Advia Credit Union Fort Gratiot MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Advia, your trusted financial partner located at 3002 N River Rd, Fort Gratiot, MI 48059. Since our establishment in 1935, we have proudly served our community, growing to a vibrant membership of over 186,191 members. At Advia, we believe in the power of community and strive to make a positive impact on the lives of those we serve. As a member-focused credit union, we offer a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and even business banking options, we're here to support you every step of the way. With total assets exceeding $3.19 billion and total deposits reaching $118.2 million, you can trust that your finances are secure with us. Our dedicated team, led by CEO Jeff Fielder and Board President Donna Kalmeta, is committed to providing exceptional service and fostering strong relationships with our members. We employ around 579 talented individuals who share our mission of making banking accessible and easy for everyone. Feel free to visit us at our branch or reach out by phone at 844-238-4228 for any questions or assistance you may need. Whether you're looking to open a new account or apply for a loan, we're here for you! Don't forget to check out our website at www.adviacu.org for more information about our services and how we can help you achieve your financial goals.

Branch History & Mission

Commitment to Community

We take pride in being actively involved in local initiatives and partnerships that promote community growth. From sponsoring events to supporting local charities, Advia strives to make a positive impact where it matters most. We understand that when our community thrives, so do we. Our operating hours reflect our dedication to serving you better: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m.

Join Us

As we continue this journey together, we invite you to join Advia Credit Union and experience firsthand the benefits of being part of a member-focused institution dedicated to your financial well-being. Explore what we offer by visiting our website or call us at 844-238-4228 for more information about becoming a member today!

Our Journey

From our humble beginnings in the mid-20th century, Advia has continually evolved to meet the needs of our community. As we expanded our services and membership base, our commitment to providing exceptional financial solutions remained unwavering. Today, with total assets exceeding $3.19 billion, we are not just a credit union; we are a vital part of the Fort Gratiot area. Through the decades, we've introduced various services tailored to support both personal and business banking needs. Whether it's auto loans or mortgage refinancing, we aim to empower our members with the tools they need for financial success. Our drive-thru service and ATM availability ensure that accessing your money is convenient and straightforward.

Our Mission

At the heart of Advia's mission is a genuine desire to uplift our community. We believe in offering more than just financial products; we aim to enhance lives through education and support. Our mission statement emphasizes creating lasting relationships built on trust and respect while providing quality financial services that cater to every member's unique situation. While you can visit us at 3002 N River Rd for all your banking needs, please note that any official correspondence should be sent to our mailing address: 3002 N River Rd, Fort Gratiot, MI 48059-4220.

Branch Location & Accessibility

Convenient Access

At Advia, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots, ensuring everyone can enjoy a smooth banking experience. If you're on the go, take advantage of our drive-thru services for quick transactions without leaving your car.

Get in Touch

Have questions? Feel free to reach out at 844-238-4228 we're just a phone call away! Whether you want to learn more about our services or need assistance with an account, our friendly team is ready to help. Come visit Advia today; we look forward to serving you!

Operating Hours

We know that convenience matters! That's why our lobby hours are designed to fit your schedule. You can visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. This gives you plenty of time to come by during the week or stop in on Saturday morning.

Services Offered

Advia provides a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage options, we're here to help you every step of the way. Plus, with our ATM availability and basic drive-thru banking for deposits and withdrawals, managing your finances has never been easier. While members can visit us at 3002 N River Rd, official correspondence should be sent to the same address as our mailing address is the same.

Member Eligibility

Becoming a member of Advia is like joining a warm, welcoming family where your financial well-being comes first. Whether you live or work in the community, you're likely eligible to join us! At Advia, we believe in making banking accessible for everyone, and our membership criteria reflect that spirit. If you're 18 years or older and share our values, you're on the right path to enjoying the benefits of being part of our credit union. To learn more about the specific eligibility requirements, feel free to visit our website at https://www.adviacu.org/become-a-member. Once you've confirmed your eligibility, opening an account with us is a breeze! Our simple online process allows you to take this important step towards better financial services right from the comfort of your home. For detailed instructions on how to open an account, just check out https://secure.adviacu.org/adviacu_onlinee2e/enroll.html. If you have any questions along the way or need assistance, don't hesitate to call us at (844) 238-4228. We're here for you every step of the way!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $611 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $395,255,511, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced marketplace, efficient payment processing is crucial. Our merchant services offer everything from point-of-sale systems to mobile payment options, enabling you to accept payments easily and securely. Imagine serving customers seamlessly while managing your cash flow effectively our solutions help make that a reality. Located at 3002 N River Rd Fort Gratiot Mi 48059 in Fort Gratiot, MI, we're here to partner with you on your journey toward success. Reach out to us at (844) 238-4228 to discover how we can support your business goals!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive business banking services that include merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, our team is here to support your growth.

Credit Options with Rewards

At Advia, we understand the importance of having reliable credit options. Our credit cards with rewards not only give you purchasing power but also earn you points on everyday spending, making your financial journey even more rewarding.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With options for ATM access and cash withdrawal services available at numerous locations, staying on top of your financial goals has never been easier.

Drive-Thru & ATM Access

We also have basic drive-thru banking available for simple transactions like deposits and withdrawals. Plus, our ATMs allow for quick access to cash and balance checks without stepping inside the branch. At Advia, we're committed to making banking accessible and straightforward for all our members. If you're ready to explore how we can help meet your financial needs or if you have any questions about our services, feel free to reach out at (844) 238-4228 or visit us today! We look forward to serving you!

Personal Banking Solutions

When it comes to personal banking, Advia offers everything you need to keep your finances organized and growing. Our checking and savings accounts are designed for individuals who want easy access to their funds while earning interest. If you're dreaming of a new car, our auto loans and vehicle financing options can help turn that dream into reality with competitive rates and flexible terms. For those considering buying a home or refinancing an existing mortgage, our mortgage loans provide tailored solutions that fit your budget and lifestyle. Additionally, we offer personal loans for debt consolidation or unexpected expenses, ensuring you have the financial support you need when life throws a curveball.

Digital & Online Banking

Key Features

With just a few clicks, you can explore our online banking platform at https://www.adviacu.org/. This user-friendly service allows you to check balances, transfer funds, and pay bills without stepping foot inside a branch. Plus, the added benefit of e-statements means you can go paperless and receive your account statements electronically whenever you need them. Security is a top priority for us. Our electronic signature authorization ensures that your transactions are both secure and convenient. You can sign documents from the comfort of your home without worrying about compromising your personal information.

Mobile Banking Made Easy

For those on the go, our mobile application puts all these features right in the palm of your hand. Whether you want to make mobile payments or transfer money person-to-person, everything is just a tap away. No more waiting in lines or rushing to the bank before closing time; with Advia, your banking is available whenever you need it. In short, our digital and online banking services not only provide convenience but also peace of mind. Manage your finances effortlessly while enjoying the robust security measures we have in place. Experience the ease of banking with Advia today!

Financial Strength

At Advia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's unpredictable world, having a solid financial foundation is crucial for peace of mind. With a net worth of $323,573,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $634,229,940 in share certificates and $681,661,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,349,564, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $252,247,117 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,288 in used auto loans and a total of $2,339,126,240 in loans and leases. Our operational efficiency is reflected in our $12,310,848, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 509 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,049,140. Total Share and Deposit Accounts: 415,525, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advia is your trusted partner. Visit us at 3002 N River Rd Fort Gratiot Mi 48059 or call (844) 238-4228 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $156,619,986 in used vehicle loans and $595,926,061 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Credit Lines and Business Loans

For those looking for more flexibility, our total credit lines amount to $820,236,610, giving you access to funds when you need them most. Additionally, our outstanding commercial loans totaling $395,255,511 provide the capital necessary for business owners to grow and expand their operations. At Advia, we believe that every member deserves personalized service and competitive rates. If you're considering refinancing options or want to learn about eligibility requirements for any of our loan products, don't hesitate to reach out. Our knowledgeable staff is ready to assist you with any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to get started on your loan application, give us a call at (844) 238-4228 or visit us online at https://www.adviacu.org/. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $295,846,843, make buying or refinancing simple. We aim to make the home-buying experience smooth and straightforward, so you can focus on creating memories in your new space.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $68,268,843 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying rewards on your purchases.

Loan Aggregator

Benefits of Using LendMesh

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Advia

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Community

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Business Banking Services

Credit Options with Rewards

Digital Convenience

Drive-Thru & ATM Access

Personal Banking Solutions

Digital & Online Banking

Key Features

Mobile Banking Made Easy

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community