Aegis Credit Union Clinton IA | Best Auto Loans & Business Banking

Introduction

Welcome to Aegis Credit Union, your trusted partner in financial growth since 1979. Located at 1200 N 2Nd St, Clinton, IA 52732, our branch is dedicated to serving the community with a personal touch. With over 3,576 members and a robust asset base of $24,432,087, we pride ourselves on being a cornerstone of support for all your banking needs. At Aegis, we understand that financial success isn't just about numbers it's about people. Our team of 7 employees, led by CEO Tim Clark and Board President Josh Jacobsen, is committed to providing exceptional service tailored to your unique goals. Whether you're looking for personal loans, auto financing, or business banking solutions, we are here to help every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1200 N 2nd St, Clinton, IA 52732. With total deposits reaching $1,351,303 and net worth standing strong at $3,753,108, you can trust that your finances are in capable hands. Our commitment to the community extends beyond banking; it's about building relationships and fostering growth. With more than 1,593 loans and leases issued, we strive to empower our members through every financial journey. We invite you to join our growing family and experience the Aegis difference today! Feel free to reach out at 563-242-0531 or visit us online at aegiscu.com for more information on how we can assist you. Your future starts here!

Branch History & Mission

Community Commitment

Our dedication extends beyond financial transactions; we actively participate in various community outreach programs and partnerships. We understand that supporting local organizations strengthens our community as a whole. By choosing Aegis as your credit union, you are not only securing your financial future but also contributing to the betterment of Clinton. While members can visit us at 1200 N 2Nd St Clinton Ia 52732, official correspondence should be sent to 1200 N 2nd St, Clinton, IA 52732 if it differs from the branch address. If you need assistance or have questions about our services, feel free to reach out at 563-242-0531 during our operating hours: Monday through Thursday from 8 AM to 5 PM; Friday from 7:30 AM to 5:30 PM; and Saturday from 8 AM to noon.

Join Us

As we look toward the future, we invite you to join the Aegis family. Experience firsthand the benefits of being part of a credit union that values its members and strives for excellence every day. Together, let's build a brighter tomorrow for ourselves and our community! For more information about our services or how to become a member, visit us at aegiscu.com.

Our Mission

At Aegis, our mission is clear: we strive to provide exceptional financial services while fostering a supportive environment for our members and the wider community. We believe that everyone deserves access to quality banking options that help them achieve their goals whether it's saving for a dream home or financing a new vehicle. We offer a wide range of services including personal banking, auto loans, mortgage solutions, and credit cards with rewards. Our online and mobile banking options ensure that you can manage your finances on your terms. Additionally, we are proud to provide ADA-compliant facilities and customer-centric initiatives that prioritize your comfort and convenience.

Branch Location & Accessibility

Welcome to Aegis, your trusted credit union located at 1200 N 2Nd St in Clinton, IA! We are proud to serve our community with a convenient and accessible branch designed to meet all your banking needs. Nestled right in the heart of Clinton County, our branch is easy to find just a short drive from local landmarks like the beautiful Eagle Point Park and the bustling downtown area. At Aegis, we understand that accessibility is key. That's why our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Parking is ample and conveniently located, making your visit hassle-free whether you're stopping by for a quick transaction or more extensive banking services. We invite you to explore our full range of offerings during our inviting hours: Monday through Thursday from 8 AM to 5 PM, Fridays from 7:30 AM to 5:30 PM, and Saturdays from 8 AM to noon. Whether you're interested in personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is here to help. For added convenience, we also provide drive-thru banking services, allowing you to handle deposits and withdrawals without leaving your vehicle. Plus, with ATM availability on-site, accessing your funds has never been easier. While members can visit us at 1200 N 2Nd St for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 563-242-0531. Come visit us at Aegis today we look forward to welcoming you into our community!

Member Eligibility

At Aegis, we believe that joining our community should feel welcoming and straightforward. Becoming a member is open to anyone who lives, works, worships, or attends school in the Clinton area. If you're looking for a place that prioritizes your financial well-being and offers a friendly environment, you've come to the right spot! Our members enjoy not only competitive rates on loans and savings but also personalized service that makes banking feel less like a transaction and more like a partnership. Getting started is easy! Simply visit us at 1200 N 2Nd St Clinton Ia 52732, or give us a call at (563) 242-0531 to ask about the membership process. You can also check out our eligibility criteria in detail at for more information. We're excited to help you take this step towards becoming part of our Aegis family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently do not have any member or non-member commercial loans, our potential for future offerings can play a crucial role in helping local businesses expand and succeed. Imagine being able to invest in new equipment or increase your inventory without the financial strain our loans will be designed with flexibility and your specific goals in mind when they become available.

