Affordable Vehicle Loans & Top Checking | Affinity Plus Baxter MN Credit Union

Introduction

Welcome to Affinity Plus, your trusted financial partner located at 15524 Edgewood Dr, Baxter, MN 56401. Since our establishment in 1934, we have been dedicated to serving our community with integrity and care. With a membership base of over 273,913 individuals, we pride ourselves on being more than just a credit union; we are a supportive network focused on helping you achieve your financial goals. At Affinity Plus, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our total assets exceed an impressive $4.2 billion, reflecting our commitment to secure and reliable banking solutions. While members can visit us at our Baxter branch for all their banking needs, official correspondence should be sent to 15524 EDGEWOOD DRIVE, BAXTER, MN 56401. Whether you're looking for competitive loan rates or want to explore our business banking solutions, our friendly team is here to help. Led by CEO Dave Larson and Board President Robyn Cousin, our experienced staff of 608 employees is committed to providing exceptional service. We are proud of our strong financial standing, which includes total deposits of $305 million and a net worth of $373 million. This solid foundation allows us to continue investing in the local community and supporting members in their financial journeys. Ready to take the next step? Visit us online at Affinity Plus or give us a call at 218-829-0361. Let us help you build a brighter financial future today!

Branch History & Mission

Community Engagement

Affinity Plus is more than just a credit union; we are an integral part of the Baxter community. Through various partnerships and outreach programs, we actively engage with local organizations to support initiatives that make a positive impact on people's lives. Whether it's sponsoring local events or providing financial education workshops, we aim to uplift those around us. As we look forward to the future, we invite you to join us at Affinity Plus. Experience firsthand how we can help you navigate your financial journey with personalized attention and care. Reach out to us at 218-829-0361 or visit our website at Affinity Plus for more information on how you can become part of our thriving community!

Our Mission

Our mission is clear: to empower our members to achieve their financial goals while enhancing their lives and communities. We believe that everyone deserves access to quality financial services that are tailored to their unique circumstances. This commitment drives us to not only provide traditional banking options but also innovative solutions like online and mobile banking. While members can visit us at 15524 Edgewood Dr Baxter Mn 56401, official correspondence should be sent to 15524 EDGEWOOD DRIVE, BAXTER, MN 56401. We strive for accessibility; our branch offers drive-thru banking for quick transactions and an ATM for your convenience.

Branch Location & Accessibility

Accessibility Features

At Affinity Plus, we strive to make banking accessible for everyone. Our branch is equipped with ADA-compliant features to ensure that all members can navigate easily. Whether you need a ramp or assistance from our friendly staff, we are here to help.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 218-829-0361. Our friendly team is ready to help you with whatever you need. We invite you to visit us at Affinity Plus and experience the difference of community-focused banking!

Operating Hours

We know how busy life can get, which is why our lobby hours are designed to fit your schedule! We're open Monday through Friday from 9 AM to 5 PM and also have Saturday hours for your convenience from 9 AM to 12 PM. You can easily pop in during your lunch break or on the weekend without any hassle.

Services Offered

As a member of Affinity Plus, you'll enjoy a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Need quick cash? Our ATM service is available on-site for withdrawals and balance checks. Plus, if you're in a hurry, take advantage of our drive-thru banking for deposits and simple transactions.

Member Eligibility

At Affinity Plus, we're excited to welcome you into our community! Becoming a member is an easy and rewarding journey that connects you to a world of financial services tailored just for you. If you live, work, or go to school in the area around 15524 Edgewood Dr Baxter Mn 56401, you're likely eligible to join us. We also extend membership opportunities to family members of existing members, making it a great way to include your loved ones in our supportive network. For more detailed information on eligibility criteria, feel free to visit our website at http://www.affinityplus.org/membership/become-a-member. Joining Affinity Plus opens doors to a variety of advantages, including personalized banking services, competitive loan rates, and access to online tools that make managing your finances easier than ever. The process of opening an account is straightforward just give us a call at (218) 829-0361 or stop by our branch. We're here to assist you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify everyday operations for businesses. Imagine having quick access to payment processing solutions that enable you to serve your customers better. With our tools, you can accept payments easily, manage transactions efficiently, and focus on what matters most growing your business. Located at 15524 Edgewood Dr Baxter Mn 56401, Baxter, MN 56401, we invite you to reach out at (218) 829-0361 to discover how Affinity Plus can partner with you on your journey towards success.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing your current vehicle, we offer competitive auto loans and vehicle financing. Picture driving off in your dream car while knowing you secured an affordable rate tailored to your budget. Our team is here to guide you through the process, making sure you understand all your options.

