Afena Credit Union Marion IN | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Afena, your trusted financial partner in the heart of Marion, Indiana! Located at 1312 W 44th St, our 44th St Branch has been serving our community since 1958. With a strong commitment to helping our 8,901 members, we pride ourselves on offering personalized services that cater to your unique financial needs. At Afena, we understand that banking is about more than just numbers; it's about building relationships and fostering community trust. Our total assets stand at an impressive $97,986,796, reflecting our solid foundation and dedication to providing reliable financial services. With total deposits amounting to $1,366,926 and a robust net worth of $11,403,129, we are well-equipped to assist you with everything from auto loans to personal banking solutions. Our CEO, Karen Madry, along with Board President Mark Souers, leads a dedicated team of 32 employees who are here to ensure that you receive exceptional service every time you visit us. Whether you're looking for advice on loans or want to open a new savings account, we're here for you! While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address. If you have any questions or would like to learn more about our services such as auto loans, mortgages, and online banking please don't hesitate to reach out at 765-664-8089. We invite you to explore how Afena can make a positive impact on your financial journey. Visit our website at afenafcu.org today and discover the difference of being part of a credit union that truly cares!

Branch History & Mission

Evolution and Growth

Over the years, Afena has evolved significantly, always striving to meet the changing needs of our members. From offering basic savings accounts to a wide range of services including auto loans, mortgages, and online banking solutions, we have continuously expanded our offerings. As technology advanced, so did we; today, we provide convenient options like mobile payments and online banking for easy access to your finances. Our headquarters in Marion is not just a place where we manage operations; it's where we engage with the community. We proudly serve Grant County and are dedicated to supporting local initiatives that uplift our neighbors. Through partnerships and outreach programs, Afena aims to make a positive impact on those around us.

Join Us

As we look towards the future, we invite you to become part of the Afena family. Whether you're seeking a checking account or need assistance with securing a loan, we're here to help you every step of the way. With operating hours designed for your convenience Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:30 PM we're ready to serve you. Experience the difference that comes from being part of a member-focused credit union. Join Afena today and let us support your financial success! For more information or assistance, feel free to call us at (765) 664-8089 or visit our website at Afena.

Our Mission

At the heart of Afena's mission is a commitment to empower our members financially while nurturing their dreams. We believe that everyone deserves access to quality financial services tailored to their individual needs. Our mission statement emphasizes this dedication: "To enhance lives through financial education and accessible banking solutions." This means more than just transactions; it means being there for you as you navigate your financial journey. While members can visit us at 1312 W 44th St, official correspondence should be sent to our mailing address at 1312 W 44th St, Marion, IN 46953-5293. We encourage everyone in the area to take advantage of our drive-thru banking services and ATM availability for added convenience.

Branch Location & Accessibility

Welcome to Afena! Conveniently located at 1312 W 44Th St Marion In 46953 in the heart of Marion, Indiana, our branch is dedicated to serving your financial needs with a friendly touch. We are proud to be part of the Grant community, offering a variety of services that make banking easier for you. As you approach our branch, you'll find it easily accessible, with ample parking available right outside. We also ensure that our facilities meet ADA compliance standards, featuring ramps and other accessibility features for everyone. If you're looking to make a quick transaction, enjoy the convenience of our drive-thru service, where we're here to assist you from early morning until evening. Our lobby hours are designed to fit into your busy schedule: we open at 8:30 AM on most weekdays and stay open until 5:00 PM. On Wednesdays, we start a bit later at 10:00 AM but still offer the same closing time. For those who need a little extra time on Fridays, our lobby remains open until 6:00 PM. And if you're planning a Saturday visit, we're ready to welcome you from 9:00 AM to 12:30 PM! At Afena, we understand that convenience is key. That's why we also provide ATM access so you can manage your money whenever it suits you best. Whether you're making deposits or checking balances, our ATMs are here for your convenience. While members can visit us at 1312 W 44Th St Marion In 46953, official correspondence should be sent to 1312 W 44th St, Marion, IN 46953-5293. We're always just a phone call away at (765) 664-8089, ready to assist you with any questions or services you may need. We invite you to stop by and experience the friendly service that sets us apart. Whether you're new to banking or a long-time member, we're excited to help you achieve your financial goals!

Member Eligibility

At Afena, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming, designed to make you feel right at home. If you live, work, worship, or attend school in the Marion area or have family members who are already part of our credit union, you're likely eligible to join us! We also open our doors to those who share our commitment to serving the community. For more specific eligibility details, feel free to check out our website at https://www.afenafcu.org/connect/who-can-join . Joining Afena means gaining access to a variety of benefits tailored just for you, from competitive loan rates to personalized financial services. The process of opening an account is straightforward and can be done online just visit https://afenafcu.symapp.jhahosted.com/ for all the information you need. If you have any questions or need assistance, don't hesitate to reach out by calling us at (765) 664-8089. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer robust merchant services that simplify payment processing. Picture this: you're at a busy trade show, and customers are eager to buy your products. Our solutions allow you to accept payments quickly and easily, ensuring you never miss a sale. Come visit us at 1312 W 44Th St Marion In 46953, Marion, IN to learn how we can help your business thrive! For more information, call us at (765) 664-8089 or check out our website here.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment or expand your storefront without the stress of financial hurdles. With the right loan, your vision can become a reality.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide essential business banking services, including merchant services and business loans. Whether you're launching a startup or expanding an existing venture, we're here to support your journey with financial tools designed for growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can transfer funds, pay bills, and even use person-to-person payment options all from the palm of your hand. Plus, with access to ATMs for cash withdrawals and basic drive-thru banking for simple transactions, we ensure that accessing your money is always easy. At Afena, located at 1312 W 44Th St Marion In 46953, we prioritize service that fits seamlessly into your lifestyle. If you have any questions or want to learn more about how we can assist you financially, please don't hesitate to reach out at (765) 664-8089. We look forward to helping you achieve your financial goals!

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options provide flexible terms that fit various budgets. We strive to simplify the process so you can focus on what truly matters settling into your new home without unnecessary stress.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options are crafted with you in mind. Imagine effortlessly managing your daily expenses with our user-friendly checking accounts or saving for future goals through our competitive savings accounts. We also offer auto loans and vehicle financing for those ready to hit the road in a new car, ensuring you have the funds necessary to make your dream vehicle a reality.

Personal Loans at Your Fingertips

For unexpected expenses or major purchases, consider our personal loans and debt consolidation options. These services can help you manage life's surprises while keeping your finances on track. With easy applications and quick approvals, we aim to give you peace of mind when it comes to borrowing.

Rewarding Credit Options

Our credit cards with rewards program allows you to earn benefits while spending on things you already buy. Enjoy cash back or points redeemable for travel and other exciting perks, making every purchase more rewarding.

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you're at home or on the go, Afena provides real-time account management that fits your lifestyle. Our online banking services ensure you have everything you need to stay in control of your finances whenever you want. From quick transfers to immediate access to account information, we've got you covered. With these innovative tools at your disposal, banking has never been more convenient or secure. Join us at Afena and experience the future of banking today!

Key Features

Our online banking platform is user-friendly and secure, giving you peace of mind while you manage your accounts. You can sign documents electronically with our electronic signature authorization feature, making it simple to open accounts or apply for loans without the hassle of paperwork. Plus, with e-statements available, you can go green and easily access your statements from anywhere without needing to wait for mail delivery. For those who are always on the move, our mobile application puts banking right at your fingertips. You can enjoy mobile payments, allowing you to make purchases quickly and securely using your smartphone. Want to send money to a friend? Our person-to-person transfer option makes it effortless to split bills or send cash when needed.

Financial Strength

Dedicated Staff

We also take pride in having 32 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 16,152, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Afena is your trusted partner. Visit us at 1312 W 44Th St Marion In 46953 or call (765) 664-8089 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity is robust as well, with $1,859 in used auto loans and $73,130,613 in total loans and leases available to help you achieve your financial objectives. Our $75,389 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $8,435,961 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment enables us to support your goals effectively.

Secure Savings Options

Members' savings are secured through $25,097,043 in share certificates and $7,651,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,107,001, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $11,403,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,163 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,374,731 in used vehicle loans and $14,615,894 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options for existing auto loans, allowing you to take advantage of better rates if your credit situation improves or market conditions change.

Credit Lines and Unsecured Loans

For those needing extra flexibility, we offer credit lines totaling $7,120,000, which can serve as a safety net for unexpected expenses or planned purchases. Additionally, we have flexible terms on unsecured credit card loans, with a total of $2,193,614 in loans helping members manage their finances effectively. These products are designed to provide you with peace of mind while keeping your budget in check. At Afena, we pride ourselves on creating accessible pathways for our members to secure funding that works for them. If you're considering refinancing any of your current loans or want to explore eligibility options for our various loan products, don't hesitate to reach out to us at (765) 664-8089. Our friendly staff is ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 1312 W 44Th St Marion In 46953 in Marion, IN, and let's discuss how we can help you finance your dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,556,900, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process and help you find the best solution for your circumstances.

Loan Aggregator

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AFENA FEDERAL CREDIT UNION - Marion, IN