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Introduction
Welcome to Affinity Plus, where your financial well-being is our top priority. Located at 1500 Birchmont Dr Ne Ste 45, Bemidji, MN 56601, we have proudly served our community since 1934. With a rich history and a commitment to our members, we are more than just a credit union; we're a partner in your financial journey. At Affinity Plus, we understand that every member's needs are unique. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans and mortgages. With over 273,913 members trusting us with their finances, we've built a solid foundation based on trust and community support. Our assets total an impressive $4,228,683,848, which reflects our commitment to stability and security for all members. We hold $305,507,608 in deposits and maintain a robust net worth of $373,830,407. This financial strength enables us to provide competitive loan options currently amounting to 208,512 loans and leases and ensures that your money is not only safe but also working hard for you. Under the leadership of our CEO, Dave Larson, and Board President, Robyn Cousin, we strive to foster an environment where members feel valued and empowered. Our dedicated team of 608 employees is here to assist you with any questions or concerns you may have. While members can visit us at our branch address for personalized service, official correspondence should be sent to the same location as our mailing address: 1500 Birchmont Drive NE, Bemidji, MN 56601. Whether you're looking for help with personal banking or business services like merchant solutions and business loans, Affinity Plus is ready to help you achieve your financial goals. Don't hesitate to reach out by calling us at 218-444-2575 or visiting our website at affinityplus.org. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!
Branch History & Mission
At Affinity Plus, our roots run deep in the heart of Bemidji, MN. Since opening our doors in 1934, we have been committed to serving our community with trust and integrity. Located at 1500 Birchmont Dr NE Ste 45, just a stone's throw from beautiful Lake Bemidji, we have grown alongside our members, providing financial services that meet their evolving needs. Over the years, Affinity Plus has blossomed into a thriving credit union with a total membership of over 273,000. Our success can be measured not just in numbers but in the stories of families and individuals we have helped along the way. With total assets exceeding $4.2 billion, we stand as a pillar of financial strength and support for the community. Our mission is clear: to empower our members by providing accessible financial solutions while fostering a spirit of community and cooperation. We believe that when our members succeed, so does our community. That's why we offer a range of services including personal banking, auto loans, mortgages, business banking, and more tailored to help you achieve your goals. While members can visit us at our branch location in Bemidji for all their banking needs during our operating hours Tuesdays through Thursdays from 8:30 AM to 4:30 PM during summer and Monday through Friday during school hours we also prioritize digital advancements to make banking easier for everyone. From online banking to mobile payments, we're here to serve you anytime, anywhere. We take pride in being an ADA-compliant facility and offer customer-centric initiatives aimed at enhancing your experience with us. Although we do not currently provide ATM or drive-thru services at this location, our commitment to accessibility remains strong through various other channels. Affinity Plus believes in giving back to the community we call home. Our outreach efforts include partnerships with local organizations and initiatives aimed at supporting education and financial literacy within the region. Together with you, we strive to create a brighter future for all. Join us on this journey! Experience the benefits of becoming a member of Affinity Plus today by visiting us or checking out our website at Affinity Plus. Let's build a better tomorrow together!
Branch Location & Accessibility
Welcome to Affinity Plus, located conveniently at 1500 Birchmont Dr NE Ste 45 in beautiful Bemidji, Minnesota! Nestled near the vibrant BSU campus, our branch is easily accessible for students and locals alike. Whether you're stopping by for personal banking or exploring loan options, we are here to help you achieve your financial goals. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 1500 Birchmont Drive NE, Suite 45, Bemidji, MN 56601. Our location is designed with accessibility in mind, featuring ADA-compliant ramps and convenient parking options that make it easy for everyone to access our services. Our friendly team at Affinity Plus is here to assist you during our operating hours. In the summer months from June 9th to August 1st, we're open Tuesday through Thursday from 8:30 AM to 4:30 PM. During the school year, we welcome you Monday through Friday at the same hours. If you have any questions or need assistance, don't hesitate to give us a call at 218-444-2575. Although we do not have ATM services or drive-thru banking available at this location, we offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. You can also take advantage of our online and mobile banking features for added convenience. We invite you to come visit us at Affinity Plus in Bemidji! Our team looks forward to helping you navigate your financial journey and discover all the ways we can support your needs.
Member Eligibility
Joining the Affinity Plus family is like stepping into a warm community that values your financial well-being. To become a member, you simply need to meet some friendly eligibility requirements. If you're a resident of Beltrami County or affiliated with certain educational institutions or organizations in the area, you're likely already on your way! Plus, if you have family members who are current members, that can also open the door for you. The best part? You can find all the details about eligibility by visiting this link: http://www.affinityplus.org/membership/become-a-member. Once you've confirmed you're eligible, opening an account is a breeze. Our friendly team at Affinity Plus, located at 1500 Birchmont Dr Ne Ste 45 Bemidji Mn 56601, is ready to help you through every step of the process. Whether you prefer to call us at (218) 444-2575 or visit us in person, we're here to make joining our credit union as easy as possible. Embrace the benefits of membership today, and see how we can support your financial journey!
Business Banking & Commercial Services
Merchant Services That Matter
In addition to loans, our merchant services make everyday transactions easier for your business. Imagine having a reliable partner that simplifies payment processing and enhances customer experiences. Our services ensure that you can focus on what you do best running your business while we take care of the financial details. Visit us at 1500 Birchmont Dr Ne Ste 45 Bemidji Mn 56601 in Bemidji, MN, or give us a call at (218) 444-2575 to learn how we can support your business today!
Supporting Business Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
ATM & Cash Withdrawal Services
While we do not have ATMs at our branch, our cash withdrawal services are designed with ease in mind. You can access funds conveniently through other means that suit your lifestyle. At Affinity Plus, we pride ourselves on being more than just a financial institution; we're a partner in achieving your financial dreams. Visit us today at 1500 Birchmont Dr Ne Ste 45 Bemidji Mn 56601, or give us a call at (218) 444-2575 to learn more about how we can support you in reaching your goals!
Business Banking Services
For entrepreneurs and business owners, we offer specialized business banking services, including merchant services and business loans. We understand the unique challenges businesses face and are committed to helping you thrive by providing tailored solutions that meet your specific needs.
Credit Cards with Rewards
Looking to earn rewards while spending? Our credit cards with rewards program allows you to earn points on every purchase, which can be redeemed for exciting rewards like travel or cash back. It's an excellent way to get more from your everyday spending!
Digital Banking Convenience
In today's fast-paced world, convenience matters. That's why we provide comprehensive online and mobile banking services, allowing you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, e-statements, and electronic signatures, banking has never been easier.
Home Financing
If you're considering purchasing a home or refinancing an existing mortgage, our mortgage loans and refinancing services are here to help. Our knowledgeable staff will guide you through the process, making it as smooth as possible, so you can focus on making memories in your new space.
Personal Banking Solutions
We understand that managing your finances is essential. That's why we offer personal banking services that include checking and savings accounts tailored for your lifestyle. Imagine having easy access to your funds while earning interest on your savings. Our accounts are designed to meet your everyday needs and help you save for the future. For those in need of a vehicle, our auto loans and vehicle financing options make it simple and affordable to get behind the wheel of your dream car. We provide competitive rates and flexible terms, ensuring that you can find a loan that fits comfortably within your budget.
Personal Loans
Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. Whether you're planning a big purchase or need assistance managing existing debt, our personal loans can provide the support you need without added stress.
Digital & Online Banking
Key Services
Visit us at https://www.affinityplus.org to explore how our online banking features can simplify your life. Need to sign important documents quickly? With electronic signature authorization available, you can handle paperwork without the hassle of printing or mailing. Plus, enjoy the benefits of e-statements, which keep your financial records organized and accessible at all times. For those on the go, our mobile application makes banking even more convenient. You can make mobile payments effortlessly and transfer money between friends using our person-to-person transfer feature perfect for splitting dinner bills or sending a gift.
Security and Accessibility
At Affinity Plus, we prioritize your security. Our online banking services are designed with safety in mind, ensuring your information is protected while giving you real-time access to your accounts. Whether you're checking balances during lunch or paying a bill late at night, you can do so with peace of mind. We believe that banking should fit into your life seamlessly. Our user-friendly interface makes it easy for everyone to navigate their accounts without any stress. Whether you're tech-savvy or just starting out with digital banking, you'll find everything you need right at your fingertips. Join us today at Affinity Plus and discover how our digital and online banking services can enhance your financial experience!
Financial Strength
Commitment to Innovation
With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $53,938 in used auto loans and $3,625,652,728 in total loans and leases available to support your financial goals across various sectors.
Growing Member Base
With total share accounts reaching 662,042, it's clear that more members trust us with their finances every day. This growth reflects the confidence our community has in Affinity Plus, as we work tirelessly to meet your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 1500 Birchmont Dr Ne Ste 45 Bemidji Mn 56601 or call (218) 444-2575 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Operational Efficiency
Our impressive $13,526,864 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Options
Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Position
With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the perfect fit for your budget. If you're considering refinancing your existing auto loan, we have options that could lower your monthly payments and save you money.
Business Loans
For business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are here to support your journey towards success. If you're interested in any of these loan products or would like more information about eligibility options and refinancing possibilities, please reach out! You can visit us at our branch located at 1500 Birchmont Dr Ne Ste 45 Bemidji MN 56601 or give us a call at 218-444-2575. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Affinity Plus, we're dedicated to helping you navigate your financial journey with confidence.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We offer various mortgage solutions tailored to fit different budgets and lifestyles. If you're interested in refinancing your current mortgage for better terms, we can guide you through the process to make it as straightforward as possible.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that add value to every purchase you make. Whether you need help consolidating debt or simply want a reliable credit option for everyday expenses, we have solutions available.
Loan Aggregator
Benefits of Using LendMesh
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How LendMesh Ensures Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures that all offers are fair and transparent. By relying on verified institutions, LendMesh guarantees that users receive trustworthy and accurate information when comparing loan options.