Advia Credit Union Saint Clair MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Advia, your trusted partner in financial well-being since 1935. Located at 1935 Fred W Moore Hwy, Saint Clair, MI 48079, our credit union proudly serves over 186,000 members with a commitment to community and personal service. At Advia, we understand that every financial journey is unique, and we're here to support you with tailored solutions designed just for you. With total assets exceeding $3.19 billion and deposits reaching $118 million, we take pride in our stability and reliability. Our dedicated team, led by CEO Jeff Fielder and Board President Donna Kalmeta, ensures that we stay focused on our mission of enhancing the lives of our members. Whether you're seeking an auto loan or planning for your future through savings accounts, our array of services is designed to meet your needs. We invite you to experience the Advia difference firsthand. While members can visit us at our branch address for assistance, official correspondence should be directed to the same location: 1935 Fred W Moore Hwy, Saint Clair, MI 48079-4702. Feel free to reach out via phone at 844-238-4228 during our operating hours: Monday to Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Join us today and discover how Advia can help you achieve your financial goals! For more information, visit our website at Advia Credit Union.

Branch History & Mission

At Advia, we take pride in our rich history and commitment to the community. Established in 1935, our branch has been a cornerstone of financial service in Saint Clair, MI, for nearly nine decades. Located at 1935 Fred W Moore Hwy, we have grown alongside our members, adapting to their needs while staying true to our core mission of providing exceptional financial services. Over the years, Advia has evolved significantly. From humble beginnings, we have expanded our offerings to include personal banking, auto loans, mortgages, and business services. Today, we proudly serve 186,191 members with total assets exceeding $3.19 billion. Our growth reflects not just numbers but a deep commitment to the people we serve. Our mission is straightforward: to empower our members through accessible financial solutions and dedicated support. We believe in fostering strong relationships with our community while ensuring that every member feels valued and supported. Whether you're looking for a checking account or need assistance with a loan, our team is here to guide you every step of the way. While members can visit us at 1935 Fred W Moore Hwy, official correspondence should be sent to 1935 Fred W Moore Hwy, Saint Clair, MI 48079-4702 if it differs from the branch address. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. We also offer drive-thru banking and ATM availability for quick access to your accounts. At Advia, we understand that technology plays an important role in today's banking experience. That's why we offer online and mobile banking options so you can manage your finances anytime, anywhere. We're also committed to ensuring that all members have equal access to our services by adhering to ADA compliance standards. Our impact extends beyond banking; we actively participate in community outreach efforts and partnerships aimed at making Saint Clair a better place for everyone. By supporting local initiatives and charities, we strive to make a meaningful difference in the lives of our neighbors. Join us at Advia and experience the benefits of being part of a cooperative that truly cares about its members and community. Together, let's build a brighter financial future! For more information or to become a member today, call us at 844-238-4228 or visit us online at Advia Credit Union.

Branch Location & Accessibility

Get in Touch

Have questions? Don't hesitate to give us a call at 844-238-4228! Our friendly staff is always ready to assist you with anything you need. So why wait? Stop by Advia today at 1935 Fred W Moore Hwy, Saint Clair, MI 48079, or reach out via phone we can't wait to meet you!

Nearby Landmarks and Accessibility

Located near key landmarks, including the picturesque St. Clair River and local shopping options, our branch is perfectly situated for both residents and visitors alike. We offer ample parking space right outside the entrance, making it easy for you to stop by. Plus, our facility is fully accessible to everyone, featuring ADA-compliant ramps and pathways.

Operating Hours and Services

Advia's branch hours are designed to fit your busy schedule. We're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays we extend our hours until 6:00 p.m. If you're looking to visit us on Saturday, we welcome you from 9:00 a.m. to 12:00 p.m. Our drive-thru service allows for quick transactions without leaving your car, ensuring that banking is as convenient as possible. We provide a range of services tailored just for you whether it's personal banking like checking and savings accounts or more specialized services such as auto loans and mortgage refinancing. Need cash? Our ATM is available for quick withdrawals and balance checks.

Member Eligibility

At Advia, we believe that everyone deserves the opportunity to be part of a supportive financial community. Becoming a member is easier than you might think! If you live, work, or worship in the areas we serve, or if you have a family member who is already a member, you're likely eligible to join us. We welcome individuals from all walks of life and strive to make banking accessible for everyone. By choosing Advia, you'll enjoy benefits like lower fees, better interest rates, and personalized service from our dedicated team. If you're ready to take the next step toward membership, simply visit us at 1935 Fred W Moore Hwy Saint Clair Mi 48079 or give us a call at (844) 238-4228 for more information. You can also check out the detailed eligibility criteria by visiting https://www.adviacu.org/become-a-member. Once you're ready to open an account, you can easily do so online at https://secure.adviacu.org/adviacu_onlinee2e/enroll.html. Joining Advia means becoming part of something special your financial well-being is our priority!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer merchant services that make managing payments easier for you. Whether you need to process credit card transactions or set up online payment options, our services provide practical solutions that save time and enhance customer satisfaction. Think of it as having a reliable partner by your side one that's invested in your success. Ready to take the next step? Visit us at 1935 Fred W Moore Hwy Saint Clair Mi 48079 in Saint Clair, MI or give us a call at (844) 238-4228. Let's explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $611 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $395,255,511, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

For local businesses, Advia offers specialized services such as merchant services and business loans. We know that running a business comes with its own set of financial hurdles, which is why we're here to support your growth and success.

Drive-Thru & Basic ATM Services

If you're on the go or prefer face-to-face interactions without stepping inside the branch, take advantage of our basic drive-thru banking for deposits, withdrawals, and simple transactions. Additionally, our basic ATM access allows for quick withdrawals and balance checks whenever you need them. At Advia, we're proud to serve our community with these diverse financial solutions designed to make banking simple and accessible. For any questions or assistance with opening an account or applying for a loan, don't hesitate to reach out! You can contact us at (844) 238-4228 or visit our website at St. Clair. Explore all we have to offer today your financial journey starts here!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills all from the palm of your hand. Our ATM and cash withdrawal services ensure that accessing your money is quick and hassle-free.

Personal Banking

For individuals looking to manage their finances effectively, our personal banking services are designed with you in mind. Whether you need a checking account for everyday transactions or a savings account to help you grow your funds, we've got you covered. Our auto loans and vehicle financing options make purchasing a car easier than ever, while our mortgage loans and refinancing services can help you secure your dream home or lower your current payments. If you're facing debt challenges, our personal loans and debt consolidation options provide flexible solutions tailored to your situation. Plus, with our credit cards that come with rewards, you can earn benefits on every purchase!

Digital & Online Banking

Key Features of Our Digital Banking Services

With just a few clicks, you can access all the features you need through our online banking platform at https://www.adviacu.org/. Whether you're checking your balance, transferring funds, or paying bills, everything is at your fingertips. Our 24/7 online banking service ensures that you have real-time control over your finances whenever you need it. For those on the go, our mobile application makes banking even simpler. You can download it to manage your accounts from your smartphone or tablet. Enjoy features like person-to-person transfers, allowing you to send money to friends and family quickly and easily. Plus, with our electronic signature authorization, signing documents has never been more straightforward.

Security and Convenience

We prioritize your security with advanced measures so you can bank with peace of mind. All transactions are protected, ensuring that your personal information remains confidential. And if you're looking to simplify how you pay for things, our mobile payments feature lets you make purchases directly from your device. Switching to e-statements is another great way to streamline how you manage your finances. With Yes, you'll receive your account statements electronically no more waiting for mail! In summary, Advia offers robust digital and online banking services tailored to meet the needs of our members. Visit us at https://www.adviacu.org/ today and experience the convenience of modern banking!

Financial Strength

At Advia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which reflects our commitment to serving you with reliability and trustworthiness. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $323,573,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $634,229,940 in share certificates and $681,661,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,349,564, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $252,247,117 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,288 in used auto loans and $2,339,126,240 in total loans and leases. Our operational efficiency is reflected in our $12,310,848, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 509 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,049,140. Total Share and Deposit Accounts: 415,525, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advia is your trusted partner. Visit us at 1935 Fred W Moore Hwy Saint Clair Mi 48079 or call (844) 238-4228 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $156,619,986 in used vehicle loans and $595,926,061 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we provide flexible terms to fit your budget.

Business Financing

For those running businesses in the area, our outstanding commercial loans totaling $395,255,511 provide the capital needed to grow and expand operations. We understand that each business has unique needs and challenges; that's why our team is ready to work with you to find the best financing solution. At Advia Credit Union in Saint Clair (1935 Fred W Moore Hwy), we pride ourselves on offering personalized service and comprehensive financial solutions. If you're interested in any of our loan products or need assistance navigating your options, don't hesitate to reach out! You can call us at 844-238-4228 during our operating hours: - Monday - Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 12:00 PM Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today by visiting our website or stop by our branch!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $295,846,843, tailored to meet your specific needs. If you're considering refinancing your current mortgage or exploring eligibility options for a new one, our dedicated team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $68,268,843 in loans helping members manage their finances effectively. With competitive rates and no collateral needed, these credit cards are perfect for handling unexpected costs or making purchases with ease.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the rates they see are current and reliable.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Every listing is backed by credible lenders who adhere to strict regulatory standards. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This allows users to make comparisons without any hidden agendas influencing their choices. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature is particularly helpful in a fluctuating market where rates can change daily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the effectiveness and reliability of this tool in navigating the often complex world of loans. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Advia

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Get in Touch

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work

Tailored Loan Options

Comprehensive List Of Services

Business Solutions

Drive-Thru & Basic ATM Services

Online & Mobile Banking

Personal Banking

Digital & Online Banking

Key Features of Our Digital Banking Services

Security and Convenience

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

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