Merchant Services That Make Transactions Smooth

In addition to financing, we offer merchant services that simplify payment processing for your business. Whether you're running a storefront or an online shop, our services ensure you can accept payments easily and securely. This means you can focus on what truly matters: growing your business and serving your customers. Visit us at 1200 N 2Nd St Clinton Ia 52732 in Clinton, IA or call us at (563) 242-0531 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer business banking services including merchant services and business loans. We know running a business requires access to reliable financial tools, which is why we're dedicated to providing solutions that help your business thrive.

Credit Cards

Don't forget about our credit cards with rewards! They offer perks that can save you money and enhance your spending power. Whether you're looking for cash back on everyday purchases or travel rewards for your next adventure, we've got you covered.

Customer Convenience

Our branch features basic drive-thru banking for quick transactions such as deposits and withdrawals, making it easy for you to manage your finances without stepping inside. Plus, with ATM availability at our location, accessing cash is always simple. If you're ready to explore how Aegis can support your financial journey or if you have questions about any of our services, don't hesitate to reach out! Call us at (563) 242-0531 or visit us today at 1200 N 2Nd St Clinton Ia 52732 in Clinton, IA. Your financial future awaits!

Digital Banking

In today's fast-paced world, convenience matters more than ever. That's why we have embraced technology with online and mobile banking options. Manage your accounts from anywhere with just a few taps on your phone or clicks on your computer. You can easily conduct transactions like ATM withdrawals, balance checks, and even person-to-person transfers all designed to keep your finances within reach whenever you need them.

Home Financing

When it comes to buying a home, having the right mortgage loan can make all the difference. At Aegis, we provide mortgage loans and refinancing options that suit various budgets and lifestyles. Our team is ready to guide you through the process, ensuring you find a solution that fits your needs.

Personal Banking

We understand that personal banking is at the heart of your everyday life. That's why we offer checking and savings accounts designed for your specific needs. Whether you're saving for a vacation or managing monthly bills, our accounts provide flexibility and ease. If you're in the market for a vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. For larger purchases or unexpected expenses, our personal loans and debt consolidation services are here to assist you in managing those costs effectively.

Digital & Online Banking

Key Services

Our online banking services are available 24/7 at https://aegiscu.com/ . This means you can check your balance, transfer funds, and pay bills anytime, day or night. Plus, with person-to-person transfers, sending money to friends and family is quick and hassle-free. You won't have to worry about finding an ATM or rushing to the bank during business hours. For those who prefer to manage their finances through mobile devices, our mobile application makes it even simpler. While we currently do not support mobile payments, our app allows for easy tracking of transactions and account management right at your fingertips.

Security and Convenience

Security is a top priority for us. Even though we don't offer electronic signature authorization, you can rest assured knowing that your information is protected through robust security measures. Our e-statements feature lets you view your statements online while reducing paper clutter it's both eco-friendly and convenient. Managing your finances has never been easier with real-time account updates and the ability to receive alerts directly on your phone or email. Whether you're checking balances or making transfers, you'll find everything you need in one place. Join us at Aegis and experience how our digital banking services can simplify your financial life! For more details or to get started today, visit us at https://aegiscu.com/ or call us at (563) 242-0531.

Financial Strength

Growing Together

Total Share Accounts: 6,446 show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $5,560, we're well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aegis is your trusted partner. Visit us at 1200 N 2Nd St Clinton Ia 52732 or call (563) 242-0531 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,916,062 in share certificates and $232,206 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $315,110 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $3,753,108, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust financial position is reinforced by our net worth ratio of $1,539, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Your Benefit

With $2,422,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $823 in used auto loans and $16,574,005 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,444,283 in used vehicle loans and $2,475,611 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we are here to assist you with an easy application process and quick approvals.

Business Financing

If you are a business owner looking for growth opportunities, we have options for you as well. Although our outstanding commercial loans currently total zero, we're committed to supporting local businesses when they arise. At Aegis, we are dedicated to providing accessible financing solutions tailored to your needs. If you're considering refinancing or want more information about eligibility options, please reach out to us at (563) 242-0531 or visit us at 1200 N 2Nd St Clinton Ia 52732 in Clinton, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your borrowing journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, providing you with the opportunity to invest in your future. Our knowledgeable staff will guide you through every step of the process to ensure you feel confident in your decision.

Personal Loans and Credit Cards

For those unexpected expenses or projects around the house, our personal loans provide flexibility and ease. We also offer unsecured credit card loans, with a total of $322,854 in loans helping members manage their finances effectively. With various terms available, you can choose what works best for your budget.

Loan Aggregator

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AEGIS CREDIT UNION