Advia Credit Union Southgate MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Advia, your trusted financial partner located at 14170 Pennsylvania Rd, Southgate, MI 48195. Since our establishment in 1935, we have been dedicated to serving our community and building lasting relationships with our members. With a robust membership of over 186,000 individuals, we strive to provide personalized banking solutions tailored to meet your needs. At Advia, we understand that financial success is not just about numbers; it's about people. That's why we've built a solid foundation of trust and reliability, boasting total assets of $3,190,529,468 and total deposits reaching $118,206,533. Our commitment to you is reflected in our exceptional services, which include auto loans, mortgages, personal loans, and credit cards with rewards. Under the leadership of our CEO, Jeff Fielder, and Board President Donna Kalmeta, we take pride in offering a welcoming environment where your financial aspirations can thrive. Our team of 579 dedicated employees is here to support you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 14170 Pennsylvania Rd, Southgate, MI 48195. We invite you to explore our wide range of services online at Advia's website or give us a call at 844-238-4228. Let's work together toward achieving your financial goals!

Branch History & Mission

Community Engagement

Our commitment extends beyond just financial services; it encompasses active participation in local events and initiatives that uplift the community. We regularly engage with residents through workshops and seminars aimed at promoting financial literacy. By partnering with schools and nonprofits, we strive to make a lasting difference in Southgate.

Join Us Today!

With convenient operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM, along with drive-thru service and ATM availability, accessing your finances has never been easier. If you're looking for a credit union that truly cares about its members and community, look no further than Advia. Join us today and discover how we can support your financial journey! For more information or assistance, please call us at (844) 238-4228 or visit our website at Advia Credit Union.

Mission Statement

Our mission at Advia is simple yet profound: to empower our members through accessible financial solutions while fostering a supportive community environment. We believe that by focusing on personal relationships and community outreach, we can create a positive impact in Southgate and beyond. Whether it's providing loans for new vehicles or supporting local organizations through partnerships and outreach programs, we are dedicated to enhancing the lives of those we serve. While members can visit us at 14170 Pennsylvania Rd Southgate Mi 48195, official correspondence should be sent to 14170 Pennsylvania Rd, Southgate, MI 48195. We invite you to come experience the difference at Advia where you will find friendly faces ready to assist you with your financial needs.

Our Journey

Since opening our doors nearly nine decades ago, Advia has continuously evolved to meet the changing needs of our community. With each passing year, we have expanded our offerings, introducing personal banking services like checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our dedication to innovation is evident through our digital advancements that make banking easier than ever, including online and mobile banking services.

Branch Location & Accessibility

Getting Here

When you visit us at Advia, you'll find ample parking that makes it simple to pop in for your banking tasks. Our branch is fully accessible, with features designed to accommodate everyone, including ADA-compliant ramps and entrances. Whether you're stopping by for a quick transaction or planning to sit down with one of our friendly staff members, we've made sure your experience is comfortable and hassle-free.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours! You can visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Friday from 9:00 a.m. to 6:00 p.m. If Saturdays work better for you, we're open from 9:00 a.m. until noon. Our drive-thru service allows you to complete simple transactions without leaving your vehicle during these hours.

Services Offered

At Advia, we offer a full range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we're here to help you achieve your financial goals. Plus, our ATM is available on-site for quick cash withdrawals or balance checks whenever you need them. If you have any questions or would like more information about our services, don't hesitate to give us a call at 844-238-4228. We invite you to stop by and experience firsthand how we can assist you with all your banking needs!

Member Eligibility

At Advia, we believe that everyone deserves a place in our welcoming community. Becoming a member is simple and opens the door to a variety of financial opportunities tailored just for you. If you live, work, or worship in certain areas, or if you're related to someone who does, you might already qualify for membership! We invite individuals from diverse backgrounds to join us our goal is to support your financial journey with personalized service and competitive rates. To learn more about eligibility and see if you fit the criteria, check out our detailed guide at https://www.adviacu.org/become-a-member. Joining Advia means gaining access to not only essential banking services but also a supportive network that prioritizes your needs. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we're here to help. The process of opening an account is straightforward; simply visit us online at https://secure.adviacu.org/adviacu_onlinee2e/enroll.html or give us a call at (844) 238-4228 for assistance. We're excited to welcome you into our family at Advia, located at 14170 Pennsylvania Rd Southgate Mi 48195!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $611 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $395,255,511, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine being able to accept payments effortlessly while focusing on what you do best running your business. Our merchant services offer easy payment processing solutions that help streamline transactions. From credit card processing to online payment options, we equip you with the tools necessary to enhance customer satisfaction and boost sales. Visit us at 14170 Pennsylvania Rd Southgate Mi 48195 in Southgate, MI to explore how our business banking and commercial services can fuel your growth journey! For more information or assistance, call us at (844) 238-4228.

Comprehensive List Of Services

Always Here for You

At Advia, we understand that banking should be accessible and straightforward. That's why we strive to provide friendly service at every interaction, whether it's in person at our branch located at 14170 Pennsylvania Rd Southgate Mi 48195 or through a quick phone call at (844) 238-4228. We invite you to explore all the services available at Southgate and see how we can assist you today! Whether you're opening an account or applying for a loan, we're ready to help you achieve your financial goals. For more information about membership and services, visit us online at https://www.adviacu.org/ or stop by our branch in Southgate!

Business Banking Services

If you're a business owner, Advia supports you with essential Business Banking solutions. From Merchant Services that make transactions easier for your customers to Business Loans that fuel your company's growth, we're committed to your success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms enable you to manage your accounts anytime and anywhere whether it's checking balances, making transfers, or paying bills from your smartphone. Need cash? Use one of our ATMs for quick withdrawals or balance checks. We also offer Drive-Thru Banking, where you can handle simple transactions like deposits and withdrawals without leaving your car.

Flexible Loan Options

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services are here to help you manage those costs effectively. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn benefits while making everyday purchases.

Personal Banking Solutions

Managing your finances has never been easier with our personal banking offerings. We provide Checking & Savings Accounts that help you save and grow your money. If you're planning to purchase a new vehicle, our Auto Loans & Vehicle Financing can assist you in getting behind the wheel without breaking the bank. For those dreaming of homeownership or looking to refinance their current mortgage, our Mortgage Loans & Refinancing options are tailored just for you.

Digital & Online Banking

Accessibility and Real-Time Management

We believe that banking should fit into your lifestyle seamlessly. The digital tools provided by Advia empower you with real-time account management, ensuring that you're always in control of your finances. Whether you prefer using a computer or a smartphone, accessing your accounts has never been more straightforward. Join us at Advia and experience the convenience of modern banking made simple. Your financial journey deserves easy access and exceptional security!

Key Features

Security is always a priority for us. With features like electronic signature authorization, you can sign important documents safely from the comfort of your home. Our e-statements are another great way to keep track of your finances while reducing paper clutter. You'll receive your statements electronically, making them easy to access whenever you need them. Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends and family in no time. And if you're on the go, our mobile application makes banking even easier. With mobile payments enabled, you can make purchases directly from your phone no wallet needed!

Financial Strength

Member-Centric Savings

Members' savings are secured through $634,229,940 in share certificates and $681,661,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,349,564, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $252,247,117 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we have $13,288 in used auto loans and $2,339,126,240 in total loans and leases. This means we're ready to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $323,573,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our $12,310,848 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 509 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trustworthy Member Base

Total Share and Deposit Accounts: 415,525, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $4,049,140, reinforcing our ability to serve you effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advia is your trusted partner. Visit us at 14170 Pennsylvania Rd Southgate Mi 48195 or call (844) 238-4228 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Advia, we understand that financial needs can vary widely from member to member. That's why we offer a diverse range of loan products designed to help you achieve your goals whether it's buying a new car, purchasing your first home, or managing everyday expenses. Our dedicated team is here to guide you through the process, ensuring you find the right solution that fits your lifestyle. With over 98,348 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among those looking for reliable transportation. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $156,619,986 in used vehicle loans and $595,926,061 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options can make the process simpler for you. We provide Junior Lien 1-4 Family Residential Properties loans totaling $295,846,843, which can be utilized for both purchasing and refinancing properties. For those seeking flexibility in managing finances, we also offer unsecured credit card loans with a total of $68,268,843 available. This option allows members to cover unexpected expenses while enjoying manageable repayment terms. Business owners can benefit from our commercial lending services as well. With outstanding commercial loans totaling $395,255,511, we provide the capital needed to grow and expand your business. We invite you to explore our loan offerings at our branch located at 14170 Pennsylvania Rd Southgate MI 48195. If you have questions or need assistance with refinancing options or eligibility criteria, feel free to reach out to us at 844-238-4228. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here at Advia!

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Ensuring Accurate Comparisons

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Advia

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans