Advantage Plus Pocatello ID Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Advantage Plus, your trusted financial partner located at 3415 Johnny Creek Rd, Pocatello, ID 83204. Established in 1953, we have proudly served our community for decades, fostering a sense of trust and reliability among our 21,216 members. As a member-focused credit union, we emphasize not just banking services but also building lasting relationships within the Pocatello community. At Advantage Plus, we understand that your financial journey is unique. That's why we offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. With total assets of $261,742,146 and total deposits amounting to $21,103,504, our commitment to your financial well-being is backed by solid resources. Our leadership team plays a pivotal role in ensuring that your experience with us is exceptional. Under the guidance of CEO Brent Neibaur and Board President Dan Beebe, our dedicated staff of 85 employees is here to assist you with all your banking needs. Whether you're visiting our lobby from 9 am - 5 pm Monday through Friday or using our drive-thru service, we're always ready to help. While members can visit us at our physical location, official correspondence should be sent to the same address: 3415 Johnny Creek Road, Pocatello, ID 83204. Feel free to reach out via phone at (208) 232-2979 or fax at (208) 232-1911. Join us today at Advantage Plus where your financial goals are our priority! Visit our website at Advantage Plus Credit Union or call us for more information on how we can serve you better. Your journey towards financial success starts here!

Branch History & Mission

At Advantage Plus, we are proud of our rich legacy that has been serving the Pocatello community since 1953. Our branch, located at 3415 Johnny Creek Rd, Pocatello, ID 83204, has grown alongside our members, evolving from a small credit union to a trusted financial partner for over 21,216 members. As we celebrate our history, we also look forward to the future with excitement and determination. Advantage Plus was founded on the belief that everyone deserves access to quality financial services. Over the years, we have achieved significant milestones, including reaching total assets of $261,742,146. This growth reflects our commitment to helping members reach their financial goals while ensuring stability and security in their banking experience. Our mission is simple yet impactful: to empower our members through a variety of financial services while supporting our local community. We offer personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our approach focuses on building relationships based on trust and understanding, ensuring each member feels valued. While you can visit us at our main location on Johnny Creek Rd for all your banking needs, official correspondence should be directed to 3415 Johnny Creek Road, Pocatello, ID 83204 if needed. We are here for you during lobby hours from 9 am - 5 pm Monday through Friday, and our drive-thru service operates until 6 pm on Fridays, making it easy to fit banking into your busy schedule. Advantage Plus takes pride in its digital advancements and customer-centric initiatives. We offer online banking and mobile applications to ensure that managing your finances is convenient and accessible. Our commitment extends beyond just providing financial services; we actively engage in partnerships and community outreach efforts to uplift those around us. As a member-focused credit union located right here in Bannock County, we understand the unique needs of our community. Our goal is not just to provide financial solutions but also to contribute positively to the lives of those we serve. We invite you to become part of the Advantage Plus family! Join us today and experience firsthand how we can help you achieve your financial dreams while being a vital part of the Pocatello community. For more information or to get started with your membership, please call us at 208-232-2979 or visit our website at Advantage Plus Credit Union.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated near local favorites like the Pocatello Zoo and the scenic Portneuf River, our branch offers a welcoming space where you can manage your finances without any hassle. Parking is readily available for both cars and those with accessibility needs, ensuring that everyone can visit us comfortably.

Get in Touch

While members can visit us at our physical location, official correspondence should be sent to our mailing address: 3415 Johnny Creek Road, Pocatello, ID 83204. If you have questions or need assistance, feel free to give us a call at 208-232-2979. We invite you to stop by Advantage Plus today! Experience the difference of personalized service and discover how we can help you achieve your financial goals.

Operating Hours and Services

Our lobby hours are designed to fit your busy schedule: we're open from 9 AM to 5 PM Monday through Friday. If you're in a hurry or prefer to bank from your vehicle, take advantage of our drive-thru service available until 5:30 PM on weekdays and even later until 6 PM on Fridays. We also have an ATM on-site for quick cash withdrawals and balance checks. At Advantage Plus, we offer a range of services tailored to meet your financial needs from personal checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team is ready to assist you with everything from simple transactions to more complex financial products.

Member Eligibility

At Advantage Plus, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is not just about banking; it's about joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Pocatello area, you're already on the right path to eligibility! We welcome individuals from all walks of life and offer personalized services tailored to your unique needs. For detailed eligibility criteria, feel free to check out our website at . Opening an account is straightforward and hassle-free. You can start the process online by visiting https://online.advantagepluscreditunion.com/enrollment, or if you prefer a personal touch, give us a call at (208) 232-2979. Our friendly team is here to guide you every step of the way and ensure you feel right at home at Advantage Plus, located at 3415 Johnny Creek Rd Pocatello Id 83204. Join us today and experience the benefits of being part of our community!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $194,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

Imagine running your business without worrying about payment processing. Our merchant services make it easy for you to accept payments from customers quickly and securely. Whether you're a retail shop or a service provider, our tools streamline transactions, allowing you to focus on what matters most growing your business. Visit us at 3415 Johnny Creek Rd, Pocatello, ID 83204 or call us at 208-232-2979 to learn how Advantage Plus can support your business today!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about purchasing a new car? We offer competitive auto loans and vehicle financing options that can help you drive away in the vehicle you desire. With flexible terms and affordable rates, getting behind the wheel has never been easier. Imagine cruising around town in your dream car without breaking the bank!

Business Banking Services

For our business members, we offer tailored solutions including merchant services and business loans. We understand that running a business requires specific financial tools and support. Let us help you thrive by providing the resources you need to grow.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and even send money to friends all from the palm of your hand! Plus, our ATM services ensure you have easy access to cash whenever needed.

Credit Cards with Rewards

For those who enjoy making purchases while earning rewards, our credit cards come with great benefits. You can earn points on every dollar spent and redeem them for travel, merchandise, or cash back! It's like getting paid for shopping!

Drive-Thru & Basic ATM Services

If you prefer face-to-face interactions but are short on time, take advantage of our drive-thru banking options for quick deposits and withdrawals without leaving your vehicle. Additionally, our ATMs are available for basic transactions like balance checks or cash withdrawals. No matter what financial service you're looking for, Advantage Plus is here to provide personalized support tailored just for you. If you have any questions or want to learn more about how we can assist you further, don't hesitate to reach out! Call us at 208-232-2979 or visit our website at www.advantagepluscreditunion.com. Join us today and let's work together toward achieving your financial goals!

Mortgage Loans and Refinancing

If you're considering buying a home or refinancing your existing mortgage, Advantage Plus has got you covered. Our mortgage loans are designed to make homeownership attainable. Picture yourself in a cozy living room, knowing you made a smart choice with your financing.

Personal Banking Solutions

Our personal banking offerings include essential services such as checking and savings accounts designed to fit various lifestyles. Need a reliable way to handle daily transactions? Our checking accounts provide easy access to your funds with no hidden fees. For saving goals, our savings accounts offer competitive interest rates that help your money grow over time.

Personal Loans and Debt Consolidation

Sometimes life brings unexpected expenses or debt challenges. Our personal loans can help you cover those costs or consolidate existing debts into one manageable payment. Whether it's for medical bills or home repairs, we provide support when you need it most.

Digital & Online Banking

Key Features

For those who prefer using their smartphones, our mobile application makes banking even more convenient. With this app, you can perform all the essential banking tasks right from your pocket. While we currently do not support mobile payments, rest assured that our app is user-friendly and secure. Need to send money to a friend? Our person-to-person transfer feature lets you do just that without any hassle. It's perfect for splitting bills or sending gifts quickly and easily. We also prioritize your security with advanced measures in place to protect your personal information. Although we do not offer electronic signature authorization at this time, our commitment to safeguarding your data remains strong. And if you're looking for an eco-friendly option for statements, we provide e-statements that allow you to view your account activity online instead of receiving paper copies. This not only helps the environment but also keeps your information organized and easily accessible. In summary, whether it's through our website or mobile app, Advantage Plus ensures you have the tools necessary for effective account management at your fingertips. Experience the ease of digital banking today!

Financial Strength

At Advantage Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to share insights into our financial strength, which reflects our commitment to providing you with the best possible service and support. With a net worth of $25,490,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 973 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $77,036,156 in share certificates and $5,761,926 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,177,774 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; we have $2,880 in used auto loans and a total of $206,853,002 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we manage 47,160 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advantage Plus is your trusted partner. Visit us at 3415 Johnny Creek Rd Pocatello Id 83204 or call 208-232-2979 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $37,546,461 in used vehicle loans and $8,457,919 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to ensure you find the perfect fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $194,936 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; that's why we're dedicated to supporting your journey. At Advantage Plus in Pocatello, ID (3415 Johnny Creek Rd), we are committed to providing personalized service and expert advice tailored to your financial needs. If you're interested in any of our loan products or want to learn more about eligibility options, feel free to call us at 208-232-2979 or visit our website at Advantage Plus. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $34,477,146, making buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade your living situation, our team is here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,332,982 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit you with every purchase.

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Real-Time Rate Comparisons

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Advantage Plus