Aegis Credit Union Clinton IA | Low Mortgage Rates & Auto Loans

Introduction

At Aegis, we believe in building strong relationships with our members and the community we serve. Located at 343 4Th Ave S, Clinton, IA 52732, our South Branch has been a trusted financial partner since 1979. With a commitment to your financial well-being, we offer a range of services designed to meet your personal and business banking needs. As of now, our credit union proudly serves 3,576 members, and we have amassed total assets of $24,432,087. Our dedicated team of 7 employees, led by CEO Tim Clark and Board President Josh Jacobsen, is here to provide personalized service that you can rely on. We understand that each member's financial journey is unique, which is why we offer tailored solutions including checking and savings accounts, auto loans, mortgages, and personal loans. While members can visit us at our branch for in-person assistance or enjoy the convenience of online banking through our website at aegiscu.com, official correspondence should be sent to our mailing address at 1200 N 2nd St, Clinton, IA 52732. With total deposits reaching $1,351,303 and net worth standing at $3,753,108, Aegis is financially solid and prepared to help you achieve your goals. Our commitment extends beyond numbers; it's about making a positive impact in the community while ensuring that your financial needs are met with care. We invite you to experience the difference with Aegis Credit Union. Whether you're looking for a loan or simply want to ask questions about your account, feel free to reach out at 563-242-0531 or visit us during our lobby hours from 8:00 AM to 4:00 PM (Mon-Fri). Let's embark on this journey together your future starts here!

Branch History & Mission

Welcome to Aegis, your trusted financial partner in Clinton, Iowa. Since we opened our doors in 1979, we have been dedicated to serving our community with integrity and care. Located at 343 4th Ave S, our branch is conveniently situated near local landmarks that make it easy for you to find us and access our services. Over the years, Aegis has grown from a small credit union into a vital part of the Clinton community. Today, we proudly serve over 3,576 members and manage total assets of $24,432,087. Our commitment to providing personalized financial solutions has allowed us to adapt and thrive through various economic changes while remaining focused on what truly matters: our members and their financial well-being. At Aegis, our mission is simple yet impactful. We strive to provide comprehensive financial services that empower individuals and families in Clinton and beyond. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we are here to support you every step of the way. Our approach goes beyond just transactions; we believe in fostering relationships within the community. We also understand the importance of accessibility and convenience. That's why we offer various services including online banking, mobile banking applications, ATMs for cash withdrawals, and drive-thru banking options for easy access to your finances. Our team is committed to ensuring that all members receive quality service tailored to their unique needs. While members can visit us at 343 4th Ave S for all their banking needs, official correspondence should be sent to our mailing address: 1200 N 2nd St, Clinton, IA 52732. We invite you to call us at 563-242-0531 with any questions or if you need assistance. As we continue our journey forward, we remain dedicated to supporting the financial health of our members while actively participating in community outreach efforts. Join us at Aegis and experience firsthand how we can help you achieve your financial goals while making a positive impact in Clinton. We welcome you to become a part of our growing family today!

Branch Location & Accessibility

Call to Action

We invite you to stop by Aegis at South Branch today! If you have any questions or would like more information about our services, don't hesitate to give us a call at 563-242-0531. We look forward to helping you achieve your financial goals!

Operating Hours

Our doors are open Monday through Friday from 8:00 AM to 4:00 PM. We know that life can be busy, so we designed these hours to fit your schedule. Whether you're managing personal banking needs or exploring options for auto loans and mortgage refinancing, we're here during the week to assist you.

Parking and Accessibility

We offer ample parking right outside the branch for your convenience. Plus, we are committed to making our facilities accessible for everyone. With features like ADA-compliant ramps and easy access points, we ensure that all members of the community can comfortably visit us.

Services Offered

At Aegis, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to vehicle financing and credit cards with rewards, we've got you covered. For those who prefer a drive-thru service, we also offer basic transactions such as deposits and withdrawals without having to leave your car. And if you're in need of cash, our ATM is available for quick and easy access.

Member Eligibility

Becoming a member of Aegis is like joining a close-knit family that truly cares about your financial well-being. Located at 343 4Th Ave S Clinton Ia 52732, we warmly welcome anyone who lives, works, worships, or attends school in our community. If you're looking to take control of your finances and enjoy the perks of personalized banking, you're in the right place! At Aegis, membership is straightforward and inclusive no complicated requirements here. We offer a range of services tailored to help you thrive, from checking and savings accounts to loans designed for every stage of life. For detailed eligibility criteria, feel free to check out our resource page at . If you have any questions or need assistance with opening an account, don't hesitate to call us at (563) 242-0531. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services allow you to accept payments easily and securely, whether online or in-person. Imagine being able to focus on your customers while we take care of the transactions allowing your business to grow without the hassle. Visit us at 343 4Th Ave S Clinton Ia 52732 in Clinton, IA to explore how our business banking and commercial services can empower your business journey. You can also reach us at (563) 242-0531 for more information. Let's work together to turn your business goals into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our local entrepreneurs, Aegis provides business banking services including merchant services and business loans designed specifically for small businesses. We are committed to helping local businesses thrive by offering personalized solutions that fit their unique requirements.

Convenient Access Points

Need cash on the go? Our ATM services allow for easy withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking means you can conduct simple transactions without leaving your car perfect for those busy days! In this digital age, Aegis ensures that managing your finances is easier than ever with online banking features that bring all these services right to your fingertips. If you're ready to explore how we can help improve your financial journey, don't hesitate to reach out! Call us at (563) 242-0531, visit us at 343 4Th Ave S Clinton Ia 52732, or check out our website at South Branch. We look forward to serving you!

Credit Cards with Rewards

Our credit cards come with rewarding benefits that help you get more from your everyday purchases. Enjoy perks that enhance your shopping experience while building points toward future rewards because who doesn't love getting something back?

Home Ownership Made Easy

When it comes to mortgages, Aegis stands ready to help you secure the home of your dreams. We offer mortgage loans and refinancing options tailored to fit your budget and needs. Picture the moment when you receive the keys to your new home, backed by the trust and support of your local credit union.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Aegis offers flexible options designed for every member of our community. With our user-friendly online and mobile banking services, you can easily manage your accounts from anywhere. Imagine transferring funds, checking your balance, or setting up automatic payments all at your convenience!

Personal Loans for Every Need

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options, giving you the financial flexibility to handle whatever comes next. Whether it's consolidating bills or funding a special project, we're here to assist.

Vehicle Financing

Dreaming of a new car? We provide auto loans and vehicle financing solutions that make purchasing your next vehicle simple and affordable. Our competitive rates mean you can drive away with confidence knowing you have a loan that works for you.

Digital & Online Banking

Key Features

Our mobile application brings even more flexibility to your banking experience. With features like person-to-person transfers, sending money to friends or family is as easy as sending a text. And if you're looking for quick account statements, you'll be happy to know that we offer e-statements for easy access and eco-friendly banking. While we prioritize user-friendliness in all our services, we also take security very seriously. Though we currently do not offer electronic signature authorization or mobile payments, rest assured that all transactions through our online banking are protected with robust security measures. Whether you're at home or on the move, our digital tools empower you to manage your finances efficiently. Join us at Aegis and experience the convenience of modern banking today!

Financial Strength

Growing Membership Base

Our success is also illustrated by our growing membership base. With a total of 6,446 share accounts, many individuals trust us with their finances. This strong support from our community allows us to maintain a healthy net shares balance of $5,560, providing funds available for lending and investments. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aegis is your trusted partner. Visit us at 343 4Th Ave S Clinton Ia 52732 or call (563) 242-0531 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,916,062 in share certificates and $232,206 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $315,110 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 7 full-time employees and 0 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $2,422,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $823 in used auto loans and $16,574,005 in total loans and leases supporting members' financial goals across various sectors.

Solid Financial Health

With a net worth of $3,753,108, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,539 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,444,283 in used vehicle loans and $2,475,611 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to find the right fit without breaking the bank.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $322,854 in loans helping members manage their finances effectively. Our credit cards come with various features that can assist you in tracking spending while offering rewards that benefit your everyday purchases.

Credit Lines

If you're looking for additional flexibility, our total credit lines amount to $1,182,000. This can be an excellent option if you need access to funds for unexpected expenses or planned purchases. At Aegis, we prioritize your satisfaction and aim to make the borrowing process as seamless as possible. If you're interested in refinancing or learning more about eligibility options, please don't hesitate to contact us at (563) 242-0531. For more information about our services and how we can assist you further, visit our website at https://aegiscu.com/. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to serve you at our branch located at 343 4Th Ave S Clinton Ia 52732, in beautiful Clinton, IA. Let us help you take the next step towards achieving your financial goals!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out for future updates on our offerings.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By bringing together various offers in one place, LendMesh helps users make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data means that users can trust the information they receive is both fair and transparent. One of the standout features of LendMesh is its focus on Verified Data. All loan offers are sourced from legitimate financial institutions, which fosters transparency and builds user confidence. Additionally, LendMesh prides itself on having No Sponsored Listings; lenders are not prioritized based on paid promotions. Instead, the goal is to provide unbiased results that truly reflect the best options available. With Real-Time Rate Comparisons, users benefit from up-to-date loan rates across multiple institutions. This feature allows individuals to assess their options quickly and effectively, ensuring they find the most suitable loan for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the positive impact LendMesh has had on its users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Aegis