Top Auto Loans & Business Banking | Affinity Piscataway NJ Credit Union

Introduction

Welcome to Affinity, your trusted financial partner in the heart of Piscataway, NJ! Located at 1342 Centennial Ave, our branch has been serving the community since 1935, providing members with a solid foundation for their financial journeys. With a robust membership base of 231,022 and total assets exceeding $4.12 billion, we are dedicated to delivering exceptional banking services tailored to meet your needs. At Affinity, we pride ourselves on our commitment to personal service and community impact. Our team of 513 employees is led by CEO Kevin Brauer and Board President Richard Meene, who share a vision of fostering financial well-being for all our members. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking services, we're here to support you every step of the way. While you can visit us at our branch for all your banking needs, please direct any official correspondence to our mailing address: 1342 Centennial Ave, Piscataway, NJ 08854-4324. With total deposits of $147.42 million and cash in hand amounting to $14.34 million, you can trust that your finances are in safe hands with us. We also offer competitive loan options with over 106,909 loans currently being financed. Our dedication to member satisfaction is evident through our extensive range of services including online and mobile banking, ATM access, and drive-thru services. We invite you to stop by or give us a call at 908-860-7258 during our lobby hours from Monday to Friday, 9 AM - 5 PM, or Saturday from 9 AM - 1 PM. Let us help you achieve your financial goals today! For more information about our offerings, visit us at Affinity's Website.

Branch History & Mission

Welcome to Affinity, located at 1342 Centennial Ave in Piscataway, NJ. Since our doors opened in 1935, we have been dedicated to providing exceptional financial services to our members and the community. Over the decades, we've grown significantly, now serving over 231,000 members with total assets of approximately $4.1 billion. Our journey has been marked by a commitment to community support and financial empowerment. Affinity began as a small credit union with a mission to serve those in need of reliable banking options. As we expanded, we embraced technology and innovation while keeping our core values intact. Today, we proudly offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. We also provide online and mobile banking options for convenience in today's digital world. Our mission is simple yet profound: to enhance the financial well-being of our members while supporting the communities we serve. We believe that everyone deserves access to fair financial services that empower them to achieve their goals. This mission drives us to create programs that not only meet your banking needs but also invest in local initiatives that strengthen our community ties. For any official correspondence, please note that while you can visit us at our branch address above, mail should be directed to 1342 Centennial Ave, Piscataway, NJ 08854-4324. As part of our commitment to accessibility, we are proud to offer ATM services and drive-thru banking for your convenience. Our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Whether you need assistance with deposits or withdrawals or want to explore new loan opportunities, our friendly staff is here to help. Affinity is not just about banking; it's about building relationships and fostering growth within our community. We actively engage in outreach efforts and partnerships designed to uplift those around us. From financial literacy workshops to local charity events, we strive to make a positive impact wherever possible. We invite you to join us on this journey of growth and empowerment. Experience firsthand the benefits of being part of the Affinity family where your financial success is our priority. Reach out today at 908-860-7258 or visit us online at Affinity FCU to learn more about how we can assist you on your financial journey!

Branch Location & Accessibility

Finding Us

Whether you're stopping by for a quick transaction or need to discuss financial options, our branch is designed with your convenience in mind. There's ample parking available, and our facilities are fully accessible to ensure everyone can enjoy their visit comfortably.

Get in Touch

Have questions? Don't hesitate to reach out! You can call us at (908) 860-7258 for assistance or more information about our services. We look forward to welcoming you at Affinity!

Operating Hours

We're here to serve you during the week with lobby hours from 9 AM to 5 PM, Monday through Friday. On Saturdays, our drive-thru is open from 9 AM until 1 PM. Unfortunately, we are closed on Sundays. This schedule allows you plenty of time to come in and meet with our friendly staff.

Services Offered

At Affinity, we offer a range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with ATM availability and drive-thru banking services for quick deposits and withdrawals, you can easily manage your finances on the go. While members can visit us at our branch address, official correspondence should be sent to the same location at 1342 Centennial Ave, Piscataway, NJ 08854-4324.

Member Eligibility

At Affinity, we believe that everyone deserves a place to belong, and becoming a member is your first step into our welcoming community. If you live, work, worship, or attend school in the Piscataway area, you're likely eligible to join us! We warmly invite you to explore the many benefits of membership, from personalized banking services to competitive loan rates tailored just for you. To dive deeper into the specific eligibility requirements, feel free to check out this resource. Opening an account with us is simple and straightforward. You can start your journey online by visiting https://forms.fivision.com/affinityfcu/oa/default.aspx, or if you prefer a more personal touch, don't hesitate to give us a call at (908) 860-7258. Our friendly staff is here to assist you every step of the way. Come visit us at 1342 Centennial Ave Piscataway Nj 08854 we can't wait to welcome you into the Affinity family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $262,771,045, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services designed to simplify transactions for your business. Imagine having the ability to accept payments seamlessly from your customers whether in-store or online. Our tools make it easy for you to handle sales efficiently, ensuring that cash flow remains steady while you focus on what matters most: growing your business. Visit us at 1342 Centennial Ave Piscataway Nj 08854, Piscataway, NJ, or give us a call at (908) 860-7258 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for deposits, withdrawals, and simple transactions, ensuring that even in-person visits are efficient. For those who prefer using ATMs, our basic ATM access allows for quick withdrawals and balance checks whenever needed. With all these services at your fingertips, Affinity strives to make banking as convenient as possible for you. We invite you to experience personalized financial solutions that truly cater to your lifestyle. If you have any questions or would like to learn more about how we can assist you with your financial journey, please don't hesitate to reach out! Call us today at 908-860-7258 or visit us online at Affinity's website. Your financial success starts here!

Business Banking Services

For entrepreneurs and small business owners, Affinity offers robust business banking services including merchant services that help streamline your payment processing. Our business loans provide the funding necessary to grow your venture without the hassle.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide excellent online and mobile banking features. You can manage your accounts from anywhere at any time whether it's making payments, checking balances, or transferring funds between accounts. With our ATM and cash withdrawal services, accessing your money is quick and simple.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer checking and savings accounts designed to help you manage your money effectively. If you're in the market for a vehicle, our auto loans and vehicle financing options make buying a car easy and affordable. Plus, if you're dreaming of owning your own home, our mortgage loans and refinancing services can guide you through the process with confidence. For those unexpected expenses or plans that require a little extra cash, consider our personal loans and debt consolidation options. They provide flexibility and ease when you need it most. And don't forget about our credit cards with rewards, which let you earn while you spend!

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform allows you to access your accounts with just a few clicks. You can view balances, transfer funds, and pay bills all from the comfort of your home or while on the go. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. We also provide e-statements to help you keep track of your finances without the clutter of paper statements. Staying organized has never been easier! For those who love using their smartphones, our mobile application is a game changer. It allows you to manage your accounts right from your pocket, making banking as easy as sending a text. You can even make mobile payments, ensuring that paying for things is quick and convenient. If you need to send money to friends or family, our person-to-person transfer feature makes it simple. No more worrying about carrying cash or writing checks; just a few taps on your device and you're done.

Security and Ease-of-Use

We take security seriously at Affinity. Our online banking platform employs robust security measures to protect your personal information and transactions. You can feel confident knowing that your data is safe with us. With all these features combined, managing your finances becomes straightforward and efficient. Whether you're checking your balance late at night or transferring money during lunch breaks, our services are designed for real-time account management that fits into your lifestyle. Join us today at https://www.affinityfcu.com/ and experience how easy banking can be! If you have any questions or need assistance, don't hesitate to reach out at (908) 860-7258.

Financial Strength

At Affinity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial. That's why we are committed to maintaining strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. With a net worth of $340,265,184, we demonstrate our strong financial foundation. This solid position enables us to provide essential services and support to our members without compromising on quality or efficiency. Our net worth ratio of 833 further highlights our robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,051,557,439 in share certificates and $176,504,480 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,027,511, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $287,767,964 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $33,836 in used auto loans and an impressive $3,635,698,269 in total loans and leases. Our operational efficiency is reflected in our net income of $4,208,749, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we pride ourselves on having 492 full-time employees and 21 part-time employees who are always ready to assist you with a knowledgeable and committed approach. Net Shares available for lending stand at $10,757,247, ensuring that we have the funds necessary to meet your needs. With a total of 548,819 share accounts, it's clear that more members trust us with their finances than ever before. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 1342 Centennial Ave Piscataway NJ 08854 or call 908-860-7258 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,265,156 in used vehicle loans and $84,296,257 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our competitive financing options can make it easier for you.

Credit Lines and Business Loans

For those looking for additional flexibility, we provide total credit lines amounting to $1,576,591,535. Furthermore, business owners can benefit from our outstanding commercial loans totaling $262,771,045, which provide the capital needed to grow and expand your business endeavors. At Affinity, we are committed to offering tailored lending solutions that fit your lifestyle and financial objectives. If you're interested in refinancing options or want to know about eligibility requirements for any of our loan products, feel free to reach out at (908) 860-7258. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $240,334,791, make buying or refinancing simple. We provide flexible terms and support throughout the entire process, ensuring you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing finances can be challenging, but we also offer flexible terms on unsecured credit card loans. With a total of $152,800,224 in loans helping members effectively manage their expenses, our credit cards come with benefits that make day-to-day spending easier.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and building trust. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower users to make informed decisions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly evaluate their options and choose what works best for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers that reflect the true market conditions.

AFFINITY FEDERAL CREDIT UNION - Piscataway, NJ

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Piscataway, NJ (08854)

Introduction

Branch History & Mission

Branch Location & Accessibility

Finding Us

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Additional Services

Business Banking Services

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Key Features of Our Digital Banking Services

Security and Ease-of-Use

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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