Affinity Plus Federal Credit Union

Nestled in the vibrant community of Coon Rapids, Affinity Plus at 13025 Riverdale Dr NW Ste 100 is your friendly neighborhood credit union dedicated to helping you take charge of your financial journey. Whether you’re looking for one of the best auto loans to drive home your dream vehicle or exploring low mortgage rates to make homeownership a reality, this branch offers tailored solutions designed with your goals in mind. With convenient hours Monday through Friday from 9 am to 5 pm and Saturdays until noon, managing your finances fits seamlessly into your busy schedule.
At Affinity Plus Coon Rapids, members enjoy a broad range of services including personal checking and savings accounts, business banking with merchant services and loans, plus credit cards that reward you every time you spend. The branch features an on-site ATM for quick cash withdrawals and balance checks, though there’s no drive-thru available. Backed by over $4.2 billion in assets and serving nearly 274,000 members, Affinity Plus brings trusted financial strength right to your doorstep.
Ready to explore competitive vehicle financing or secure a mortgage that works for you? Visit Affinity Plus Coon Rapids today and experience personalized service crafted just for you!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Home Equity
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Solar Loan
5-Year Fixed-Rate
5.49 % - 5.898 %
5 Yrs
$45,000
80 %
Home Equity
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Solar Loan
10-Year Fixed-Rate
5.74 % - 5.957 %
10 Yrs
$45,000
80 %
Home Equity
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Solar Loan
15-Year Fixed-Rate
6.24 % - 6.395 %
15 Yrs
$45,000
80 %
Home Equity Line of Credit (HELOC)
Variable-Rate
6.75 % - 6.971 %
10 Yrs
$100,000
90 %
Home Improvement
5-Year Fixed-Rate
7.24 % - 7.655 %
5 Yrs
$70,000
Home Improvement
8-Year Fixed-Rate
7.74 % - 8.013 %
8 Yrs
$70,000
Home Improvement
10-Year Fixed-Rate
8.24 % - 8.468 %
10 Yrs
$70,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
FIXED
8-Year Fixed-Rate, Conventional
5.5 %
5.868 %
8.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
10-Year Fixed-Rate, Conventional
5.625 %
5.926 %
10.0 Yrs
CONVENTIONAL
FIXED
12-Year Fixed-Rate, Conventional
5.75 %
6.008 %
12.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed-Rate, Conventional
6.0 %
6.215 %
15.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6m ARM Adjustable-Rate, Conventional
5.375 %
5.498 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6m ARM Adjustable-Rate, Conventional
5.625 %
5.75 %
7.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed-Rate, Conventional
6.25 %
6.422 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed-Rate, Conventional
6.625 %
6.758 %
30.0 Yrs
CONVENTIONAL
FIXED
30-Year 97% Purchase Fixed-Rate, Conventional
6.875 %
7.01 %
30.0 Yrs
JUMBO
FIXED
30-Year Jumbo Fixed-Rate
6.625 %
6.685 %
30.0 Yrs
VA
FIXED
15-Year VA Fixed-Rate, Conventional
6.125 %
6.227 %
15.0 Yrs
VA
FIXED
20-Year VA Fixed-Rate, Conventional
7.0 %
7.084 %
20.0 Yrs
VA
FIXED
30-Year VA Fixed-Rate, Conventional
7.125 %
7.19 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder loan
6 %
0.5 - 1.5 Yrs
$1,000
Solar loan
8.24 - 9.74 %
5 - 15 Yrs
$20,000
Bicycle loan
8.49 - 8.99 %
1 - 3 Yrs
Homeowner personal loan
9.99 - 10.99 %
6 Yrs
$20,000
Holiday loan
10.24 %
0.8 Yrs
$2,500
Homeowner debt consolidation
10.74 %
5 Yrs
$20,000
Personal unsecured
11.24 - 12.24 %
3 - 5 Yrs
Personal line of credit
14.99 %
10 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinance
6.24 % - 7.24 %
5 Yrs - 15 Yrs
Student Loan Refinance
8 % - 9 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
NEW AUTO (2024–2025)
4.74 %
3 Yrs
Auto
NEW AUTO (2024–2025)
4.74 %
4 Yrs
Auto
NEW AUTO (2024–2025)
4.99 %
5 Yrs
Auto
NEW AUTO (2024–2025)
5.24 %
6 Yrs
Auto
NEW AUTO (2024–2025)
5.74 %
7 Yrs

Introduction

Welcome to Affinity Plus, your trusted financial partner located at 13025 Riverdale Dr Nw Ste 100, Coon Rapids, MN 55448. With a legacy that began in 1934, we have proudly served our community for decades, building strong relationships and helping over 273,000 members achieve their financial goals. Our commitment to you goes beyond just numbers; it's about creating a supportive environment where your needs come first. At Affinity Plus, we understand that financial decisions are significant. That's why we manage assets totaling an impressive $4.23 billion, ensuring that your money is not only safe but also working hard for you. Whether you're looking for a personal loan, mortgage refinancing, or a rewarding credit card, our diverse offerings backed by our total deposits of $305 million are designed to meet all your banking needs. Led by our dedicated CEO, Dave Larson, and Board President, Robyn Cousin, our team of 608 employees is here to provide personalized service every step of the way. We take pride in being part of the Coon Rapids community, contributing to local growth while maintaining a strong net worth of $373 million and substantial cash reserves of $23.75 million. While members can visit us at our branch location in Coon Rapids, official correspondence should be sent to 13025 Riverdale Dr NW Ste 100, Coon Rapids, MN 55448-1064. For any inquiries or assistance, don't hesitate to reach out at 763-427-4755. Join us at Affinity Plus today and discover the difference of being part of a credit union that truly cares about its members! Visit our website at Affinity Plus to learn more about what we offer and how we can help you navigate your financial journey with confidence.

Branch History & Mission

At Affinity Plus in Coon Rapids, MN, we proudly carry a legacy that began in 1934. Our journey started with a simple yet powerful vision: to provide accessible financial services to our community. Over the decades, we have grown and adapted, always keeping our members at the heart of everything we do. From humble beginnings, we have expanded our reach and now serve over 273,913 members, helping them achieve their financial goals through personalized service and innovative solutions. Located at 13025 Riverdale Dr NW Ste 100, our branch is more than just a financial institution; it's a place where community ties are strengthened. We invite you to visit us in Coon Rapids, a vibrant city known for its welcoming atmosphere and beautiful parks. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address: 13025 Riverdale Dr NW Ste 100, Coon Rapids, MN 55448-1064. Our mission at Affinity Plus is clear: we strive to empower individuals and families through exceptional financial services while fostering a sense of community. We understand that everyone's financial journey is unique. That's why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our commitment goes beyond banking; we actively engage in community outreach initiatives to support local causes and foster positive change. As part of our dedication to modern banking solutions, we provide convenient services like online and mobile banking. Our members can easily manage their accounts from anywhere while enjoying secure access to their finances. Plus, with an ATM available on-site and a focus on ADA compliance, we ensure that our services are accessible to everyone. We also recognize the importance of building partnerships within the community. Through collaboration with local organizations and participation in community events, Affinity Plus continues to strengthen its bond with Coon Rapids residents. As we look toward the future, we remain committed to innovation and member satisfaction. Our total assets now exceed $4.2 billion, reflecting our growth and stability as a trusted financial partner. If you're looking for a credit union that truly cares about your financial well-being and actively supports the community around you, look no further than Affinity Plus in Coon Rapids. Join us today and discover how we can help you achieve your dreams while making a positive impact in our community! For more information or assistance, feel free to call us at 763-427-4755 or visit us online at Affinity Plus.

Branch Location & Accessibility

Operating Hours

Our friendly team is here to assist you during our convenient operating hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. Whether you're looking to open an account or need assistance with loans, we're ready to help!

Parking and Accessibility

We offer ample parking for our members, making it hassle-free to stop by. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can access our services comfortably.

Services Offered

At Affinity Plus, we provide a wide range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer business banking solutions including merchant services and business loans. Need cash? Our ATM is available for quick withdrawals and balance checks. While members can visit us at 13025 Riverdale Dr Nw Ste 100 Coon Rapids Mn 55448, official correspondence should be sent to our mailing address: 13025 Riverdale Dr NW Ste 100, Coon Rapids, MN 55448-1064. We invite you to come see us today! If you have any questions or would like more information about our services, don't hesitate to call us at (763) 427-4755. We look forward to serving you!

Member Eligibility

At Affinity Plus, we believe that becoming a member is like joining a close-knit family dedicated to helping you achieve your financial goals. If you're wondering whether you qualify for membership, you'll be pleased to know that our doors are open to individuals who live, work, or worship in our community, as well as their family members. We aim to make membership accessible and welcoming for everyone! To explore the specifics of our eligibility criteria, feel free to check out this resource: http://www.affinityplus.org/membership/become-a-member. Once you're ready to take the next step, opening an account with us is simple and straightforward. Just visit us at 13025 Riverdale Dr Nw Ste 100 Coon Rapids Mn 55448 or give us a call at (763) 427-4755. Our friendly team is here to guide you through the process and answer any questions you may have. Becoming part of Affinity Plus not only gives you access to a range of financial services but also connects you with a supportive community focused on your success!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine having a payment solution that fits your business perfectly. Our merchant services help you accept payments seamlessly, whether it's online or in-person. This means faster transactions for your customers and more time for you to focus on what you do best growing your business. Located at 13025 Riverdale Dr Nw Ste 100 Coon Rapids Mn 55448 in Coon Rapids, MN, we are here to provide the resources and support you need every step of the way. Give us a call at (763) 427-4755 to learn more about how our services can benefit your business today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering a new vehicle, our Auto Loans & Vehicle Financing options can make that dream a reality. We work with you to find financing solutions that fit your budget and preferences. Picture yourself driving off in a new car without the stress of complicated financing processes.

