Affiliated Trades Credit Union Collegeville PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Affiliated Trades, where your financial well-being is our top priority! Located at 3900 Ridge Pike, Collegeville, PA 19426, we have been serving our community since 1974 with a strong commitment to providing personalized banking solutions. With a total membership of 2,454 and assets totaling an impressive $37,152,031, we strive to foster a sense of belonging and support among our members. At Affiliated Trades, we offer a variety of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages. Our dedicated team of 5 employees, led by CEO Brian Bischof and Board President John Keslick, Sr., is here to guide you every step of the way. With total deposits reaching $1,534,575 and net worth standing at $3,913,900, we ensure that your money is in safe hands. We also take pride in having cash in hand amounting to $61,108, which demonstrates our solid financial foundation. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 3900 Ridge Pike, Collegeville, PA 19426. Explore the various services we provide on our website here or give us a call at 610-489-0161. We invite you to join us in achieving your financial goals with confidence!

Branch History & Mission

Welcome to Affiliated Trades, a credit union with a proud history and a mission dedicated to serving our community in Collegeville, PA. Since opening our doors in 1974, we have been committed to providing financial services that empower our members and strengthen our community. With over 2,454 members and total assets of $37,152,031, we continue to grow while staying true to our roots. Located at 3900 Ridge Pike, Collegeville, PA 19426, Affiliated Trades has witnessed significant milestones throughout its journey. From humble beginnings to becoming a trusted financial partner for many, we have consistently focused on meeting the needs of our members. Our headquarters in nearby Collegeville serves as the heart of our operations, enabling us to provide personalized service and support. Our mission is simple yet profound: to improve the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial products and services that can help them achieve their goals. Whether it's personal banking through checking and savings accounts or assistance with auto loans, mortgages, or debt consolidation, we aim to make banking easy and accessible for all. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 3900 Ridge Pike, Collegeville, PA 19426. Our operating hours are designed for your convenience: Monday through Wednesday and Friday from 8:00 AM to 4:30 PM, with extended hours on Thursday until 7:00 PM. We also prioritize digital advancements to enhance your experience. With online and mobile banking options available, managing your finances has never been easier. Although we currently do not have ATM services or drive-thru banking at this location, we strive to provide exceptional customer service at every touchpoint. Affiliated Trades is not just about financial transactions; it's about building relationships within the community. We actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. By supporting local events and charities, we aim to give back and foster a spirit of collaboration among residents. If you're looking for a credit union that puts people first and cares about your financial future, we invite you to become part of the Affiliated Trades family. Experience the benefits of membership today your journey towards better financial health starts here! For more information or assistance, feel free to call us at (610) 489-0161 or visit our website at www.affiliatedtradescu.org.

Branch Location & Accessibility

Accessibility Features

Our location is designed with you in mind. We offer ample parking right outside the entrance, ensuring that you can get in and out quickly. For those with mobility needs, we have ADA-compliant ramps and accessible entrances to make your banking experience smooth and welcoming.

Call to Action

Ready to take the next step in managing your finances? We invite you to visit us at our Collegeville branch or give us a call at 610-489-0161. Let us help you navigate your financial journey with ease!

Operating Hours

We know that life can get busy, so we strive to accommodate your schedule. Our lobby hours are Monday through Wednesday and Friday from 8:00 AM to 4:30 PM, with extended hours on Thursday until 7:00 PM. Whether you're stopping by before work or during lunch, we're here when you need us.

Services Offered

At the Affiliated Trades branch, we provide a full range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our friendly team is ready to assist you. While we don't have ATM services or drive-thru banking at this location, our staff is always available for in-person support. Should you need to send official correspondence, please note that our mailing address is also 3900 Ridge Pike, Collegeville, PA 19426.

Member Eligibility

At Affiliated Trades, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is easy! If you live, work, or worship in the area, or if you're connected to one of our affiliated trades, you're already on your way to joining us. We invite you to check out more details on eligibility. Here, you'll find specific criteria that outline who can join our family. Once you know you're eligible, opening an account is a straightforward process. You can start your journey toward financial empowerment by visiting us online at https://my.homecu.net/banking/hcuactivate.prg?cu=ibew380cu. If you have any questions or need assistance along the way, don't hesitate to give us a call at (610) 489-0161. We look forward to welcoming you to Affiliated Trades, located at 3900 Ridge Pike Collegeville Pa 19426, where your financial well-being is our priority!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine running a bustling café where customers can pay easily with their cards or mobile devices. Our merchant solutions make transactions simple and efficient, allowing you to focus on what you do best serving your customers. Visit us at 3900 Ridge Pike Collegeville Pa 19426 in Collegeville, PA, or give us a call at (610) 489-0161 to learn more about how we can support your business journey!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Manage your accounts anytime, anywhere with ease. Need cash? While we don't have ATMs at this branch location, our online services ensure that accessing your funds is just a few clicks away.

Financing Your Dreams

Dreaming of a new car or your own home? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of the car you want. Plus, if you're considering buying a home or refinancing your current mortgage, our mortgage loans come with competitive rates that can save you money over time. If personal expenses are weighing you down, our personal loans and debt consolidation services can help lighten the load. We work with you to create a plan that fits your budget and helps you regain control of your finances.

Personal Banking Made Easy

Managing your finances should be straightforward and accessible. With our personal banking options, you can choose from various checking and savings accounts designed for every lifestyle. Whether you're saving for a rainy day or planning a big purchase, we have accounts that fit your needs.

Rewards That Matter

When it comes to credit cards, we offer options that reward you for using them. Our credit cards with rewards allow you to earn points on everyday purchases, turning spending into savings for future adventures or necessities.

Support for Local Businesses

We're proud to support local entrepreneurs through our business banking services. From merchant services that streamline transactions to flexible business loans, we provide the tools necessary for businesses in our community to thrive.

We're Here For You!

At Affiliated Trades, we're more than just a financial institution; we're part of the Collegeville community. Our dedicated staff is always ready to assist you with any questions about our offerings or your financial journey. For more information about how we can help you achieve your financial goals or if you'd like to set up an appointment, don't hesitate to reach out! Call us at (610) 489-0161 or visit us at 3900 Ridge Pike Collegeville Pa 19426. We look forward to serving you!

Digital & Online Banking

Key Services Available

You can start by visiting our online banking platform at https://www.affiliatedtradescu.org/. Here, you'll find everything you need for hassle-free banking. Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking services make it simple and convenient. One of the standout features is our mobile application, which is available for download. This app allows you to carry your bank in your pocket perfect for those on-the-go moments. Plus, with mobile payments enabled, you can make purchases directly from your phone without fumbling for cash or cards.

Security and User-Friendly Features

Your security is our priority. While we currently do not offer electronic signature authorization, we ensure that your information remains safe through robust encryption methods and secure login processes. You can also opt for e-statements, which are not only environmentally friendly but also keep your financial documents organized and easily accessible. Additionally, our person-to-person transfer feature allows you to send money to friends and family quickly and securely no need for checks or cash. Just a few taps on your screen will do the trick! At Affiliated Trades, we aim to provide a user-friendly experience that gives you control over your finances while prioritizing security. Embrace the ease of digital banking today!

Financial Strength

Growing Membership Trust

With total share accounts reaching 3,846, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $69,787, allowing us to effectively support our community's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affiliated Trades is your trusted partner. Visit us at 3900 Ridge Pike Collegeville Pa 19426 or call (610) 489-0161 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $3,780,373 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $184 in used auto loans and $14,768,350 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $13,851,760 in share certificates and $7,022,816 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $27,355 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $3,913,900, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.53% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,727,544 in used vehicle loans and $1,706,634 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used car, our team is here to guide you through the process and find the right terms for your budget.

Credit Lines

For those seeking additional flexibility, our credit lines totaling $1,000,000 can provide peace of mind when unexpected expenses arise or when you want to make larger purchases without immediate payment.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,595,260, make buying or refinancing simple. We provide personalized support throughout the mortgage application process, ensuring you have all the information needed to make informed decisions.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we also offer refinancing options across many of our loan products. This could help reduce your interest rates and save you money over time. No matter what type of loan you're considering, our dedicated team at Affiliated Trades is ready to assist you every step of the way. You can reach us at (610) 489-0161 for more information or visit us at 3900 Ridge Pike Collegeville Pa 19426 in Collegeville, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent and competitive loan options that meet the diverse needs of our members. Let's work together to turn your financial aspirations into reality!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit while enjoying rewards and benefits tailored to your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, reflecting the current market conditions. By working exclusively with verified financial institutions, LendMesh guarantees that all loan offers presented are legitimate and trustworthy.

Benefits of Using LendMesh

- Verified Data: All loan offers come from recognized financial institutions, ensuring complete transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make well-informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

AFFILIATED TRADES CREDIT UNION - Collegeville, PA

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