Aeroquip Credit Union Adrian MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Aeroquip, your trusted partner in financial well-being since 1949. Located at 615 W Maple Ave, Adrian, MI 49221, we pride ourselves on serving our community with a personal touch. With a total membership of 3,977 and assets exceeding $50 million, Aeroquip is dedicated to providing you with the best in personal and business banking services. At Aeroquip, we believe that every member deserves personalized attention and tailored solutions. Whether you're looking for an auto loan, mortgage refinancing, or simply need a safe place to deposit your hard-earned money, we are here for you. Our team of 15 employees, led by CEO Lisa Robinson and Board President Linda Way, is committed to ensuring that your financial journey is smooth and rewarding. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: 615 W Maple Ave, Adrian, MI 49221. We offer various services including checking and savings accounts, credit cards with rewards, and business loans all designed to help you achieve your financial goals. With total deposits of $1,463,812 and a strong net worth of $7,745,207, Aeroquip stands firm as a pillar of financial stability in Lenawee County. We also take pride in having over 2,800 loans and leases that reflect our commitment to supporting both individual aspirations and local businesses. Ready to explore how we can assist you? Call us at 517-263-0581 or visit our website at Aeroquip Credit Union to learn more about our offerings. Let's build a brighter financial future together!

Branch History & Mission

Commitment to Community

Our commitment extends beyond traditional banking. Aeroquip actively participates in various community outreach programs aimed at supporting local initiatives and enhancing the lives of residents in Adrian and surrounding areas. We believe that when our community thrives, so do our members. With an ADA-compliant facility equipped with both ATM access and drive-thru banking services, we strive to make your experience as smooth as possible. Our dedicated team is always ready to assist you during our operating hours from 9 AM to 5 PM on weekdays. As we look toward the future, we invite you to join us at Aeroquip. Experience firsthand how we blend financial expertise with genuine care for our community. Whether you're looking for your first loan or seeking guidance on financial planning, we're here for you every step of the way. Call us today at 517-263-0581 or visit us online at Aeroquip to learn more about becoming a member. Together, let's build a brighter financial future!

Our Mission

At Aeroquip, our mission goes beyond just banking; we aim to foster a sense of community and belonging among our members. We believe in empowering individuals through accessible financial products and services tailored to meet their unique needs. From personal banking options like checking and savings accounts to comprehensive auto loans and mortgage solutions, we are here to help you achieve your financial goals. We also understand the importance of modern technology in today's world. That's why we offer online and mobile banking options, ensuring you can manage your finances anytime, anywhere. With features such as electronic signatures and person-to-person payments, convenience is at your fingertips.

Branch Location & Accessibility

Connect With Us

Have questions? Feel free to give us a call at 517-263-0581! We're eager to assist you with any inquiries you may have about our services. So come on down to Aeroquip today! Experience personalized banking where your needs matter most. We look forward to welcoming you into our community!

Convenient Access and Features

At Aeroquip, we understand how important convenience is to our members. That's why we offer both drive-thru banking and ATM services, allowing you to manage your finances without stepping inside if you're short on time. Our drive-thru service is perfect for quick deposits, withdrawals, or simple transactions just pull up and let us assist you! Accessibility is also a priority for us. Our branch is designed to be ADA-compliant, featuring ramps and spacious layouts to accommodate everyone comfortably. Parking is plentiful and close to the entrance, ensuring a smooth visit whether you're coming in for a meeting or just stopping by to make a deposit.

Operating Hours

We are here for you Monday through Friday from 9 AM to 5 PM. Whether you're looking for personal banking solutions like checking accounts or auto loans, or need assistance with mortgage refinancing and credit cards with rewards, our friendly staff is ready to help during these hours. While members can visit us at 615 W Maple Ave for all their banking needs, official correspondence should be sent to the same address as our mailing address: 615 W Maple Ave, Adrian, MI 49221.

Member Eligibility

At Aeroquip, we believe that everyone deserves a chance to be part of a community that truly cares. If you're wondering about how to join us, the good news is that becoming a member is both easy and welcoming! Typically, anyone who lives, works, worships, or attends school in our service area is eligible for membership. This means you can enjoy all the benefits we offer, from competitive loan rates to personalized service designed just for you. Plus, as a member of Aeroquip, you'll have access to our wide range of financial products tailored to meet your needs. To get started on your journey with us, simply visit our account opening page or give us a call at (517) 263-0581. We're here to help guide you through the process and answer any questions you may have. For more detailed information on eligibility criteria, feel free to check out this resource: . We can't wait to welcome you into the Aeroquip family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for you. Picture this: your customers can pay easily with credit cards or mobile payments while you manage transactions seamlessly from your mobile device or computer. This not only improves customer satisfaction but also streamlines your operations. Located at 615 W Maple Ave Adrian Mi 49221, Adrian, MI, our team is ready to partner with you on your journey to success. Reach out at (517) 263-0581 or visit us online at http://www.aeroquipcu.com to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, Aeroquip offers comprehensive business banking services, including merchant services that simplify payment processing and business loans designed to help you grow your operations.

