As we look back on nearly nine decades of service, we invite you to become part of the Affinity family. Experience firsthand the benefits of being a member benefits built on trust, community support, and personalized service. Whether you're looking for ways to save money or seeking advice on loans and mortgages, we're here for you. Call us today at 908-860-7232 or visit our website to learn more about how Affinity can help you reach your financial goals. Join us in continuing this legacy of service and support!
In today's fast-paced world, we understand the importance of convenience and technology. That's why we have embraced digital advancements to enhance your banking experience. With online and mobile banking options, e-statements, and person-to-person payment capabilities, managing your finances has never been easier or more efficient. Our branch is fully ADA compliant and equipped with an ATM for quick access to your funds. While you can visit us at our Cedar Knolls location for all your banking needs, please note that any official correspondence should be sent to 235 Ridgedale Ave, Cedar Knolls, NJ 7927 if it differs from our branch address.
At Affinity, our mission is clear: to empower our members through comprehensive financial solutions while actively supporting the communities we serve. We believe that everyone deserves access to quality financial services without hidden fees or complicated processes. This belief drives us to offer services such as checking and savings accounts, mortgage loans, credit cards with rewards, and more all designed with our members' needs in mind. We are proud to be more than just a credit union; we strive to be a pillar of support for local initiatives and partnerships that strengthen our community. Whether it's through educational workshops or sponsorship of local events, we are dedicated to making a positive impact beyond banking.
If you have any questions or would like more information about our services, feel free to give us a call at 908-860-7232. Our friendly team is always ready to assist you. We invite you to come by and experience the Affinity difference where member service comes first!
At Affinity, we understand that accessibility matters. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and ramps for easy access. Plus, there's plenty of parking available to ensure your visit is as hassle-free as possible.
We're open during convenient hours to fit your busy lifestyle! Stop by Monday through Friday from 9 AM to 5 PM, or visit us on Saturday from 9 AM to 1 PM. Unfortunately, we are closed on Sundays. Whether you prefer early morning banking or need some help wrapping up your week, we're here when you need us.
Affinity offers a wide range of services designed with our members' needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash? We have ATM services available right at our branch!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $262,771,045, we continue to drive economic growth by financing new and expanding businesses.
In today's fast-paced market, having reliable merchant services can set your business apart. Whether you're a bustling café or a retail store, our payment processing solutions make it easy for your customers to shop with confidence. Imagine being able to accept payments quickly and securely, giving you more time to focus on what matters most growing your business. Located conveniently at 235 Ridgedale Ave Cedar Knolls Nj 07927 in Cedar Knolls, NJ, we're just a phone call away at (908) 860-7232. Discover how we can help your business reach its full potential today!
We understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help you regain control over your finances. You can rely on us for straightforward advice and supportive service. Our credit cards not only come with great rewards but also provide added flexibility for your spending needs. Enjoy the benefits of cash back or travel points while managing your finances responsibly.
For small business owners, Affinity provides essential resources through our business banking services, including merchant services and business loans. We know how vital it is for businesses to have reliable financial support, which is why we're committed to helping you thrive.
In today's fast-paced world, convenience matters. Our ATM services ensure that cash withdrawal is quick and easy when you're on the go. Plus, with basic ATM access for withdrawals and balance checks available at numerous locations, you'll always have what you need within reach. With all these offerings available at Affinity, it's clear that we prioritize making banking simple and accessible for everyone in Cedar Knolls and beyond. If you're ready to explore how we can support your financial journey, don't hesitate to contact us at 908-860-7232 or visit us online at Affinity's website. Your financial future starts here! Join us today at Affinity where every member counts!
Our personal banking services are tailored to fit your lifestyle. If you need a checking or savings account, we offer competitive rates and features that make managing your money easy. Imagine having access to your funds anytime through our online and mobile banking platforms. With just a few taps on your smartphone, you can check balances, pay bills, and transfer funds without ever stepping foot in a branch. When it comes to purchasing a vehicle, our auto loans and vehicle financing options provide flexible terms to suit your budget. Whether you're eyeing a new car or refinancing an existing loan, we're here to assist you in making the right choice. For those considering homeownership or looking to refinance their mortgage, our mortgage loans come with competitive rates and personalized service. Our knowledgeable staff will guide you through the process so that you feel confident in your decisions.
In today's fast-paced world, being able to manage your finances quickly is essential. That's why we also support mobile payments, allowing you to make purchases directly from your smartphone. Whether you're buying coffee or shopping for groceries, paying has never been easier. At Affinity, we strive to make your banking experience as smooth as possible. From accessing your accounts online at any time to utilizing our mobile app for everyday transactions, we're here to provide the tools you need for effective account management. Ready to experience the convenience of digital banking? Visit us at https://www.affinityfcu.com/ today and discover how easy it is to take control of your financial life!
With our online banking at https://www.affinityfcu.com/, you can enjoy 24/7 access to your accounts. Whether you're checking balances, paying bills, or transferring funds, everything is just a tap away. Plus, our mobile application makes banking on the go a breeze. Need to send money to a friend? Our person-to-person transfer feature allows you to do that easily, making it simple to split costs or pay back loans. Security is our top priority. With electronic signature authorization available, you can sign documents safely without needing to visit the branch. And for those who prefer paperless options, we offer e-statements so you can keep track of your transactions while helping the environment.
With $287,767,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $33,836 in used auto loans and $3,635,698,269 in total loans and leases. Our operational efficiency is reflected in our $2,100,534, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 492 full-time employees and 21 part-time employees who are always ready to serve you with a knowledgeable, committed team.
We proudly manage a total of 548,819 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $10,757,247, further emphasizing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 235 Ridgedale Ave Cedar Knolls Nj 07927 or call (908) 860-7232 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $1,051,557,439 in share certificates and $176,504,480 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,027,511, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $340,265,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,265,156 in used vehicle loans and $84,296,257 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle easy and affordable.
For business owners, our outstanding commercial loans totaling $262,771,045 provide the capital needed to grow and expand your business. We understand the challenges faced by small businesses and are committed to providing solutions that support your success. If you're considering refinancing or looking for eligibility options for any of these products, our knowledgeable staff is ready to assist you. Reach out to us at 908-860-7232 for personalized guidance tailored to your specific situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Affinity, we're dedicated to helping you find the right loan product that fits your needs while ensuring a smooth borrowing experience. Visit us at 235 Ridgedale Ave Cedar Knolls Nj 07927 or explore our offerings online today!
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $240,334,791, making buying or refinancing simple. We offer various mortgage products tailored to fit different budgets and lifestyles.
We also offer flexible terms on unsecured credit card loans, with a total of $152,800,224 in loans helping members manage their finances effectively. Our credit card options come with rewards and benefits that can enhance your purchasing power.
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