Afena Credit Union Marion IN | Best Auto Loans & Business Banking

Introduction

Welcome to Afena, your trusted financial partner located at 935 N Baldwin Ave, Marion, IN 46952. Since our establishment in 1958, we have been dedicated to serving our community and supporting our members with a range of personalized banking solutions. With over 8,900 members and assets totaling $97,986,796, we pride ourselves on being a reliable institution that puts your financial needs first. At Afena, we understand that banking is more than just transactions; it's about building relationships. Our experienced team, led by CEO Karen Madry and Board President Mark Souers, is committed to providing you with exceptional service and guidance. Whether you're looking for checking accounts, auto loans, or mortgage financing, we offer tailored products designed to help you achieve your financial goals. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 935 N Baldwin Ave, Marion, IN 46952. We are proud to offer competitive rates on loans and deposits with total loans reaching 6,820 and total deposits standing at $1,366,926 ensuring that you get the best value for your money. Our community impact is evident through our commitment to local initiatives and support for members' financial well-being. As a member-owned credit union, every decision we make revolves around enhancing your experience and fostering growth within our community. To learn more about how Afena can serve you better or to explore membership options, feel free to give us a call at 765-664-8089 or visit our website at afenafcu.org. Join us today as we work together towards a brighter financial future!

Branch History & Mission

Community Connection

Afena has always been more than just a financial institution; we're deeply rooted in the Marion community. Our partnerships with local organizations allow us to contribute positively to various causes, enhancing the quality of life for residents. Whether it's sponsoring events or providing educational resources, we strive to make a difference beyond our branch walls. As we look forward to the future, we invite you to join us on this journey. Experience first-hand how being part of Afena means being part of a supportive community focused on your success. If you're ready to take the next step towards better financial health or want more information about joining our credit union family, please don't hesitate to reach out! Call us at (765) 664-8089 or visit our website at Afena. We're excited to welcome you!

Mission Statement

Our mission at Afena goes beyond offering traditional banking services; we aim to uplift our community through meaningful partnerships and outreach programs. We believe in not just helping our members achieve their financial goals but also supporting local initiatives that enrich the lives of those around us. This commitment is reflected in every service we offer from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We understand the importance of staying current with technology and have embraced advancements such as online banking and mobile payments. These tools are designed to make banking easier for you while ensuring compliance with ADA standards so everyone can access our services without barriers.

Our Journey

The journey of Afena began with a simple mission: to provide accessible financial services that empower individuals and families. Over the years, we've adapted to meet the changing needs of our members while remaining true to our core values of integrity, community support, and member-focused service. Our branch is conveniently located at 935 N Baldwin Ave, Marion, IN 46952 just a stone's throw from key local landmarks that make it easy for you to find us. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same mailing address.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Just a stone's throw away from key landmarks in Marion, our location is accessible for everyone. With ample parking available, you can easily stop by without worrying about finding a spot. We pride ourselves on being ADA-compliant, featuring ramps and accessible entrances to ensure all members can visit comfortably.

Operating Hours

At Afena, we understand that life can get busy. That's why we offer convenient banking hours: our lobby is open Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM; on Wednesdays from 10:00 AM to 5:00 PM; and Saturdays from 9:00 AM to 12:30 PM. If you need assistance outside of these hours, don't hesitate to give us a call at (765) 664-8089.

Services Offered

We are proud to offer a variety of services designed to meet your needs whether you're looking for checking and savings accounts, auto loans, mortgage options, or even personal loans. Plus, with ATM availability right at our branch, accessing your funds has never been easier. While members can visit us at 935 N Baldwin Ave Marion In 46952, official correspondence should be sent to our mailing address at 935 N Baldwin Ave, Marion, IN 46952. We look forward to welcoming you into our community and helping you achieve your financial goals! Ready to experience exceptional service? Visit us today or call us at (765) 664-8089 we're here for you!

Member Eligibility

At Afena, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and rewarding! If you live, work, worship, or attend school in the Marion area, you're likely eligible to join us. We welcome individuals from various walks of life, making it easy for you to become part of our family. To learn more about specific eligibility details, feel free to check out our website at https://www.afenafcu.org/connect/who-can-join. Joining Afena not only opens the door to a wide range of financial services but also connects you with people who genuinely care about your financial well-being. From personal loans to credit cards with rewards, we're here to help you achieve your goals. Ready to take the next step? Opening an account is a breeze! Just visit us online at https://afenafcu.symapp.jhahosted.com/, or give us a call at (765) 664-8089 if you have any questions. We can't wait to welcome you to our community at 935 N Baldwin Ave Marion In 46952!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment or expand your workspace with confidence, knowing that you have reliable financing options at your fingertips. Our loans are tailored to meet your specific needs, ensuring that you can focus on what really matters growing your business.

