Advantageplus Credit Union Terre Haute IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Advantageplus Of Indiana, where community and finance come together to support your goals! Located at 1122 N Fruitridge Ave, Terre Haute, IN 47804, our branch has been serving members since 1953. With a strong commitment to providing personalized financial services, we proudly cater to over 7,575 members while managing total assets of $38,451,382. At Advantageplus, we believe in building lasting relationships. Our dedicated team of 10 employees is here to help you navigate your financial journey. Under the leadership of our CEO, Pamela Lister, and Board President, Sharon Dick, we strive to create a welcoming environment where your needs come first. While members can visit us at our branch for all their banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 5261, Terre Haute, IN 47805. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. We also offer convenient online and mobile banking features so you can manage your finances anytime and anywhere. With total deposits reaching $2,941,435 and a net worth of $7,727,580, Advantageplus is well-equipped to provide you with the financial support you deserve. Whether you're looking for loans over 2,248 loans are currently active or simply want expert advice on managing your money better, we are here for you. Feel free to give us a call at 812-231-7900 or visit our website at www.apifcu.com for more information. We invite you to stop by and see how we can help you achieve your financial dreams today!

Branch History & Mission

Welcome to Advantageplus Of Indiana, where our story is deeply rooted in the heart of Terre Haute, IN. Since opening our doors in 1953 at 1122 N Fruitridge Ave, we've been dedicated to serving our community with integrity and care. Over the years, we have grown from a small credit union into a trusted financial partner for over 7,575 members, now boasting total assets of ${38451382}. Our journey reflects a commitment to providing exceptional financial services while fostering strong community ties. At Advantageplus Of Indiana, we believe that banking should be more than just transactions; it should be about building relationships. Our mission is clear: to empower our members through personalized financial solutions and unwavering support. Whether it's helping families secure auto loans or offering guidance on savings accounts and mortgages, we strive to make a positive impact on the lives of those we serve. Our branch is conveniently located near several local landmarks, making it easily accessible for all. While you can visit us at our main branch address in Terre Haute, official correspondence should be sent to P.O. Box 5261, Terre Haute, IN 47805. We take pride in our customer-centric approach and are open Monday through Friday from 8:30 AM to 6:15 PM and Saturday from 9:00 AM to 12:00 PM. Advantageplus Of Indiana is committed to embracing modern banking practices while ensuring accessibility for everyone. With features like ATM availability and drive-thru banking services, we make it easier for our members to manage their finances conveniently. Additionally, we offer shared service center options for partner credit union members, enhancing access further. Beyond providing financial services, we actively engage in community outreach initiatives that align with our mission of support and growth. From local sponsorships to educational programs aimed at fostering financial literacy, we are dedicated to being a pillar in the Terre Haute community. Join us today at Advantageplus Of Indiana! Experience firsthand how our history of service and commitment can benefit you and your family. Discover what it means to be part of a credit union that truly cares about its members and the community it serves. For more information or assistance, feel free to reach out at (812) 231-7900 or visit us online at advantageplus.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Advantageplus Of Indiana, your friendly neighborhood credit union located at 1122 N Fruitridge Ave in Terre Haute, Indiana. Our branch is conveniently situated near popular local landmarks, making it easy for you to stop by while running errands or exploring the area. Whether you're coming from the bustling downtown or nearby parks, you'll find our location accessible and welcoming. At Advantageplus Of Indiana, we understand that convenience is key. That's why we offer ample parking right outside our doors and ensure that our facilities are ADA compliant, providing ramps and accessibility features for all our members. Our operating hours are designed with your busy schedule in mind: we're open Monday through Friday from 8:30 AM to 6:15 PM, and on Saturdays from 9:00 AM to 12:00 PM for drive-thru banking. This flexibility allows you to manage your finances on your terms. For those who prefer digital banking options, we also have an ATM available on-site, giving you quick access to cash whenever you need it. Additionally, if you require assistance with shared services from partner credit unions, we've got you covered there too! While members can visit us at 1122 N Fruitridge Ave, official correspondence should be sent to P.O. Box 5261, Terre Haute, IN 47805. Feel free to reach out to us at 812-231-7900 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

At Advantageplus Of Indiana, we believe that everyone deserves a supportive community to help them thrive financially. Joining us is easy and welcoming! If you live, work, worship, or attend school in the Vigo County area, you're already on your way to becoming a member. We're here for individuals and families looking for personal banking solutions that fit their unique needs. Whether you're interested in checking accounts, auto loans, or credit cards with rewards, our friendly team is dedicated to providing personalized service. To get started on your journey with us at Advantageplus Of Indiana, simply visit our branch located at 1122 N Fruitridge Ave Terre Haute In 47804 or give us a call at (812) 231-7900. For more detailed information about eligibility criteria, feel free to check out our website at . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Financing Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having a payment solution that not only accepts transactions but also enhances your customer experience. Our merchant services provide the tools you need to manage payments efficiently, making it easier for your customers to shop with you. From point-of-sale systems to online payment options, we help streamline your operations so you can focus on what matters most growing your business. Visit us at 1122 N Fruitridge Ave Terre Haute In 47804 in Terre Haute, IN, or give us a call at (812) 231-7900 to learn more about how we can assist your business with tailored financial solutions. Let's work together to turn your business aspirations into reality!

Comprehensive List Of Services

Additional Services

We also provide ATM and cash withdrawal services for quick access to your funds. If you prefer face-to-face interactions, our drive-thru banking ensures you can handle deposits and withdrawals without leaving your vehicle. Additionally, our shared branch transactions allow members of partner credit unions to enjoy similar benefits as well. At Advantageplus Of Indiana, we understand that every member's needs are unique. That's why we strive to offer personalized service tailored just for you. If you have questions or need assistance with any of our offerings, don't hesitate to reach out at (812) 231-7900. We invite you to explore how we can support your financial journey today! Visit us at 1122 N Fruitridge Ave Terre Haute In 47804 or check out more about our services on our website: Main Branch. Let's work together towards a brighter financial future!

Business Banking Services

For our business members, Advantageplus Of Indiana offers robust banking solutions. From merchant services that simplify transactions to business loans that support your growth ambitions, we're here to empower local entrepreneurs in their journey.

Digital Convenience

In today's fast-paced world, convenience matters. Our online and mobile banking features allow you to manage your finances from anywhere at any time. With easy access to your accounts, bill pay options, and mobile deposits, managing money has never been easier.

Flexible Loan Options

Financial challenges can arise unexpectedly, which is why we provide personal loans and debt consolidation services. These options help you manage expenses efficiently and regain control over your finances. Plus, if you're looking for a credit card that rewards you for everyday purchases, our credit cards come with perks that make spending enjoyable.

Personal Banking Solutions

Our personal banking options are crafted with you in mind. We offer various checking and savings accounts tailored to fit your lifestyle. For those dreaming of a new car or needing reliable transportation, our auto loans and vehicle financing make it easy to drive off in style. Homeowners will find our mortgage loans and refinancing options beneficial for achieving their homeownership goals or improving their current mortgage terms.

Digital & Online Banking

At Advantageplus Of Indiana, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure than ever. With just a few clicks, you can access your accounts, pay bills, and transfer money all from the comfort of your home or on the go. One of the standout features is our 24/7 online banking service available at https://www.apifcu.com/ . This means you can check your account balances, review transactions, and manage your finances whenever it suits you. Plus, with e-statements available, you can go green by opting for electronic statements instead of paper ones. It's a simple switch that not only helps the environment but also makes it easier to keep track of your finances. For those who prefer using their smartphones, our mobile application brings all these services right to your fingertips. Whether you're making deposits or checking balances, everything is user-friendly and secure. Although we currently do not support mobile payments or person-to-person transfers, our app still allows for a smooth banking experience. You'll also appreciate the peace of mind that comes with knowing your transactions are protected by top-notch security measures. While we don't offer electronic signature authorization right now, we ensure that all interactions through our online platforms are safe and reliable. At Advantageplus Of Indiana, we strive to provide accessible and easy-to-use banking solutions that fit your lifestyle. Experience the convenience of modern banking today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 12,579, showing a strong and growing member base that trusts us with their finances. As your local credit union located at 1122 N Fruitridge Ave Terre Haute In 47804, we're dedicated to making your banking experience as seamless as possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advantageplus Of Indiana is your trusted partner. Visit us at 1122 N Fruitridge Ave or call 812-231-7900 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $6,566,742 in share certificates, offering stable and rewarding financial growth opportunities. We focus on benefiting our members directly; currently, we have $0 in non-member deposits, which means all our resources are dedicated to you.

Operational Efficiency

Our financial performance shines through our operational efficiency as reflected by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $7,706,951 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $24,103,089 in total loans and leases and $975 in used auto loans available for those seeking financing options.

Solid Financial Health

With a net worth of $7,727,580, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2009 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,607,971 in used vehicle loans and $2,086,876 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles to ensure you can drive away with confidence.

Credit Lines and Refinancing Options

In addition to these loan types, we provide credit lines totaling $650,000 for those who need a little extra flexibility. If you're looking to refinance an existing loan or explore eligibility options for any of our products, our team is ready to assist you in finding the right solution. At Advantageplus Of Indiana, we are committed to helping our members navigate their financial journeys. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or call 812-231-7900 to learn more about how our loan offerings can work for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,942,213, make buying or refinancing simple. We're here to guide you through every step of the process so that you can find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $187,489 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to help you maximize your spending power while keeping your finances under control.

Loan Aggregator

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Ensuring Accurate Comparisons

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ADVANTAGEPLUS OF INDIANA FEDERAL CREDIT UNION - Terre Haute, IN