Advia Credit Union Portage MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Advia, your trusted partner in financial services right here at our Portage branch, located at 901 E Milham Ave, Portage, MI 49002. Established in 1935, we have proudly served our community for decades, growing to a vibrant membership of over 186,191 individuals. Our commitment to providing exceptional service is reflected in our impressive financial standing, boasting total assets of $3,190,529,468 and total deposits reaching $118,206,533. At Advia, we believe that everyone deserves access to quality financial products tailored to their needs. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. With an emphasis on community impact and member satisfaction, our dedicated team is here to support you every step of the way. Under the leadership of our CEO Jeff Fielder and Board President Donna Kalmeta, we strive to uphold our values of trust and reliability. We employ 579 passionate individuals who are ready to assist you with any inquiries or banking needs you may have. While members can visit us at our branch location, official correspondence should be sent to the same address: 901 E Milham Rd, Portage, MI 49002. Feel free to reach out via phone at 844-238-4228 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We also welcome you on Saturdays from 9 AM to 12 PM. Join us today as we continue fostering a strong financial future together. Visit our website at Advia or stop by to learn more about how we can help you achieve your financial goals!

Branch History & Mission

A Commitment to Innovation

As we move forward in this digital age, Advia is proud to offer modern conveniences such as online banking and mobile payments. Our commitment extends beyond just technology; we ensure that all our facilities are ADA compliant so everyone can access our services without barriers. With features like ATM availability and drive-thru banking at your convenience, we make it easier for you to manage your finances on your terms. While members can visit us at 901 E Milham Ave for all their banking needs, official correspondence should be sent to 901 E Milham Rd, Portage, MI 49002 if it differs from our branch address.

Join Us Today!

We invite you to become part of the Advia family today! Experience firsthand how we prioritize your financial needs while actively engaging with the community. Whether you're looking for a new bank or simply exploring your options, we're here for you every step of the way. Call us at 844-238-4228 or visit our website for more information on membership eligibility and account opening. Together with Advia, let's pave the way towards a brighter financial future!

Our Mission

At Advia, our mission is clear: we aim to improve the financial well-being of our members and the communities we serve. We believe that banking should be about more than just transactions it's about building relationships and fostering growth. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. By providing these services with care and dedication, we strive to empower our members to reach their financial goals. In addition to offering robust financial services, we are committed to giving back to the community through various outreach programs and partnerships. Our goal is not only to support individual financial health but also to contribute positively to the social fabric of Portage.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Our location is not just easy to find; it's also surrounded by familiar landmarks that make visiting us even more convenient. Located near the bustling intersection of Milham Avenue and Lovers Lane, you'll find us just a short drive from local favorites like Portage Creek Bicentennial Park. Plus, ample parking ensures that you can get in and out with ease.

Get in Touch!

We invite you to stop by or give us a call at 844-238-4228 if you have any questions or need assistance. Our dedicated team is excited to welcome you at Advia's Portage branch where your financial well-being is our priority! Remember, while members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 901 E Milham Rd, Portage, MI 49002. Come see how we can support your financial journey today!

Operating Hours Tailored for You

We understand that life can get busy! That's why our operating hours are designed to fit your schedule. You can visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. This flexibility allows you to manage your banking needs on your own terms.

Services That Meet Your Needs

At Advia's Portage branch, we offer a range of services tailored just for you. From personal checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we have solutions for every financial need. We also provide ATM access for cash withdrawals and balance checks anytime you need them.

Welcoming Environment and Facilities

At Advia, we take pride in offering an inviting atmosphere for all members. Our facility is fully ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably. With both lobby and drive-thru banking options available, you can choose how you'd like to conduct your business whether it's through personal interactions inside or the convenience of our drive-thru service.

Member Eligibility

Becoming a member of Advia is like opening the door to a warm and welcoming community where your financial needs truly matter. If you live, work, worship, or attend school in certain areas around Portage, MI, you're likely eligible to join us! We believe that everyone deserves access to friendly service and great financial products. At Advia, you'll find everything from personal banking to auto loans, all tailored to support you on your journey. For a full list of who can join and the specifics of eligibility, we invite you to check out our detailed criteria at https://www.adviacu.org/become-a-member. Once you're ready to take the next step, opening an account is simple! You can start your application online by visiting https://secure.adviacu.org/adviacu_onlinee2e/enroll.html, or if you prefer a personal touch, feel free to give us a call at (844) 238-4228. We're excited to welcome you into our family at Advia, located at 901 E Milham Ave Portage Mi 49002!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer essential merchant services that simplify your daily operations. Imagine processing payments quickly and securely, allowing you more time to focus on what you do best running your business. Our solutions help streamline transactions, manage cash flow efficiently, and enhance customer satisfaction. Visit us at 901 E Milham Ave Portage Mi 49002 in Portage, MI, or call us at (844) 238-4228 to learn how our business banking and commercial services can support your vision for success. Let's work together to build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $611 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $395,255,511, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Borrowing Options That Fit Your Needs

In addition to auto loans and mortgages, we provide Personal Loans & Debt Consolidation solutions. If you're facing high-interest debt or unexpected expenses, our personal loans can help ease your financial burden. And don't forget about our Credit Cards with Rewards! These cards not only offer convenience but also allow you to earn rewards on everyday purchases so every swipe counts toward something special.

Business Banking Services

For entrepreneurs and business owners, Advia offers robust Business Banking services including merchant services and business loans. We are committed to helping local businesses thrive by providing the necessary financial tools and resources.

Convenient Banking Access

To enhance your banking experience, we also provide Online & Mobile Banking, enabling you to manage your accounts anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services make it easy to access your funds. Plus, if you prefer face-to-face service, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle. Whether you're stopping by during lobby hours or using our drive-thru service from 9:00 AM to 6:00 PM on weekdays or 9:00 AM to 12:00 PM on Saturdays, we're here to serve you. For any questions about our services or how we can assist you further, please don't hesitate to reach out at (844) 238-4228. Join us at Advia where we're dedicated to supporting your financial journey every step of the way! Ready to start? Visit us today at 901 E Milham Ave Portage Mi 49002, or explore more about becoming a member at our website.

Home Financing Made Easy

Buying a home is one of the most significant financial decisions you'll ever make. With our Mortgage Loans & Refinancing services, we guide you through each step of the process, making it simple and straightforward. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we have options that suit various needs.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking options including checking and savings accounts tailored to fit your lifestyle. Our accounts come with features designed to make banking easier, such as online and mobile banking. Imagine having the ability to check your balance, transfer funds, and pay bills right from your smartphone! If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing programs can help you get on the road quickly and affordably. We offer competitive rates and flexible terms to ensure you find the right fit for your budget.

Digital & Online Banking

Key Features

Enjoy the freedom of 24/7 online banking services, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Our platform also supports electronic signature authorization, so you can complete transactions securely and quickly without the need for paper forms. Plus, if you prefer to go green, e-statements are readily available, providing you with an easy way to keep track of your financial activity while reducing paper waste. For those on the go, our mobile application makes banking even more accessible. You can manage your accounts right from your smartphone whether it's making person-to-person transfers or utilizing mobile payments for quick purchases. It's banking designed for your busy lifestyle!

Security and Accessibility

Your security is our top priority. We employ robust security measures to ensure that your information remains safe as you navigate through your online banking experience. From real-time account management to easy navigation, every feature is designed with you in mind. With all these tools at your fingertips, managing your money has never been easier or more secure. Join us at Advia today and experience how digital banking can simplify your life!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts stand at 415,525, showing a strong and growing member base that trusts us with their finances. This reflects our dedication to building lasting relationships with those we serve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advia is your trusted partner. Visit us at 901 E Milham Ave Portage Mi 49002 or call (844) 238-4228 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $12,310,848, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 509 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares amounting to $4,049,140, we have ample funds available for lending and investments.

Reinvesting for Your Benefit

With $252,247,117 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,288 in used auto loans and $2,339,126,240 in total loans and leases.

Secure Savings Options

Members' savings are secured through $634,229,940 in share certificates and $681,661,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,349,564, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $323,573,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $156,619,986 in used vehicle loans and $595,926,061 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible terms that fit your budget.

Business Loans

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $395,255,511 are available to meet your needs. Whether you're starting a new venture or expanding an existing one, we are here to assist you. If you're interested in any of our loan products or want to learn more about eligibility options and refinancing opportunities, please visit our website at Advia or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan solution!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $295,846,843, making buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or access equity in your home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $68,268,843 in loans helping members manage their finances effectively. Our credit cards come with rewarding features that make everyday purchases more manageable.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh serves as a trusted resource for anyone looking to secure the best loan offers. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By using verified data, LendMesh guarantees that all loan offers come from legitimate financial institutions, eliminating any uncertainty in the comparison process. One of the key advantages of LendMesh is its dedication to providing unbiased results. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh does not feature sponsored listings. This means users can trust that the comparisons they see are based solely on current market rates rather than advertising dollars. LendMesh also prides itself on offering real-time rate comparisons. Users have access to up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Whether you're looking for an auto loan or a mortgage, knowing you have the latest information at your fingertips can lead to significant savings. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of LendMesh in helping consumers navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Advia

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Commitment to Innovation

Join Us Today!

Our Mission

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Get in Touch!

Operating Hours Tailored for You

Services That Meet Your Needs

Welcoming Environment and Facilities

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Borrowing Options That Fit Your Needs

Business Banking Services

Convenient Banking Access

Home Financing Made Easy

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Growing Member Trust

Operational Efficiency

Reinvesting for Your Benefit

Secure Savings Options

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community