ADVANTAGE FEDERAL CREDIT UNION

Welcome to Advantage at Rochester General Hospital, your trusted partner for financial solutions in the heart of Rochester, NY. Established in 1975, we have proudly served our community for over 48 years, fostering a spirit of cooperation and commitment to our members. With a total membership of 34,794, we understand the unique needs of our community and strive to provide personalized services that make a difference. Located at 1445 Portland Ave, Rochester, NY 14621, our branch is dedicated to helping you achieve your financial goals. While members can visit us at this location, any official correspondence should be directed to our mailing address at 1975 Buffalo Road, Rochester, NY 14624. At Advantage, we take pride in managing assets totaling an impressive $479,479,260. This robust financial foundation allows us to offer a range of products and services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. With $17,261,372 in total deposits and a net worth of $44,790,908, our stability speaks volumes about our dedication to serving you well. Under the leadership of our CEO, Jeff Bocach, and Board President Tom Yale, we continue to grow and adapt to the evolving needs of our members. Our team of 98 employees is here to provide you with exceptional service that you can rely on every day. Whether you're looking for competitive loan rates or convenient online banking options, Advantage has something for everyone. We invite you to explore all that we have to offer by visiting our website at advantagefcu.org or calling us at 585-454-5900. Let us help you navigate your financial journey together!

Becoming a member of Advantage is more than just opening an account; it's about joining a welcoming community that supports your financial journey. If you live, work, or attend school in the Rochester area, you're likely eligible to join us! Our membership is open to individuals who meet specific criteria, which you can easily check by visiting our eligibility page at http://www.advantagefcu.org/banking/membership/ . Once you confirm your eligibility, the process of opening an account is simple and straightforward. Just stop by our branch located at 1445 Portland Ave Rochester Ny 14621, or give us a call at (585) 454-5900 for assistance. We're excited to help you take this step toward enjoying all the benefits of being part of the Advantage family!

At Advantage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is in safe hands, which is why we prioritize transparency and trust in everything we do. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $44,790,908, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $64,418,467 in share certificates and $46,476,469 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,563,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $43,373,720 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,092 in used auto loans and a total of $338,503,554 in loans and leases. Our operational efficiency is reflected in our $291,027, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees and 5 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $21,375. Total Share and Deposit Accounts: 64,261, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advantage is your trusted partner. Visit us at 1445 Portland Ave Rochester Ny 14621 or call (585) 454-5900 to learn more about how we can help you achieve your financial goals.