Advantage Financial Washington DC Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Advantage Financial, your trusted credit union located at 175 N St Ne, Washington, DC 20002. Since our establishment in 1964, we have been dedicated to serving our community and providing exceptional financial services to our 9,395 valued members. With a robust asset portfolio of $108,485,041 and total deposits amounting to $4,686,943, we pride ourselves on being a reliable partner for all your banking needs. At Advantage Financial, we understand that financial health is essential for individuals and families alike. Our commitment extends beyond numbers; it's about building relationships with our members and empowering them to achieve their financial goals. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services such as merchant accounts and business loans, we have tailored options just for you. Under the leadership of our CEO, Donald Johnson, and Board President, Donald Walsh, our team of 30 employees works diligently to ensure you receive the support you need. We invite you to explore our range of services online at advfcu.org or give us a call at 202-737-6969. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 50480, WASHINGTON, DC 20091-0480. We're here to help you every step of the way come see how Advantage Financial can make a positive impact on your financial journey today!

Branch History & Mission

Community Commitment

Community involvement is at the heart of what we do. We regularly partner with local organizations and participate in outreach programs aimed at supporting those in need within our neighborhoods. This commitment extends beyond just financial assistance; we believe in building lasting relationships that contribute positively to the lives of our members. With ATM availability at our branch and extended operating hours Monday through Friday from 7:30 AM to 6:30 PM; Saturday from 9:00 AM to 3:00 PM; and Sunday from 11:00 AM to 3:00 PM we aim to provide convenience that fits your busy lifestyle. Join us today at Advantage Financial and experience firsthand how we can help you navigate your financial journey with confidence. Together, let's build a brighter future for you and our community! For more information or inquiries, feel free to call us at (202) 737-6969 or visit our website.

Our Journey

Over the years, Advantage Financial has evolved significantly. From our humble beginnings in the mid-60s to becoming a trusted financial partner for many in the region, we've remained dedicated to providing quality financial services while focusing on community support. We have built strong relationships with our members and are committed to understanding their needs and helping them achieve their financial goals. While members can visit us at our physical location for banking needs, official correspondence should be sent to PO BOX 50480, WASHINGTON, DC 20091-0480. Our branch is conveniently situated near local landmarks and public transportation options, making it easy for you to access our services.

Our Mission

At Advantage Financial, our mission is simple yet impactful: to provide reliable financial services while fostering a sense of community among our members. We strive to empower individuals and families through education and personalized support. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we have tailored solutions designed just for you. We embrace modern technology to enhance your banking experience. Our online and mobile banking platforms allow you to manage your finances easily from anywhere. Additionally, we ensure accessibility for all members by maintaining ADA compliance in our facilities.

Branch Location & Accessibility

Getting Here

Whether you're coming from nearby landmarks or your home, accessing our branch is simple. We offer ample parking options for your convenience. Plus, our facility is designed with accessibility in mind, ensuring that everyone can enjoy our services comfortably.

Operating Hours

We want to be available when you need us. That's why we have flexible operating hours: Monday through Friday from 7:30 AM to 6:30 PM, Saturday from 9:00 AM to 3:00 PM, and Sunday from 11:00 AM to 3:00 PM. Whether you're stopping in during your lunch break or on the weekend, we're here for you!

Reach Out Anytime

Got questions? Don't hesitate to call us at 202-737-6969. Our friendly team is ready to assist you! We invite you to come by and experience the welcoming environment at Advantage Financial today. Your financial journey starts here!

Services Offered

At Advantage Financial, we provide a wide variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at 175 N St NE for all their banking needs, please note that official correspondence should be sent to PO BOX 50480, Washington, DC 20091-0480.

Member Eligibility

At Advantage Financial, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy! If you live, work, or attend school in the Washington, DC area, you are likely eligible to join us. We welcome individuals from diverse backgrounds and professions, making it simple for you to take advantage of our range of financial services designed with your needs in mind. For more detailed information on eligibility criteria, please check out our eligibility page. Joining Advantage Financial means you'll have access to personalized banking solutions, competitive loan rates, and a friendly team ready to assist you every step of the way. Opening an account is straightforward; just visit our website or give us a call at (202) 737-6969. We're here to help you start your financial journey with us! Come visit us at 175 N St Ne Washington Dc 20002 and see how easy it is to become part of our family.

Business Banking & Commercial Services

Loan Options for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are eager to work with you on future financing needs. Whether you're looking for a small loan to get started or need larger funding for major projects, we can help craft a solution that fits.

