Advantage Plus Pocatello Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Advantage Plus, your trusted partner in financial services located at 2133 E Center St, Pocatello, ID 83201. Established in 1953, we have been proudly serving our community for decades, with a strong commitment to enhancing the financial well-being of our 21,216 members. With total assets exceeding $261,742,146 and deposits amounting to $21,103,504, we are dedicated to providing you with quality banking solutions that fit your lifestyle. At Advantage Plus, we believe in building lasting relationships with our members. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, our experienced team is here to help. Under the leadership of our CEO Brent Neibaur and Board President Dan Beebe, our staff of 85 employees is committed to ensuring you receive personalized service tailored to your needs. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: PO Box 4610, Pocatello, ID 83205. We invite you to explore our offerings and see how we can assist you in achieving your financial goals. For more information or if you have questions about our services, don't hesitate to reach out at (208) 232-7711. Your financial success is important to us; let's work together towards it! Visit our website at advantagepluscreditunion.com today!

Branch History & Mission

At Advantage Plus, we are proud to share our story, which is deeply rooted in the community of Pocatello, Idaho. Established in 1953, our branch has been a steadfast partner for families and businesses alike, growing alongside them through the years. With a mission to empower our members with accessible financial services and support, we have cultivated a legacy of trust and reliability. Located at 2133 E Center St, Pocatello, ID 83201, we sit at the heart of our community. Our convenient location allows us to serve our members effectively while being just a stone's throw from local landmarks that many know and cherish. For official correspondence, please note that you can reach us at PO Box 4610, Pocatello, ID 83205. Since our inception, Advantage Plus has grown to serve over 21,216 members, fostering relationships built on mutual respect and understanding. Our total assets now stand at an impressive $261,742,146, reflecting our commitment to sound financial management and member service. As we continue to evolve, we embrace modern banking solutions while ensuring that personal touch remains at the forefront of everything we do. Our mission is straightforward: to provide exceptional financial services that enhance the lives of our members and support the local community. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. With online and mobile banking capabilities available for your convenience, staying connected with your finances has never been easier. Advantage Plus is more than just a credit union; we are dedicated to uplifting our community through various outreach initiatives and partnerships. By investing in local programs and supporting those in need, we aim to make a meaningful impact in Pocatello and beyond. We invite you to visit us during our operating hours: Lobby Hours are from 9 am - 5 pm Monday through Friday, with Drive-Thru services available until 5:30 pm Monday - Thursday and until 6:00 pm on Friday. We also proudly offer ATM services for your convenience. At Advantage Plus Credit Union, we believe that everyone deserves access to quality financial resources tailored to their needs. Join us today and discover how membership can benefit you personally or professionally. Experience firsthand the difference that a community-focused credit union can make! For more information or to get started on your journey with us, call us at 208-232-7711 or visit our website at Advantage Plus.

Branch Location & Accessibility

A Convenient Spot for Everyone

At Advantage Plus, we believe that banking should be easy. Our branch features ample parking for all members, along with ADA-compliant accessibility options to ensure that everyone can visit us comfortably. If you're in need of quick transactions, our drive-thru service is available, allowing you to handle your banking without even leaving your vehicle.

Flexible Banking Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9 AM to 5 PM, and on Fridays, our lobby stays open until 6 PM. For those who prefer drive-thru banking, you can take advantage of our extended hours on weekdays as well open until 5:30 PM Monday through Thursday and until 6 PM on Fridays.

Stay Connected

If you have any questions or need assistance, feel free to reach out to us at 208-232-7711. Our friendly staff is always here to help with personal banking needs such as checking and savings accounts, auto loans, mortgages, and more. While members can visit us at our physical location on Center Street, official correspondence should be sent to PO Box 4610 in Pocatello if needed. We're excited to help you achieve your financial goals! So why wait? Come by Advantage Plus today and see how we can make your banking experience better!

