Advanz Credit Union Louisville KY | Best Auto Loans & Business Banking

Introduction

Welcome to Advanz, your trusted financial partner located at 6446 Outer Loop, Louisville, KY 40228. Established in 1969, our credit union has been dedicated to serving the community with integrity and care. With a strong membership base of 9,833 individuals, we take pride in being a reliable resource for financial needs. At Advanz, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your personal and business needs from checking and savings accounts to auto loans and mortgages. Our total assets have grown impressively to $154,560,804, reflecting our commitment to fostering financial stability within our community. While members can visit us at our branch for personalized service, official correspondence should be sent to the same address: 6446 Outer Loop, Louisville, KY 40228. We have also made banking easier with features like online and mobile banking, allowing you to manage your finances on-the-go. Under the leadership of CEO Heather Walter and Board President Steve Schweitzer, our team of 36 employees is passionate about providing exceptional service. We believe in building relationships based on trust and transparency, ensuring that you feel supported every step of the way. With total deposits reaching $13,976,250 and cash in hand amounting to $868,491, we are well-equipped to serve your financial needs effectively. Whether you're looking for a new auto loan (we currently have 4,207 loans outstanding) or need assistance with business financing, Advanz is here for you. We invite you to experience the Advanz difference! Feel free to call us at 502-964-9899 or visit our website at Advanz Credit Union for more information about how we can help you achieve your financial goals. Join us today and see how we can make a positive impact on your financial future!

Branch History & Mission

Commitment to Community

At Advanz, our mission extends beyond providing financial services; we strive to make a meaningful impact in the lives of our members and the broader Louisville community. We actively participate in local outreach programs and partnerships that benefit families and individuals in need. By investing in our community's growth and development, we believe we can create lasting change. In addition to traditional banking methods, we've embraced digital advancements that enhance accessibility for all members. With features like online banking, mobile payments, electronic signatures, and e-statements available to our members, managing your finances has never been easier.

Join Us

As we reflect on our journey thus far, we invite you to become part of our story. Experience firsthand the benefits of membership at Advanz. Whether you're looking for a reliable place to save or seeking financing options tailored just for you, we're here to help every step of the way. For official correspondence or additional inquiries not handled at our branch office, please note that our mailing address is also 6446 Outer Loop, Louisville, KY 40228. Feel free to reach out at (502) 964-9899. Join us today and discover how Advanz can support your financial goals while making a positive impact in our community!

Our Journey

Starting as a small credit union dedicated to helping individuals achieve their financial goals, Advanz has evolved into a trusted partner for personal and business banking. With each passing year, we have expanded our offerings to include checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. Our mission is simple yet profound: to empower our members through accessible financial solutions while fostering a sense of community. Our location on Outer Loop is easily accessible and surrounded by familiar landmarks that many residents recognize. Whether you're visiting us during lobby hours from Monday to Thursday from 9:00 AM to 4:30 PM or on Friday until 6:30 PM, you'll find a warm welcome waiting for you. For those who prefer the convenience of banking on-the-go, we also offer ATM access and drive-thru services.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ample parking spaces available, along with ADA-compliant features including ramps to ensure easy access for everyone. Whether you're visiting us for personal banking needs or checking on your auto loans, we want to make your experience as smooth as possible.

Operating Hours

We're here for you! Our lobby hours are Monday through Thursday from 9:00 AM to 4:30 PM, and we extend our hours on Fridays until 6:30 PM. This flexibility allows you to visit us at a time that works best for your schedule.

Services Offered

At Advanz, we offer a variety of services tailored to meet your financial needs. From personal banking accounts like checking and savings to auto loans and mortgage refinancing, we are dedicated to supporting our members every step of the way. Need quick access? Our drive-thru service makes simple transactions like deposits and withdrawals hassle-free. Plus, our ATM is available whenever you need cash or balance inquiries. If you need assistance or have questions about our services, don't hesitate to give us a call at 502-964-9899. Our friendly team is ready to help! While you can visit us at 6446 Outer Loop for all your banking needs, please note that official correspondence should be directed to the same address. We look forward to welcoming you to Advanz! Come see how we can help you achieve your financial goals today.

