Advantage Plus American Falls ID Credit Union | Best Auto Loans & ATM Services

Introduction

Welcome to Advantage Plus, your trusted financial partner located at 465 Hillcrest Ave, American Falls, ID 83211. Since our establishment in 1953, we have proudly served our community with a commitment to providing exceptional financial services tailored to your needs. With over 21,216 members, we strive to create a welcoming environment where everyone feels valued and supported. At Advantage Plus, our total assets of $261,742,146 reflect our strength and reliability in the industry. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have a variety of services designed just for you. Our total loans stand at 8,336, showcasing our dedication to helping members achieve their financial goals. We believe in being more than just a credit union; we're an integral part of the American Falls community. Our leadership team, including CEO Brent Neibaur and Board President Dan Beebe, is committed to fostering growth and innovation that benefits all our members. With a net worth of $25,490,006 and cash in hand amounting to $4,131,560, you can trust that your finances are in safe hands. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 465 Hillcrest Ave, American Falls, ID 83211. We invite you to take advantage of our services and experience firsthand the personalized care that sets us apart. Ready to start your journey with us? Feel free to call us at 208-226-5784 or visit our website at Advantage Plus Credit Union for more information. Your future begins here!

Branch History & Mission

Welcome to Advantage Plus in American Falls, Idaho! Since opening our doors in 1953, we have proudly served our community with dedication and care. With a rich history that spans over six decades, our branch has grown alongside the residents of American Falls, evolving into a trusted financial partner for over 21,000 members. Located at 465 Hillcrest Ave, our branch is easily accessible for all your banking needs. Our friendly team is here to help you navigate your financial journey, whether you're looking to open a savings account or seeking financing for your next vehicle. If you need to reach us by mail, please send any official correspondence to the same address. At Advantage Plus, we believe in more than just providing financial services; we are committed to uplifting our community. Our mission is simple: to improve the financial well-being of our members while fostering a supportive environment that encourages growth and success. We strive to make banking easier and more inclusive for everyone, offering services like personal banking, auto loans, mortgages, business loans, and online banking options. Our total assets stand at an impressive $261,742,146, reflecting our solid financial foundation and commitment to member satisfaction. We offer convenient ATM access and drive-thru banking for those on the go ensuring that your banking experience is as smooth as possible. As part of our ongoing effort to embrace technology and enhance accessibility, we provide digital banking solutions such as online account management and mobile payments. This commitment extends to ensuring ADA compliance so that all members of our community can take advantage of our services without barriers. We also take pride in giving back through various community outreach initiatives. By partnering with local organizations and participating in events throughout the year, we aim to strengthen the fabric of American Falls and support those in need. If you're not yet part of the Advantage Plus family, we invite you to join us today! Experience firsthand how we can help you achieve your financial goals while being a valued member of our community. For more information or assistance, please call us at 208-226-5784 or visit our website at Advantage Plus Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Conveniently Located

Nestled in the heart of American Falls, our branch is just a stone's throw away from local landmarks such as the scenic American Falls Reservoir and the vibrant downtown area. It's easy to swing by for a quick visit or to take care of your banking needs while enjoying the beautiful surroundings.

Easy Access for Everyone

We prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can navigate our space comfortably. Plus, we have ample parking available right outside, making it easy for you to pop in without any hassle.

Get in Touch!

Have questions or need assistance? Feel free to give us a call at 208-226-5784. Our friendly staff is ready to assist you with any inquiries or concerns you might have. We invite you to visit us at Advantage Plus your partner in financial success!

Services Tailored to You

Our branch offers a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. If you prefer face-to-face transactions, our drive-thru is perfect for deposits and simple banking tasks.

Welcoming Operating Hours

At Advantage Plus, we understand that life can get busy! That's why our lobby is open from 9 am to 5 pm, Monday through Friday. If you prefer using our drive-thru service, we're happy to serve you until 5:30 pm on those same weekdays. This flexibility allows you to choose the best time that fits into your schedule.

