Advantage Financial Brooklyn NY Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Advantage Financial at the Brooklyn Va Medical Center, your trusted partner in financial well-being since 1964. Located at 800 Poly Pl Rm 1110, Brooklyn, NY 11209, we pride ourselves on being more than just a credit union; we are a community-focused institution dedicated to serving our 9,395 members with personalized financial solutions. At Advantage Financial, we understand that your financial journey is unique. With total assets exceeding $108 million, and a robust loan portfolio of 4,143 loans and leases, we are equipped to meet diverse needs whether it's securing an auto loan, refinancing your mortgage, or offering business banking services. Our commitment to excellence is reflected in our impressive net worth of $12,482,028 and total deposits amounting to $4,686,943. Our leadership team, including CEO Donald Johnson and Board President Donald Walsh, works tirelessly to ensure that every member receives the best possible service. Together with our dedicated team of 30 employees, we strive to create an environment where you feel valued and supported. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: 800 Poly Place Rm 1110, Brooklyn, NY 11209-7104. With operating hours from 7:45 AM to 2:45 PM (Monday through Friday), we invite you to stop by or call us at 718-492-0600 for any inquiries. Explore how Advantage Financial can help you achieve your financial goals today! Visit our website at www.advfcu.org for more information.

Branch History & Mission

Community Commitment

Our mission extends beyond banking; it's about making a positive impact in Brooklyn and beyond. We engage with local organizations and participate in community outreach efforts that enrich lives and foster connections. Whether through financial literacy programs or partnerships with local nonprofits, we are dedicated to supporting our neighbors. While members can visit us at 800 Poly Pl Rm 1110 Brooklyn Ny 11209, official correspondence should be sent to our mailing address: 800 Poly Place Rm 1110, Brooklyn, NY 11209-7104.

Join Us Today!

We believe everyone deserves access to quality financial services that empower them. At Advantage Financial, you are not just another account number; you are part of our family. Join us today and discover how we can help you achieve your financial goals! For any inquiries or assistance, feel free to reach out at (718) 492-0600 during our operating hours Monday through Friday from 7:45 AM to 2:45 PM. We look forward to welcoming you!

Our Evolution

Our journey began with a simple mission: to provide accessible financial services to those in need. Over the years, Advantage Financial has adapted to meet the changing needs of our community while maintaining our core values of integrity and service. With total assets now exceeding $108 million, we've built a solid foundation that allows us to offer a wide range of products, from checking accounts and auto loans to credit cards with rewards. In addition to traditional banking services, we've embraced modern technology to enhance your experience. Our digital offerings include online banking and mobile applications, ensuring that you can manage your finances on your terms. We also ensure our services are accessible by adhering to ADA compliance standards.

Branch Location & Accessibility

Call to Action

We invite you to stop by Advantage Financial today or give us a call at (718) 492-0600 if you have any questions. Our team looks forward to serving you and helping you achieve your financial goals!

Nearby Landmarks and Accessibility Features

Situated near the bustling heart of Brooklyn, our location is easily reachable from various points in the city. If you're familiar with the area, we're just a short walk from popular spots like the Brooklyn Public Library and Prospect Park. We understand how important accessibility is; therefore, our branch features ADA-compliant facilities to ensure everyone can access our services comfortably.

Operating Hours and Services Offered

At Advantage Financial, we prioritize your time. Our operating hours are Monday through Friday from 7:45 AM to 2:45 PM, making it easy for you to drop by before or after work. Although we don't have drive-thru services, we offer an ATM on-site for quick cash withdrawals and balance checks. Our range of services includes everything from checking and savings accounts to auto loans and credit cards with rewards. While members can visit us at 800 Poly Pl Rm 1110 Brooklyn Ny 11209, official correspondence should be sent to our mailing address at 800 Poly Place Rm 1110, Brooklyn, NY 11209-7104.

Member Eligibility

At Advantage Financial, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that cares for your financial well-being. To become a member of Advantage Financial, you need to meet a few simple eligibility requirements. If you live, work, or worship in the Brooklyn area, or if you are an immediate family member of an existing member, you're likely eligible to join us! We're dedicated to making your membership journey easy and welcoming. Once you're ready to take this step, you can find all the details regarding eligibility at this link. If everything checks out, opening your account is a breeze! Just visit us at our branch located at 800 Poly Pl Rm 1110 Brooklyn NY 11209 or give us a call at 718-492-0600 for assistance. We're excited to have you on board and look forward to helping you achieve your financial goals!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to accept payments effortlessly while focusing on what you do best running your business. Our merchant services offer practical tools that enable you to manage transactions smoothly, ensuring you never miss an opportunity to serve your customers effectively. If you're located in Brooklyn, NY at 800 Poly Pl Rm 1110, don't hesitate to reach out. Our team is ready to assist you in exploring how our business banking and commercial services can fuel your growth. Give us a call at (718) 492-0600 or visit us online at Advantage Financial.

