Advantage Plus Montpelier ID Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Advantage Plus, your trusted financial partner in the heart of Montpelier, Idaho. Located at 177 N 4Th St, Montpelier, ID 83254, our branch has been proudly serving our community since 1953. With a commitment to providing exceptional service and a wide range of financial solutions, we cater to the needs of over 21,216 members who trust us with their financial journeys. At Advantage Plus, we understand that every member's goals are unique. That's why we offer personalized banking options, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. As of today, our total assets stand at an impressive $261,742,146, reflecting our solid foundation and dedication to your financial well-being. We also manage a robust total loan portfolio of 8,336 loans, ensuring that we can support you whether you're looking to finance a new car or consolidate debt. Our leadership team is here for you! Under the guidance of CEO Brent Neibaur and Board President Dan Beebe, our dedicated staff of 85 employees is always ready to assist you with any questions or concerns. Feel free to reach out to us at 208-847-1165 or visit our website at Advantage Plus Credit Union for more information. While members can visit us at our branch location for all banking needs, official correspondence should be sent to the same address: 177 N. 4th Street, Montpelier, ID 83254. Discover how Advantage Plus can make a positive impact on your financial life today! Whether you're interested in opening an account or exploring loan options, we're here to help you every step of the way. Don't hesitate stop by or give us a call!

Branch History & Mission

Commitment to Innovation

As part of our commitment to serve better, we've embraced digital advancements such as online and mobile banking options. This allows you to manage your finances anytime and anywhere. Additionally, we ensure compliance with ADA standards so everyone can access our services comfortably.

Community Engagement

Community outreach is at the heart of what we do. We actively engage in local events and partnerships that strengthen our ties with residents in Montpelier and beyond. We understand that by supporting one another, we all thrive together. We invite you to join Advantage Plus Credit Union today! Experience firsthand how we can help you achieve your financial goals while being an active participant in our vibrant community. Visit us or call us at (208) 847-1165 for more information about membership and services tailored just for you!

Our Mission

At Advantage Plus, our mission is simple yet powerful: to empower our members through exceptional financial services while fostering community growth and support. We believe in building lasting relationships and providing personalized solutions that cater to your unique financial situation. Whether you need help with savings accounts or looking for financing options for your next vehicle, we are here for you. While members can visit us at 177 N 4Th St Montpelier Id 83254, official correspondence should be sent to 177 N. 4th Street, Montpelier, ID 83254 if different. Our lobby hours are from 9 am to 5 pm Monday through Friday, with extended drive-thru hours until 5:30 pm on Fridays. We also offer ATM services for convenient access to cash when you need it.

Our Story

Advantage Plus was founded with the mission of providing quality financial services to our community. From the beginning, our focus has been on serving our members and ensuring they have access to the tools and resources needed for their financial well-being. As we evolved through the years, we've adapted to changing needs and technology while keeping our commitment to personal service at the forefront. Our journey has seen significant milestones including expanding our services to offer auto loans, mortgages, personal loans, and business banking solutions. With a dedicated team of 85 employees ready to assist you, we pride ourselves on being more than just a bank; we are a part of your community.

Branch Location & Accessibility

Get in Touch

Have questions? Feel free to call us at 208-847-1165. Our friendly team is always ready to assist you! While members can visit us at our branch address, official correspondence should be sent to our mailing address at 177 N. 4th Street, Montpelier, ID 83254. We invite you to stop by Advantage Plus today and discover how we can help you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated near local favorites, our branch is close to the scenic Bear Lake, making it easy for you to combine errands with a bit of leisure. We offer ample parking so you can visit us without any hassle. For those needing special assistance, our facility is ADA compliant, ensuring everyone can access our services comfortably.

Operating Hours and Services

Our lobby hours are designed with your schedule in mind: we're open from 9 AM to 5 PM Monday through Friday, and until 5:30 PM on Fridays for those last-minute visits. The drive-thru service is also available during these hours, providing a quick way to handle your banking needs without leaving your vehicle. At Advantage Plus, we pride ourselves on offering a range of services tailored to fit your lifestyle from personal checking and savings accounts to auto loans and mortgages. We also provide online and mobile banking options for those who prefer managing their finances from home.

Member Eligibility

At Advantage Plus, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. If you're looking to become a member, the process is simple and welcoming! You're eligible if you live, work, or worship in Bear Lake County or any surrounding area. This means that many people in our community can take advantage of the services we offer. By becoming a member at Advantage Plus, you'll gain access to personalized banking solutions, competitive rates on loans, and a team dedicated to your financial well-being. Ready to get started? Opening your account is straightforward; just visit us online at Account Opening or call us at (208) 847-1165 for assistance. For more detailed information about eligibility requirements, feel free to check out our resource page at . We can't wait to welcome you into our community at 177 N 4Th St Montpelier Id 83254!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $194,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business smoothly while providing your customers with convenient payment options. Our merchant services offer just that. Whether it's accepting credit cards or managing payments online, we provide tailored solutions that help you keep your cash flow steady. Located at 177 N 4Th St, Montpelier, ID 83254, our branch is ready to assist you with all your business needs. For more information, feel free to call us at (208) 847-1165. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide tailored solutions such as merchant services and business loans. Starting or expanding your business doesn't have to be complicated; we're here to support you every step of the way.

Convenient Access Points

We understand that convenience matters in today's fast-paced world. Our branch features an ATM for easy cash withdrawals and basic drive-thru banking for quick deposits and withdrawals. Our drive-thru service operates during regular hours, making it easier for you to bank without leaving your car.

Credit Cards & Rewards

Looking for a credit card that gives back? Our credit cards with rewards allow you to earn points on purchases that can be redeemed for exciting rewards. It's a simple way to get more out of your spending while enjoying the benefits of responsible credit use.

Digital Banking Features

In addition to traditional banking options, we emphasize digital convenience with features like online banking and mobile access. Whether it's checking your account balance or making transfers on the go, our technology ensures that you're always connected to your finances. If you have any questions about our services or need assistance, feel free to give us a call at 208-847-1165. We're here to help! Ready to experience all that Advantage Plus has to offer? Visit us today at our Montpelier branch or check out our website at Advantage Plus Credit Union for more details!

Personal Banking Solutions

Our personal banking services are designed with you in mind. With options like checking and savings accounts, managing your daily transactions has never been easier. Imagine being able to effortlessly transfer funds between accounts or access your balance anytime through our user-friendly online and mobile banking platforms. If you're considering a new vehicle, our auto loans and vehicle financing options can help make that dream a reality. We also offer mortgage loans and refinancing, ensuring you have the right support when purchasing or upgrading your home. For those unexpected expenses, our personal loans and debt consolidation services provide quick access to cash, helping you navigate life's surprises without stress.

Digital & Online Banking

E-Statements

Say goodbye to paper clutter! At Advantage Plus, we offer e-statements that give you quick access to your account statements without the hassle of keeping physical copies. You'll receive notifications when new statements are available, so you'll always be up-to-date.

Mobile Application

Our mobile application provides an easy-to-use interface for managing your accounts right from your smartphone. With this tool, you'll have access to all the features of online banking at your fingertips. Plus, you can keep track of transactions in real time and stay informed about your finances wherever life takes you.

Online Banking Services

With our 24/7 online banking available at https://www.advantagepluscreditunion.com/ , you can check your balances, pay bills, and transfer funds whenever it suits you. No need to rush to the bank before it closes; everything you need is just a few clicks away. You can also enjoy person-to-person transfers, making it simple to send money to friends or family directly from your account.

Security You Can Trust

We prioritize your security with features like electronic signature authorization. While currently we do not offer mobile payment options, rest assured that all your transactions are protected by robust security measures designed to keep your information safe. In a world where convenience is key, Advantage Plus strives to ensure that banking is as effortless as possible for you. Explore our digital offerings today and take control of your financial journey!

Financial Strength

Growing Member Base

Total Share Accounts stand at 47,160, showing a strong and growing member base that trusts us with their finances. This indicates not only our stability but also the confidence our community has placed in us over the years. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advantage Plus is your trusted partner. Visit us at 177 N 4Th St Montpelier ID 83254 or call 208-847-1165 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secured through $77,036,156 in share certificates and $5,761,926 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 71 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $24,177,774 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is evident as we have provided $2880 in used auto loans and have a total of $206,853,002 in loans and leases, supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $25,490,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 973 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Offerings

In addition to these loan products, we provide refinancing options that can help you save money over time. If you're considering refinancing an existing loan or want to explore eligibility options for any of our services, please reach out to us at (208) 847-1165 for personalized assistance. Whether you're exploring financing for personal or business needs, Advantage Plus is here to support you every step of the way. Visit us at our branch located at 177 N 4Th St Montpelier Id 83254, Montpelier, ID 83254. We look forward to helping you find the right loan product tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,546,461 in used vehicle loans and $8,457,919 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used vehicle, we have options that can make your purchase more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $194,936 provide the capital needed to grow and expand. If you're looking to invest in your business's future or manage cash flow more effectively, our team can assist you in finding the right solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,332,982 in loans helping members manage their finances effectively. Our credit cards come with various features designed to suit your spending habits while keeping costs manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,477,146, make buying or refinancing simple. We aim to provide competitive rates and flexible terms to help you navigate the path to owning your own home.

Loan Aggregator

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ADVANTAGE PLUS FEDERAL CREDIT UNION - Montpelier, ID