Merchant Services that Make Sense

We also provide merchant services that simplify transactions and enhance customer experiences. Picture this: processing payments quickly and easily while keeping your customers happy. Our services can streamline your payment processes, allowing you to focus more on what matters growing your business. Visit us at 175 N St Ne Washington Dc 20002 in Washington, DC, or give us a call at (202) 737-6969 to learn how we can support your business ambitions today!

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges, and at Advantage Financial, we understand that you need reliable support. Our Business Banking solutions include essential services such as Merchant Services and Business Loans tailored to help your business thrive. Whether you're just starting out or looking to expand, we've got your back every step of the way.

Get Started Today

We invite you to explore all that Advantage Financial has to offer at our branch located at 175 N St Ne Washington Dc 20002 in Washington, DC. For any questions or assistance, feel free to call us at (202) 737-6969 during our operating hours: Monday through Friday from 7:30 AM to 6:30 PM; Saturday from 9:00 AM to 3:00 PM; and Sunday from 11:00 AM to 3:00 PM. Discover how we can support your financial goals visit us today!

Online and Mobile Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer robust Online & Mobile Banking features that allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. With easy access through our website or mobile app, managing your accounts has never been easier. Additionally, enjoy the convenience of our ATM & Cash Withdrawal Services, which provide basic ATM access for withdrawals and balance checks whenever you need it.

Personal Banking Solutions

Managing your personal finances is simple with our range of Personal Banking services. Open a checking or savings account that fits your lifestyle, helping you save for future goals or manage everyday expenses effortlessly. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms designed to get you on the road quickly. For those looking to invest in property, our Mortgage Loans & Refinancing options can help make homeownership a reality. If you find yourself needing extra funds, our Personal Loans & Debt Consolidation services can assist in managing debt effectively while allowing you to focus on what truly matters. Plus, enjoy the benefits of our Credit Cards with Rewards, which can turn your everyday purchases into exciting rewards.

Digital & Online Banking

Key Features of Our Online Banking Services

Our online banking platform, accessible at https://www.advfcu.org/ , offers a wide range of features to help you stay in control of your money. Whether you're at home or on the go, you can rely on our user-friendly interface to navigate through all your banking needs. From enrolling in e-statements to benefit from paperless convenience yes, we offer that! You can also take advantage of electronic signature authorization for quick and secure transactions. If you prefer using your mobile device, you'll be pleased to know that we have a dedicated mobile application available for download. This app allows you to make person-to-person transfers with ease, meaning you can send or receive money from friends and family in just a few taps. Plus, while we don't currently support mobile payments, our other features ensure that your banking experience remains smooth and efficient.

Security You Can Trust

Your security is our top priority. We implement robust measures to protect your personal information and transactions. This means you can bank with confidence knowing that your data is safe from unauthorized access. With all these tools at your fingertips, managing your finances has never been easier. At Advantage Financial, we're committed to providing services that fit seamlessly into your lifestyle no matter where life takes you!

Financial Strength

Commitment to Operational Excellence

Our net income of $278,968 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 29 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

We proudly serve a growing member base with 20,487 total share accounts, showcasing the trust placed in us by our community. This growth strengthens our capacity to offer better products and services tailored specifically for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advantage Financial is your trusted partner. Visit us at 175 N St Ne Washington DC 20002 or call 202-737-6969 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $12,172,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide loans is significant as we have $61,950,174 in total loans and leases available to support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $10,654,995 in share certificates and $21,275,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $12,482,028, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,713,474 in used vehicle loans and $2,691,859 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to help you navigate your options smoothly.

Credit Lines

For those needing additional flexibility with their finances, our credit lines totaling $32,157,000 offer access to funds whenever you need them. This product allows you to borrow as needed without going through the application process each time. If you're considering refinancing any existing loans or want more information on eligibility options available to you, feel free to reach out. Our dedicated team at Advantage Financial is ready to assist you with personalized solutions tailored to your circumstances. For further inquiries or assistance in exploring our loan offerings, don't hesitate to contact us at 202-737-6969. Our branch is conveniently located at 175 N St Ne Washington Dc 20002, and we're open Monday through Friday from 7:30 AM to 6:30 PM; Saturday from 9:00 AM to 3:00 PM; and Sunday from 11:00 AM to 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,339,450, make buying or refinancing simple. We guide you through every step of the process and offer competitive rates tailored to your financial needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,956,275 in loans helping members manage their finances effectively. These cards provide an excellent way to handle unexpected expenses while enjoying rewards for your spending.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. The platform prioritizes accuracy by relying on verified financial institutions, minimizing the risk of misleading information.

ADVANTAGE FINANCIAL FEDERAL CREDIT UNION