Our commitment extends beyond banking; we are deeply invested in community support initiatives. By partnering with local organizations and participating in outreach programs, we strive to uplift those around us. This spirit of giving back reflects our core values and mission. While members can visit us at 35 S Liberty Dr, official correspondence should be sent to the same address for convenience. For any questions or assistance, feel free to reach out at 800-571-6981 during our operating hours: Monday through Friday from 9 AM to 4 PM. As we continue on this journey since 1935, we invite you to join us at Affinity. Experience the benefits of being part of a credit union that values its members and is committed to fostering financial well-being in the community. Together, let's build a brighter future!
At Affinity, our mission is to empower our members financially while actively supporting the communities we serve. We believe that access to affordable financial products can change lives. Our goal is not just to provide banking services but also to make a positive impact through community outreach and partnerships. We focus on being customer-centric by incorporating digital advancements into our services. Whether you prefer online banking or mobile applications, we ensure that managing your finances is straightforward and accessible. We are also proud of our commitment to ADA compliance, making sure that everyone can access our services without barriers.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $262,771,045, we continue to drive economic growth by financing new and expanding businesses.
In addition to lending, we offer merchant services that simplify payment processing. Imagine being able to accept payments easily from customers at your storefront or online. Our solutions help you manage transactions smoothly, allowing you to focus on what you do best running your business. Located at 35 S Liberty Dr Stony Point Ny 10980 in Stony Point, NY, we invite you to reach out at (800) 571-6981. Let's work together to take your business further!
In today's fast-paced world, digital banking plays a vital role in how we manage our finances. At Affinity, we are proud to offer features like online banking and mobile payments. These tools empower you to conduct transactions from the comfort of your home or on-the-go. Whether it's paying bills or transferring money between accounts, we've made it simple and secure.
We understand that convenience is key for our members. That's why we offer ATM services that allow you to access your funds anytime, anywhere. Whether you need to make a quick withdrawal or check your balance, our ATM facilities are designed to be user-friendly and efficient.
If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 800-571-6981 during our lobby hours from Monday through Friday, 9 AM to 4 PM EST. We're here to help with any inquiries about our services or to guide you through setting up your online account. At Affinity, we believe that banking should be straightforward and supportive of your lifestyle. Explore how our services can simplify your financial journey today! Visit us online at affinityfcu.com or stop by our branch in Stony Point we look forward to serving you!
For those who prefer face-to-face interaction without leaving their vehicle, our basic drive-thru banking service is perfect for you. Here, you can easily make deposits, withdrawals, and handle simple transactions without the hassle of entering the branch. This option is ideal for busy days when time is precious but banking needs cannot be overlooked.
Our 24/7 online banking services allow you to check balances, pay bills, and transfer money with just a few clicks. No more waiting in lines or rushing to the bank before closing time your financial information is at your fingertips whenever you need it. Plus, with our electronic signature authorization, signing documents online is quick and secure, saving you time and hassle. If you prefer to manage your finances on the go, our mobile application has got you covered. You can make mobile payments easily and send money to friends or family through person-to-person transfers without any stress. And for those who like to keep track of their spending digitally, e-statements are available, giving you a clear overview of your transactions right from your device. At Affinity, we prioritize your security. Our digital banking features come equipped with robust security measures to ensure that your personal information remains safe while you enjoy the ease of online access. Experience the freedom of real-time account management with Affinity's digital banking services. Whether you're at home or on the move, managing your finances has never been so simple!
With $287,767,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $33,836 in used auto loans and $3,635,698,269 in total loans and leases, which supports our members' financial goals across various sectors.
Total Share Accounts: 548,819, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,757,247 further illustrate our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 35 S Liberty Dr Stony Point Ny 10980 or call (800) 571-6981 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $1,051,557,439 in share certificates and $176,504,480 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,027,511, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $2,100,534 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 492 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $340,265,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
For business owners looking for capital to grow and expand, we have outstanding commercial loans totaling $262,771,045. These loans provide the financial support needed to take your business to the next level. If you're considering refinancing or exploring eligibility options for any of our loan products, our friendly team at Affinity is ready to assist you. We believe that everyone deserves access to fair financing solutions that align with their unique circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or contact us by phone at 800-571-6981 for more information on how we can help you meet your financial needs!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $522,265,156 in used vehicle loans and $84,296,257 in new vehicle loans, helping our members get on the road with ease. Whether you're interested in financing a new or used vehicle, we provide flexible terms that make it simple to drive away with the car you want.
Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. With $240,334,791 in Junior Lien 1-4 Family Residential Property loans available, we are here to guide you through every step of the process.
We also offer flexible terms on unsecured credit card loans. Currently totaling $152,800,224, these loans help members manage their finances effectively without needing collateral. This option is perfect for those who want easy access to funds for unexpected expenses or everyday purchases.