Member Eligibility

At Advanz, we believe that becoming a member is like joining a caring family that prioritizes your financial well-being. If you're looking to become part of our community, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. To qualify for membership, you simply need to live, work, worship, or attend school in the Louisville area. This means that most people in our vibrant community can easily join us! Plus, as a member of Advanz, you gain access to a wide range of benefits including competitive rates on loans and savings accounts, personalized service, and community-focused initiatives. Getting started is simple! You can find all the detailed eligibility criteria at http://www.advanzcu.org/about-us/membership-eligibility. Once you're ready to open an account, just head over to our account opening page at http://www.advanzcu.org/borrow/apply-online. If you have any questions or need assistance along the way, feel free to give us a call at (502) 964-9899. We look forward to welcoming you into the Advanz family at our location: 6446 Outer Loop Louisville Ky 40228!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to accepting payments, our merchant services simplify transactions for you and your customers. Picture this: your shop is buzzing with customers eager to buy, and our reliable payment processing makes every sale smooth and efficient. Whether it's in-store or online, we provide the tools you need to thrive in today's market. Located at 6446 Outer Loop Louisville Ky 40228 in Louisville, KY, our team is ready to partner with you on your journey to success. For inquiries or assistance, don't hesitate to reach out at (502) 964-9899!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With convenient ATM access available through Highview, you can easily withdraw cash or check balances whenever needed. Our drive-thru service further enhances accessibility by allowing you to conduct basic transactions without leaving your vehicle. At Advanz, we strive to make banking straightforward and accessible for everyone in our community. If you're ready to explore what we have to offer or have any questions, feel free to reach out at (502) 964-9899 or visit us in person. Let us partner with you on your financial journey!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? With our auto loans and vehicle financing options, you can drive away with confidence. We offer competitive rates and flexible terms, making it easier for you to afford the vehicle you want without straining your budget.

Business Banking

For those running a business, we provide business banking solutions such as merchant services and business loans. These services are crafted to assist entrepreneurs in achieving their goals without compromising their financial health.

Credit Cards with Rewards

Our credit cards come with rewards programs designed to give back as you spend. Whether it's cash back or points for travel, you'll enjoy benefits that enhance your purchasing power while staying within your budget.

Mortgage Loans & Refinancing

Owning a home is a dream for many, and at Advanz, we're here to help make that dream come true. Our mortgage loans are designed to provide you with the support you need for buying your home. If you're already a homeowner looking to lower your monthly payments, consider our refinancing options which can potentially save you money.

Online & Mobile Banking

In today's fast-paced world, managing your finances should be simple and accessible. That's why we offer online and mobile banking options. You can check balances, transfer funds, pay bills, and more all from the comfort of your own home or on-the-go.

Personal Banking

We understand that managing your finances can be overwhelming. That's why we offer personal banking services, including checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts provide flexibility and convenience.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or trying to manage multiple debts, our personal loans can help ease your financial burden. We also offer debt consolidation solutions that allow you to combine various debts into one manageable payment helping simplify your financial life.

Digital & Online Banking

Convenience at Your Fingertips

If you're always on the go, our mobile payments feature allows you to make purchases directly from your phone. Whether you're grabbing coffee or shopping online, it's all just a tap away. The ease of use combined with robust security features means you can bank with confidence. In today's fast-paced world, having real-time access to your financial information is essential. With our digital banking services at Advanz, you're never out of touch with your finances. Experience the convenience and peace of mind that comes from managing your money on your terms!

Key Services

With 24/7 online banking, you can check your balance, transfer funds, and pay bills without stepping foot in a branch. Our mobile application makes banking even easier, allowing you to manage your accounts right from your smartphone. Plus, if you need to send money to a friend or family member quickly, our person-to-person transfer feature has you covered. Security is a top priority at Advanz. Our electronic signature authorization ensures that your transactions are safe and secure. You can also opt for e-statements for easy access to your account statements without the clutter of paper. This not only helps the environment but also keeps everything organized in one place.

Financial Strength

Commitment to Growth

Our focus on growth is evident in our $19,432,952 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,651 in used auto loans and $70,022,988 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Trust

Total Share and Deposit Accounts: 17,568, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $357,793 further showcases our capability to meet your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advanz is your trusted partner. Visit us at 6446 Outer Loop Louisville Ky 40228 or call (502) 964-9899 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $24,583,294 in share certificates and $41,663,296 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Capital Foundation

With a net worth of $22,284,983, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,442 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,380,431 in used vehicle loans and $4,082,655 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have competitive financing options tailored to fit your needs.

Credit Lines and Personal Loans

For those who need extra flexibility with their finances, we also provide credit lines totaling $87,115,023. This option allows you to draw funds as needed while only paying interest on what you use. Additionally, we offer unsecured credit card loans with a total amount of $1,500,477, giving you the freedom to manage everyday expenses without the worry of collateral.

Eligibility and Refinancing Options

We believe in making financial support accessible. If you're interested in any of our loan products but unsure about eligibility or terms for refinancing existing loans, feel free to visit our website or contact us directly. We're here to guide you through the process and answer any questions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Advanz, we are committed to providing our members with transparent information and personalized service every step of the way. Let us help you achieve your financial aspirations today! Visit us or check out our website at Advanz for more details on how we can assist you with your borrowing needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,715,952. These mortgages come with flexible terms designed to make homeownership more accessible for our members.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions guarantees that users receive fair and transparent offers.

Advanz