Low Mortgage Rates & Affordable Auto Loans | Affinity Edison NJ Credit Union

Introduction

Welcome to Affinity, your trusted partner in financial well-being, located at 2190 State Route 27, Edison, NJ 08817. Established in 1935, our credit union has grown alongside our community, proudly serving over 231,000 members with a commitment to excellence and member satisfaction. As of now, we manage total assets of $4,122,787,107 and hold total deposits amounting to $147,415,635. At Affinity, we believe in making banking accessible and straightforward. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help. Our CEO, Kevin Brauer, along with Board President Richard Meene, leads a team of 513 employees focused on providing excellent service to every member. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 2190 State Route 27, Edison, NJ 8817. We also offer online services through our website at affinityfcu.com, making it easier for you to manage your finances from anywhere. As a community-focused institution, we are proud of our significant impact on local lives through initiatives that foster growth and financial literacy. Our total loans amount to 106,909, showcasing our commitment to empowering members with the resources they need for their dreams and aspirations. We invite you to experience the Affinity difference where trust meets value. Feel free to reach out by calling us at 908-860-3571 or visiting our branch during business hours. Join us in building a better financial future today!

Branch History & Mission

Commitment to Service

In addition to traditional banking hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM we offer convenient ATM access and drive-thru banking services for quick transactions. Our commitment extends beyond physical branches; we embrace digital tools like online banking and mobile payments, ensuring that you have easy access to your accounts anytime. As we look ahead, we invite you to join the Affinity family. Experience first-hand how we blend excellent customer service with innovative solutions designed just for you. Together, let's continue building a strong future for all members of our community. For more information or assistance, please call us at 908-860-3571 or visit our website at Affinity FCU.

Our Journey

From our humble beginnings, Affinity has transformed into a vital financial institution dedicated to providing exceptional services. We opened our doors with a simple mission: to support our members' financial well-being and help them achieve their goals. As we grew, we embraced technological advancements while maintaining a strong commitment to personal service. Today, our offerings include everything from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our Edison Branch has seen many milestones each one marking a deeper connection with the community. We pride ourselves not only on delivering financial services but also on being an active participant in local events and initiatives that uplift those around us.

Our Mission

At Affinity, our mission is clear: we strive to empower individuals through financial education and resources that promote success and stability. We believe that everyone deserves access to quality financial services tailored to their unique needs. Whether you're looking for an auto loan or seeking guidance on managing your finances, we are here for you every step of the way. We also understand the importance of community support. Our outreach programs are designed to foster connections and provide assistance where it is needed most. By partnering with local organizations and participating in community events, we aim to make a positive impact beyond banking. While members can visit us at our Edison location at 2190 State Route 27, official correspondence should be sent to our mailing address: 2190 State Route 27, Edison, NJ 8817.

Branch Location & Accessibility

Banking Services at Your Fingertips

At Affinity's Edison Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide credit cards with rewards and business banking solutions for local entrepreneurs. Don't forget about our convenient ATM services for quick cash withdrawals or balance checks. While members can visit us at 2190 State Route 27 for all their banking needs, any official correspondence should be sent to the same address. If you have any questions or need assistance before your visit, feel free to call us at 908-860-3571. We invite you to stop by and experience the friendly service at Affinity's Edison Branch today!

Convenient Access and Facilities

Our branch is designed with your convenience in mind. You'll find ample parking available, making it simple to pop in for a quick visit. For those who may need assistance, our facility is fully ADA-compliant, ensuring everyone can access our services comfortably. Plus, if you prefer a little extra privacy during your transactions, our drive-thru banking is ready to serve you.

Operating Hours That Fit Your Schedule

We understand that your time is valuable, which is why we offer flexible operating hours. You can visit us Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 1 PM. We're closed on Sundays to give our staff a well-deserved break. Our friendly team is always ready to assist you within these hours.

Member Eligibility

Welcome to Affinity, where becoming a member means joining a caring community focused on your financial well-being. To qualify for membership, you'll find that the criteria are quite friendly and accessible. Essentially, anyone who lives, works, worships, or attends school in the areas we serve can join us. This means a wide range of people can take advantage of our supportive services and benefits. For more specific details about eligibility, feel free to check out our resource. Opening an account at Affinity is as simple as it gets! You can start your journey toward membership by visiting us online through this link: https://forms.fivision.com/affinityfcu/oa/default.aspx. If you have any questions or need assistance, don't hesitate to reach out to us at (908) 860-3571. We're here to help you every step of the way in making your financial dreams a reality at our welcoming branch located at 2190 State Route 27 Edison Nj 08817.

Business Banking & Commercial Services

Merchant Services

But we don't stop at loans. Our merchant services offer practical tools to streamline your operations. Imagine being able to accept payments effortlessly while managing your cash flow with ease. With our services, you can focus more on what you do best running your business. Visit us at 2190 State Route 27 Edison Nj 08817 in Edison, NJ or call us at (908) 860-3571 to learn how we can support your business's financial needs. Together, let's build a brighter future for your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $262,771,045, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you own a business or are thinking about starting one, our Business Banking services include everything from merchant services to business loans. We know how crucial it is for businesses to have reliable financial support, so we're here to partner with you on your journey.

