Affordable Vehicle Loans & Top Checking | Affinity New Brunswick NJ Credit Union

Introduction

At Affinity, located at 346 George St, New Brunswick, NJ 08901, we believe in building strong relationships with our members and the community. Established in 1935, our credit union has grown to serve over 231,000 members, providing them with a range of financial solutions tailored to their needs. With total assets exceeding $4.12 billion and total deposits of $147,415,635, we are committed to ensuring your financial well-being. Our leadership team is dedicated to fostering a member-focused environment. Under the guidance of CEO Kevin Brauer and Board President Richard Meene, we strive to create a welcoming atmosphere where every member feels valued and heard. We also take pride in our dedicated staff of 513 employees, who work tirelessly to support our mission. While members can visit us at our New Brunswick branch for personalized service, official correspondence should be sent to the same address: 346 George Street, New Brunswick, NJ 8901. Our commitment extends beyond just banking; we aim to make a positive impact on our local community through various initiatives and programs. Explore what Affinity has to offer whether you need personal banking services, auto loans, or mortgage options. With a net worth of over $340 million and total loans reaching 106,909, we have the resources to help you achieve your financial goals. Don't hesitate to reach out! Call us at 908-860-3535 or visit our website at Affinity FCU for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Advancements and Services

In today's fast-paced world, we understand the importance of convenience and accessibility. That's why we've embraced digital advancements that allow you to manage your finances anytime and anywhere. From online banking and mobile payments to e-statements and person-to-person transfers our services are designed for your comfort. Additionally, we ensure that our facilities are ADA compliant so everyone can access our services without barriers. While we currently do not offer drive-thru banking or shared service centers at this location, our ATM services are available for quick cash withdrawals and balance checks.

Join Us

As we continue on this journey together since 1935, we invite you to become part of the Affinity family. Experience firsthand how we can help you achieve your financial goals while making a positive impact in our community. Visit us at 346 George St or call us at 908-860-3535 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Together, let's build a brighter financial future! For more information about joining Affinity or exploring our services further, please visit our website. We look forward to welcoming you!

Our Mission

Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a strong sense of community. We believe that financial health is crucial for personal growth and overall well-being. That's why we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards all designed with your needs in mind. We are committed to supporting our community beyond just banking. Through various outreach initiatives and partnerships with local organizations, we strive to uplift those around us and contribute positively to the lives of our members. Our team is always on hand to provide guidance and support as you navigate your financial journey.

Branch Location & Accessibility

Accessibility Features

We believe in making banking accessible for everyone. Our facility complies with ADA standards, featuring ramps and other accommodations to ensure all members can navigate comfortably.

Come Visit Us!

We invite you to stop by the Affinity New Brunswick Branch today! Experience personalized service from our knowledgeable team who are eager to help you achieve your financial goals. Whether you're looking for advice on loans or simply want to learn more about our offerings, we're here for you!

Convenient Location

Situated in the heart of New Brunswick, our branch is easily accessible and surrounded by familiar landmarks that make finding us a breeze. Whether you're visiting for personal banking or exploring loan options, our location is designed with your convenience in mind. Plus, there's ample parking available for members who choose to drive.

Operating Hours and Services

At Affinity, we understand that life gets busy. That's why we offer flexible operating hours: Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 1 PM. Although we do not currently have drive-thru services, our friendly team is always ready to assist you inside the branch or over the phone at 908-860-3535. Our services include everything from personal checking and savings accounts to auto loans, mortgages, and business banking solutions. We also have an ATM on-site for quick cash withdrawals and balance checks. While members can visit us at 346 George St for in-person services, if you need to send official correspondence, please use our mailing address: 346 George Street, New Brunswick, NJ 8901.

Member Eligibility

At Affinity, we believe that becoming a member means joining a supportive community where your financial well-being is our top priority. If you're wondering how to become part of our family, it's simple! We welcome individuals who live, work, worship, or attend school in the New Brunswick area. This means you have the opportunity to access all our great services and benefits tailored just for you. Want more details? You can check out the specific eligibility criteria. Once you're ready to open an account, we've made the process easy and straightforward. Just visit us at our branch located at 346 George St New Brunswick Nj 08901, or give us a call at (908) 860-3535. We're here to help guide you through every step of the way, ensuring that your transition into membership feels welcoming and seamless. Join us today and experience all that Affinity has to offer! For further information on opening an account, visit https://forms.fivision.com/affinityfcu/oa/default.aspx.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $262,771,045, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing. Imagine a bustling café at 346 George St New Brunswick Nj 08901, where customers enjoy their coffee while you effortlessly manage sales through our user-friendly payment systems. From point-of-sale transactions to online payments, we make it easy for you to focus on what matters most growing your business. Explore how Affinity can be your partner in success. Call us today at (908) 860-3535 or visit us at our New Brunswick location to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer robust business banking services including merchant services and business loans. Running a business is challenging, but with the right support from Affinity, you can focus on growth while we handle the finances.

Convenient Digital Banking

Our commitment extends beyond traditional banking. With online and mobile banking, managing your accounts is easier than ever. Check balances, transfer funds, or pay bills from anywhere no need to visit the branch during busy hours! Plus, if you're out and about, our ATM services allow for cash withdrawals and balance checks whenever you need them. At Affinity, we believe in providing a full spectrum of services that empower our members financially. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to reach out! Call us at 908-860-3535 or visit us online at Affinity's website. We look forward to helping you achieve your financial goals!

Credit Cards & Rewards

Don't forget about our credit cards with rewards! Whether you're planning a vacation or just want to earn points on everyday purchases, our credit cards are designed with benefits that suit your lifestyle.

Personal Banking Services

We understand that every member has unique financial goals. That's why our personal banking options are crafted to help you succeed. With checking and savings accounts, you can easily manage your day-to-day finances while saving for future aspirations. If you're looking to purchase a vehicle, our auto loans and vehicle financing make it simple and affordable. Imagine cruising around in that new car you've had your eye on our competitive rates and flexible terms will help get you there without breaking the bank. For those considering homeownership or wanting to refinance their current mortgage, our mortgage loans and refinancing options provide various plans tailored to fit your budget and lifestyle. We want to help make your dream home a reality! In times of need, our personal loans and debt consolidation options can give you the financial breathing room you require. Life can be unpredictable; having access to funds when necessary can ease stress and help you stay on track.

Digital & Online Banking

Explore Our Online Services

With just a few clicks at https://www.affinityfcu.com/, you can access our 24/7 online banking services. This allows you to manage your accounts anytime, anywhere. Whether you're checking balances, paying bills, or transferring funds, our user-friendly platform is there for you.

Real-Time Management

At Affinity, we believe in providing real-time account management so that you always know where you stand financially. Check balances, review transactions, and keep track of your spending all from one convenient location. In summary, whether you're at home or on the go, Affinity ensures that banking is simple and secure. Join us today and experience the ease of digital banking firsthand!

Security You Can Trust

We prioritize your security with features like electronic signature authorization. This means that you can complete transactions and agreements securely from the comfort of your home. Plus, with e-statements available, you can say goodbye to paper clutter while keeping your financial records organized and accessible.

Stay Connected On-the-Go

Don't forget about our mobile application! It gives you the power to handle your finances right from your smartphone. Make mobile payments effortlessly or use our person-to-person transfer feature to send money quickly to friends and family. With these tools at your fingertips, managing money has never been more straightforward.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand strong at 548,819, showing a robust and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments) amount to $10,757,247. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 346 George St New Brunswick Nj 08901 or call (908) 860-3535 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $287,767,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our $33,836 in used auto loans and $3,635,698,269 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,051,557,439 in share certificates and $176,504,480 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,027,511, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident with a net income of $2,100,534, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 492 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $340,265,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,265,156 in used vehicle loans and $84,296,257 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring you have access to the best financing available.

Business Loans

For business owners, our outstanding commercial loans totaling $262,771,045 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support your business ambitions. If you're considering refinancing any of these loans or want more information about eligibility options, don't hesitate to reach out! You can contact us at 908-860-3535 or visit us at our branch located at 346 George St New Brunswick Nj 08901. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to helping you find the right loan solution tailored just for you!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $152,800,224 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs tailored to meet your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $240,334,791, make buying or refinancing simple. We offer personalized assistance to guide you through the process of obtaining a mortgage that fits your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means users can trust that the rates they see are genuine and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users can feel confident knowing they are getting a true comparison without hidden influences. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates the value that LendMesh brings to those seeking the best loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

AFFINITY FEDERAL CREDIT UNION - New Brunswick, NJ

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in New Brunswick, NJ (08901)

Introduction

Branch History & Mission

Advancements and Services

Join Us

Our Mission

Branch Location & Accessibility

Accessibility Features

Come Visit Us!

Convenient Location

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Digital Banking

Credit Cards & Rewards

Personal Banking Services

Digital & Online Banking

Explore Our Online Services

Real-Time Management

Security You Can Trust

Stay Connected On-the-Go

Financial Strength

Growing Membership Base

Investing in Your Future

Member-Centric Savings

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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