Member Eligibility

At Advantage Plus, we believe that everyone deserves a supportive financial community where their needs are met with care and understanding. Becoming a member of our credit union is not just about opening an account; it's about joining a family that values you. If you live, work, worship, or attend school in the Pocatello area, you're likely eligible to join us. We welcome individuals from various walks of life, making it easy for you to take this step towards better financial well-being. For those interested in the finer details of eligibility, please feel free to check out our website at . Once you're ready to join our community, opening an account is a breeze! Simply visit us online at https://online.advantagepluscreditunion.com/enrollment, or give us a call at (208) 232-7711 if you have any questions. Our friendly team is here to guide you through every step of the process, ensuring that your journey with Advantage Plus is smooth and welcoming. So why wait? Join us today at our branch located at 2133 E Center St Pocatello Id 83201, and let's work together towards your financial goals!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking for a small loan to cover immediate expenses or larger financing options for significant projects, we are here to support your journey.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that can streamline your payment processes. Imagine a customer walking into your store, making a purchase effortlessly with just a swipe of their card. Our services ensure you can accept payments quickly and securely, allowing you more time to focus on what matters most growing your business. At our Pocatello branch located at 2133 E Center St, we're dedicated to fostering economic development in our community. If you're ready to take the next step in your business journey, contact us today at 208-232-7711 or visit us online at Advantage Plus Credit Union.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, business banking is crucial. We offer essential services like merchant services and various types of business loans to help your company thrive. We know how hard you work, so let us take care of the financial side of things.

Credit Options with Rewards

Who doesn't love rewards? Our credit cards come with enticing benefits, allowing you to earn points while making everyday purchases. This means that every swipe brings you closer to something special!

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our robust online and mobile banking platforms, you can manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills all from the comfort of your home or on the go no need for long waits in line! Additionally, our ATM services allow for easy cash withdrawals and balance checks.

Drive-Thru Services

Need to make a quick deposit or withdrawal? Our basic drive-thru banking lets you handle simple transactions without leaving your car, making it perfect for those busy days when every minute counts.

Get Started Today!

At Advantage Plus, we pride ourselves on being more than just a credit union; we're a community partner dedicated to helping you achieve your financial goals. If you're ready to explore these services further or have any questions, feel free to reach out at (208) 232-7711 or visit us online at Center Street. Your financial future is bright with us by your side!

Personal Banking Solutions

Managing your finances should be straightforward and accessible. Our personal banking services include checking and savings accounts tailored to fit different lifestyles. If you're planning to buy a new car, our auto loans and vehicle financing options can help get you on the road with ease. For those dreaming of owning a home, we offer mortgage loans and refinancing solutions that make homeownership attainable. Plus, our personal loans can assist with everything from debt consolidation to unexpected expenses.

Digital & Online Banking

E-Statements and Person-to-Person Transfers

We know how important it is to stay organized, which is why we offer e-statements that allow you to view and manage your financial statements digitally. No more cluttered mailboxes! Plus, with our person-to-person transfer feature, sending money to friends or family is as simple as entering their email or phone number no need for cash or checks.

Mobile Application

For those who prefer banking on the move, our mobile application is here to help. You can download our app and enjoy all the benefits of online banking right from your smartphone. It's perfect for quick transactions or checking your account while out and about.

Online Banking Services

Our online banking services, available at https://www.advantagepluscreditunion.com/, provide you with 24/7 access to your accounts. You can check balances, view transaction history, and transfer funds between accounts with just a few clicks. Whether you're at home or on the go, managing your money has never been easier!

Security Features

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that all transactions through our platform are protected with advanced encryption technology. We strive to create a safe banking environment where you can feel confident managing your finances. With Advantage Plus's digital and online banking services, you have the tools you need for easy account management at your fingertips. Join us today and experience the freedom of banking whenever you want!

Financial Strength

At Advantage Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to providing you with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $25,490,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 973 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $77,036,156 in share certificates and $5,761,926 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,177,774 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,880 in used auto loans and a total of $206,853,002 in loans and leases. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $31,166,016, while the total number of share accounts has reached an impressive 47,160, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advantage Plus is your trusted partner. Visit us at 2133 E Center St Pocatello ID 83201 or call 208-232-7711 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,546,461 in used vehicle loans and $8,457,919 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $194,936 provide the capital needed to grow and expand. We recognize that businesses need tailored financial solutions to thrive in today's economy. If you're considering refinancing any existing loans or exploring eligibility options for our various products, don't hesitate to reach out. Our team is here to assist you every step of the way. For more information about our loan offerings or to speak with one of our representatives, feel free to contact us at (208) 232-7711. You can visit us at 2133 E Center St Pocatello ID 83201 during our lobby hours from 9 AM to 5 PM Monday through Friday or take advantage of our drive-thru services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Advantage Plus, we're committed to supporting your financial journey with transparent information and exceptional service.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,477,146, make buying or refinancing simple. We guide you through each step of the process so you can secure your dream home without unnecessary stress.

Unsecured Credit Card Loans

Managing everyday expenses just got easier. We also offer flexible terms on unsecured credit card loans, with a total of $4,332,982 in loans helping members manage their finances effectively. These cards are designed for convenience and flexibility, making it easier to handle unexpected costs or build your credit history.

Loan Aggregator

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Advantage Plus