Advia Credit Union Battle Creek MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Advia, your trusted partner in financial well-being, located at 2550 Capital Ave SW, Battle Creek, MI 49015. Established in 1935, we have proudly served our community for over 85 years, building a strong foundation of trust and reliability among our 186,191 members. With total assets exceeding $3.19 billion and deposits amounting to $118,206,533, we are committed to providing you with personalized banking solutions that meet your unique needs. At Advia, we believe that banking should be simple and accessible. Our dedicated team of 579 employees, led by CEO Jeff Fielder and Board President Donna Kalmeta, is here to ensure that every interaction you have with us is positive and rewarding. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 2550 Capital Ave SW, Battle Creek, MI 49015. We also encourage you to explore our website at Advia Credit Union for more information about our services. With a net worth of $323,573,269 and cash on hand totaling $39,189,155, Advia is not just a credit union; we're a community-focused organization dedicated to helping you thrive financially. Join us today and experience the difference that comes from being part of a member-owned cooperative where your success is our priority. Feel free to give us a call at 844-238-4228 or visit us during our lobby hours from Monday to Friday (9:00 AM - 5:00 PM). We're excited to serve you!

Branch History & Mission

Welcome to Advia, a credit union with a rich legacy and a steadfast commitment to serving the community of Battle Creek, Michigan. Opened in 1935, Advia has grown from its humble beginnings into a trusted financial partner for over 186,000 members. Our branch is located at 2550 Capital Ave SW, an accessible spot that allows us to connect with our members and neighbors easily. From the start, Advia's mission has been clear: to provide affordable financial services while fostering a sense of community. This mission drives everything we do. We believe in empowering our members through personalized banking solutions, including checking and savings accounts, auto loans, mortgages, and business banking options. With total assets exceeding $3.19 billion, we have the resources to support our members' diverse financial needs. At Advia, we understand that banking is about more than just numbers; it's about relationships. Our dedicated staff is here to assist you during our convenient operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Our drive-thru service makes it even easier for you to conduct your transactions quickly and efficiently. As part of our commitment to accessibility, we offer ATM services that are available for your convenience. We also prioritize digital advancements such as online and mobile banking, making it easier than ever for you to manage your finances on your terms. While members can visit us at 2550 Capital Ave Sw Battle Creek Mi 49015, official correspondence should be sent to 2550 Capital Ave SW, Battle Creek, MI 49015 if different from the branch address. We are proud of our history and excited about our future as we continue striving for excellence in service and community support. Our dedication extends beyond just providing financial products; we actively engage in community outreach initiatives that make a real difference in people's lives. By partnering with local organizations, we contribute to various programs aimed at enhancing the well-being of Battle Creek residents. Join us at Advia Credit Union where our mission is not only about finance but also about building lasting relationships within our community. Experience firsthand the benefits of membership by visiting us today or exploring more online at Advia. Together, let's create a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

At Advia, we prioritize your comfort and accessibility. Our branch features ADA-compliant entrances and ramps, ensuring everyone can enjoy our services without hassle. Parking is ample and easily accessible, so you won't have to worry about finding a spot when you arrive.

Operating Hours That Fit Your Schedule

We understand that everyone has busy lives, which is why our operating hours are designed with your convenience in mind. Join us Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Friday, we're open until 6:00 p.m.! If you need to use our drive-thru service, it operates during the same hours on weekdays and from 9:00 a.m. to 12:00 p.m. on Saturdays.

Services Tailored for You

Advia offers a variety of personal banking services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that fit every lifestyle. Plus, our ATM availability means you can access cash anytime! Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. If you ever need assistance or have questions about our services, don't hesitate to call us at 844-238-4228. We're here to help! While members can visit us at 2550 Capital Ave Sw Battle Creek Mi 49015, official correspondence should be sent to 2550 Capital Ave SW, Battle Creek, MI 49015. Come see us today at Advia where your financial well-being matters!

Member Eligibility

At Advia, we believe that everyone deserves to be part of a welcoming financial family. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in our community, along with their immediate family members. This means that if you're looking for a supportive place to manage your finances, you're already on the right track! As a member, you'll enjoy personalized service, competitive rates, and access to a variety of financial products designed just for you. For detailed eligibility information, feel free to check out our website at https://www.adviacu.org/become-a-member. Ready to take the next step? Opening an account with us is straightforward and can be done online. Just visit https://secure.adviacu.org/adviacu_onlinee2e/enroll.html to get started. If you have any questions or need assistance along the way, don't hesitate to reach out at (844) 238-4228. We're here to help you every step of the way at our branch located at 2550 Capital Ave Sw Battle Creek Mi 49015!