Member Eligibility

Joining the Advantage Plus community is like stepping into a family where your financial well-being is the top priority. If you live, work, worship, or attend school in the American Falls area, you're likely eligible to become a member. This inclusive approach means that we welcome individuals from various backgrounds, ensuring that everyone can access our supportive services. Once you're on board, you'll enjoy an array of benefits designed to help you thrive financially from personal banking options to loans and credit cards that fit your lifestyle. Becoming a member is a straightforward process. You can start by checking out the eligibility details at , which provides all the information you need about joining us. When you're ready to open an account, simply visit us at 465 Hillcrest Ave, American Falls, ID 83211, or give us a call at (208) 226-5784 for any questions. We're excited to help you take this important step towards better financial health! For more details on opening an account online, check out https://online.advantagepluscreditunion.com/enrollment.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $194,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services help streamline transactions so you can focus on what matters most running your business. Imagine a customer walking into your store and seamlessly paying with their card or mobile device while you provide excellent service. That's the experience we aim to create for you. Located at 465 Hillcrest Ave, American Falls, ID 83211, we're here to support your business every step of the way. Connect with us at Advantage Plus or call us at 208-226-5784 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For local business owners in American Falls, we understand that running a business comes with its own set of challenges. That's why we provide specialized Business Banking services, including Merchant Services & Business Loans tailored to support your growth. Our team is here to help ensure that your financial needs as a business owner are met with care and professionalism.

Modern Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking options so you can manage your finances anytime, anywhere. Whether it's checking balances or transferring funds, our digital banking features make it easy for you to stay on top of your financial health. Additionally, our ATM & Cash Withdrawal Services are available for those times when you need cash quickly. With basic drive-thru banking available for deposits and simple transactions, visiting us is always a breeze.

Personal Banking Solutions

When it comes to personal banking, Advantage Plus offers an array of options designed to simplify your life. Imagine having access to both checking and savings accounts that cater to your everyday needs. Our Auto Loans & Vehicle Financing make it easier than ever to get behind the wheel of your dream car without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services are here to guide you every step of the way. For those unexpected expenses or plans you wish to finance, we offer Personal Loans & Debt Consolidation options that help you manage and consolidate debt effectively. Plus, with our Credit Cards with Rewards, every purchase can earn you points towards future rewards turning everyday spending into opportunities!

Your Financial Partner in American Falls

At Advantage Plus, we're committed to providing all these services in a welcoming environment where members feel valued. We invite you to visit us at our branch or give us a call at 208-226-5784 during our lobby hours from 9 AM to 5 PM Monday through Friday. Don't miss out on the opportunity to take control of your finances with personalized service and comprehensive offerings right here in American Falls. Ready to get started? Visit us today or check out more about our services online at Advantage Plus Credit Union.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to send person-to-person transfers. Need to split a bill with friends or pay someone back? You can do it instantly with just a few taps. Plus, for those who prefer paperless options, we provide e-statements that allow you to view your account statements digitally saving trees and making organization easier! For added flexibility, our mobile application is available for download so you can have all these services right in your pocket. While we currently don't offer mobile payments, our app still lets you manage transactions effortlessly. Security is always at the forefront of what we do. Although we don't support electronic signature authorization yet, rest assured that all transactions through our online banking platform are protected by advanced encryption technology. At Advantage Plus, we aim to empower our members by providing accessible and efficient banking solutions. Experience the freedom of real-time account management today!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts stand at 47,160, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $31,166,016, enhancing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advantage Plus is your trusted partner. Visit us at 465 Hillcrest Ave American Falls ID 83211 or call 208-226-5784 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $77,036,156 in share certificates and $5,761,926 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With $0 in non-member deposits, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $24,177,774 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,880 in used auto loans and a total of $206,853,002 in loans and leases.

Solid Financial Foundation

With a net worth of $25,490,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 973 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing options or exploring eligibility criteria for any of our products, we're here to help. Our knowledgeable staff is ready to assist you in understanding the best choices for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To learn more about our loan offerings or if you have any questions about which option may be best for you, don't hesitate to reach out at 208-226-5784. We're excited to partner with you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,546,461 in used vehicle loans and $8,457,919 in new vehicle loans already helping members get on the road. We understand how important it is to have reliable transportation, and our competitive rates make it easier than ever to drive away with your dream car.

Business Financing

For business owners, our outstanding commercial loans totaling $194,936 provide the capital needed to grow and expand. Whether you need funding for equipment or working capital to support daily operations, our business loans are designed to meet your unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,477,146, make buying or refinancing simple. We can assist you through every step of the process whether you're purchasing your first home or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,332,982 in loans helping members manage their finances effectively. These credit cards provide a convenient way to handle everyday expenses without needing collateral.

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Advantage Plus