Top Auto Loans & Business Banking | Affinity River Edge NJ Credit Union

Introduction

Welcome to Affinity, your trusted financial partner right here at the River Edge Branch located at 913 Kinderkamack Rd, River Edge, NJ 07661. Established in 1935, we have proudly served our community for decades, building strong relationships with our 231,022 members. At Affinity, we believe in the power of community and strive to provide exceptional service tailored to your unique needs. With a robust asset base of over $4.1 billion, we are committed to offering a variety of financial products including personal banking solutions, auto loans, mortgage financing, and business banking services. Our total deposits stand at an impressive $147,415,635, reflecting the trust our members place in us. We understand that every member's financial journey is different; that's why we offer personalized support and resources to help you achieve your goals. Under the leadership of CEO Kevin Brauer and Board President Richard Meene, our dedicated team of 513 employees is here to assist you every step of the way. Whether you're looking to open a new account or seeking advice on loans our friendly staff is ready to help. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 913 Kinderkamack Rd, River Edge, NJ 07661. Feel free to reach out by phone at (908) 860-7263 during our lobby hours from Monday through Friday, 9 AM - 5 PM, or Saturday from 9 AM - 1 PM. Join us today at Affinity as we continue to foster financial wellness in our community! Visit our website at affinityfcu.com for more information on how we can serve you better.

Branch History & Mission

Community Focus

We understand that strong communities build strong futures. That's why we actively participate in local events and initiatives aimed at supporting education, health, and economic development in River Edge and beyond. Our partnerships with local organizations allow us to extend our reach and impact positively on those around us.

Innovations for You

As technology advances, so do we. At Affinity, we are committed to providing modern solutions like online banking and mobile payments that fit into your busy lifestyle while ensuring compliance with ADA standards for accessibility. We invite you to join Affinity today! Experience firsthand how we prioritize your financial well-being while making a difference in the River Edge community. Together, let's build a brighter future! For more information or to open an account, call us at 908-860-7263 or visit our website at Affinity.

Our Journey

From humble beginnings, Affinity has evolved into a trusted financial institution with total assets exceeding $4.1 billion. Over the decades, we have introduced a variety of services tailored to meet the needs of our diverse membership. Whether it's personal banking with checking and savings accounts, auto loans, or business banking solutions, we strive to make banking accessible and beneficial for everyone.

Our Mission

At the core of our mission is a commitment to serve not just as a bank but as a partner in the community's growth. We believe in making financial services straightforward and supportive. Our mission is to provide our members with tools and resources that help them achieve their financial goals while also giving back to the community through various outreach programs. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address: 913 Kinderkamack Rd, River Edge, NJ 7661.

Branch Location & Accessibility

Connect With Us

Have questions or want to learn more? Feel free to give us a call at 908-860-7263. Our friendly staff is here to help you navigate your financial journey. We invite you to come visit us at Affinity where community matters and every member counts!

Convenient Access and Amenities

At Affinity, we prioritize making banking easy for our members. The branch features ample parking space and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. While we currently do not offer ATM or drive-thru services, our dedicated team is always ready to assist you during our operating hours.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed to accommodate your schedule. You can visit us Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 1 PM. We are closed on Sundays so our staff can recharge for the week ahead.

Services Tailored for You

Affinity offers a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Whether you're looking for business banking solutions or convenient online and mobile banking options, we have you covered!

