Advantage Plus Soda Springs ID Credit Union | Best Auto Loans & ATM Access

Introduction

Welcome to Advantage Plus, your trusted financial partner located at 70 E 2Nd S, Soda Springs, ID 83276. Established in 1953, we have proudly served our community for over six decades, fostering a spirit of trust and collaboration. With a total membership of 21,216 and total assets amounting to an impressive $261,742,146, we are committed to providing personalized financial solutions tailored to meet your needs. At Advantage Plus, we understand that every member's journey is unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking options. Our members benefit from our dedicated team of 85 employees, led by our CEO Brent Neibaur and Board President Dan Beebe, who work diligently to ensure you receive the best possible service. While you can visit us directly at our branch in Soda Springs for all your banking needs, please note that any official correspondence should be sent to the same address: 70 E. 2nd South, Soda Springs, ID 83276. With total deposits exceeding $21,103,504 and cash reserves of $4,131,560, you can count on us for secure and reliable banking. If you're looking for a supportive community-focused financial institution where your voice matters, look no further than Advantage Plus. Feel free to reach out to us at (208) 547-2338 or explore more about our offerings on our website here. We invite you to visit us or give us a call today!

Branch History & Mission

At Advantage Plus, we take pride in our rich history and unwavering commitment to serving the community of Soda Springs, Idaho. Established in 1953, our branch has grown alongside this vibrant town, evolving from a small credit union into a trusted financial partner for over 21,000 members today. Located at 70 E 2nd S, our branch is easily accessible and close to local landmarks that make our community special. Our mission is simple yet impactful: to provide excellent financial services while fostering a supportive environment for all our members. We believe in empowering individuals and families through personalized banking solutions, including checking and savings accounts, auto loans, mortgage financing, and more. Our dedication extends beyond just financial transactions; we are deeply involved in community outreach initiatives that help uplift those around us. As we look back on our journey since opening our doors, we celebrate key milestones that have shaped who we are today. Over the years, we've adapted to the changing needs of our members by incorporating digital banking options like online and mobile banking. This allows us to serve you better while ensuring accessibility for everyone. Our commitment to being ADA compliant further emphasizes our goal of creating an inclusive space where everyone feels welcome. With total assets reaching $261,742,146 and operating hours designed for your convenience Monday through Friday from 9 AM to 5 PM in the lobby and until 5:30 PM at the drive-thru we strive to be there when you need us most. Our ATM services ensure you have access to your funds anytime you need them. While members can visit us at 70 E 2Nd S Soda Springs Id 83276, official correspondence should be sent to 70 E. 2nd South, Soda Springs, ID 83276. If you're ready to experience a credit union that puts its members first while making a difference in the community, we invite you to join Advantage Plus. Together, let's build a brighter financial future! For more information or to open an account, call us at (208) 547-2338 or visit our website at Advantage Plus Credit Union.

Branch Location & Accessibility

Get in Touch!

If you have any questions or would like to learn more about what we offer, don't hesitate to call us at 208-547-2338. We invite you to stop by and see how Advantage Plus can help you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated just a stone's throw away from local favorites like the Soda Springs City Park and the historic Soda Springs Spring, our branch is not only easy to find but also surrounded by engaging spots to visit before or after your banking needs. We offer ample parking space right outside our entrance, ensuring that your visit is hassle-free. Plus, our facility is fully ADA-compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably.

Operating Hours and Services

You can visit us during our lobby hours from 9 AM to 5 PM, Monday through Friday. If you're in a hurry, take advantage of our drive-thru service available until 5:30 PM on weekdays! We also provide ATM services for quick cash withdrawals and balance checks whenever you need them. At Advantage Plus, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and more. Our team is dedicated to helping you navigate your financial journey with ease.

Member Eligibility

At Advantage Plus, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're interested in joining us at our branch located at 70 E 2Nd S, Soda Springs, ID 83276, the good news is that membership is open to anyone who lives, works, or worships in our community. Whether you're looking for personal banking options or business services, we're here to help you thrive. To get started, simply visit our website for more details about eligibility and the benefits that come with being a member. You can also check out the specific eligibility requirements by visiting this link. Opening an account with us is a breeze! Just head over to this page to begin your application process online. If you have any questions or need assistance along the way, feel free to give us a call at 208-547-2338. We're excited to welcome you into our community!

Business Banking & Commercial Services

Seamless Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services provide you with the tools you need to accept payments easily, whether it's through credit cards or mobile transactions. This means more time for you to focus on what you do best growing your business. Located conveniently at 70 E 2Nd S Soda Springs Id 83276 in Soda Springs, ID, we invite you to explore how our tailored solutions can meet your unique needs. Contact us today at (208) 547-2338 to learn more about how we can assist your business!

