Advancial Shenandoah TX Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Advancial, your trusted partner in financial well-being, located at 1735 Research Forest Dr, Shenandoah, TX 77380. Since our establishment in 1937, we have dedicated ourselves to serving the community with care and commitment. With a strong membership base of 129,579 individuals, we strive to provide personalized financial solutions tailored to meet your needs. At Advancial, we understand that every member's journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our total assets stand at an impressive $2,403,360,527, reflecting our stability and commitment to you. With $188,362,104 in total deposits and $4,233,561 in cash on hand, you can trust us to safeguard your finances. Under the leadership of our CEO Brent Sheffield and Board President Mike McKee, we focus on fostering relationships built on trust and transparency. Our team of 305 employees is here to ensure you receive the support you need every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 1735 Research Forest Dr, Shenandoah, TX 77380. We invite you to explore all that Advancial has to offer. Whether you want to open an account or learn more about our loan options, please call us at 832-803-0824 or visit our website at Advancial. Join us today and experience the difference of a credit union that truly cares about its members!

Branch History & Mission

Community Focus

As part of our ongoing dedication to community support, Advancial actively engages in outreach efforts aimed at fostering growth and development within Shenandoah and surrounding areas. Through partnerships with local organizations and programs designed to assist those in need, we work diligently to create lasting impact. While members can visit us at 1735 Research Forest Dr for all their banking needs, official correspondence should be sent to the same address. We invite you to experience the Advancial difference firsthand during our operating hours: Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm. In closing, if you're looking for a credit union that truly cares about its members and community, join Advancial today! Discover how we can help you achieve your financial goals while being part of something bigger an organization dedicated not just to banking but also enriching lives in Shenandoah and beyond. For more information or assistance, please contact us at 832-803-0824 or visit our website.

Our Mission

Our mission at Advancial is simple yet powerful: to empower our members through reliable financial services while uplifting the communities we serve. We believe that everyone deserves access to quality banking solutions that meet their needs and aspirations. Whether it's personal banking options like checking and savings accounts or loans for vehicles and homes, we strive to offer tailored solutions that make a difference. We are also committed to embracing technology with initiatives such as online banking and mobile payments, making it easier for members to manage their finances anytime, anywhere. Our branch is equipped with an ATM for quick access to cash and drive-thru services for those who prefer convenience without leaving their vehicles.

Branch Location & Accessibility

Accessibility and Features

At Advancial, we prioritize your convenience. Our branch offers ample parking for all our visitors, making it simple to pop in and take care of your banking needs. We are committed to accessibility; our facilities include ADA-compliant ramps and features to ensure everyone can bank with ease. We know that time is valuable, which is why we provide drive-thru banking services for quick transactions such as deposits and withdrawals without leaving your car. Plus, with an ATM available on-site, you have 24/7 access to cash whenever you need it.

Get in Touch

Whether you're interested in personal banking services like checking accounts and loans or simply want to chat about how we can support your financial journey, our team is here for you. Feel free to call us at 832-803-0824 for any inquiries or stop by during our operating hours. We look forward to welcoming you at Advancial!

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 9:00 AM to 1:00 PM. On Sundays, we take a little break so we can be ready to serve you fresh each week!

Member Eligibility

At Advancial, we believe that everyone deserves the chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 1735 Research Forest Dr Shenandoah Tx 77380, you're already eligible to join us. We also extend membership to your family members, so they can enjoy the same benefits too! Joining means access to great financial products and services tailored just for you, like checking and savings accounts, auto loans, and more. To get started, just visit our website at http://www.Advancial.org/membership-information for all the details on eligibility or give us a call at (832) 803-0824. When you're ready to open an account, check out our easy online application at http://www.Advancial.org/apply . We can't wait to welcome you into our Advancial family!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. If you're not yet a member, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to lending, our merchant services simplify payment processing for your business. Whether you're a retail shop or an online store, our services make transactions easy and efficient. Imagine serving customers without worrying about complex payment systems just smooth operations that let you focus on what you do best: growing your business. Located at 1735 Research Forest Dr Shenandoah Tx 77380, in the heart of Shenandoah, TX, our team is here to discuss how we can support your business needs. Reach out today at (832) 803-0824 and discover the difference personalized service can make!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM services available at multiple locations, accessing your funds is easier than ever. You can make withdrawals or check your balance without any hassle.

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, our auto loans are tailored for your convenience. We understand that buying a car is a significant investment, so we provide flexible financing options that cater to different budgets. Imagine driving off in your dream car without the stress of complicated financing!

Business Banking

For entrepreneurs, we offer business banking solutions including merchant services and business loans. We understand the challenges of running a business and are here to provide financial tools that support your growth.

Credit Cards with Rewards

Our credit cards not only provide the purchasing power you need but also come with rewards that give back. Imagine earning points on every dollar spent that can be redeemed for travel, merchandise, or cash back!

Drive-Thru & Basic Banking Services

If you prefer face-to-face interactions but don't have time to step inside, our drive-thru service allows you to complete basic transactions like deposits and withdrawals quickly and conveniently. At Advancial, we're committed to ensuring that all of our services align with your lifestyle and financial goals. For more information about how we can assist you further, don't hesitate to reach out at (832) 803-0824 or visit us at our branch in Shenandoah. We look forward to serving you!

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance their existing mortgage, Advancial has got you covered. Our mortgage loans offer competitive rates and personalized service to ensure you find the right fit for your home financing needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can check balances, transfer funds, pay bills, and even deposit checks all from your smartphone or computer.

Personal Banking

We offer various personal banking options, including checking and savings accounts that help you manage your daily finances effectively. Whether you're saving for a vacation or just want easy access to your money, our accounts come with competitive rates and no hidden fees.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether you need funds for an emergency or want to consolidate debt, our straightforward application process makes it easy to get the support you need.

Digital & Online Banking

Key Features

You can explore all our online banking options at https://www.advancial.org/ . Enjoy the freedom of 24/7 online banking services that let you check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, managing your money is simple and efficient. Our mobile application enhances your experience even further. It's user-friendly and packed with features like mobile payments, allowing you to make quick transactions directly from your smartphone. Plus, with person-to-person transfers, sending money to friends or family has never been easier.

Security and Accessibility

Your security is our top priority. With electronic signature authorization available for transactions, you can complete important tasks with confidence knowing that your information is protected. Additionally, we offer e-statements so you can easily track your spending while reducing paper clutter. In today's fast-paced world, having real-time access to your accounts makes all the difference. Whether you're checking your balance before a purchase or reviewing recent transactions, our online services keep you informed and in control of your finances. At Advancial, we believe that banking should fit seamlessly into your life. Join us today to take advantage of these great digital banking features!

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 219,082, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advancial is your trusted partner. Visit us at 1735 Research Forest Dr Shenandoah Tx 77380 or call (832) 803-0824 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our commitment extends beyond just securing funds. With $187,407,986 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication supports our ability to provide services tailored to your needs.

Dedicated Team at Your Service

We also take pride in having 304 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we work hard every day to provide you with exceptional service.

Member-Centric Savings Solutions

Members' savings are secured through $982,282,515 in share certificates and $147,937,899 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $185,457,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $771 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $23,319 in used auto loans and $2,050,655,223 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $-5,600,711, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $310,177,311 in new vehicle loans and $542,570,999 in used vehicle loans to help members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we've got you covered.

Credit Lines

In need of additional flexibility? Our total credit lines amounting to $1,191,355,982 give you the ability to borrow as needed without the hassle of applying for a new loan each time. This option is perfect for those who want quick access to funds for unexpected expenses. If you're considering refinancing your existing loans or need assistance with eligibility options, our team is here to guide you through the process. For more information about our loan products or to discuss which option may be best for you, feel free to reach out by calling us at 832-803-0824. You can also visit us online at Advancial for further details. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're dedicated to helping our members thrive financially and look forward to serving you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $33,051,868, ensuring that your path to homeownership is smooth and accessible.

Unsecured Credit Card Loans

Managing finances can be challenging, but we're here to help. We provide flexible terms on unsecured credit card loans with a total of $127,708,843 available for our members. This allows you to manage your expenses effectively while enjoying the benefits of credit.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan comparison reflects accurate information, allowing potential borrowers to see all their options clearly.

ADVANCIAL FEDERAL CREDIT UNION