Merchant Services That Work for You

In addition to loans, we offer merchant services that streamline payment processing for your business. Picture this: a customer walks into your store and pays effortlessly using their mobile phone. With our merchant services, you can accept payments easily and securely, allowing you to enhance the customer experience while boosting sales. At Afena, located at 935 N Baldwin Ave Marion In 46952 in Marion, IN, we aim to be more than just a bank; we want to be a partner in your success. Reach out today at (765) 664-8089 to learn how we can support your business goals!

Comprehensive List Of Services

Connect With Us

At Afena, we're committed to making banking not just accessible but also enjoyable for all our members. If you're ready to explore how our services can benefit you personally or for your business, feel free to give us a call at (765) 664-8089. Our team is excited to assist you! Visit us at Headquarters today or check out our website at https://www.afenafcu.org/ for more information about how we can serve your financial needs!

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime, anywhere is crucial. That's why we prioritize digital banking features like online and mobile banking. With these tools, checking balances, transferring funds, and even paying bills can be done right from your smartphone or computer making it easier than ever to stay on top of your finances. Additionally, our ATM services are readily available for quick cash withdrawals and balance checks, ensuring that you have easy access to your funds when you need them most.

Lending Options

Life brings unexpected expenses, and sometimes a little extra support is needed. Our personal loans and debt consolidation services provide the financial relief you may need during challenging times. Plus, with credit cards that come with rewards, you can earn benefits on purchases you already make. For those who own or operate a business, we have tailored solutions under our business banking services. This includes access to essential tools like merchant services and business loans, helping you grow and manage your enterprise efficiently.

Personal Banking Solutions

We offer an array of personal banking services that make managing your finances easier than ever. Whether you're looking to open a checking or savings account, our options cater to various lifestyles and goals. Imagine having a flexible checking account that helps you manage everyday expenses while also allowing you to save effortlessly for future plans. Need a reliable vehicle? Our auto loans and vehicle financing options are designed with your budget in mind, making it simple to get behind the wheel of your dream car. If homeownership is on your horizon, our mortgage loans and refinancing services can help you secure the best terms available, guiding you through the process step-by-step.

Digital & Online Banking

Accessibility and Ease-of-Use

Managing your money has never been easier with our person-to-person transfer feature. Whether you're splitting a bill with friends or sending money to family members, it's all done effortlessly through our secure platform. Plus, with 24/7 online banking services, you can access your accounts whenever you need to day or night. At Afena, we prioritize user-friendly experiences while ensuring top-notch security measures are in place. So whether you're checking balances during lunch or transferring funds late at night, rest assured that your financial activities are protected. Explore all these features today by visiting us online at https://www.afenafcu.org/! Embrace the future of banking with Afena, where convenience meets security every step of the way.

Key Services

Our online banking platform, accessible at https://www.afenafcu.org/, offers a variety of features designed to meet your needs. You can check your account balances, transfer funds, pay bills, and much more all with the confidence that your personal information is secure. We also provide electronic signature authorization, making it simple for you to sign documents without the need for paper or in-person visits. For those who prefer a greener approach, we offer e-statements to keep track of your finances without the clutter of physical paperwork. With our mobile application, available for download on various devices, banking is truly at your fingertips. You can even set up mobile payments for quick and easy transactions right from your phone.

Financial Strength

At Afena, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our robust financial health, which helps us provide the best possible services to our community. With a net worth of $11,403,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,163 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,097,043 in share certificates and $7,651,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,107,001, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,435,961 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we hold $1,859 in used auto loans and $73,130,613 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $75,389, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $50,488. Total Share and Deposit Accounts: 16,152, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Afena is your trusted partner. Visit us at 935 N Baldwin Ave Marion In 46952 or call (765) 664-8089 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,374,731 in used vehicle loans and $14,615,894 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we've got you covered.

Credit Lines

For those who need a little extra flexibility, our credit lines provide an accessible solution with a total amount of $7,120,000 available. This product is ideal for unexpected expenses or planned purchases where you want to have access to additional funds without taking out a separate loan. At Afena, we believe in making borrowing straightforward and supportive. If you're considering refinancing or exploring eligibility options for any of our products, feel free to reach out. You can contact us at 765-664-8089 or visit us at 935 N Baldwin Ave Marion IN 46952 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're here to guide you through every step of your borrowing journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,556,900, allowing you to take the next step toward owning your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $2,193,614 in loans assisting our members, you can enjoy the freedom to manage your finances effectively without worrying about collateral.

Loan Aggregator

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Afena