If you're looking for a credit union that puts its members first and values community spirit as much as financial success, look no further than Afena. We invite you to experience the difference by becoming part of our family today! For more information about membership and services, please contact us at 765-664-8089 or visit our website. Together, let's build a brighter financial future!
At Afena, our mission is clear: we strive to provide outstanding financial services while actively supporting the Upland community. We believe in empowering our members through education and resources that promote financial wellness. Whether it's offering personal loans or supporting local initiatives, we are dedicated to making a positive impact. Our commitment extends beyond traditional banking; we actively engage in community outreach programs and partnerships that uplift those around us. We understand that a thriving community leads to stronger relationships and opportunities for all. While you can visit us at our branch address for your banking needs, please note that official correspondence should be sent to our mailing address at 28 E Berry St, Upland, IN 46989 if it differs.
Afena was founded on the belief that everyone deserves access to quality financial services. Over the decades, we've embraced change and innovation to better serve our members. We have continually expanded our offerings from basic savings accounts to comprehensive loan solutions while maintaining a personal touch that sets us apart. As we evolved, we also embraced digital advancements, ensuring our members can access their accounts through online banking and mobile applications. In addition to enhancing our services, we've focused on making banking accessible for everyone. Our drive-thru service allows for convenient transactions without leaving your vehicle, and with ATM availability right at our location, accessing cash is easier than ever.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds you need for new equipment, expansion projects, or working capital. Our loan options can help turn those ideas into reality.
In today's fast-paced world, efficient payment processing is key. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. With easy integration and support, you can accept payments quickly and securely, making it easier for your customers to do business with you. If you're ready to take your business to the next level, visit us at 28 E Berry Ave, Upland, IN 46989 or call us at 765-664-8089. Let's discuss how we can assist you in achieving your goals!
If you're a business owner, our business banking services are designed with you in mind. From merchant services that help you accept payments seamlessly to business loans that can fuel your growth, we have resources available to support your entrepreneurial journey.
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can easily manage your accounts from anywhere whether it's checking balances, transferring funds, or paying bills all at your fingertips. Our members also benefit from ATM and cash withdrawal services, making access to cash easier than ever.
At Afena, we understand that credit cards can be a vital part of managing finances. That's why we provide credit cards with rewards, allowing you to earn points on your purchases that can be redeemed for exciting rewards.
For those who prefer face-to-face interactions but want quick service, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, enjoy the ease of basic ATM access for withdrawals and balance checks whenever needed. At Afena, located at 28 E Berry Ave Upland In 46989 in Upland, we're committed to providing exceptional service that meets the evolving needs of our members. You can reach us at (765) 664-8089 during our operating hours: Monday through Friday from 8:30 AM - 5 PM (with extended hours on Fridays), and Saturdays from 9 AM - 12:30 PM. Explore all that we offer by visiting us online at Upland Branch or stop by today! Your financial journey begins here at Afena we look forward to serving you!
Our personal banking services are designed to simplify your financial life. We offer checking and savings accounts that suit various lifestyles, so whether you're saving for a vacation or managing daily expenses, we've got you covered. If you find yourself dreaming about a new car or need funds for unexpected expenses, our auto loans and vehicle financing options provide competitive rates and flexible terms to fit your budget. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing solutions can guide you through the process smoothly. Plus, if you're aiming to consolidate debt or finance personal projects, our personal loans and debt consolidation offerings can be a great choice.
One of the standout features is our mobile application. It allows you to manage your accounts right from your smartphone, making banking as easy as tapping a button. You can enjoy mobile payments for quick transactions and person-to-person transfers with friends and family no cash needed! Plus, with e-statements available, you can go paperless and keep track of your finances effortlessly. Security is a top priority for us. That's why we offer electronic signature authorization for documents, ensuring that your information is protected while providing a hassle-free way to sign important paperwork from anywhere. This means less time spent in the branch and more time enjoying life. Our user-friendly interface makes navigating through all these services simple and straightforward. You can monitor transactions in real-time, set up alerts for account activity, and easily access support when needed. At Afena, we believe that banking should adapt to your needs. Join us today and experience the ease of managing your finances digitally all from the comfort of wherever you are!
With $8,435,961 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $1,859 in used auto loans and $73,130,613 in total loans and leases. Our operational efficiency is reflected in our $-$37,667, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Members' savings are secured through $25,097,043 in share certificates and $7,651,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,107,001, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $11,403,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.63% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Net Shares (Funds available for lending and investments): $50,488. Total Share and Deposit Accounts: 16,152, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Afena is your trusted partner. Visit us at 28 E Berry Ave Upland In 46989 or call (765) 664-8089 to learn more about how we can help you achieve your financial goals.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,374,731 in used vehicle loans and $14,615,894 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, making it easy for you to find the perfect fit for your lifestyle.
In addition to these offerings, we have credit lines available totaling $7,120,000. These lines provide a safety net for unexpected expenses or projects that require additional funding. For those looking to take advantage of our services, please don't hesitate to reach out. You can contact us at (765) 664-8089, visit us at 28 E Berry Ave Upland In 46989, Upland, IN 46989, or explore more about our offerings at our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Afena, we are here to support you every step of the way as you navigate your financial journey!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,556,900, make buying or refinancing simple. We also offer various refinancing options that can help lower your monthly payments or improve your financial situation.
We also offer flexible terms on unsecured credit card loans, with a total of $2,193,614 in loans helping members manage their finances effectively. This product allows you to make purchases without collateral while enjoying competitive interest rates.
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