Convenient Access

We know convenience is key in today's busy world. That's why we provide ATM & cash withdrawal services along with basic drive-thru banking options for deposits and withdrawals. With an ATM available at our branch, you can access your cash anytime without the need for inside service. Our lobby hours are Monday through Friday from 9 AM to 5 PM, so feel free to visit us at our location: 615 W Maple Ave Adrian MI 49221. For any questions or assistance, don't hesitate to reach out by phone at 517-263-0581.

Credit Options

In addition to personal loans for various needs like debt consolidation, we provide credit cards with rewards that help you earn points on everyday purchases. This means every time you shop, you're getting closer to exciting rewards!

Get Started Today!

No matter what financial goals you have in mind, Aeroquip is here to support you every step of the way. Explore all our offerings on our website here. Join us today and experience personalized service that makes banking not just easy but enjoyable!

Personal Banking Solutions

For those who want to manage their day-to-day finances with ease, our personal banking options include checking and savings accounts tailored to fit your lifestyle. Imagine having instant access to your funds anytime through our online and mobile banking platforms. You can check balances, transfer money, and even deposit checks right from your smartphone. If you're considering buying a vehicle, our auto loans and vehicle financing solutions make it simple and affordable. Picture driving off in that new car without the stress of complicated financing. We also offer mortgage loans and refinancing options, perfect for first-time homebuyers or anyone looking to lower their monthly payments.

Digital & Online Banking

Convenient Features

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick to send funds directly from your account. Plus, with mobile payments enabled, you can make purchases with just a tap no need for cash or cards. At Aeroquip, we're committed to making banking as easy as possible for you while ensuring that every transaction is safe and secure. Join us today and experience the benefits of modern banking!

Easy Account Management

With our user-friendly mobile application, available for download on your smartphone, keeping track of your finances has never been easier. Whether you're checking balances, transferring funds, or making payments, everything is just a few taps away. And if you prefer managing your finances from a computer, our online banking service provides real-time access to your accounts anytime you need it.

Secure Transactions

Security is our top priority at Aeroquip. We offer electronic signature authorization, ensuring that your transactions are secure and hassle-free. You can also sign up for e-statements to keep your financial records organized and accessible without the clutter of paper statements.

Financial Strength

Member-Centric Savings

Members' savings are secured through $2,380,456 in share certificates and $5,948,256 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $746,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $112,970 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $6,509,153 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $559 in used auto loans and $28,635,893 in total loans and leases.

Strong Financial Health

With a net worth of $7,745,207, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,529 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Growth

Net Shares (Funds available for lending and investments): $1,174,938. Total Share Accounts: 7,695, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aeroquip is your trusted partner. Visit us at 615 W Maple Ave Adrian Mi 49221 or call (517) 263-0581 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,275,702 in used vehicle loans and $1,588,334 in new vehicle loans already helping members get on the road. We have flexible options tailored to fit your budget and needs, ensuring that driving off in your dream vehicle is within reach.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,078,971, make buying or refinancing simple. We are here to guide you through the process and help you find the right loan for your situation.

Other Offerings

In addition to auto and mortgage loans, we provide various lending options such as personal loans and credit lines totaling $4,100,000. This allows you to access funds when needed without hassle. If you're considering refinancing any existing loans or exploring eligibility options for our products, our team at Aeroquip, located at 615 W Maple Ave Adrian Mi 49221, Adrian, MI MI, is ready to assist you. You can reach us at (517) 263-0581 during our operating hours from 9 AM to 5 PM. All performance insights and financial data presented here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what financial journey you're embarking on, Aeroquip is here to support you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,238,198 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make a large purchase, our credit cards come with competitive rates and rewards.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data ensures that users receive fair and transparent offers without hidden surprises. Each loan comparison is grounded in verified information, helping consumers feel confident in their choices.

AEROQUIP CREDIT UNION - Adrian, MI