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking services, including merchant services and business loans. Picture having a trusted partner by your side as you navigate the challenges of running a business; we're here to help.

Convenient Banking Features

We also prioritize convenience with our ATM and cash withdrawal services, ensuring that accessing cash is quick and easy. Our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle. At Affinity Plus in Baxter, we strive to make every member feel valued and supported. With our wide array of services including personal banking, loans, credit cards, business solutions, and more you'll find everything you need under one roof. Ready to take the next step? Call us at 218-829-0361 or visit us today at our branch location! We look forward to helping you achieve your financial goals!

Credit Cards with Rewards

Our credit cards with rewards are perfect for members who want to earn while they spend. Whether it's travel points or cashback on everyday purchases, our cards are designed to reward you for using them wisely.

Home Financing Options

When it comes to homeownership, our mortgage loans and refinancing services can help turn that dream into reality. Whether you're buying your first home or looking to lower your monthly payments through refinancing, we provide personalized solutions that fit your unique situation.

Personal Banking Solutions

For those looking to manage their finances effectively, our personal banking services include checking and savings accounts designed for convenience and flexibility. Imagine being able to easily track your spending or save for a special occasion with just a few taps on your smartphone. Our online and mobile banking options ensure that you can access your accounts anytime, anywhere, making it easier than ever to stay on top of your finances.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options. These services can help ease financial stress by allowing you to consolidate multiple debts into one manageable payment, freeing up cash for other priorities.

Digital & Online Banking

Convenient Features for Everyday Banking

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer funds whenever it suits you. Our user-friendly mobile application makes banking on the go a breeze. Whether you're waiting in line or relaxing at home, you'll have everything you need to manage your finances effectively. Need to send money quickly? Our person-to-person transfer feature allows you to easily send money to friends or family with just a few taps. Plus, with electronic signature authorization, signing documents has never been easier or more secure no more printing out papers!

Go Green with E-Statements

Stay organized and reduce paper clutter by opting for e-statements. With Yes, you'll receive your account statements electronically, making it simple to keep track of your transactions while helping the environment.

Secure Mobile Payments

Our mobile payments feature lets you make purchases directly from your smartphone, offering not just convenience but also peace of mind knowing that your information is secure. At Affinity Plus, we strive to provide accessible and efficient banking solutions that fit into your life seamlessly. Join us today at https://www.affinityplus.org and experience the future of banking!

Financial Strength

Dedicated Team

We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 662,042, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 15524 Edgewood Dr Baxter Mn 56401 or call (218) 829-0361 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

With $53,938 in used auto loans and $3,625,652,728 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $13,276,811 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to you is reflected in our ability to support various financial goals.

Strong Financial Health

With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles that are tailored to fit your budget and lifestyle.

Credit Lines and Business Loans

For those looking for additional flexibility in managing cash flow or pursuing business ventures, our total credit lines amount to $1,572,797,791. Additionally, for business owners, our outstanding commercial loans totaling $66,167,419 provide the capital needed to grow and expand. If you're interested in refinancing any of these products or want to learn about eligibility options available to you, please visit our website or contact us at 218-829-0361. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We offer competitive rates and flexible terms to help you find the right mortgage solution that fits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that can benefit your daily spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Take charge of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers you see are fair and transparent. Each lender is thoroughly vetted to ensure they meet strict regulatory requirements, which helps maintain a level playing field for all consumers.

AFFINITY PLUS FEDERAL CREDIT UNION - Baxter, MN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Baxter, MN (56401)

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Accessibility Features

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Supporting Your Growth

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Convenient Banking Features

Credit Cards with Rewards

Home Financing Options

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Convenient Features for Everyday Banking

Go Green with E-Statements

Secure Mobile Payments

Financial Strength

Dedicated Team

Lending Capacity

Member-Centric Savings

Reinvestment for Growth

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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