Member Eligibility

At Affinity, we believe that everyone deserves a chance to be part of a supportive and friendly financial community. If you're looking to join us, the good news is that becoming a member is simple! You can qualify for membership if you live, work, worship, or attend school in certain areas, or if you have a family member who's already part of our community. We aim to make this process as welcoming as possible because we want you to experience all the benefits that come with being a member like competitive rates on loans and personalized service tailored just for you. For more details on eligibility criteria, feel free to visit our website at . Opening an account with us is just as easy! Just head over to https://forms.fivision.com/affinityfcu/oa/default .aspx and fill out the application online. If you have any questions along the way, don't hesitate to give us a call at (908) 860-7263. We're here to help you every step of the way as you begin your journey with Affinity, located conveniently at 913 Kinderkamack Rd River Edge Nj 07661. Join us today and enjoy the perks of being part of our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $262,771,045, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine a seamless payment process that lets you focus on what you do best running your business. Our merchant services are designed to simplify transactions for both you and your customers, ensuring a smooth experience every time. With tools that adapt to your needs, you can manage payments effortlessly whether in-store or online. Located at 913 Kinderkamack Rd River Edge Nj 07661 in River Edge, NJ, we're here to discuss how we can support your business goals. Give us a call at (908) 860-7263 to learn more!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you ready to hit the road? Our auto loans and vehicle financing options make it simple for you to purchase that dream car. We work hard to provide competitive rates and flexible terms that suit your budget. Picture yourself driving off in a new vehicle without the stress of complicated financing.

Business Banking

For local entrepreneurs and businesses, Affinity offers robust business banking services, including merchant services and business loans. We believe in supporting our community's businesses because when they thrive, everyone benefits.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why at Affinity, we prioritize digital solutions like mobile payments and person-to-person transfers. You can send money quickly and easily without needing cash or checks. With all these services available at Affinity, you can feel confident knowing that we're here for all your financial needs from opening an account to securing a loan. If you're ready to take the next step towards financial freedom or just have questions about any of our offerings, give us a call at 908-860-7263 or visit us online at affinityfcu.com. Join us today and experience banking that's built around you!

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back. It's a great way to get more out of what you already spend!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans are designed to support you through every step of the process. Whether you're a first-time homebuyer or want to lower your monthly payments, we're here to guide you with personalized service and expert advice.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that fit seamlessly into your everyday life. Imagine having easy access to your funds while enjoying competitive interest rates that help your savings grow over time. With our online and mobile banking options, managing your accounts has never been easier. You can check balances, transfer money, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can help ease financial pressure. We understand that life can throw curveballs, so we aim to provide solutions that fit your needs without overwhelming you with high-interest rates.

Digital & Online Banking

Key Features

Our online banking platform is not just user-friendly; it's also secure. We use the latest technology to ensure your personal information is safe while you bank from home or on the go. If you're looking for a fast way to send money to friends or family, our person-to-person transfer feature makes it a breeze. Just enter their details, and you're set! For those who prefer mobile banking, we've got you covered with our dedicated mobile application. It's available for download on all major platforms and includes features like mobile payments, allowing you to make purchases quickly and securely right from your smartphone.

Stay Organized

With electronic statements available, you can say goodbye to paper clutter! You'll receive your account statements electronically, making it easy to stay organized while contributing to a greener planet. Plus, if you ever need to sign documents, our electronic signature authorization feature allows you to do that easily without needing to print anything out. At Affinity, we strive to provide accessible banking solutions that fit into your busy life. Whether you're at home or out running errands, managing your finances has never been more straightforward or secure!

Loan Offering

At Affinity, we understand that financial needs vary from person to person. That's why we offer a wide range of loan products designed to help you achieve your goals whether you're purchasing a vehicle, buying a home, or managing everyday expenses. Located at 913 Kinderkamack Rd, River Edge, NJ, we are here to assist you every step of the way. You can reach us at (908) 860-7263 for any inquiries. With over 106909 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out with some of the lowest rates in the industry. Looking to buy a new car? Our auto loans offer significant support, with over $52,226,5156 in used vehicle loans and $84,296,257 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $240,334,791, making buying or refinancing simple. We also provide flexible terms on unsecured credit card loans, with a total of $152,800,224 in loans helping members manage their finances effectively. For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $262,771,045 can provide the necessary funding to elevate your business endeavors. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to ask! Our team is dedicated to providing tailored solutions that fit your unique circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for an auto loan or a mortgage solution, Affinity is committed to supporting you on your financial journey.

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AFFINITY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans