Advia Credit Union Battle Creek MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Advia, your trusted financial partner located at 320 Columbia Ave E, Battle Creek, MI 49015. Since opening our doors in 1935, we have been dedicated to supporting our community and helping our members achieve their financial goals. With a strong membership base of 186,191 individuals, we proudly manage over $3.19 billion in assets, ensuring that we can provide the services you need, whether it's for personal banking or business solutions. At Advia, we believe that everyone deserves access to reliable financial services. That's why we offer a range of options including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total deposits reach an impressive $118,206,533, reflecting the trust our members place in us. We are also committed to responsible lending, with over 98,348 loans and leases issued to help you secure your future. Under the leadership of our CEO Jeff Fielder and Board President Donna Kalmeta, our team of 579 employees is here to serve you. We take pride in having a strong net worth of $323,573,269, which allows us to offer competitive rates and innovative products tailored to your needs. Whether you prefer online banking or visiting us in person during our convenient hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM we are always ready to assist you. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address: 320 Columbia Ave E, Battle Creek, MI 49015-4460. We invite you to explore how Advia can make a difference in your financial journey. Call us today at 844-238-4228 or visit our website at Advia Credit Union for more information on becoming a member or opening an account. Your financial success is just around the corner!

Branch History & Mission

Welcome to Advia, a credit union with a rich legacy and a commitment to serving the community of Battle Creek, Michigan. Established in 1935, Advia has grown alongside its members, evolving into a trusted financial partner for over 186,000 members today. Our branch is located at 320 Columbia Ave E, Battle Creek, MI 49015, a convenient spot that's easy to reach for all your banking needs. From its humble beginnings, Advia has dedicated itself to empowering individuals and families through personalized financial services. Over the years, we have expanded our offerings to include everything from checking and savings accounts to auto loans and mortgages. With total assets now exceeding $3.19 billion, we are proud to provide stability and security for our members' financial futures. At Advia, our mission is straightforward: we aim to enhance the quality of life for our members and the communities we serve. We strive to deliver not just exceptional financial products but also meaningful support through various community outreach initiatives. Whether it's providing educational resources or participating in local events, we believe in giving back and making a positive impact right here in Battle Creek. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. For those on the go, we offer an ATM on-site as well as drive-thru banking options for quick and easy transactions. While members can visit us at 320 Columbia Ave E, official correspondence should be sent to our mailing address at 320 Columbia Ave E, Battle Creek, MI 49015-4460. You can reach us anytime at 844-238-4228 for assistance or inquiries about membership. In an age where technology plays a vital role in banking, Advia embraces digital advancements while ensuring accessibility for everyone. Our online banking platform offers mobile payments, electronic signatures, and more all designed with you in mind. Join us at Advia and experience how our commitment to community and member-focused services can make a difference in your financial journey. We invite you to become part of our family today! Visit us online at Advia Credit Union for more information about membership benefits or to open an account directly here. Together, let's build a brighter financial future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is just a short drive from the vibrant downtown area and close to parks that make this city so charming. Our location offers ample parking, ensuring that you can visit us hassle-free. Plus, for those who require special assistance, we are proud to provide ADA-compliant features such as ramps and accessible entrances.

Operating Hours

At Advia, we understand your busy schedule. That's why we offer flexible operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. This allows you to find the right time to come in and take care of your banking needs.

Services Offered

When you walk through our doors, you'll find friendly staff ready to assist with a wide range of services. From personal banking options like checking and savings accounts, auto loans, and mortgages, to credit cards with rewards our offerings are tailored to meet your financial needs. We also provide basic drive-thru banking for quick transactions, along with ATM services available on-site for your convenience. While members can visit us at 320 Columbia Ave E Battle Creek Mi 49015, official correspondence should be sent to 320 Columbia Ave E, Battle Creek, MI 49015-4460. If you have any questions or need assistance, don't hesitate to call us at (844) 238-4228. We can't wait for you to stop by and see how we can help you achieve your financial goals!