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? We offer competitive auto loans and vehicle financing options to help you get behind the wheel without stress. Picture yourself cruising in that new ride while enjoying flexible repayment plans tailored to your budget.

Business Banking

If you're a business owner, we understand that managing finances is crucial to success. Our business banking services include merchant services for processing payments and business loans tailored to help grow your enterprise.

Credit Cards with Rewards

For those who enjoy earning rewards while they spend, our credit cards come with enticing benefits. Whether it's cashback on purchases or travel rewards, you'll find a card that aligns perfectly with your spending habits.

Digital Banking Features

We embrace technology to enhance your banking experience. With features like online banking, mobile payments (coming soon), and person-to-person transfers, managing your money has never been easier. Our ATM services ensure that you can access cash whenever needed without any hassle. Whether you're visiting us in person or utilizing our digital platforms, Advantage Financial is dedicated to making banking accessible and straightforward for all members in Brooklyn and beyond. Ready to explore how we can support your financial journey? Give us a call at 718-492-0600 or visit us today! Your financial well-being starts here at Advantage Financial.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing solutions. If you're considering buying a home or refinancing your current mortgage for better terms, our team is here to guide you every step of the way. Your dream home awaits!

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking services have you covered. Imagine easily managing your daily expenses with a checking account that fits your lifestyle. With our online and mobile banking options, you can check your balance, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are designed to give you quick access to cash when you need it most. Additionally, if debt has been weighing you down, our debt consolidation loans could be the answer to simplifying your finances.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to set up E-Statements. This means you can say goodbye to paper clutter and receive your statements directly in your inbox quickly, securely, and conveniently. Plus, for those who prefer a more modern touch, our Electronic Signature Authorization allows you to sign documents digitally, making transactions smoother than ever. Are you looking for an easier way to send money? Our Person-to-Person Transfers feature lets you send money to friends or family quickly without needing cash or checks. And if you're on the go, our Mobile Application gives you access to all these services right from your smartphone.

Security and Convenience

We prioritize security with every transaction. Our robust security measures ensure that your personal information stays safe while you enjoy the convenience of online banking. You can rest easy knowing that managing your finances is not just simple but also secure. In addition to these features, we also offer mobile payments capabilities. This means you can make purchases using your mobile device quickly and easily (coming soon!). Whether you're at home or out shopping, handling your finances has never been easier. With Advantage Financial's digital banking services, you're not just keeping up with the times; you're staying ahead. Explore how we can help simplify your banking experience today!

Financial Strength

Commitment to Growth

With $12,172,854 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $619,50174 in total loans and leases and $360 in used auto loans.

Efficient Operations

Our net income of $278,968 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member Trust

Total Share Accounts stand at 20,487, showing a strong and growing member base that trusts us with their finances. Our focus remains on you the member because your success is our success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advantage Financial is your trusted partner. Visit us at 800 Poly Pl Rm 1110 Brooklyn NY 11209 or call 718-492-0600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Resources

Members' savings are secured through $10,654,995 in share certificates and $21,275,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $12,482,028, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those who may need additional financing solutions, we have total credit lines available amounting to $32,157,000. This can be an excellent option for members looking for flexibility in managing larger expenses or unexpected costs. If you're considering refinancing any existing loans or exploring eligibility options for our various products, we encourage you to reach out. Our team at Advantage Financial is ready to assist you every step of the way. You can visit us at our branch located at 800 Poly Pl Rm 1110 Brooklyn Ny 11209, or give us a call at 718-492-0600 during our operating hours from Monday to Friday: 7:45 AM - 2:45 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,713,474 in used vehicle loans and $2,691,859 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our auto loan options are designed to fit your budget and lifestyle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,956,275 in loans helping members manage their finances effectively. These cards provide convenience for everyday purchases while allowing you to build your credit score responsibly.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,339,450, make buying or refinancing simple. We are here to guide you through the process and help you find the right mortgage solution for your needs.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its focus on Verified Data. All loan offers are sourced from legitimate financial institutions, which fosters transparency throughout the comparison process. Additionally, LendMesh operates without Sponsored Listings, meaning lenders are not prioritized based on paid promotions this ensures that users receive unbiased results every time they search for loans. Another significant advantage is Real-Time Rate Comparisons. The platform provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions based on current market conditions. This feature can save you both time and money as you explore your options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of the tool in helping consumers achieve their financial goals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*