Business Banking & Commercial Services

Merchant Services

In addition to lending, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely from your customers whether they're shopping online or in-store. Our solutions are here to help streamline your operations, making it easier for you to focus on what matters most: growing your business. Visit us at 2550 Capital Ave Sw Battle Creek Mi 49015 in Battle Creek, MI, or call us at (844) 238-4228 to discover how we can assist you in achieving your business goals!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $611 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $395,255,511, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

At Advia, we believe that banking should be straightforward and user-friendly. Our drive-thru service enables easy access for those on the go, while our knowledgeable staff is always available during lobby hours to assist with any questions or concerns. We invite you to visit us at 2550 Capital Ave Sw Battle Creek Mi 49015 or contact us at (844) 238-4228 to learn more about how we can meet your financial needs. Join our community today and experience the personalized service that sets us apart!

Business Banking Services

For entrepreneurs and small business owners, we provide tailored Business Banking solutions. This includes Merchant Services to help streamline transactions and Business Loans that support your growth ambitions. We know how hard you work for your business, and we're committed to supporting your financial journey.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and electronic statements, banking has never been easier. Our ATM & Cash Withdrawal Services ensure that you have quick access to cash whenever you need it. If you're in a hurry, take advantage of our Basic Drive-Thru Banking, where simple transactions like deposits and withdrawals can be done without leaving your vehicle.

Personal Banking Solutions

We understand that managing your finances is a vital part of your life. That's why we offer Personal Banking services, including checking and savings accounts designed to help you save for your future while providing easy access to your funds. Need a loan? Our Auto Loans & Vehicle Financing options are here to get you on the road quickly and affordably. Plus, if you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options can guide you through the process with ease. If unexpected expenses arise, our Personal Loans & Debt Consolidation services can help you regain control of your finances. And don't forget about our Credit Cards with Rewards they not only offer convenience but also give you benefits as you spend.

Digital & Online Banking

Accessibility and Convenience

We also provide e-statements, allowing you to view your account statements online rather than waiting for them to arrive in the mail. This not only keeps your information safe but also helps reduce clutter. And if you prefer managing your finances on your mobile device, our user-friendly mobile application is available for download. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier. For those who are always on the go, our mobile payments feature lets you make purchases directly from your smartphone no cash or card needed! It's fast, easy, and secure. At Advia, we prioritize making banking as convenient and accessible as possible. With our digital services, staying on top of your finances is just a click away. Join us today and experience the ease of modern banking!

Key Features

With our online banking platform, available at https://www.adviacu.org/, you can access your accounts anytime, anywhere. This service allows you to check balances, transfer funds, and pay bills with just a few clicks. Plus, our 24/7 online banking ensures that you can take care of your financial needs whenever it suits you best. Need to sign a document? Our electronic signature authorization makes this process simple and secure. You can complete necessary paperwork from the comfort of your home without the hassle of printing and mailing.

Financial Strength

At Advia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the solid foundation that supports our operations and the services we provide to our valued members. With a net worth of $323,573,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $634,229,940 in share certificates and $681,661,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,349,564, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $252,247,117 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $13,288 in used auto loans and $2,339,126,240 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $12,310,848, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 509 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,049,140. Total Share Accounts: 415,525, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advia is your trusted partner. Visit us at 2550 Capital Ave Sw Battle Creek Mi 49015 or call (844) 238-4228 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $156,619,986 in used vehicle loans and $595,926,061 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used option, our financing solutions can fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $395,255,511 provide the capital needed to grow and expand your operations. We understand that having access to funds is crucial for success in today's market.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $68,268,843 in loans helping members manage their finances effectively. This means you can handle unexpected expenses or consolidate debt without hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $295,846,843, make buying or refinancing simple. We provide guidance throughout the process so you can feel confident as you take this significant step toward owning your home.

Refinancing Options

If you're considering refinancing any of your existing loans be it an auto loan or a mortgage our team is here to help you explore eligibility options that could lower your payments or reduce your interest rate. At Advia located at 2550 Capital Ave Sw Battle Creek Mi 49015, we're committed to providing personalized service tailored to your unique situation. If you have any questions or want to discuss your options further, don't hesitate to reach out at 844-238-4228 during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and see how Advia can assist you in reaching your financial goals!

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to providing unbiased results. There are no sponsored listings; lenders are not prioritized based on paid promotions. Instead, the platform focuses solely on delivering transparent comparisons. Additionally, LendMesh provides real-time rate comparisons across multiple institutions, allowing users to see the most current loan options available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights how effective the tool can be in helping individuals secure better financing options.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the information presented is both accurate and fair. By using verified data, LendMesh ensures that users receive legitimate loan offers from reputable financial institutions.

Take Action Today

If you are looking for competitive loan rates without the hassle, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Advia

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Features

Operating Hours That Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Supporting Your Growth

Comprehensive List Of Services

Accessibility and Support

Business Banking Services

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Accessibility and Convenience

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Cards and Personal Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Take Action Today

Join Our Community