Member Eligibility

Joining Advia is like becoming part of a close-knit family that truly cares about your financial well-being. At our branch located at 320 Columbia Ave E Battle Creek Mi 49015, we welcome individuals who live, work, worship, or attend school in the communities we serve. This means that if you have a connection to our area, you're likely eligible to become a member! Not only will you gain access to a variety of financial services tailored to meet your needs, but you'll also enjoy the benefits of being part of an organization that prioritizes community support and member satisfaction. For specific eligibility details, feel free to check out our comprehensive guide at https://www.adviacu.org/become-a-member. Becoming a member is straightforward and inclusive. If you're ready to start your journey with us, opening an account is just a click away through our easy online process found here: https://secure.adviacu.org/adviacu_onlinee2e/enroll.html. Should you have any questions or need assistance along the way, don't hesitate to reach out at (844) 238-4228. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $611 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $395,255,511, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer tailored merchant services designed to streamline your transactions. Imagine a busy Saturday at your local café customers line up, eager to pay. Our merchant services ensure quick and secure payment processing, allowing you to focus on serving your customers rather than worrying about financial transactions. With our support at Advia, you can concentrate on what you do best while we handle the banking needs that keep your business running smoothly. Reach out today at (844) 238-4228 to explore how we can partner with you for success!

Comprehensive List Of Services

ATM & Drive-Thru Services

For quick transactions, our ATM and cash withdrawal services ensure you have easy access to cash whenever you need it. Plus, with our basic drive-thru banking, you can handle deposits and withdrawals without stepping inside the branch. At Advia, convenience is key. Our location at 320 Columbia Ave E Battle Creek Mi 49015 in Battle Creek, MI offers both lobby and drive-thru hours designed to fit into your busy schedule. You can reach us at (844) 238-4228 for any inquiries or assistance. We invite you to explore how these services can benefit you by visiting us online at Battle Creek - Columbia Ave or stopping by our branch today! Let us partner with you on your financial journey!

Business Banking Solutions

For our business members, we offer comprehensive business banking services. From merchant services to support your sales processes to tailored business loans, we aim to empower your enterprise with the financial tools it needs to thrive.

Credit Cards & Rewards

To enhance your spending experience, we also provide credit cards with rewards. Imagine earning points on every purchase that can be redeemed for travel, merchandise, or cash back! It's a simple way to make everyday shopping more rewarding.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. Our robust online and mobile banking platforms allow you to manage your accounts from anywhere. You can check balances, transfer funds, and even send money through person-to-person payment options all at your fingertips!

Personal Banking

Our personal banking services start with checking and savings accounts that fit your lifestyle. We understand that managing your money is important, so we offer various account options that can help you save for that special vacation or simply keep track of your spending. If you're considering a new vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in your dream car. When it comes to purchasing a home, our mortgage loans and refinancing services provide competitive rates and flexible terms, ensuring you find a solution that works for you. For those unexpected expenses or consolidating debt, our personal loans can offer the financial relief you need.

Digital & Online Banking

Key Features

Our online banking platform offers a user-friendly experience, allowing you to easily check balances, pay bills, and transfer funds. Enjoy the peace of mind that comes with electronic signature authorization, ensuring that your transactions are secure. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick to share funds directly from your account. And if you're always on the go, you'll love our mobile application. Available for download, it gives you access to all our banking features right from your smartphone.

Security and Accessibility

Your security is our priority. We employ advanced measures to keep your information safe while using our digital services. Whether you're making payments through mobile payments or managing your accounts online, rest assured that your data is protected. With Advia's digital banking solutions, managing your finances has never been easier or more accessible. Join us today and take control of your financial journey with confidence! For more information about our services, visit https://www.adviacu.org/ or contact us at (844) 238-4228.

Financial Strength

Growing Trust

We have built a strong community of trust with 415,525 total share accounts, showing a growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $4,049,140, further supporting our ability to serve you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advia is your trusted partner. Visit us at 320 Columbia Ave E Battle Creek Mi 49015 or call (844) 238-4228 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $634,229,940 in share certificates and $681,661,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,349,564, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $12,310,848, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 509 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $252,247,117 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $13,288 in used auto loans and $2,339,126,240 in total loans and leases.

Solid Financial Position

With a net worth of $323,573,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $156,619,986 in used vehicle loans and $595,926,061 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience smooth and stress-free.

Credit Lines and Unsecured Loans

For those who need access to cash for unexpected expenses or projects, our total credit lines amounting to $820,236,610 provide ample opportunities for financial flexibility. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $68,268,843 in loans helping members manage their finances effectively. At Advia Credit Union, we believe in making borrowing accessible and affordable for all our members. If you're considering refinancing or have questions about eligibility options for any of our loan products, don't hesitate to reach out. We're here to help you navigate through the various choices available. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at our Battle Creek location or check out our website for more information about how we can assist you in achieving your financial dreams!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $295,846,843, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, providing users with peace of mind knowing they are looking at accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the platform in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh takes pride in its commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers.

Advia

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans