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Home Equity Loans
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Mortgage Loans
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Personal Loans
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Introduction
Welcome to Affinity Plus, where we believe in putting our members first. Located at 2800 Hannah Ave NW, Bemidji, MN 56601, our branch has been serving the community since 1934. We take pride in our commitment to providing personalized financial solutions that meet the unique needs of over 273,913 members. At Affinity Plus, we understand that trust is built through transparency and reliability. With total assets exceeding $4.2 billion and a strong net worth of $373,830,407, you can rest assured that your finances are in safe hands. Our experienced team, led by CEO Dave Larson and Board President Robyn Cousin, is dedicated to fostering a welcoming environment for all. We offer a variety of services tailored to help you reach your financial goals whether that's personal banking with checking and savings accounts or financing options like auto loans and mortgages. With total deposits of $305,507,608 and total loans reaching 208,512, we are well-equipped to support your aspirations. While members can visit us at our branch location for face-to-face assistance, official correspondence should be directed to the same address: 2800 Hannah Ave NW, Bemidji, MN 56601. Whether you're looking for online banking options or need assistance with basic transactions at our drive-thru service, we are here for you every step of the way. Experience the difference of being part of a credit union that values community impact and member satisfaction. Feel free to reach out at 218-444-2599 or explore more about our services on our website: Affinity Plus. We look forward to welcoming you into our family!
Branch History & Mission
Commitment to Community
At Affinity Plus, our mission goes beyond banking. We believe in investing in our community through various outreach efforts and partnerships. We are actively involved in local initiatives that aim to uplift our neighbors and create opportunities for all. Whether it's sponsoring local events or supporting educational programs, we strive to make a positive impact where it matters most. As part of our commitment to accessibility, we ensure that our facilities are ADA compliant so that everyone can enjoy the services we offer without barriers. With an ATM available on-site and drive-thru banking for added convenience, we aim to make your experience as smooth as possible.
Join Us
While members can visit us at 2800 Hannah Ave NW, official correspondence should be sent to 2800 Hannah Ave NW, Bemidji, MN 56601 if different. Our doors are open Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM for lobby hours; drive-thru hours extend until 5:30 PM on weekdays. If you're looking for a credit union that genuinely cares about its members and community, look no further than Affinity Plus. Join us today and experience the difference of being part of a cooperative dedicated to your success! For more information or assistance, feel free to call us at 218-444-2599 or visit Affinity Plus. Your future starts here!
Our Journey
From our opening year in 1934, Affinity Plus has been dedicated to serving the financial needs of our members. As we have expanded, we've remained committed to our mission: to provide exceptional financial services while fostering a sense of belonging and support in our community. Over the decades, we have introduced innovative products and services designed to empower individuals and families on their financial journeys. Our branch is more than just a place for transactions; it's a hub for connection and growth. We take pride in offering services that cater to both personal and business banking needs everything from checking accounts and auto loans to mortgage solutions and business financing. As technology has advanced, so have we. Our digital offerings now include online banking, mobile payments, and e-statements to ensure that managing finances is easy and accessible.
Branch Location & Accessibility
Accessibility and Convenience
At Affinity Plus, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps, ensuring that everyone can easily access our services. We offer ample parking space right outside the branch, making your visit hassle-free. Our lobby hours are designed with your busy schedule in mind: we're open Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. If you prefer drive-thru banking, we've got you covered! Our drive-thru service operates Monday through Friday from 8:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM as well.
Get in Touch
We invite you to stop by and experience the friendly service at Affinity Plus! If you have any questions or need assistance, feel free to call us at 218-444-2599. Our dedicated team is ready to assist you with all your financial needs. Come visit us today and discover how we can help you achieve your financial goals!
Services Offered
Affinity Plus provides a wide range of financial services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we are here to help you every step of the way. Our ATM is available for quick cash withdrawals and balance inquiries at any time. For those who enjoy the convenience of online transactions, our mobile and online banking platforms make managing your money easier than ever. You can also rely on our basic drive-thru services for simple transactions without leaving your vehicle. While members can visit us at our physical location on Hannah Ave NW, official correspondence should be sent to the same address: 2800 Hannah Ave NW, Bemidji, MN 56601.
Member Eligibility
At Affinity Plus, we believe that everyone deserves a financial partner who truly cares. Joining our community is easy, and we welcome individuals from various walks of life to become members. To be eligible, you simply need to live, work, or worship in the areas we serve or have a family member who is already part of our cooperative. This means that whether you're just starting your financial journey or looking to enhance your banking experience, we're here to support you every step of the way. Becoming a member at Affinity Plus not only opens doors to a range of personalized services but also connects you with a network that prioritizes your needs. With us, you can enjoy competitive rates on loans and savings, as well as access to online banking tools that make managing your finances effortless. If you're ready to take this step, visit us at 2800 Hannah Ave Nw Bemidji Mn 56601, call us at (218) 444-2599, or check out the detailed eligibility criteria at http://www.affinityplus.org/membership/become-a-member. We can't wait to welcome you into our thriving community!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, our merchant services provide practical tools that simplify payment processing. Imagine being able to accept payments seamlessly at your store or online this is where we come in. With competitive rates and user-friendly solutions, our services help you focus on what matters most: serving your customers and growing your business. Visit us at 2800 Hannah Ave Nw Bemidji Mn 56601 in Bemidji, MN or call us at (218) 444-2599 to explore how we can partner together for your business success!
Comprehensive List Of Services
Business Banking
For our local entrepreneurs, we provide comprehensive business banking solutions including merchant services and business loans. Your success is important to us; that's why we strive to offer tailored financial products that support your business goals.
Convenient Access
We know convenience matters. That's why we have both ATM services and a drive-thru option available for quick transactions like deposits, withdrawals, and balance checks. Need assistance? Our friendly staff is here during lobby hours from Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. We invite you to discover how Affinity Plus can enhance your financial journey! If you're ready to explore these services further or have any questions, don't hesitate to reach out at 218-444-2599 or visit us at affinityplus.org. Let's work together towards achieving your financial goals!
Credit Solutions
Managing debt? Our personal loans and debt consolidation services are here for you. We aim to simplify your financial obligations by offering competitive rates and flexible terms. Plus, if you're looking for a credit card that rewards you for everyday spending, our credit cards with rewards program is perfect for earning points on purchases while staying within budget.
Home Financing
When it comes to homeownership, we understand that securing the right mortgage is crucial. That's why we offer mortgage loans and refinancing options designed to make buying or refinancing your home as straightforward as possible. We'll guide you through the process so you can focus on what really matters making your house a home.
Personal Banking
Our personal banking services cover everything from checking and savings accounts to auto loans and vehicle financing. Imagine being able to easily manage your finances with an online banking platform that offers a user-friendly experience. You can check your balance, transfer money, and even pay bills from the comfort of your home or on the go with our mobile banking app. If you're considering purchasing a car, our auto loans provide flexible financing options tailored to fit your budget. Our team will work closely with you to find the best rates so that you can drive off in your new ride without stress.
Digital & Online Banking
Convenient Online Services
With just a click at https://www.affinityplus.org, you can enjoy features like electronic statements, which help you keep track of your finances without the clutter of paper. Plus, our electronic signature authorization allows you to handle important documents quickly and safely, making it easier than ever to manage your accounts.
Security You Can Trust
We prioritize your security above all else. Our online banking services use advanced encryption technology to keep your information safe while giving you the freedom to manage your finances as you please. With features like real-time account management and alerts for any unusual activity, you'll always feel in control. In short, Affinity Plus is committed to providing accessible and secure digital banking solutions that make managing your money straightforward and stress-free. Join us today and experience the convenience of modern banking!
User-Friendly Mobile Options
Don't forget about our mobile application! Available for download, this app brings all your banking needs right to your fingertips. Whether you're checking your balance, making person-to-person transfers with friends, or setting up mobile payments for quick transactions, everything is designed to be user-friendly and efficient. And if you prefer using your smartphone for payments, you'll love our mobile payments feature, which makes purchases a breeze.
Financial Strength
Commitment to Growth
With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $53,938 in used auto loans and $3,625,652,728 in total loans and leases. Our $13,526,864 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Growing Trust
Total Share and Deposit Accounts: 662,042, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $1,104,453, indicating the strength of our financial position. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 2800 Hannah Ave Nw Bemidji Mn 56601 or call (218) 444-2599 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Member-Centric Resources
Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Health
With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our financing options can make it easy for you.
Business Loans
For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $66,167,419 provide the necessary funding. We understand that small businesses are vital to our community and strive to support your entrepreneurial journey. If you're interested in refinancing options or eligibility requirements for any of these products, feel free to reach out! You can contact us at 218-444-2599 during our lobby hours (M-F 8:30 AM - 5:00 PM; Sat 9:00 AM - 12:00 PM) or visit us online at Affinity Plus. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are here to help you navigate your financial journey with confidence!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We provide personalized support throughout the process to ensure you feel confident every step of the way.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. These cards can be an excellent tool for making purchases while earning rewards and benefits.
Loan Aggregator
Benefits of Using LendMesh
One key advantage of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not feature sponsored listings; it does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users benefit from real-time rate comparisons that reflect up-to-date loan rates across multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping borrowers find competitive rates quickly. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
How LendMesh Ensures Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs. By gathering information from legitimate lenders, LendMesh guarantees that users are presented with accurate loan options.