Advantage Plus Preston ID Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Advantage Plus, your trusted financial partner in the heart of Preston, Idaho! Located at 311 S Highway 91, our branch has been serving the community since 1953. With a commitment to fostering strong relationships with our members, we take pride in being more than just a credit union; we are a community-focused institution dedicated to your financial well-being. At Advantage Plus, our members are at the core of everything we do. We currently boast a membership of over 21,216 individuals who trust us with their financial needs. Our total assets amount to an impressive $261,742,146, and we hold deposits totaling $21,103,504. With a net worth of $25,490,006, we ensure that our members' funds are secure while providing a wide range of services. Our leadership team, including CEO Brent Neibaur and Board President Dan Beebe, is committed to maintaining transparency and excellence in service. We have a dedicated team of 85 employees ready to assist you during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business banking services such as merchant services and business loans, we've got you covered. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address. If you have questions or need assistance, don't hesitate to reach out at 208-852-9999. Join us at Advantage Plus today and experience personalized service backed by years of expertise. Visit our website at Advantage Plus Credit Union for more information on how we can help you achieve your financial goals!

Branch History & Mission

Community Engagement

We recognize the importance of giving back to the community that supports us. Through partnerships with local organizations and outreach programs, Advantage Plus actively participates in initiatives that uplift those around us. Whether it's sponsoring local events or providing educational resources about financial literacy, we strive to make a positive impact. While members can visit us at 311 S Highway 91, official correspondence should be sent to the same address as there is no separate mailing address. If you have questions or need assistance, don't hesitate to call us at 208-852-9999. Join us at Advantage Plus Credit Union and experience firsthand how we blend tradition with modern financial solutions. Together, let's build a brighter future for our community! For more information or to become a member today, please visit our website or start your account enrollment here.

Our Mission

The mission of Advantage Plus is simple yet profound: to provide accessible financial services while fostering community well-being. We believe in supporting not just individual financial health but also the broader prosperity of Preston and its surrounding areas. Our team is dedicated to offering exceptional service that meets the needs of every member whether they're opening their first account or seeking guidance on a mortgage. Our operating hours are convenient for our members: 9:00 AM to 5:00 PM Monday through Friday, ensuring you can always find time to visit us. We also offer ATM access and drive-thru banking for quick transactions on the go. As part of our commitment to inclusivity, we maintain ADA compliance and prioritize customer-centric initiatives that make banking easier for everyone.

Branch Location & Accessibility

Join Us Today!

At Advantage Plus Credit Union in Preston, we're more than just a bank; we're part of your community. We invite you to come by and experience our welcoming atmosphere firsthand. Whether you're a current member or looking to join us, we're here to help you every step of the way. Visit us today or give us a call we can't wait to meet you!

Local Landmarks and Accessibility

Our Preston location is close to several familiar landmarks that will make finding us easy. Just a short drive away from local shops and eateries, you can take care of your banking errands while enjoying the vibrant atmosphere of our community. We also prioritize accessibility; our branch complies with ADA standards, featuring ramps and convenient parking options for everyone.

Operating Hours & Services Offered

We're here for you Monday through Friday from 9:00 AM to 5:00 PM, ensuring you have plenty of time to stop by after work or during your lunch break. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. If you're looking for business banking solutions, we have that covered too! For those on-the-go, enjoy the convenience of our ATM services available right here at the branch. Plus, we offer drive-thru banking for quick deposits and withdrawals without having to leave your vehicle.

Member Eligibility

Becoming a member of Advantage Plus is like opening the door to a community that genuinely cares about your financial well-being. If you live, work, or worship in the area around 311 S Highway 91 Preston Id 83263, you're already on your way to joining us! We welcome individuals and families looking for a supportive place to manage their finances. Membership at Advantage Plus comes with fantastic benefits, including access to personalized banking services, competitive loan rates, and opportunities for savings that can make a real difference in your life. To start your membership journey, simply check out our eligibility details at . Once you've confirmed that you meet the criteria, opening an account is easy! You can get started online by visiting https://online.advantagepluscreditunion.com/enrollment, or if you prefer speaking with someone directly, feel free to give us a call at (208) 852-9999. We're here to help you every step of the way as you join our friendly community at Advantage Plus!