Business Banking Solutions

For small business owners, we offer tailored Business Banking services including merchant services and business loans. We understand the unique challenges faced by businesses today and are here to support your growth with effective financial solutions.

Convenient ATM Services

With our ATM & Cash Withdrawal Services, accessing cash is easy and hassle-free. Our ATMs allow basic functions such as withdrawals and balance checks, ensuring you have quick access to your funds when needed. At Affinity Plus located at 13025 Riverdale Dr Nw Ste 100, Coon Rapids, MN 55448, we aim to be more than just a credit union; we want to be a partner in your financial success. If you have any questions about our services or want to learn more about how we can assist you further, please don't hesitate to reach out at 763-427-4755. We invite you to explore all that Affinity Plus has to offer by visiting us online at Affinity Plus. Join us today and take the first step towards achieving your financial goals!

Credit Cards with Rewards

Don't forget about rewards! With our Credit Cards with Rewards, every purchase brings you closer to exciting benefits. Whether it's cashback on groceries or travel points for your next getaway, using your credit card can be rewarding in more ways than one.

Mortgage Loans & Refinancing

For those interested in home ownership or refinancing, our Mortgage Loans & Refinancing services are designed to simplify the process. We understand that buying a home is one of the biggest decisions you'll make. Let us guide you through the steps, ensuring you have a mortgage that suits your needs.

Personal Banking Solutions

Starting with Personal Banking, we offer both checking and savings accounts that cater to your lifestyle. Imagine easily managing your day-to-day expenses or saving for that special vacation all from your smartphone! With our Online & Mobile Banking features, accessing your accounts is simple and convenient. You can check balances, transfer funds, and even deposit checks right from your device.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. Whether it's for a family emergency or consolidating debt to lower monthly payments, we provide straightforward solutions to help you regain control of your finances.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.affinityplus.org, you can check your balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, our 24/7 online banking services offer flexibility to fit your lifestyle. Plus, you can enjoy the benefit of e-statements, which means no more paper clutter just easy access to your financial documents whenever you need them. For those who prefer using their mobile devices, our mobile application is available for download, allowing you to manage your accounts seamlessly from anywhere. With features like mobile payments, sending money to friends and family through person-to-person transfers has never been easier or faster. You can also use electronic signature authorization for added convenience when signing documents no need to print or scan anything!

Security You Can Trust

We prioritize your security with robust measures that protect your personal information while using our services. Our user-friendly interface ensures that even if you're not tech-savvy, you'll find navigating our platforms straightforward and hassle-free. By choosing Affinity Plus, you're not just accessing banking services; you're gaining peace of mind knowing that you have real-time account management options available right at your fingertips. Join us today and experience how easy banking can be!

Financial Strength

Commitment to Innovation

With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $53,938 in used auto loans and $3,625,652,728 in total loans and leases.

Operational Efficiency

Our $13,526,864 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We understand the importance of trust when it comes to your finances. That's why at Affinity Plus, we strive to create an environment where you feel secure about your investments and confident about your future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 13025 Riverdale Dr Nw Ste 100 Coon Rapids Mn 55448 or call (763) 427-4755 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Opportunities

Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have financing solutions that work for you.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $66,167,419 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges businesses face and aim to support your vision with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462. This flexibility allows you to find the right loan structure tailored to your needs.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is here to help guide you through the process. We believe in making financial decisions straightforward and accessible. At Affinity Plus, our goal is to empower you financially through our wide array of loan products designed with your needs in mind. For more details on how we can assist you further or to start your application process today, visit us online at Affinity Plus or give us a call at 763-427-4755. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. With our credit cards, you can enjoy competitive rates and rewards that fit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an easy-to-use interface, LendMesh empowers users to make informed decisions without the hassle. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality means users can trust that they are receiving fair and transparent offers. One of the key benefits of using LendMesh is its Verified Data feature. All loan offers come from legitimate financial institutions, which enhances transparency and builds trust. Additionally, LendMesh stands out because it has No Sponsored Listings; lenders are not prioritized based on paid promotions. This means every user receives unbiased results tailored to their needs. LendMesh also provides Real-Time Rate Comparisons, ensuring that users have access to up-to-date loan rates from multiple institutions. This feature allows individuals to find the most competitive options available, saving them both time and money. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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