Adventure Credit Union Grand Rapids MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Adventure Credit Union, located at 6672 Crossings Dr Se, Grand Rapids, MI 49508. Since our establishment in 1936, we have been dedicated to serving our community with a range of personal and business banking solutions. With over 30,787 members, we pride ourselves on being a trusted partner in your financial journey. At Adventure, our commitment to you goes beyond just numbers. We currently manage assets totaling $436,104,477, which reflects our strong financial health and ability to support your needs. Our total deposits stand at $34,084,271, ensuring that your funds are secure while also earning you competitive returns. Our net worth of $63,129,640 further demonstrates our stability and dedication to responsible growth. Led by our CEO, Amanda Garabedian, and Board President Pete Winninger, our team of 114 employees is here to provide personalized service tailored to your unique circumstances. Whether you're looking for auto loans where we've funded over 18,154 loans or seeking assistance with mortgages or personal loans, we're here for you. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 895, Grand Rapids, MI 49518. We invite you to explore the variety of services we offer including online and mobile banking options that make managing your finances easier than ever. Your financial future is important to us. If you have questions or need assistance, don't hesitate to reach out! Call us at 616-243-0125 during our operating hours from 9:00 AM - 5:00 PM on weekdays or visit us on Saturdays from 9:00 AM - 12:00 PM. Experience the Adventure difference today!

Branch History & Mission

Call to Action

As part of the Grand Rapids community, Adventure Credit Union is not just about banking; it's about building a brighter future together. Join us today and experience the benefits of being a member where your financial well-being is our top priority. Visit us during our operating hours from 9:00 AM to 5:00 PM Monday through Friday and from 9:00 AM to 12:00 PM on Saturdays. For more information or assistance, don't hesitate to contact us at 616-243-0125. We look forward to welcoming you into the Adventure family!

Commitment to Service

At Adventure Credit Union, our mission statement drives everything we do. We aim to provide comprehensive personal banking services such as checking and savings accounts, auto loans, mortgage loans, and more. Beyond just financial transactions, we are here to help our members achieve their dreams whether it's buying a new home or starting a business. While you can visit us at our main location at 6672 Crossings Dr SE for all your banking needs including access to our ATM and drive-thru services official correspondence should be sent to P.O. Box 895, Grand Rapids, MI 49518 if different. We also pride ourselves on keeping pace with modern technology. Our digital offerings include online banking and mobile applications that make managing your finances easy and convenient. We are fully ADA compliant, ensuring that everyone can access our services without barriers.

Our Journey

Since opening our doors, Adventure has evolved from a small cooperative into a robust credit union with total assets amounting to $436,104,477. This growth reflects our commitment to providing exceptional financial services tailored to the unique needs of our members. Over the decades, we have embraced innovation while maintaining a strong focus on community values and member satisfaction. Our mission is simple yet impactful: to empower our members through accessible financial solutions that improve their quality of life. We believe in fostering lasting relationships built on trust and support. As we look back on our journey, we recognize the importance of community partnerships and outreach efforts that enhance the lives of those around us.

Branch Location & Accessibility

Connecting with Us

While you're welcome to visit us at our Grand Rapids location, please note that official correspondence should be sent to P.O. Box 895, Grand Rapids, MI 49518 if needed. Have questions? Feel free to give us a call at 616-243-0125. We look forward to serving you and helping you achieve your financial goals. Come see how we can make banking easier and more enjoyable for you!

Operating Hours

Adventure Credit Union is here for you during our welcoming hours: Monday through Friday from 9:00 AM to 5:00 PM, and on Saturday from 9:00 AM until noon for drive-thru service. Whether you're looking to open a new account, discuss loan options, or simply ask a question, our friendly staff is ready to assist you.

Visiting Us

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and parking options that ensure everyone can visit comfortably. If you prefer quick service, take advantage of our drive-thru banking option for simple transactions without leaving your vehicle. Plus, we're equipped with an ATM for your convenience, allowing you to manage your finances on-the-go.

Member Eligibility

At Adventure, we believe in fostering a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, or worships in our local area. If you're looking for a financial partner that truly cares, you'll find that right here at our branch located at 6672 Crossings Dr Se Grand Rapids Mi 49508. We're dedicated to providing you with the tools you need to succeed, whether it's through personalized banking services or community support. To get started on your membership journey with us, just give us a call at (616) 243-0125. For detailed eligibility criteria, feel free to check out the information available at . We want to make sure you're well-informed about how easy it is to join our family and benefit from everything we have to offer!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $85 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $61 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,176,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, our merchant services simplify transactions for local businesses. Imagine being able to process payments quickly and securely, allowing you to focus more on what matters most running your business. Our services help you enhance customer experiences while keeping your operations smooth and efficient. Visit us at 6672 Crossings Dr Se Grand Rapids Mi 49508 in Grand Rapids, MI or call us at (616) 243-0125 to learn how we can partner with you for success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks whenever you need them. Plus, with our basic drive-thru banking, you can handle deposits, withdrawals, and simple transactions without leaving your car. We invite you to visit us or give us a call at (616) 243-0125. Experience firsthand how Adventure can help you achieve your financial goals with our comprehensive suite of services designed just for you!

Business Banking

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. We know how vital it is for businesses to have access to reliable financial resources to thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Adventure offers robust online and mobile banking options. You can check balances, pay bills, transfer funds, and more all from the comfort of your home or on the go. With features like mobile payments and person-to-person transfers, managing your money has never been easier.

Loans and Credit Solutions

When life brings unexpected expenses, our personal loans and debt consolidation services can provide the support you need. Our credit cards with rewards are perfect for those who want to earn while they spend ideal for everyday purchases or special occasions.

Personal Banking

Our personal banking options are designed with you in mind. From checking and savings accounts that help you manage your day-to-day finances to auto loans and vehicle financing that allow you to drive away in your dream car, we understand the importance of having reliable banking solutions. If you're considering buying a home, our mortgage loans and refinancing options can guide you through the process smoothly.

Digital & Online Banking

Mobile Banking Features

Our mobile application makes banking even easier. You can enjoy features like mobile payments, allowing you to pay for goods and services directly from your smartphone. Plus, with person-to-person transfers, sending money to friends or family is quick and straightforward. You'll never have to worry about carrying cash again!

Online Banking Services

With our 24/7 online banking services, you can access your accounts anytime and anywhere. Whether you're checking balances, transferring funds, or paying bills, it's all just a few clicks away at http://www.adventurecu.org. This means you can manage your money on your schedule without the need to visit a branch.

Secure & Easy Transactions

We prioritize your safety with electronic signature authorization for transactions, giving you peace of mind as you conduct business online. And if you prefer going paperless, our e-statements feature lets you view your account statements electronically saving trees and keeping everything organized in one secure place. With these tools at your fingertips, real-time account management has never been simpler. Whether you're at home or on the go, Adventure ensures that you have full control over your financial life. Join us today and experience the ease of modern banking!

Financial Strength

Financial Health

With a net worth of $63,129,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,447 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member Savings

Members' savings are secured through $64,045,618 in share certificates and $71,154,821 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,322,760 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $61,513,039 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,286 in used auto loans and $295,622,382 in total loans and leases.

Strong Member Base

Total Share and Deposit Accounts stand at 65,528, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $1,862,770, further reinforcing our ability to support you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Adventure is your trusted partner. Visit us at 6672 Crossings Dr Se Grand Rapids Mi 49508 or call (616) 243-0125 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For those considering expanding their businesses, our outstanding commercial loans totaling $31,176,414 provide the capital needed to grow and thrive. We understand the unique challenges business owners face and are ready to support you with financing solutions tailored to your specific needs. At Adventure Credit Union located at 6672 Crossings Dr Se Grand Rapids Mi 49508, we prioritize transparency and member satisfaction. If you're interested in refinancing or learning more about eligibility options for our loan products, feel free to contact us at (616) 243-0125 during our operating hours from 9:00 AM - 5:00 PM Monday through Friday and 9:00 AM - 12:00 PM on Saturday. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov, based on the latest results. Take control of your financial future today with Adventure Credit Union!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $72,552,684 in used vehicle loans and $12,935,868 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new vehicle or a reliable pre-owned one, our financing options make it easy for you to drive away satisfied.

Mortgage Loans

Thinking about homeownership? Our mortgage options are here to assist you. With Junior Lien 1-4 Family Residential Properties loans totaling $39,102,562, we make buying or refinancing simple. Our team can guide you through the process and help you find the right mortgage solution that fits your needs.

Unsecured Credit Card Loans

Managing everyday expenses is crucial for maintaining financial stability. We also offer flexible terms on unsecured credit card loans, with a total of $7,395,052 in loans helping members manage their finances effectively. This product allows you to handle unexpected costs without the hassle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With LendMesh, you gain access to a clear view of available options, helping you make informed financial decisions without confusion. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees fair and transparent offers tailored to your needs. One key advantage of using LendMesh is its focus on Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, there are No Sponsored Listings; LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. You will find Real-Time Rate Comparisons that reflect up-to-date loan rates from multiple institutions, empowering you to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testament reflects the value and reliability LendMesh provides. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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