Convenient Services

Convenience is key in today's fast-paced world. That's why we provide easy access through ATM & Cash Withdrawal Services, allowing you to withdraw cash or check balances without hassle. Plus, if you're on the go, our basic drive-thru banking lets you handle deposits and withdrawals quickly. Our branch offers essential services during convenient hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. You can always reach us at 908-860-3571 if you have questions or need assistance. At Affinity, we believe managing your finances should be simple and accessible. Come visit us at Edison Branch, where we turn financial dreams into reality! Explore all our services today by visiting our website. We look forward to serving you!

Credit Options

Don't forget about our Credit Cards with Rewards! With every purchase you make, you earn points that can be redeemed for exciting rewards. It's a simple way to get more out of your everyday spending.

Home Financing

Homeownership is a significant milestone, and our Mortgage Loans & Refinancing services are here to guide you through every step. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, we're ready to assist you with personalized solutions. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation can provide the relief you need. We understand that life can bring surprises, and having flexible financing options makes all the difference.

Personal Banking

Starting with Personal Banking, we offer checking and savings accounts designed to suit various needs. Imagine needing quick access to your funds; our online and mobile banking features let you manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills right from your phone. When it comes to financing your dream car, our Auto Loans & Vehicle Financing options make the process easy and straightforward. Picture yourself driving off in that new vehicle you've always wanted, knowing you got a great rate with us.

Digital & Online Banking

Key Features of Our Online Banking

With just a few clicks at https://www.affinityfcu.com/, you can access your accounts 24/7 through our secure online banking platform. This means no more waiting in line or rushing to the bank before closing time. You can check your balance, transfer funds, pay bills, and even set up e-statements for easy record-keeping. For those who prefer managing their finances on the go, our mobile application is a game-changer. It's user-friendly and equipped with features like person-to-person transfers, which allow you to send money quickly to friends or family without any hassle. Plus, if you're someone who enjoys the ease of mobile payments, you'll be happy to know that we support this feature too!

Security You Can Trust

Security is at the forefront of everything we do. With electronic signature authorization available, signing important documents has never been easier or safer. You can complete transactions knowing that your information is protected by advanced security measures. In addition to these features, our commitment to providing e-statements means you'll always have access to your account statements digitally helping you stay organized while reducing paper clutter. At Affinity, we're dedicated to making banking as straightforward as possible. Whether you're checking your account balance late at night or making quick transfers during lunch breaks, our digital services are designed with you in mind. Enjoy managing your finances on your terms!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 548,819, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,757,247. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 2190 State Route 27 Edison Nj 08817 or call (908) 860-3571 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back Into Our Community

With $287,767,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $33,836 in used auto loans and $3,635,698,269 in total loans and leases, we support our members' financial goals across various sectors.

Operational Efficiency

Our $2,100,534 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 492 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $340,265,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Savings Are Secure

Members' savings are secured through $1,051,557,439 in share certificates and $176,504,480 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,027,511, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,265,156 in used vehicle loans and $84,296,257 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $262,771,045 provide the capital needed to grow and expand. We understand that running a business comes with its unique challenges and opportunities; our team is here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $240,334,791, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through each step of the mortgage process.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages for better rates or terms, we can assist you in exploring eligibility options that may save you money over time. At Affinity in Edison, NJ (2190 State Route 27), we're committed to helping our members find the right financial solutions tailored to their needs. If you have any questions or would like more information about our loan offerings, feel free to reach out at 908-860-3571. Our friendly staff is ready to assist you!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $152,800,224 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying lower interest rates compared to many traditional credit cards.

Loan Aggregator

Benefits of Using LendMesh

One key advantage of using LendMesh is its emphasis on Verified Data. Loan offers are sourced from legitimate financial institutions, which helps maintain transparency throughout the process. Additionally, LendMesh does not feature any sponsored listings; lenders are not prioritized based on paid promotions. This approach guarantees that users receive unbiased results tailored to their needs. The platform also provides Real-Time Rate Comparisons, allowing users to see up-to-date loan rates from multiple institutions. This feature empowers individuals to make informed decisions based on current market conditions rather than outdated information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the positive experiences many have had while using this tool. If you're looking for clarity in your loan options, consider using LendMesh's comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

AFFINITY FEDERAL CREDIT UNION - Edison, NJ

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Edison, NJ (08817)

Introduction

Branch History & Mission

Commitment to Service

Our Journey

Our Mission

Branch Location & Accessibility

Banking Services at Your Fingertips

Convenient Access and Facilities

Operating Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Services

Credit Options

Home Financing

Personal Banking

Digital & Online Banking

Key Features of Our Online Banking

Security You Can Trust

Financial Strength

Growing Member Base

Investing Back Into Our Community

Operational Efficiency

Solid Financial Health

Your Savings Are Secure

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Customers Also Interested In: