inclusive environment where everyone feels valued and supported. While members can visit us at our branch address, official correspondence should be sent to 1642 Diffley Rd, Eagan, MN 55122. Our dedicated team works tirelessly to ensure that all members have access to modern banking tools, including online banking and mobile payments.

Branch Location & Accessibility

Get in Touch!

We're excited to help you with all your banking needs. Feel free to call us at 651-686-1040 if you have any questions or want to learn more about what we can do for you. We invite you to visit us soon your financial journey begins here at Affinity Plus!

Operating Hours

We know your time is valuable, so we keep our lobby open Monday through Friday from 9:00 AM to 5:00 PM. If you prefer the convenience of drive-thru banking, we have you covered there too our drive-thru operates from 8:00 AM to 5:00 PM on weekdays. Whether you're looking to deposit a check or chat about your financial goals, our team is ready and waiting to assist you.

Parking and Accessibility

Our branch offers ample parking right at the front, making it easy for you to pop in whether you're visiting us for a quick transaction or exploring our range of financial services. We are proud to be ADA compliant, ensuring that everyone can access our facilities with ease.

Services Offered

At Affinity Plus, we offer a variety of services tailored to meet your financial needs from personal checking and savings accounts to auto loans and mortgages. Need cash? Our ATM is available for quick withdrawals and balance checks anytime you need it. While you're here, don't hesitate to ask about our credit cards with rewards or business banking options. If you prefer official correspondence, please send it to our mailing address at 1642 Diffley Rd, Eagan, MN 55122.

Member Eligibility

At Affinity Plus, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to individuals who live, work, or attend school in the areas we serve. Whether you're looking for personal banking solutions, loans, or just a supportive financial partner, you'll find it here. We encourage you to visit our eligibility page at http://www.affinityplus.org/membership/become-a-member for all the specific details on how you can join our family. Once you're ready to take the next step, opening an account with us is straightforward. You can get started by giving us a call at (651) 686-1040, and we'll guide you through the process. Our branch is conveniently located at 1642 Diffley Rd Eagan Mn 55122, where our friendly staff is eager to assist you. Join us today and experience the benefits of being part of Affinity Plus!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services make it easy for you to accept payments from customers, whether they pay with a card or online. This not only boosts your sales but also enhances customer satisfaction. Whether you're just starting out or looking to expand, Affinity Plus is here to empower your business journey. Visit us at 1642 Diffley Rd Eagan Mn 55122, Eagan, MN or give us a call at (651) 686-1040 to explore how we can help you achieve your goals!

Comprehensive List Of Services

Business Banking Solutions

For local businesses, Affinity Plus offers robust Business Banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we partner with entrepreneurs to help them succeed in their ventures.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. With secure access to your accounts through our mobile app and online platform, banking has never been easier. You can transfer funds, pay bills, and even send money directly between friends using our person-to-person payment feature. Additionally, we have an ATM available for quick cash withdrawals and balance checks without stepping inside the branch. And if you prefer face-to-face interactions but need speed, take advantage of our Drive-Thru Banking, which allows for simple transactions like deposits and withdrawals without leaving your car. At Affinity Plus in Eagan, we are committed to providing comprehensive financial services that cater not only to individual members but also to businesses in the community. We invite you to stop by or visit us online at Affinity Plus for more details on how we can assist you today!

Credit Options and Support

Managing debt is crucial for financial health, and our Personal Loans & Debt Consolidation options provide solutions tailored to your needs. Whether you're looking to consolidate existing debts or fund personal projects, we're here to help you navigate your choices effectively. Don't forget about building credit! Our Credit Cards with Rewards program offers perks that can enhance your spending power while rewarding you for everyday purchases.

Personal Banking Services

At Affinity Plus, we understand that everyone has unique financial goals. That's why we offer a variety of Personal Banking options, including checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or managing everyday expenses, our accounts provide the tools you need. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing make it easy to get behind the wheel. We offer competitive rates and flexible terms to help you find the right loan that suits your budget. For those looking to buy a home or refinance their current mortgage, our comprehensive Mortgage Loans & Refinancing services are here to guide you every step of the way. Our knowledgeable staff can help simplify the process so you can focus on what truly matters: making your house a home.

Digital & Online Banking

Key Features

Explore the convenience of online banking at https://www.affinityplus.org. From checking your balance to paying bills, everything you need is just a click away. Our mobile application makes it even simpler, letting you manage your accounts right from your smartphone. You can also send money quickly with our person-to-person transfer feature, making it easy to pay friends or split bills without any hassle. Security is a top priority for us at Affinity Plus. We use electronic signature authorization for your peace of mind, ensuring that all transactions are safe and secure. Plus, with e-statements available, you can keep track of your finances in a way that's both environmentally friendly and convenient.

Why Choose Us?

Using our mobile payments feature means you can make purchases directly from your phone, eliminating the need to carry cash or cards. Whether you're grabbing coffee or shopping for groceries, it's all at your fingertips. And if you ever have questions or need assistance, our friendly team is just a phone call away at (651) 686-1040. At Affinity Plus, we're committed to providing accessible and user-friendly banking solutions tailored to meet your needs. Join us today and experience the convenience of digital banking like never before!

Financial Strength

At Affinity Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, ensuring that you can trust us with your savings and loans. With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $53,938 in used auto loans and $3,625,652,728 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $13,526,864, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,104,453. Total Share and Deposit Accounts: 662,042, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 1642 Diffley Rd Eagan Mn 55122 or call (651) 686-1040 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We offer flexible terms and conditions to ensure you can find the right fit for your budget. If you're considering refinancing your current auto loan, we have options available that could save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting our members through tailored lending solutions. At Affinity Plus located at 1642 Diffley Rd Eagan Mn 55122, we prioritize your financial well-being. If you're interested in learning more about our loan offerings or exploring eligibility options, please don't hesitate to reach out at 651-686-1040. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. These loans are perfect for unexpected expenses or consolidating debt without putting up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: The platform offers up-to-date loan rates from multiple institutions, helping users make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights how effective and user-friendly the service is for those seeking better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Reliable Data Sources

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when comparing loan options.

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