Unlock Your Business Potential with Our Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $194,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your growth with tailored financial products designed for businesses like yours.

Convenient Access

We also provide ATM services for cash withdrawals and balance checks along with basic drive-thru banking for simple transactions like deposits and withdrawals. You can enjoy hassle-free banking without stepping inside the branch during busy hours. In today's fast-paced world, Advantage Plus prioritizes digital banking features that ensure ease of access whenever you need it. You can connect with us at 208-547-2338 if you have any questions about our services or want assistance opening an account. Join us at Advantage Plus in Soda Springs today! Your financial journey starts here visit us at Advantage Plus Credit Union or stop by our branch to learn more about how we can assist you in achieving your financial goals!

Credit Cards

With our credit cards featuring rewards programs, managing purchases becomes more rewarding than ever. Use your card for daily expenses and earn points for cashback or travel rewards it's an easy way to get more from every dollar spent.

Mortgage Loans

Looking to buy a home? Our mortgage loans and refinancing options are tailored to help you achieve your dream of homeownership. We know this is one of the biggest investments you'll make, so we offer personalized support throughout the entire loan process. With our expert advice, you'll find a mortgage solution that suits your lifestyle.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effectively. Imagine having a reliable account where you can easily deposit money, pay bills online, and watch your savings grow. With online and mobile banking options available, you can access your accounts anytime, anywhere right from your smartphone or computer.

Personal Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's medical bills or home repairs, we provide quick access to funds when you need them most, allowing you to focus on what truly matters.

Vehicle Financing

If you're in the market for a new car, consider our auto loans and vehicle financing options. We understand that buying a vehicle is an important decision. Our team is here to help guide you through the process with competitive rates and flexible terms that fit your budget. Picture yourself driving off in that new car without the stress of complicated financing.

Digital & Online Banking

Key Features of Our Online Banking

With just a few clicks, you can visit our online banking portal at https://www.advantagepluscreditunion.com/. Here, you can check balances, pay bills, and transfer money with ease. Need to send money to a friend? Our person-to-person transfer feature lets you do just that without any hassle. For those who prefer paperless options, we offer e-statements so you can keep track of your transactions without the clutter of physical statements. And while we currently do not support mobile payments, our mobile application is available for download, giving you all the tools you need right at your fingertips.

Security and Accessibility

We prioritize your security and privacy. Although we do not currently offer electronic signature authorization, rest assured that our online banking system employs strong security measures to protect your personal information. You can bank with confidence knowing that your data is safe. Our 24/7 online banking services mean that whether it's day or night, you can manage your finances when it suits you best. Enjoy real-time account management with features that are designed for ease of use. At Advantage Plus, we believe that banking should fit into your life seamlessly. Join us today and experience the convenience of modern banking right from the comfort of your home or on the go!

Financial Strength

At Advantage Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong foundation for your financial journey, and we want you to feel confident in the strength of our credit union. With a net worth of $25,490,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 973 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $77,036,156 in share certificates and $5,761,926 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,177,774 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $2,880 in used auto loans and a total of $206,853,002 in loans and leases, helping our members achieve their financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which positions us well to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $31,166,016. Total Share Accounts: 47,160, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advantage Plus is your trusted partner. Visit us at 70 E 2Nd S Soda Springs ID 83276 or call 208-547-2338 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,546,461 in used vehicle loans and $8,457,919 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle, whether it's brand new or pre-owned.

Credit Lines and Other Options

In addition to these primary offerings, our total credit lines amount to $11,242,670, providing additional flexibility for those unexpected expenses or projects that may arise. If you're considering refinancing options for any of these products, our team is here to guide you through the process and help determine eligibility. If you're interested in applying for any of our loan products or want to learn more about how we can assist you financially, please reach out to us at (208) 547-2338. Visit us during lobby hours from 9 AM to 5 PM Monday through Friday at our branch located at 70 E 2Nd S Soda Springs Id 83276. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Advantage Plus, we're dedicated to helping you find the right financing solutions tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,477,146, make buying or refinancing simple. We offer flexible terms and competitive rates to support you on your journey toward owning a home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,332,982 in loans helping members manage their finances effectively. With our credit card options, you can enjoy rewards while staying within your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you get fair and transparent offers every time you search for a loan.

Advantage Plus

Introduction

Branch History & Mission

Branch Location & Accessibility

Get in Touch!

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Seamless Merchant Services

Unlock Your Business Potential with Our Loans

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Mortgage Loans

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Key Features of Our Online Banking

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Other Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community