Business Banking & Commercial Services

Practical Merchant Services

When it comes to managing day-to-day transactions, our merchant services simplify the process. Imagine having a reliable partner that helps you accept payments seamlessly allowing you to focus on what you do best: running your business. From point-of-sale solutions to online payment processing, we equip you with tools designed for efficiency and ease. Visit us at 311 S Highway 91, Preston, ID 83263, or call us at 208-852-9999 to learn how our business banking solutions can help propel your business forward!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $194,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Cash & Transactions

Need cash on the go? Our network of ATMs ensures that you can easily access funds whenever necessary. Additionally, our basic drive-thru banking service provides quick access for deposits and withdrawals without leaving your car. If you're a member of a partner credit union, take advantage of our shared branch transactions for deposits and withdrawals as well. Whether you're visiting us in person or using our online services, Advantage Plus is committed to providing a friendly experience tailored to your needs. For any questions or assistance regarding our offerings, don't hesitate to reach out at 208-852-9999 during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday. Ready to take the next step? Visit us today at Advantage Plus or click here to open an account online! Your financial success starts with us!

Business Banking Support

For our business members, we provide comprehensive solutions through our business banking services. From merchant services that facilitate transactions to tailored business loans, we're dedicated to supporting local entrepreneurs in their growth.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like online bill payment and fund transfers at your fingertips, staying on top of your finances has never been easier.

Credit Cards with Rewards

Our credit cards with rewards program allows you to earn benefits on everyday purchases. Whether you're paying bills or shopping for groceries, you'll appreciate how quickly those rewards can add up.

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing services can help turn your dreams into reality. With various mortgage products available, we work closely with you to find the right solution that fits your budget. We also offer assistance with personal loans and debt consolidation, helping you simplify payments and reduce financial stress.

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why we offer personalized banking options tailored to fit your lifestyle. Our checking and savings accounts provide a solid foundation for budgeting and saving, making it easy for you to track your progress toward your financial goals. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options are designed with competitive rates and flexible terms that put you in the driver's seat.

Digital & Online Banking

At Advantage Plus, we understand that banking should fit seamlessly into your life, which is why our digital and online banking services are designed with your convenience and security in mind. Whether you're at home, on the go, or anywhere in between, managing your finances has never been easier. With our online banking services, you can access your accounts 24/7. This means you can check your balance, transfer funds, and pay bills whenever it suits you. Plus, with the option for e-statements, you'll receive your account statements electronically, making it easy to keep track of your finances without the clutter of paper. For those who enjoy banking on their mobile devices, our mobile application is here to help. You can download it easily and enjoy features like person-to-person transfers, allowing you to send money to friends or family in just a few taps. While we currently don't support mobile payments, rest assured that our app offers everything else you need for effective account management. Security is a top priority at Advantage Plus. Our online platform ensures that your information is protected with state-of-the-art security measures so that you can bank with confidence. We also provide electronic signature authorization for added convenience in completing transactions quickly and securely. No matter where life takes you, Advantage Plus keeps your banking accessible and straightforward. Discover more about our digital services today by visiting us at our website. Your financial journey starts here!

Financial Strength

At Advantage Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency and reliability, which is why we are proud to share insights into our financial strength. With a net worth of $25,490,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 973 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $77,036,156 in share certificates and $5,761,926 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,177,774 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also noteworthy; with $2,880 in used auto loans and a total of $206,853,002 in loans and leases available to support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $31,166,016, further reinforcing our ability to meet your financial needs. We have a strong member base with a total of 47,160 share accounts, showing the trust our community places in us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advantage Plus is your trusted partner. Visit us at 311 S Highway 91 Preston ID 83263 or call 208-852-9999 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,546,461 in used vehicle loans and $8,457,919 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $194,936 provide the capital needed to grow and expand. We recognize that small businesses are vital to our community's economy and strive to support entrepreneurs with accessible financing options. At Advantage Plus, we prioritize making your borrowing experience straightforward and transparent. If you're considering refinancing your current loans or exploring eligibility options for any of our products, don't hesitate to reach out. Our dedicated team is ready to help you find the best solution for your financial needs. For more information about our loan offerings or to speak with one of our representatives, feel free to call us at 208-852-9999 or visit us at 311 S Highway 91 Preston ID 83263. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your path towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,477,146, make buying or refinancing simple. We understand that securing a mortgage can be overwhelming; that's why our team is here to assist you every step of the way. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we have solutions tailored just for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,332,982 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your purchasing power while providing easy access to credit when you need it most.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers without hidden agendas. LendMesh stands out for several reasons: - Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees transparency in what you see and consider. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can focus solely on what matters finding the right loan for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you have access to the latest information, allowing you to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the tool's reliability and effectiveness in helping consumers navigate their borrowing options. Ready to find the best rates? Compare real-time loan offers today at LendMesh and discover your options with confidence. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Advantage Plus